Last update: Oct 2026

Cost of Living Comparison Between Ontario, CA and Lima

For one person, living is cheaper in Lima: $1,012 a month against $2,867 in Ontario, CA, rent and utilities included – about $22,300 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Ontario, CA
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Ontario, CA Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Ontario, CA

🇺🇸 United States

$2,867

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Ontario, CA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ontario, CA and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,867 in Ontario, CA versus $1,012 in Lima.

Ontario, CA $2,867
Lima $1,012

Estimated couple costs with rent: $2,937 in Ontario, CA versus $1,589 in Lima.

Ontario, CA $2,937
Lima $1,589

Monthly costs for a family of three with rent: $3,007 in Ontario, CA versus $2,167 in Lima.

Ontario, CA $3,007
Lima $2,167

Living in Ontario, CA is roughly 183% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ontario, CA is 112% above, Lima is 25% below.

Meal at Budget Restaurant

$19.91 $19.91

$4.40 PEN 15.10

352.50%

Three-Course Dinner for Two, Mid-Range

$78.2 $78.2

$35.17 PEN 121

122.29%

Fast Food Meal (McDonalds, etc)

$15.13 $15.13

$6.89 PEN 23.65

119.59%

Cappuccino

$5.64 $5.64

$3.26 PEN 11.20

73.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 $3.09

$1.12 PEN 3.84

175.89%

Water (0.33 liter bottle)

$2.31 $2.31

$0.62 PEN 2.11

272.58%

Local Beer (0.5 liter draught)

$7.26 $7.26

$2.65 PEN 9.09

173.96%

Imported Beer (0.33 liter bottle)

$9.37 $9.37

$4.41 PEN 15.15

112.47%

Milk (1 liter)

$1.04 $1.04

$1.63 PEN 5.61

-36.20%

White Bread (500g)

$4.00 $4.00

$2.56 PEN 8.78

56.25%

Rice (white) (1kg)

$4.79 $4.79

$1.35 PEN 4.65

254.81%

Eggs

$4.57 $4.57

$2.90 PEN 9.96

57.59%

Local Cheese (1kg)

$12.97 $12.97

$8.85 PEN 30.38

46.55%

Chicken Fillets (1kg)

$8.85 $8.85

$5.98 PEN 20.52

47.99%

Beef Round Steak (1kg)

$15.66 $15.66

$9.78 PEN 33.59

60.12%

Apples (1kg)

$4.62 $4.62

$2.05 PEN 7.02

125.37%

Banana (1kg)

$1.70 $1.70

$1.06 PEN 3.66

60.38%

Oranges (1kg)

$3.97 $3.97

$1.35 PEN 4.64

194.07%

Tomato (1kg)

$5.54 $5.54

$1.50 PEN 5.15

269.33%

Potato (1kg)

$3.59 $3.59

$0.88 PEN 3.03

307.95%

Onion (1kg)

$2.31 $2.31

$0.92 PEN 3.15

151.09%

Lettuce (1 head)

$1.98 $1.98

$0.89 PEN 3.07

122.47%

Water (1.5 liter bottle)

$1.92 $1.92

$0.90 PEN 3.10

113.33%

Cigarettes 20 Pack (Marlboro, Camel)

$11.56 $11.56

$5.90 PEN 20.27

95.93%

Wine (Bottle)

$14.76 $14.76

$8.52 PEN 29.26

73.24%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$1.88 PEN 6.45

3.19%

Imported Beer (0.33 liter bottle)

$4.13 $4.13

$3.22 PEN 11.05

28.26%

One-way Ticket (Public Transport)

$1.54 $1.54

$0.68 PEN 2.33

126.47%

Public Transport Monthly Pass (Regular Price)

$29.84 $29.84

$26.86 PEN 92.2

11.09%

Taxi Start (Normal Tariff)

$6.08 $6.08

$3.81 PEN 13.09

59.58%

Taxi (Normal Tariff) (1km)

$2.02 PEN 6.93

Taxi 1hour Waiting (Normal Tariff)

