Cost of Living Comparison Between Olsztyn and Ubud, Bali Cost of Living Comparison Between Olsztyn and Ubud, Bali

😐 Solo nomad: Olsztyn is 11.4% more expensive than Ubud, Bali without rent, and 3.3% more expensive with rent.
🙂 Family of 3: Olsztyn is 10% cheaper than Ubud, Bali without rent, and 32% cheaper with rent.
Currency
🍽 Eating Out
Olsztyn
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.96 zł 40.45
$3.47 Rp 58.5K
215.85%
Three-Course Dinner for Two, Mid-Range
$46.57 zł 172
$32.10 Rp 542.1K
45.08%
Fast Food Meal (McDonalds, etc)
$7.77 zł 28.66
$4.86 Rp 82.1K
59.88%
Cappuccino
$2.96 zł 10.93
$2.82 Rp 47.7K
4.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 zł 6.34
$1.37 Rp 23.2K
25.55%
Water (0.33 liter bottle)
$1.81 zł 6.69
$0.73 Rp 12.3K
147.95%
Local Beer (0.5 liter draught)
$3.30 zł 12.19
$2.90 Rp 48.9K
13.79%
Imported Beer (0.33 liter bottle)
$3.78 zł 13.96
$3.92 Rp 66.1K
-3.57%
🛒 Groceries & Markets
Olsztyn
Ubud, Bali
Difference
Milk (1 liter)
$1.09 zł 4.03
$1.74 Rp 29.4K
-37.36%
White Bread (500g)
$1.37 zł 5.07
$2.44 Rp 41.3K
-43.85%
Rice (white) (1kg)
$1.42 zł 5.25
$1.17 Rp 19.7K
21.37%
Eggs
$3.26 zł 12.04
$2.35 Rp 39.7K
38.72%
Local Cheese (1kg)
$8.88 zł 32.78
$14.78 Rp 249.6K
-39.92%
Chicken Fillets (1kg)
$5.98 zł 22.07
$4.25 Rp 71.8K
40.71%
Beef Round Steak (1kg)
$9.65 zł 35.60
$12.21 Rp 206.2K
-20.97%
Apples (1kg)
$1.09 zł 4.04
$3.72 Rp 62.8K
-70.70%
Banana (1kg)
$1.56 zł 5.75
$1.56 Rp 26.3K
-
Oranges (1kg)
$1.92 zł 7.10
$2.69 Rp 45.5K
-28.62%
Tomato (1kg)
$2.66 zł 9.82
$2.34 Rp 39.4K
13.68%
Potato (1kg)
$0.75 zł 2.77
$2.00 Rp 33.8K
-62.50%
Onion (1kg)
$1.20 zł 4.41
$2.31 Rp 39.0K
-48.05%
Lettuce (1 head)
$1.16 zł 4.29
$1.01 Rp 17.1K
14.85%
Water (1.5 liter bottle)
$0.72 zł 2.64
$0.73 Rp 12.3K
-1.37%
Cigarettes 20 Pack (Marlboro, Camel)
$5.39 zł 19.89
$3.31 Rp 56.0K
62.84%
Wine (Bottle)
$8.19 zł 30.23
$25.14 Rp 424.6K
-67.42%
Local Beer (0.5 liter bottle)
$1.02 zł 3.75
$2.90 Rp 48.9K
-64.83%
Imported Beer (0.33 liter bottle)
$1.75 zł 6.44
$2.77 Rp 46.8K
-36.82%
🚌 Getting Around
Olsztyn
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.10 zł 4.07
$0.27 Rp 4,530
307.41%
Public Transport Monthly Pass (Regular Price)
$26.61 zł 98.2
$8.26 Rp 139.5K
222.15%
Taxi Start (Normal Tariff)
$1.98 zł 7.30
$0.45 Rp 7,641
340.00%
Taxi (Normal Tariff) (1km)
$0.74 zł 2.72
$0.42 Rp 7,135
76.19%
Taxi 1hour Waiting (Normal Tariff)
$13.68 zł 50.5
$6.26 Rp 105.6K
118.53%
Gasoline (1 liter)
$1.77 zł 6.54
$0.86 Rp 14.6K
105.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K zł 123.5K
$25.9K Rp 437.2M
29.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9K zł 114.0K
$31.9K Rp 538.6M
-3.12%
🧾 Monthly Utilities & Internet
Olsztyn
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$271 zł 1,001
$80.8 Rp 1.4M
235.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.12 zł 33.66
$3.98 Rp 67.1K
129.15%
Internet (50+ Mbps, Unlimited Data)
$17.26 zł 63.7
$23.55 Rp 397.6K
-26.71%
🎉 Sport & Entertainment
Olsztyn
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.39 zł 120
$97.3 Rp 1.6M
-66.70%
Tennis Court (1 Hour on Weekend)
$16.56 zł 61.1
$6.42 Rp 108.4K
157.94%
Cinema Ticket
$8.12 zł 29.96
$4.16 Rp 70.3K
95.19%
🧸 Childcare & Education
Olsztyn
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$138 zł 510
$294 Rp 5.0M
-53.03%
International Primary School, 1 Child (Yearly)
$15.9K zł 58.7K
$6,548 Rp 110.6M
142.98%
👕👟 Clothing & Footwear
Olsztyn
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$96.1 zł 355
$54.2 Rp 914.7K
77.39%
Summer Dress (H&M, Zara, etc)
$47.59 zł 176
$37.95 Rp 640.8K
25.40%
Sport Shoes (Adidas, Nike)
$80.8 zł 298
$88.1 Rp 1.5M
-8.25%
Men's Leather Business Shoes
$108 zł 400
$78.1 Rp 1.3M
38.81%
🏠 Accommodation & Living
Olsztyn
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$661 zł 2,438
$995 Rp 16.8M
-33.62%
1-bedroom Apartment, Outside City Center (Monthly)
$534 zł 1,970
$668 Rp 11.3M
-20.05%
3-bedroom Apartment, City Center (Monthly)
$977 zł 3,603
$3,391 Rp 57.3M
-71.20%
3-bedroom Apartment, Outside City Center (Monthly)
$615 zł 2,269
$2,080 Rp 35.1M
-70.43%
Buy Apartment in City Center (m2)
$3,668 zł 13.5K
$3,037 Rp 51.3M
20.80%
Buy Apartment Outside City Center (m2)
$2,597 zł 9,582
$2,378 Rp 40.2M
9.18%
💵 Salaries & Financials
Olsztyn
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,670 zł 6,163
$180 Rp 3.0M
830.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.81
13.28
-56.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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