Cost of Living Comparison Between Okinawa and Suginami-ku Cost of Living Comparison Between Okinawa and Suginami-ku

Monthly Cost of Living

A single person spends $1,430 per month in Okinawa vs $1,196 in Suginami-ku, rent included.

A couple spends around $2,196 per month in Okinawa vs $1,894 in Suginami-ku, rent included.

A family of three spends $2,961 per month in Okinawa vs $2,592 in Suginami-ku, rent included.

Okinawa costs about 20% more than Suginami-ku, driven mainly by Groceries & Markets.

Okinawa sits 7% above the global median, while Suginami-ku is 11% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Okinawa
Suginami-ku
Difference
Meal at Budget Restaurant
$8.57 ¥1,370
$7.00 ¥1,120
22.43%
Three-Course Dinner for Two, Mid-Range
$41.32 ¥6,609
$34.21 ¥5,473
20.78%
Fast Food Meal (McDonalds, etc)
$6.12 ¥978
$5.06 ¥810
20.95%
Cappuccino
$3.31 ¥529
$3.16 ¥506
4.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 ¥211
$1.14 ¥182
15.79%
Water (0.33 liter bottle)
$0.86 ¥137
$0.74 ¥119
16.22%
Local Beer (0.5 liter draught)
$3.48 ¥557
$2.04 ¥326
70.59%
Imported Beer (0.33 liter bottle)
$4.81 ¥769
$2.09 ¥335
130.14%
🛒 Groceries & Markets
Okinawa
Suginami-ku
Difference
Milk (1 liter)
$1.87 ¥299
$1.51 ¥242
23.84%
White Bread (500g)
$2.30 ¥367
$1.76 ¥281
30.68%
Rice (white) (1kg)
$4.83 ¥772
$4.84 ¥774
-0.21%
Eggs
$2.01 ¥321
$1.52 ¥243
32.24%
Local Cheese (1kg)
$16.33 ¥2,613
$10.18 ¥1,628
60.41%
Chicken Fillets (1kg)
$11.13 ¥1,780
$6.27 ¥1,004
77.51%
Beef Round Steak (1kg)
$26.95 ¥4,310
$15.64 ¥2,502
72.31%
Apples (1kg)
$5.27 ¥842
$5.95 ¥952
-11.43%
Banana (1kg)
$2.61 ¥418
$3.08 ¥493
-15.26%
Oranges (1kg)
$3.03 ¥485
$4.10 ¥655
-26.10%
Tomato (1kg)
$5.65 ¥904
$4.64 ¥742
21.77%
Potato (1kg)
$3.69 ¥590
$3.33 ¥533
10.81%
Onion (1kg)
$2.90 ¥464
$3.57 ¥570
-18.77%
Lettuce (1 head)
$1.60 ¥256
$1.34 ¥215
19.40%
Water (1.5 liter bottle)
$0.94 ¥151
$0.87 ¥139
8.05%
Cigarettes 20 Pack (Marlboro, Camel)
$4.82 ¥771
$4.25 ¥680
13.41%
Wine (Bottle)
$6.11 ¥978
$9.29 ¥1,486
-34.23%
Local Beer (0.5 liter bottle)
$1.72 ¥275
$1.84 ¥294
-6.52%
Imported Beer (0.33 liter bottle)
$2.89 ¥461
$2.06 ¥330
40.29%
🚌 Getting Around
Okinawa
Suginami-ku
Difference
One-way Ticket (Public Transport)
$1.67 ¥268
$1.59 ¥254
5.03%
Public Transport Monthly Pass (Regular Price)
$35.27 ¥5,642
$55.1 ¥8,808
-35.94%
Taxi Start (Normal Tariff)
$4.19 ¥671
$3.57 ¥570
17.37%
Taxi (Normal Tariff) (1km)
$3.77 ¥603
$3.02 ¥484
24.83%
Taxi 1hour Waiting (Normal Tariff)
$12.74 ¥2,037
$21.93 ¥3,507
-41.91%
Gasoline (1 liter)
$1.20 ¥192
$1.17 ¥188
2.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8K ¥3.6M
$22.9K ¥3.7M
-0.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.0K ¥2.7M
$18.3K ¥2.9M
-7.13%
🧾 Monthly Utilities & Internet
Okinawa
Suginami-ku
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$173 ¥27.7K
$82.5 ¥13.2K
109.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.72 ¥4,434
$27.76 ¥4,440
-0.14%
Internet (50+ Mbps, Unlimited Data)
$32.51 ¥5,200
$33.70 ¥5,391
-3.53%
🎉 Sport & Entertainment
Okinawa
Suginami-ku
Difference
Gym Membership (Monthly)
$53.4 ¥8,547