$7.11 PEN 24.41

Gasoline (1 liter)

$1.53 $1.53

$1.72 PEN 5.91

-11.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$22.3K PEN 76.6K

66.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$25.5K PEN 87.6K

5.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$73.1 PEN 251

203.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.7 $68.7

$16.35 PEN 56.2

320.12%

Internet (50+ Mbps, Unlimited Data)

$61.8 $61.8

$27.47 PEN 94.3

125.12%

Gym Membership (Monthly)

$64.0 $64.0

$31.90 PEN 110

100.66%

Tennis Court (1 Hour on Weekend)

$28.79 $28.79

$19.41 PEN 66.7

48.33%

Cinema Ticket

$17.89 $17.89

$7.05 PEN 24.23

153.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,164 $1,164

$182 PEN 627

537.71%

International Primary School, 1 Child (Yearly)

$13.0K PEN 44.8K

Jeans (Levis 501 Or Similar)

$58.3 $58.3

$53.8 PEN 185

8.42%

Summer Dress (H&M, Zara, etc)

$40.76 $40.76

$34.32 PEN 118

18.76%

Sport Shoes (Adidas, Nike)

$91.3 $91.3

$82.8 PEN 284

10.21%

Men's Leather Business Shoes

$104 $104

$78.2 PEN 269

33.17%

1-bedroom Apartment, City Center (Monthly)

$1,900 $1,900

$721 PEN 2,476

163.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 $1,503

$343 PEN 1,179

337.52%

3-bedroom Apartment, City Center (Monthly)

$2,646 $2,646

$1,219 PEN 4,186

117.12%

3-bedroom Apartment, Outside City Center (Monthly)

$651 PEN 2,235

Buy Apartment in City Center (m2)

$3,989 $3,989

$2,414 PEN 8,292

65.21%

Buy Apartment Outside City Center (m2)

$3,666 $3,666

$1,357 PEN 4,660

170.13%

Average Monthly Net Salary (After Tax)

$3,613 $3,613

$648 PEN 2,226

457.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

8.94

-28.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ontario, CA: October 12, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ontario, CA

$1.5K 52.4%

Lima

$343 33.9% 77.1% $1.2K

Groceries & Markets

Ontario, CA

$389 13.6%

Lima

$226 22.3% 41.9% $163

Monthly Utilities & Internet

Ontario, CA

$352 12.3%

Lima

$117 11.6% 66.8% $235

Eating Out

Ontario, CA

$349 12.2%

Lima

$124 12.3% 64.5% $225

Clothing & Footwear

Ontario, CA

$133 4.6%

Lima

$112 11.1% 15.4% $20

Sport & Entertainment

Ontario, CA

$100 3.5%

Lima

$46 4.6% 53.9% $54

Getting Around

Ontario, CA

$42 * 1.5%

Lima

$43 4.3% 3.4% $1.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,900 in Ontario, CA and $721 in Lima. Housing cost is often the main lever when comparing two cities.

Ontario, CA pays 458% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Ontario, CA vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $389 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Ontario, CA

🇵🇪 Lima

🕒 Local time

12:53 12:53 PM

14:53 2:53 PM

2 h ahead of Ontario, CA

🌤 Weather

👥 Population

185,000

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.889 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Peruvian Sol exchange rates as of October 17, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Ontario, CA Lima 6,690 km ≈ 9 h nonstop flight

From you

Ontario, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ontario, CA vs Lima: Cost of Living - Frequently Asked Questions

Ontario, CA and Lima differ by about 183% in total monthly costs ($2,867 vs $1,012 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 458% higher in Ontario, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,900 in Ontario, CA versus $721 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,164 in Ontario, CA versus $182 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 72% higher in Ontario, CA. For households that cook at home regularly, that difference adds up over a month.

At $1,012 in Lima versus $2,867 in Ontario, CA, a $2,000 budget is realistic in Lima but tight or insufficient in Ontario, CA. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 183% less than in Ontario, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.