Last update: Oct 2026

Cost of Living Comparison Between Olympia, WA and New York, NY

For one person, living is cheaper in Olympia, WA: $2,983 a month against $4,938 in New York, NY, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Olympia, WA
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Olympia, WA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Olympia, WA

🇺🇸 United States

$2,983

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Olympia, WA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olympia, WA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,983 per month in Olympia, WA vs $4,938 in New York, NY, rent included.

Olympia, WA $2,983
New York, NY $4,938

A couple spends around $4,154 per month in Olympia, WA vs $7,273 in New York, NY, rent included.

Olympia, WA $4,154
New York, NY $7,273

A family of three spends $5,325 per month in Olympia, WA vs $9,608 in New York, NY, rent included.

Olympia, WA $5,325
New York, NY $9,608

Olympia, WA is about 40% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Olympia, WA and New York, NY sit above the global median – Olympia, WA by 120%, New York, NY by 264%.

Meal at Budget Restaurant

$24.52 $24.52

$24.99 $24.99

-1.88%

Three-Course Dinner for Two, Mid-Range

$65.0 $65.0

$120 $120

-45.95%

Fast Food Meal (McDonalds, etc)

$12.68 $12.68

$13.74 $13.74

-7.71%

Cappuccino

$6.42 $6.42

$6.60 $6.60

-2.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$3.82 $3.82

-23.56%

Water (0.33 liter bottle)

$1.68 $1.68

$2.87 $2.87

-41.46%

Local Beer (0.5 liter draught)

$6.90 $6.90

$7.95 $7.95

-13.21%

Imported Beer (0.33 liter bottle)

$6.94 $6.94

$10.06 $10.06

-31.01%

Milk (1 liter)

$1.07 $1.07

$1.37 $1.37

-21.90%

White Bread (500g)

$4.46 $4.46

$4.75 $4.75

-6.11%

Rice (white) (1kg)

$3.16 $3.16

$7.69 $7.69

-58.91%

Eggs

$5.03 $5.03

$5.87 $5.87

-14.31%

Local Cheese (1kg)

$18.35 $18.35

$19.25 $19.25

-4.68%

Chicken Fillets (1kg)

$10.41 $10.41

$17.83 $17.83

-41.62%

Beef Round Steak (1kg)

$16.73 $16.73

$19.03 $19.03

-12.09%

Apples (1kg)

$5.24 $5.24

$6.69 $6.69

-21.67%

Banana (1kg)

$1.62 $1.62

$2.29 $2.29

-29.26%

Oranges (1kg)

$3.98 $3.98

$6.41 $6.41

-37.91%

Tomato (1kg)

$4.57 $4.57

$6.75 $6.75

-32.30%

Potato (1kg)

$2.61 $2.61

$3.93 $3.93

-33.59%

Onion (1kg)

$2.48 $2.48

$4.52 $4.52

-45.13%

Lettuce (1 head)

$2.34 $2.34

$2.79 $2.79

-16.13%

Water (1.5 liter bottle)

$2.56 $2.56

$2.51 $2.51

1.99%

Cigarettes 20 Pack (Marlboro, Camel)

$12.09 $12.09

$18.10 $18.10

-33.20%

Wine (Bottle)

$14.85 $14.85

$20.16 $20.16

-26.34%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$3.26 $3.26

-24.85%

Imported Beer (0.33 liter bottle)

$2.35 $2.35

$3.75 $3.75

-37.33%

One-way Ticket (Public Transport)

$0.87 $0.87

$2.92 $2.92

-70.21%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$5.03 $5.03

$3.06 $3.06

64.38%

Taxi (Normal Tariff) (1km)

$2.66 $2.66

$2.16 $2.16

23.15%

Taxi 1hour Waiting (Normal Tariff)

$51.7 $51.7

$41.33 $41.33

25.09%

Gasoline (1 liter)

$1.36 $1.36

$1.12 $1.12

21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$33.1K $33.1K

-14.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.7K $25.7K

5.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 $156

$219 $219

-28.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$75.3 $75.3

-7.66%

Internet (50+ Mbps, Unlimited Data)

$95.4 $95.4

$70.5 $70.5

35.31%

Gym Membership (Monthly)

$69.1 $69.1

$116 $116

-40.21%

Tennis Court (1 Hour on Weekend)

$5.06 $5.06

$67.6 $67.6

-92.52%

Cinema Ticket

$12.09 $12.09

$21.37 $21.37

-43.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,454 $1,454

$3,432 $3,432

-57.64%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

Jeans (Levis 501 Or Similar)

$45.13 $45.13

$74.9 $74.9

-39.73%

Summer Dress (H&M, Zara, etc)

$54.5 $54.5

$52.1 $52.1

4.58%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$117 $117

-21.84%

Men's Leather Business Shoes

$102 $102

$135 $135

-23.98%

1-bedroom Apartment, City Center (Monthly)

$1,718 $1,718

$4,347 $4,347

-60.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,618 $1,618

$3,117 $3,117

-48.10%

3-bedroom Apartment, City Center (Monthly)

$3,143 $3,143

$9,110 $9,110

-65.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,350 $2,350

$5,379 $5,379

-56.31%

Buy Apartment in City Center (m2)

$3,235 $3,235

$19.3K $19.3K

-83.22%

Buy Apartment Outside City Center (m2)

$3,068 $3,068

$6,943 $6,943

-55.82%

Average Monthly Net Salary (After Tax)

$5,106 $5,106

$5,238 $5,238

-2.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.85

-0.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olympia, WA: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olympia, WA

$1.6K 54.2%

New York, NY

$3.1K 63.1% 92.7% $1.5K

Groceries & Markets

Olympia, WA

$420 14.1%

New York, NY

$552 11.2% 31.6% $133

Eating Out

Olympia, WA

$378 12.7%

New York, NY

$407 8.2% 7.6% $29

Monthly Utilities & Internet

Olympia, WA

$321 10.8%

New York, NY

$365 7.4% 13.8% $44

Clothing & Footwear

Olympia, WA

$132 4.4%

New York, NY

$170 3.5% 29% $38

Sport & Entertainment

Olympia, WA

$93 3.1%

New York, NY

$158 3.2% 69.7% $65

Getting Around

Olympia, WA

$22 * 0.7%

New York, NY

$168 3.4% 672% $146

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,718 in Olympia, WA versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Olympia, WA versus $120 in New York, NY. Monthly groceries follow the same trend: $420 vs $552 – making Olympia, WA the more affordable choice for daily food spending.

Good to know

🇺🇸 Olympia, WA

🇺🇸 New York, NY

🕒 Local time

23:02 11:02 PM

02:02 2:02 AM

3 h ahead of Olympia, WA

🌤 Weather

👥 Population

55,605

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Olympia, WA New York, NY 3,910 km ≈ 5 h nonstop flight

From you

Olympia, WA
New York, NY

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olympia, WA vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 66% more than Olympia, WA, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,475 per month in Olympia, WA and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Olympia, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,983 in Olympia, WA and $4,938 in New York, NY. That's a gap of about 66%.

Kindergarten costs $1,454 per month in Olympia, WA and $3,432 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,983 in Olympia, WA and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Olympia, WA costs $2,983 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Olympia, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.