Last update: Oct 2026

Cost of Living Comparison Between Oldenburg and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,960 in Oldenburg, rent and utilities included – about $12,500 less a year. Rent and utilities account for about half of the difference.

95

Cost of Living Index in Oldenburg
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Oldenburg Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Oldenburg

🇩🇪 Germany

$1,960

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oldenburg and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oldenburg and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,960 in Oldenburg versus $918 in Cebu.

Oldenburg $1,960
Cebu $918

Estimated couple costs with rent: $2,940 in Oldenburg versus $1,409 in Cebu.

Oldenburg $2,940
Cebu $1,409

Monthly costs for a family of three with rent: $3,920 in Oldenburg versus $1,900 in Cebu.

Oldenburg $3,920
Cebu $1,900

Living in Oldenburg is roughly 114% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oldenburg is 45% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.27 €10.02

$3.09 ₱194

264.72%

Three-Course Dinner for Two, Mid-Range

$84.2 €74.9

$24.22 ₱1,525

247.56%

Fast Food Meal (McDonalds, etc)

$11.04 €9.82

$3.92 ₱247

181.63%

Cappuccino

$3.95 €3.51

$2.51 ₱158

57.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.97 €3.53

$1.59 ₱100

149.69%

Water (0.33 liter bottle)

$3.32 €2.95

$0.53 ₱33.43

526.42%

Local Beer (0.5 liter draught)

$5.15 €4.58

$1.78 ₱112

189.33%

Imported Beer (0.33 liter bottle)

$4.19 €3.72

$2.17 ₱137

93.09%

Milk (1 liter)

$1.33 €1.18

$1.92 ₱121

-30.73%

White Bread (500g)

$2.15 €1.91

$1.36 ₱85.4

58.09%

Rice (white) (1kg)

$3.67 €3.26

$1.01 ₱63.5

263.37%

Eggs

$3.64 €3.24

$2.03 ₱128

79.31%

Local Cheese (1kg)

$14.68 €13.06

$9.86 ₱621

48.88%

Chicken Fillets (1kg)

$12.01 €10.68

$4.39 ₱277

173.58%

Beef Round Steak (1kg)

$18.33 €16.30

$7.60 ₱479

141.18%

Apples (1kg)

$3.23 €2.87

$3.30 ₱208

-2.12%

Banana (1kg)

$2.13 €1.89

$1.39 ₱87.8

53.24%

Oranges (1kg)

$2.11 €1.88

$2.33 ₱147

-9.44%

Tomato (1kg)

$4.45 €3.96

$1.50 ₱94.3

196.67%

Potato (1kg)

$1.24 €1.11

$2.36 ₱149

-47.46%

Onion (1kg)

$1.15 €1.02

$1.90 ₱119

-39.47%

Lettuce (1 head)

$1.77 €1.57

$1.19 ₱74.9

48.74%

Water (1.5 liter bottle)

$1.02 €0.91

$0.63 ₱39.71

61.90%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 €8.79

$3.00 ₱189

229.33%

Wine (Bottle)

$6.56 €5.83

$6.03 ₱379

8.79%

Local Beer (0.5 liter bottle)

$1.01 €0.90

$1.23 ₱77.7

-17.89%

Imported Beer (0.33 liter bottle)

$1.49 €1.32

$1.75 ₱110

-14.86%

One-way Ticket (Public Transport)

$3.17 €2.82

$0.25 ₱15.86

1168.00%

Public Transport Monthly Pass (Regular Price)

$66.7 €59.4

$12.64 ₱796

428.01%

Taxi Start (Normal Tariff)

$6.02 €5.35

$0.77 ₱48.62

681.82%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$2.05 €1.82

$1.31 ₱82.8

56.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K €26.6K

$21.2K ₱1.3M

40.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.2K

$19.1K ₱1.2M

101.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 €266

$120 ₱7,569

148.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.52 €29.81

$14.00 ₱882

139.43%

Internet (50+ Mbps, Unlimited Data)

$54.2 €48.20

$27.54 ₱1,734

96.73%

Gym Membership (Monthly)

$34.69 €30.85

$32.33 ₱2,035

7.30%

Tennis Court (1 Hour on Weekend)

$7.84 €6.97

$6.65 ₱419

17.89%

Cinema Ticket

$14.77 €13.14

$5.65 ₱356

161.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 €740

$275 ₱17.3K

202.09%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$115 €102

$49.33 ₱3,106

133.59%

Summer Dress (H&M, Zara, etc)

$39.65 €35.27

$25.24 ₱1,589

57.09%

Sport Shoes (Adidas, Nike)

$112 €99.9

$77.0 ₱4,846

45.92%

Men's Leather Business Shoes

$165 €147

$57.2 ₱3,601

187.97%

1-bedroom Apartment, City Center (Monthly)

$937 €833

$500 ₱31.5K

87.55%

1-bedroom Apartment, Outside City Center (Monthly)

$667 €593

$309 ₱19.4K

115.89%

3-bedroom Apartment, City Center (Monthly)

$1,223 €1,088

$1,078 ₱67.9K

13.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,103 €981

$615 ₱38.7K

79.21%

Buy Apartment in City Center (m2)

$4,205 €3,741

$2,886 ₱181.7K

45.71%

Buy Apartment Outside City Center (m2)

$2,970 €2,642

$1,917 ₱120.7K

54.97%

Average Monthly Net Salary (After Tax)

$3,581 €3,186

$346 ₱21.8K

935.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

7.2

-45.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oldenburg: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oldenburg

$667 34%

Cebu

$309 33.6% 53.7% $358

Monthly Utilities & Internet

Oldenburg

$386 19.7%

Cebu

$162 17.6% 58.1% $225

Groceries & Markets

Oldenburg

$329 16.8%

Cebu

$206 22.4% 37.5% $123

Eating Out

Oldenburg

$234 11.9%

Cebu

$88 9.6% 62.3% $146

Clothing & Footwear

Oldenburg

$194 9.9%

Cebu

$94 10.2% 51.7% $100

Getting Around

Oldenburg

$85 * 4.4%

Cebu

$16 1.7% 81.8% $70

Sport & Entertainment

Oldenburg

$64 3.3%

Cebu

$44 4.8% 32.1% $21

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $937 in Oldenburg and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Oldenburg pays 935% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Oldenburg vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $329 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Oldenburg

🇵🇭 Cebu

🕒 Local time

12:59 12:59 PM

18:59 6:59 PM

6 h ahead of Oldenburg

🌤 Weather

👥 Population

163,830

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Oldenburg Cebu 10,730 km ≈ 14 h nonstop flight

From you

Oldenburg
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oldenburg vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 114% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 935% higher in Oldenburg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $937 in Oldenburg versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,960 per month in Oldenburg versus $918 in Cebu – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 428% less than in Oldenburg. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,960 in Oldenburg, a $1,500 budget is realistic in Cebu but tight or insufficient in Oldenburg. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oldenburg, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oldenburg and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 114% less than in Oldenburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.