$56.2 ¥8,994
-4.96%
Tennis Court (1 Hour on Weekend)
$6.76 ¥1,081
$14.00 ¥2,240
-51.71%
Cinema Ticket
$12.60 ¥2,016
$11.32 ¥1,811
11.31%
🧸 Childcare & Education
Okinawa
Suginami-ku
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$347 ¥55.5K
$287 ¥45.9K
20.89%
International Primary School, 1 Child (Yearly)
$13.5K ¥2.2M
$14.0K ¥2.2M
-3.52%
👕👟 Clothing & Footwear
Okinawa
Suginami-ku
Difference
Jeans (Levis 501 Or Similar)
$48.84 ¥7,813
$20.99 ¥3,357
132.68%
Summer Dress (H&M, Zara, etc)
$29.28 ¥4,683
$29.03 ¥4,643
0.86%
Sport Shoes (Adidas, Nike)
$72.9 ¥11.7K
$60.9 ¥9,737
19.76%
Men's Leather Business Shoes
$93.1 ¥14.9K
$98.4 ¥15.7K
-5.38%
🏠 Accommodation & Living
Okinawa
Suginami-ku
Difference
1-bedroom Apartment, City Center (Monthly)
$437 ¥69.9K
$463 ¥74.1K
-5.62%
1-bedroom Apartment, Outside City Center (Monthly)
$394 ¥63.1K
$323 ¥51.7K
22.03%
3-bedroom Apartment, City Center (Monthly)
$944 ¥150.9K
$879 ¥140.6K
7.38%
3-bedroom Apartment, Outside City Center (Monthly)
$750 ¥119.9K
$660 ¥105.5K
13.63%
Buy Apartment in City Center (m2)
$8,543 ¥1.4M
$4,161 ¥665.5K
105.31%
Buy Apartment Outside City Center (m2)
$1,187 ¥189.8K
$2,507 ¥401.0K
-52.66%
💵 Salaries & Financials
Okinawa
Suginami-ku
Difference
Average Monthly Net Salary (After Tax)
$1,292 ¥206.6K
$2,769 ¥442.9K
-53.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
2
2
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: June 1, 2026

Last update for Suginami-ku: May 31, 2026

Cost Breakdown

A central one-bedroom costs $437 in Okinawa versus $463 in Suginami-ku. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 114% higher in Suginami-ku, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Okinawa versus $34.00 in Suginami-ku. Monthly groceries follow the same trend: $398 vs $320 – making Suginami-ku the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Okinawa vs Suginami-ku: Cost of Living - Frequently Asked Questions
Is Suginami-ku cheaper than Okinawa?
Yes – Okinawa is pricier by about 20%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,145 per month in Okinawa and $1,794 in Suginami-ku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Suginami-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Okinawa or Suginami-ku?
A mid-range dinner for two costs $41.00 in Okinawa and $34.00 in Suginami-ku. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Okinawa vs Suginami-ku?
Monthly expenses with rent come to $1,430 in Okinawa and $1,196 in Suginami-ku. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Okinawa or Suginami-ku?
A $1,000 monthly budget goes further in Suginami-ku, where all-in costs run around $1,196, than in Okinawa at $1,430. In Suginami-ku it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.
Is Okinawa or Suginami-ku more family-friendly?
Families tend to lean toward Suginami-ku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Okinawa or Suginami-ku?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Suginami-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.

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