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Cost of Living Comparison Between Olsztyn and Ubud, Bali Cost of Living Comparison Between Olsztyn and Ubud, Bali

😐 Solo nomad: Olsztyn is 1.5% more expensive than Ubud, Bali without rent, and 4.9% more expensive with rent.
😐 Family of 3: Olsztyn is 22.3% more expensive than Ubud, Bali without rent, and 33% cheaper with rent.
Currency
🍽 Eating Out
Olsztyn
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.83 zł 39.33
$3.43 Rp 58.1K
215.74%
Three-Course Dinner for Two, Mid-Range
$45.51 zł 165
$32.70 Rp 553.4K
39.17%
Fast Food Meal (McDonalds, etc)
$7.72 zł 28.03
$5.04 Rp 85.2K
53.17%
Cappuccino
$3.04 zł 11.04
$2.85 Rp 48.2K
6.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.71 zł 6.22
$1.34 Rp 22.8K
27.61%
Water (0.33 liter bottle)
$1.85 zł 6.71
$0.75 Rp 12.6K
146.67%
Local Beer (0.5 liter draught)
$3.27 zł 11.87
$2.90 Rp 49.1K
12.76%
Imported Beer (0.33 liter bottle)
$3.74 zł 13.57
$3.94 Rp 66.7K
-5.08%
🛒 Groceries & Markets
Olsztyn
Ubud, Bali
Difference
Milk (1 liter)
$1.11 zł 4.03
$1.80 Rp 30.5K
-38.33%
White Bread (500g)
$1.36 zł 4.94
$2.55 Rp 43.2K
-46.67%
Rice (white) (1kg)
$1.42 zł 5.17
$1.19 Rp 20.2K
19.33%
Eggs
$3.34 zł 12.12
$2.42 Rp 40.9K
38.02%
Local Cheese (1kg)
$9.05 zł 32.83
$14.38 Rp 243.4K
-37.07%
Chicken Fillets (1kg)
$6.04 zł 21.94
$4.21 Rp 71.2K
43.47%
Beef Round Steak (1kg)
$9.67 zł 35.11
$11.88 Rp 201.0K
-18.60%
Apples (1kg)
$1.10 zł 3.99
$3.71 Rp 62.8K
-70.35%
Banana (1kg)
$1.58 zł 5.72
$1.56 Rp 26.4K
1.28%
Oranges (1kg)
$1.99 zł 7.24
$2.77 Rp 46.9K
-28.16%
Tomato (1kg)
$2.77 zł 10.06
$2.22 Rp 37.6K
24.77%
Potato (1kg)
$0.80 zł 2.90
$1.99 Rp 33.8K
-59.80%
Onion (1kg)
$1.24 zł 4.49
$2.29 Rp 38.8K
-45.85%
Lettuce (1 head)
$1.16 zł 4.20
$1.01 Rp 17.1K
14.85%
Water (1.5 liter bottle)
$0.69 zł 2.50
$0.78 Rp 13.3K
-11.54%
Cigarettes 20 Pack (Marlboro, Camel)
$5.49 zł 19.93
$3.17 Rp 53.6K
73.19%
Wine (Bottle)
$8.18 zł 29.68
$23.70 Rp 401.1K
-65.49%
Local Beer (0.5 liter bottle)
$1.01 zł 3.68
$2.78 Rp 47.0K
-63.67%
Imported Beer (0.33 liter bottle)
$1.74 zł 6.31
$2.75 Rp 46.5K
-36.73%
🚌 Getting Around
Olsztyn
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.86
$0.27 Rp 4,514
292.59%
Public Transport Monthly Pass (Regular Price)
$27.55 zł 100
$8.14 Rp 137.7K
238.45%
Taxi Start (Normal Tariff)
$2.00 zł 7.24
$0.45 Rp 7,609
344.44%
Taxi (Normal Tariff) (1km)
$0.74 zł 2.67
$0.42 Rp 7,192
76.19%
Taxi 1hour Waiting (Normal Tariff)
$13.73 zł 49.84
$6.18 Rp 104.6K
122.17%
Gasoline (1 liter)
$1.78 zł 6.46
$0.80 Rp 13.5K
122.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K zł 122.0K
$26.2K Rp 443.1M
28.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K zł 111.2K
$31.6K Rp 534.8M
-3.10%
🧾 Monthly Utilities & Internet
Olsztyn
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$277 zł 1,006
$80.7 Rp 1.4M
243.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.85 zł 32.14
$4.12 Rp 69.8K
114.81%
Internet (50+ Mbps, Unlimited Data)
$17.55 zł 63.7
$23.70 Rp 401.0K
-25.95%
🎉 Sport & Entertainment
Olsztyn
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.49 zł 118
$96.9 Rp 1.6M
-66.46%
Tennis Court (1 Hour on Weekend)
$16.51 zł 59.9
$6.29 Rp 106.4K
162.48%
Cinema Ticket
$8.26 zł 29.99
$4.11 Rp 69.5K
100.97%
🧸 Childcare & Education
Olsztyn
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$134 zł 487
$298 Rp 5.0M
-55.05%
International Primary School, 1 Child (Yearly)
$15.7K zł 57.1K
$6,540 Rp 110.7M
140.64%
👕👟 Clothing & Footwear
Olsztyn
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$93.5 zł 339
$53.4 Rp 904.2K
74.92%
Summer Dress (H&M, Zara, etc)
$47.84 zł 174
$38.33 Rp 648.6K
24.81%
Sport Shoes (Adidas, Nike)
$81.4 zł 295
$86.4 Rp 1.5M
-5.82%
Men's Leather Business Shoes
$109 zł 397
$78.9 Rp 1.3M
38.54%
🏠 Accommodation & Living
Olsztyn
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$639 zł 2,319
$1,015 Rp 17.2M
-37.09%
1-bedroom Apartment, Outside City Center (Monthly)
$544 zł 1,974
$669 Rp 11.3M
-18.67%
3-bedroom Apartment, City Center (Monthly)
$971 zł 3,526
$3,348 Rp 56.7M
-70.99%
3-bedroom Apartment, Outside City Center (Monthly)
$605 zł 2,194
$2,114 Rp 35.8M
-71.40%
Buy Apartment in City Center (m2)
$3,591 zł 13.0K
$3,020 Rp 51.1M
18.91%
Buy Apartment Outside City Center (m2)
$2,609 zł 9,472
$2,334 Rp 39.5M
11.80%
💵 Salaries & Financials
Olsztyn
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,638 zł 5,948
$178 Rp 3.0M
818.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.81
13.28
-56.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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