Cost of Living Comparison Between Okinawa and Toyota Cost of Living Comparison Between Okinawa and Toyota

Monthly Cost of Living

A single person spends $1,430 per month in Okinawa vs $1,237 in Toyota, rent included.

A couple spends around $2,196 per month in Okinawa vs $1,939 in Toyota, rent included.

A family of three spends $2,961 per month in Okinawa vs $2,640 in Toyota, rent included.

Okinawa costs about 16% more than Toyota, driven mainly by Groceries & Markets.

Okinawa sits 7% above the global median, while Toyota is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.57 ¥1,370

$6.79 ¥1,086

26.22%

Three-Course Dinner for Two, Mid-Range

$41.32 ¥6,609

$41.84 ¥6,692

-1.24%

Fast Food Meal (McDonalds, etc)

$6.12 ¥978

$5.52 ¥882

10.87%

Cappuccino

$3.31 ¥529

$3.05 ¥487

8.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 ¥211

$1.05 ¥168

25.71%

Water (0.33 liter bottle)

$0.86 ¥137

$0.75 ¥120

14.67%

Local Beer (0.5 liter draught)

$3.48 ¥557

$2.03 ¥324

71.43%

Imported Beer (0.33 liter bottle)

$4.81 ¥769

$3.04 ¥486

58.22%

Milk (1 liter)

$1.87 ¥299

$1.33 ¥213

40.60%

White Bread (500g)

$2.30 ¥367

$1.07 ¥171

114.95%

Rice (white) (1kg)

$4.83 ¥772

$2.05 ¥329

135.61%

Eggs

$2.01 ¥321

$2.12 ¥339

-5.19%

Local Cheese (1kg)

$16.33 ¥2,613

$10.16 ¥1,625

60.73%

Chicken Fillets (1kg)

$11.13 ¥1,780

$6.14 ¥983

81.27%

Beef Round Steak (1kg)

$26.95 ¥4,310

$15.24 ¥2,438

76.84%

Apples (1kg)

$5.27 ¥842

$6.07 ¥971

-13.18%

Banana (1kg)

$2.61 ¥418

$3.06 ¥489

-14.71%

Oranges (1kg)

$3.03 ¥485

$4.07 ¥651

-25.55%

Tomato (1kg)

$5.65 ¥904

$6.07 ¥970

-6.92%

Potato (1kg)

$3.69 ¥590

$3.21 ¥513

14.95%

Onion (1kg)

$2.90 ¥464

$4.33 ¥693

-33.03%

Lettuce (1 head)

$1.60 ¥256

$1.33 ¥212

20.30%

Water (1.5 liter bottle)

$0.94 ¥151

$0.74 ¥118

27.03%

Cigarettes 20 Pack (Marlboro, Camel)

$4.82 ¥771

$4.12 ¥659

16.99%

Wine (Bottle)

$6.11 ¥978

$9.59 ¥1,533

-36.29%

Local Beer (0.5 liter bottle)

$1.72 ¥275

$1.76 ¥281

-2.27%

Imported Beer (0.33 liter bottle)

$2.89 ¥461

$2.07 ¥330

39.61%

One-way Ticket (Public Transport)

$1.67 ¥268

$1.34 ¥215

24.63%

Public Transport Monthly Pass (Regular Price)

$35.27 ¥5,642

$56.2 ¥8,990

-37.25%

Taxi Start (Normal Tariff)

$4.19 ¥671

$3.37 ¥538

24.33%

Taxi (Normal Tariff) (1km)

$3.77 ¥603

$2.95 ¥472

27.80%

Taxi 1hour Waiting (Normal Tariff)

$12.74 ¥2,037

$21.88 ¥3,500

-41.77%

Gasoline (1 liter)

$1.20 ¥192

$1.15 ¥185

4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K ¥3.6M

$23.2K ¥3.7M

-1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.0K ¥2.7M

$18.4K ¥2.9M

-7.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 ¥27.7K

$145 ¥23.2K

19.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.72 ¥4,434

$20.52 ¥3,281

35.09%

Internet (50+ Mbps, Unlimited Data)

$32.51 ¥5,200

$24.31 ¥3,889

33.73%

Gym Membership (Monthly)

$53.4 ¥8,547

$59.2 ¥9,464

-9.68%

Tennis Court (1 Hour on Weekend)

$6.76 ¥1,081

$13.69 ¥2,189

-50.62%

Cinema Ticket

$12.60 ¥2,016

$13.44 ¥2,150

-6.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$347 ¥55.5K

$278 ¥44.5K

24.71%

International Primary School, 1 Child (Yearly)

$13.5K ¥2.2M

$13.7K ¥2.2M

-1.43%

Jeans (Levis 501 Or Similar)

$48.84 ¥7,813

$41.84 ¥6,693

16.73%

Summer Dress (H&M, Zara, etc)

$29.28 ¥4,683

$29.90 ¥4,782

-2.07%

Sport Shoes (Adidas, Nike)

$72.9 ¥11.7K

$59.6 ¥9,532

22.35%

Men's Leather Business Shoes

$93.1 ¥14.9K

$112 ¥18.0K

-17.19%

1-bedroom Apartment, City Center (Monthly)

$437 ¥69.9K

$459 ¥73.4K

-4.80%

1-bedroom Apartment, Outside City Center (Monthly)

$394 ¥63.1K

$325 ¥52.0K

21.30%

3-bedroom Apartment, City Center (Monthly)

$944 ¥150.9K

$857 ¥137.1K

10.07%

3-bedroom Apartment, Outside City Center (Monthly)

$750 ¥119.9K

$660 ¥105.6K

13.58%

Buy Apartment in City Center (m2)

$8,543 ¥1.4M

$5,206 ¥832.7K

64.09%

Buy Apartment Outside City Center (m2)

$1,187 ¥189.8K

$2,220 ¥355.1K

-46.54%

Average Monthly Net Salary (After Tax)

$1,292 ¥206.6K

$1,060 ¥169.5K

21.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.05

-2.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: June 1, 2026

Last update for Toyota: May 31, 2026

Cost Breakdown

A central one-bedroom costs $437 in Okinawa versus $459 in Toyota. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Okinawa versus $42.00 in Toyota. Groceries tell a different story – $398 in Okinawa vs $307 in Toyota – so Toyota wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Toyota: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 16%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,145 per month in Okinawa and $1,856 in Toyota. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyota, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Okinawa and $42.00 in Toyota. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,430 in Okinawa and $1,237 in Toyota. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Toyota, where all-in costs run around $1,237, than in Okinawa at $1,430. In Toyota it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Toyota – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyota. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.