Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Utsunomiya

For one person, living is cheaper in Utsunomiya: $1,316 a month against $1,388 in Okinawa, rent and utilities included – about $860 less a year. The total is higher in Okinawa despite lower rent and utilities.

66

Cost of Living Index in Okinawa
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Okinawa Living Index
61

Cost of Living Index in Utsunomiya
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Utsunomiya Living Index

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Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Utsunomiya

🇯🇵 Japan

$1,316

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Utsunomiya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Utsunomiya actually costs, broken down by who's living it.

A single person spends $1,388 per month in Okinawa vs $1,316 in Utsunomiya, rent included.

Okinawa $1,388
Utsunomiya $1,316

A couple spends around $2,184 per month in Okinawa vs $1,971 in Utsunomiya, rent included.

Okinawa $2,184
Utsunomiya $1,971

A family of three spends $2,980 per month in Okinawa vs $2,625 in Utsunomiya, rent included.

Okinawa $2,980
Utsunomiya $2,625

Okinawa costs about 5% more than Utsunomiya, and outside of rent the biggest gap is in eating out.

Okinawa sits 2% above the global median, while Utsunomiya is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.12 ¥1,598

$6.07 ¥958

66.72%

Three-Course Dinner for Two, Mid-Range

$40.24 ¥6,353

$16.88 ¥2,666

138.39%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,112

$4.86 ¥768

44.86%

Cappuccino

$4.11 ¥649

$3.52 ¥556

16.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ¥221

$1.07 ¥169

30.84%

Water (0.33 liter bottle)

$0.92 ¥145

$0.84 ¥133

9.52%

Local Beer (0.5 liter draught)

$2.51 ¥396

$3.11 ¥490

-19.29%

Imported Beer (0.33 liter bottle)

$5.27 ¥832

$1.86 ¥293

183.33%

Milk (1 liter)

$1.58 ¥249

$1.45 ¥229

8.97%

White Bread (500g)

$2.05 ¥324

$1.67 ¥264

22.75%

Rice (white) (1kg)

$3.76 ¥594

$5.63 ¥888

-33.21%

Eggs

$1.84 ¥290

$2.25 ¥356

-18.22%

Local Cheese (1kg)

$17.99 ¥2,841

$11.56 ¥1,825

55.62%

Chicken Fillets (1kg)

$4.79 ¥757

$6.80 ¥1,074

-29.56%

Beef Round Steak (1kg)

$22.45 ¥3,545

$16.74 ¥2,644

34.11%

Apples (1kg)

$3.81 ¥602

$4.85 ¥766

-21.44%

Banana (1kg)

$2.62 ¥413

$2.27 ¥358

15.42%

Oranges (1kg)

$2.20 ¥347

$4.25 ¥672

-48.24%

Tomato (1kg)

$5.26 ¥831

$5.27 ¥832

-0.19%

Potato (1kg)

$2.39 ¥377

$3.40 ¥536

-29.71%

Onion (1kg)

$2.56 ¥404

$3.01 ¥476

-14.95%

Lettuce (1 head)

$1.28 ¥201

$1.18 ¥187

8.47%

Water (1.5 liter bottle)

$0.77 ¥122

$0.79 ¥124

-2.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 ¥617

$3.96 ¥626

-1.52%

Wine (Bottle)

$6.40 ¥1,011

$9.70 ¥1,531

-34.02%

Local Beer (0.5 liter bottle)

$1.95 ¥308

$1.68 ¥265

16.07%

Imported Beer (0.33 liter bottle)

$3.34 ¥528

$2.75 ¥434

21.45%

One-way Ticket (Public Transport)

$1.44 ¥227

$1.25 ¥198

15.20%

Public Transport Monthly Pass (Regular Price)

$65.1 ¥10.3K

$64.4 ¥10.2K

1.09%

Taxi Start (Normal Tariff)

$3.82 ¥603

$3.08 ¥486

24.03%

Taxi (Normal Tariff) (1km)

