Last update: Oct 2026

Cost of Living Comparison Between Oni and Cebu

For one person, living is cheaper in Oni: $732 a month against $915 in Cebu, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Oni
🇬🇪 Georgia
$732
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Oni and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oni and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $732 in Oni versus $915 in Cebu.

  • Oni $732
  • Cebu $915

Estimated couple costs with rent: $1,199 in Oni versus $1,418 in Cebu.

  • Oni $1,199
  • Cebu $1,418

Monthly costs for a family of three with rent: $1,666 in Oni versus $1,921 in Cebu.

  • Oni $1,666
  • Cebu $1,921

Living in Oni costs roughly 20% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Oni 46% lower, Cebu 33% lower.

Currency
🍽 Eating Out
Oni
Cebu
Difference
Meal at Budget Restaurant
$11.31 ₾29.28
$3.05 ₱192
270.82%
Three-Course Dinner for Two, Mid-Range
$38.55 ₾99.8
$24.00 ₱1,511
60.62%
Fast Food Meal (McDonalds, etc)
$9.47 ₾24.51
$3.99 ₱251
137.34%
Cappuccino
$3.44 ₾8.91
$2.50 ₱157
37.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ₾2.82
$1.54 ₱97.1
-29.22%
Water (0.33 liter bottle)
$0.63 ₾1.64
$0.50 ₱31.37
26.00%
Local Beer (0.5 liter draught)
$2.66 ₾6.89
$1.78 ₱112
49.44%
Imported Beer (0.33 liter bottle)
$3.05 ₾7.89
$2.17 ₱136
40.55%
🛒 Groceries & Markets
Oni
Cebu
Difference
Milk (1 liter)
$2.22 ₾5.74
$2.00 ₱126
11.00%
White Bread (500g)
$0.75 ₾1.94
$1.37 ₱86.2
-45.26%
Rice (white) (1kg)
$1.73 ₾4.47
$1.03 ₱64.9
67.96%
Eggs
$2.72 ₾7.03
$2.03 ₱128
33.99%
Local Cheese (1kg)
$9.44 ₾24.45
$10.20 ₱642
-7.45%
Chicken Fillets (1kg)
$6.48 ₾16.79
$4.45 ₱280
45.62%
Beef Round Steak (1kg)
$12.87 ₾33.32
$7.67 ₱483
67.80%
Apples (1kg)
$1.67 ₾4.33
$3.31 ₱208
-49.55%
Banana (1kg)
$1.86 ₾4.82
$1.46 ₱91.8
27.40%
Oranges (1kg)
$1.93 ₾4.99
$2.32 ₱146
-16.81%
Tomato (1kg)
$2.48 ₾6.43
$1.49 ₱94.0
66.44%
Potato (1kg)
$0.84 ₾2.17
$2.34 ₱147
-64.10%
Onion (1kg)
$0.72 ₾1.87
$1.94 ₱122
-62.89%
Lettuce (1 head)
$1.41 ₾3.64
$1.16 ₱73.0
21.55%
Water (1.5 liter bottle)
$0.71 ₾1.85
$0.68 ₱42.89
4.41%
Cigarettes 20 Pack (Marlboro, Camel)
$3.56 ₾9.21
$2.99 ₱188
19.06%
Wine (Bottle)
$7.87 ₾20.38
$6.24 ₱393
26.12%
Local Beer (0.5 liter bottle)
$1.63 ₾4.22
$1.23 ₱77.3
32.52%
Imported Beer (0.33 liter bottle)
$2.37 ₾6.13
$1.73 ₱109
36.99%
🚌 Getting Around
Oni
Cebu
Difference
One-way Ticket (Public Transport)
-
$0.23 ₱14.36
-
Public Transport Monthly Pass (Regular Price)
-
$12.34 ₱777
-
Taxi Start (Normal Tariff)
$1.15 ₾2.96
$0.79 ₱49.96
45.57%
Taxi (Normal Tariff) (1km)
$0.73 ₾1.90
$0.22 ₱13.86
231.82%
Taxi 1hour Waiting (Normal Tariff)
$11.47 ₾29.71
$4.54 ₱286
152.64%
Gasoline (1 liter)
$1.41 ₾3.65
$1.32 ₱82.9
6.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K ₾65.0K
$21.0K ₱1.3M
19.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K ₾56.8K
$19.4K ₱1.2M
13.08%
🧾 Monthly Utilities & Internet
Oni
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.2 ₾231
$119 ₱7,464
-24.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.94 ₾33.50
$14.22 ₱896
-9.00%
Internet (50+ Mbps, Unlimited Data)
$19.83 ₾51.3
$27.47 ₱1,730
-27.81%
🎉 Sport & Entertainment
Oni
Cebu
Difference
Gym Membership (Monthly)
-
$32.31 ₱2,034
-
Tennis Court (1 Hour on Weekend)
-
$6.50 ₱409
-
Cinema Ticket
$6.71 ₾17.37
$5.40 ₱340
24.26%
🧸 Childcare & Education
Oni
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$368 ₾953
$276 ₱17.4K
33.40%
International Primary School, 1 Child (Yearly)
$10.5K ₾27.1K
$7,866 ₱495.3K
33.17%
👕👟 Clothing & Footwear
Oni
Cebu
Difference
Jeans (Levis 501 Or Similar)
$102 ₾263
$49.37 ₱3,108
105.81%
Summer Dress (H&M, Zara, etc)
$40.05 ₾104
$24.58 ₱1,548
62.94%
Sport Shoes (Adidas, Nike)
$115 ₾298
$76.6 ₱4,825
50.43%
Men's Leather Business Shoes
$124 ₾322
$58.9 ₱3,706
111.13%
🏠 Accommodation & Living
Oni
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
-
$503 ₱31.7K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$305 ₱19.2K
-
3-bedroom Apartment, City Center (Monthly)
-
$1,075 ₱67.7K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$632 ₱39.8K
-
Buy Apartment in City Center (m2)
-
$2,870 ₱180.7K
-
Buy Apartment Outside City Center (m2)
-
$1,877 ₱118.2K
-
💵 Salaries & Financials
Oni
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$336 ₱21.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
12.62
7.2
75.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oni: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Oni
$233
Cebu
$210 10.1% $24
Eating Out
Oni
$186
Cebu
$88 52.9% $99
Clothing & Footwear
Oni
$172
Cebu
$94 45.1% $77
Monthly Utilities & Internet
Oni
$122
Cebu
$160 31.4% $38
Sport & Entertainment
Oni
$13 *
Cebu
$43 221% $30
Getting Around
Oni
$4.8 *
Cebu
$15 214% $10
Accommodation & Living
Oni
- *
Cebu
$305

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $39.00 in Oni vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $233 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇬🇪 Oni
🇵🇭 Cebu
🕒 Local time
16:23 4:23 PM
20:23 8:23 PM
4 h ahead of Oni
🌤 Weather
👥 Population
2,600
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GEL – Georgian Lari Converter

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Oni Cebu 8,460 km ≈ 11 h nonstop flight
From you
  • Oni
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oni vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Oni?
Oni is cheaper overall, especially in utilities, leisure, and transport. The 25% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,097 in Oni and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Oni and in Cebu?
Shoppers in Cebu pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Oni and in Cebu?
All in, you'll spend $732 per month in Oni versus $915 in Cebu – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,200 enough for either Oni or Cebu?
Either city works on $1,200 a month, though Oni gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Oni or Cebu more family-friendly?
For families, Oni is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Oni or Cebu?
Safety-wise, Oni and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Oni gentler on the wallet – expenses run 25% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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