$3.54 ¥559

$3.13 ¥495

13.10%

Taxi 1hour Waiting (Normal Tariff)

$11.23 ¥1,772

$18.99 ¥2,998

-40.86%

Gasoline (1 liter)

$1.11 ¥175

$1.06 ¥167

4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ¥3.3M

$22.8K ¥3.6M

-8.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.5M

$15.2K ¥2.4M

2.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 ¥25.7K

$150 ¥23.6K

8.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.35 ¥4,003

$23.41 ¥3,696

8.29%

Internet (50+ Mbps, Unlimited Data)

$53.1 ¥8,379

$30.11 ¥4,754

76.25%

Gym Membership (Monthly)

$73.0 ¥11.5K

$50.5 ¥7,980

44.48%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,670

$12.49 ¥1,972

339.71%

Cinema Ticket

$11.98 ¥1,892

$13.12 ¥2,072

-8.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 ¥51.7K

$1,408 ¥222.3K

-76.75%

International Primary School, 1 Child (Yearly)

$5,668 ¥894.9K

$18.2K ¥2.9M

-68.82%

Jeans (Levis 501 Or Similar)

$48.88 ¥7,718

$55.1 ¥8,694

-11.22%

Summer Dress (H&M, Zara, etc)

$23.35 ¥3,687

$32.60 ¥5,148

-28.37%

Sport Shoes (Adidas, Nike)

$81.2 ¥12.8K

$64.8 ¥10.2K

25.32%

Men's Leather Business Shoes

$95.7 ¥15.1K

$72.1 ¥11.4K

32.60%

1-bedroom Apartment, City Center (Monthly)

$411 ¥64.9K

$609 ¥96.2K

-32.47%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥52.4K

$388 ¥61.3K

-14.55%

3-bedroom Apartment, City Center (Monthly)

$852 ¥134.6K

$893 ¥141.0K

-4.57%

3-bedroom Apartment, Outside City Center (Monthly)

$678 ¥107.0K

$721 ¥113.9K

-5.98%

Buy Apartment in City Center (m2)

$8,422 ¥1.3M

$3,783 ¥597.2K

122.65%

Buy Apartment Outside City Center (m2)

$1,185 ¥187.1K

$2,111 ¥333.3K

-43.87%

Average Monthly Net Salary (After Tax)

$1,798 ¥283.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

2.25

-0.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 26, 2026

Last update for Utsunomiya: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Okinawa

$332 23.9%

Utsunomiya

$388 29.5% 17% $57

Groceries & Markets

Okinawa

$330 23.8%

Utsunomiya

$327 24.8% 1% $3.2

Monthly Utilities & Internet

Okinawa

$241 17.4%

Utsunomiya

$203 15.4% 15.8% $38

Eating Out

Okinawa

$184 13.2%

Utsunomiya

$132 10.1% 28% $52

Clothing & Footwear

Okinawa

$112 8.1%

Utsunomiya

$101 7.7% 9.8% $11

Sport & Entertainment

Okinawa

$97 7%

Utsunomiya

$77 5.8% 20.8% $20

Getting Around

Okinawa

$92 6.7%

Utsunomiya

$88 6.7% 4.6% $4.2

Cost Breakdown

A central one-bedroom costs $411 in Okinawa versus $609 in Utsunomiya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40 in Okinawa versus $17 in Utsunomiya. Monthly groceries follow the same trend: $330 vs $327 – making Utsunomiya the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇯🇵 Utsunomiya

🕒 Local time

04:02 4:02 AM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

519,217

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Utsunomiya: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 5%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,082 per month in Okinawa and $1,974 in Utsunomiya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments: a one-bedroom in the center costs $411 there versus $609 in Utsunomiya.

A mid-range dinner for two costs $40 in Okinawa and $17 in Utsunomiya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $327 per month in Okinawa and $1,408 in Utsunomiya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

It depends on your priorities. Okinawa has an edge in some lifestyle areas, with costs from $1,316 in Utsunomiya to $1,388 in Okinawa. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.