Cost of Living Comparison Between Okinawa and Suginami-ku Cost of Living Comparison Between Okinawa and Suginami-ku

Monthly Cost of Living

A single person spends $1,427 per month in Okinawa vs $1,231 in Suginami-ku, rent included.

A couple spends around $2,228 per month in Okinawa vs $1,991 in Suginami-ku, rent included.

A family of three spends $3,030 per month in Okinawa vs $2,751 in Suginami-ku, rent included.

Okinawa costs about 16% more than Suginami-ku, driven mainly by Eating Out.

Okinawa sits 4% above the global median, while Suginami-ku is 10% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Okinawa
Suginami-ku
Difference
Meal at Budget Restaurant
$9.68 ¥1,512
$6.52 ¥1,018
48.47%
Three-Course Dinner for Two, Mid-Range
$40.32 ¥6,297
$41.54 ¥6,488
-2.94%
Fast Food Meal (McDonalds, etc)
$6.94 ¥1,083
$5.03 ¥786
37.97%
Cappuccino
$4.18 ¥653
$3.58 ¥559
16.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.47 ¥230
$1.12 ¥175
31.25%
Water (0.33 liter bottle)
$1.01 ¥158
$0.82 ¥128
23.17%
Local Beer (0.5 liter draught)
$2.00 ¥313
$2.56 ¥400
-21.88%
Imported Beer (0.33 liter bottle)
$4.46 ¥697
$3.29 ¥514
35.56%
🛒 Groceries & Markets
Okinawa
Suginami-ku
Difference
Milk (1 liter)
$1.59 ¥249
$1.46 ¥228
8.90%
White Bread (500g)
$2.20 ¥344
$1.75 ¥273
25.71%
Rice (white) (1kg)
$3.98 ¥621
$3.74 ¥584
6.42%
Eggs
$1.81 ¥282
$2.14 ¥335
-15.42%
Local Cheese (1kg)
$17.99 ¥2,809
$12.04 ¥1,880
49.42%
Chicken Fillets (1kg)
$5.05 ¥789
$6.14 ¥959
-17.75%
Beef Round Steak (1kg)
$22.90 ¥3,577
$14.54 ¥2,271
57.50%
Apples (1kg)
$3.73 ¥583
$5.97 ¥933
-37.52%
Banana (1kg)
$2.78 ¥434
$2.89 ¥451
-3.81%
Oranges (1kg)
$2.30 ¥359
$2.94 ¥459
-21.77%
Tomato (1kg)
$5.27 ¥823
$4.42 ¥690
19.23%
Potato (1kg)
$2.45 ¥382
$2.66 ¥415
-7.89%
Onion (1kg)
$2.53 ¥394
$2.59 ¥405
-2.32%
Lettuce (1 head)
$1.35 ¥211
$1.27 ¥199
6.30%
Water (1.5 liter bottle)
$0.77 ¥120
$0.77 ¥120
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.93 ¥614
$3.87 ¥604
1.55%
Wine (Bottle)
$6.51 ¥1,016
$6.41 ¥1,001
1.56%
Local Beer (0.5 liter bottle)
$1.96 ¥306
$1.81 ¥282
8.29%
Imported Beer (0.33 liter bottle)
$3.45 ¥539
$2.12 ¥332
62.74%
🚌 Getting Around
Okinawa
Suginami-ku
Difference
One-way Ticket (Public Transport)
$1.46 ¥229
$1.35 ¥211
8.15%
Public Transport Monthly Pass (Regular Price)
$68.1 ¥10.6K
$56.8 ¥8,872
19.80%
Taxi Start (Normal Tariff)
$3.94 ¥615
$3.18 ¥497
23.90%
Taxi (Normal Tariff) (1km)
$3.59 ¥560
$2.61 ¥408
37.55%
Taxi 1hour Waiting (Normal Tariff)
$11.87 ¥1,854
$21.23 ¥3,316
-44.09%
Gasoline (1 liter)
$1.13 ¥177
$1.15 ¥180
-1.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K ¥3.4M
$22.0K ¥3.4M
-0.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.4K ¥2.4M
$18.9K ¥3.0M
-18.62%
🧾 Monthly Utilities & Internet
Okinawa
Suginami-ku
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$165 ¥25.8K
$136 ¥21.2K
21.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.69 ¥4,012
$24.41 ¥3,811
5.24%
Internet (50+ Mbps, Unlimited Data)
$54.8 ¥8,558
$33.10 ¥5,169
65.56%
🎉 Sport & Entertainment
Okinawa
Suginami-ku
Difference
Gym Membership (Monthly)
$74.0 ¥11.6K
$60.4 ¥9,435
22.56%
Tennis Court (1 Hour on Weekend)
$56.5 ¥8,822
-
-
Cinema Ticket
$12.50 ¥1,952
$12.97 ¥2,026
-3.62%
🧸 Childcare & Education
Okinawa
Suginami-ku
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$345 ¥53.9K
$635 ¥99.1K
-45.64%
International Primary School, 1 Child (Yearly)
$5,827 ¥909.9K
$15.3K ¥2.4M
-62.03%
👕👟 Clothing & Footwear
Okinawa
Suginami-ku
Difference
Jeans (Levis 501 Or Similar)
$51.7 ¥8,070
$65.1 ¥10.2K
-20.59%
Summer Dress (H&M, Zara, etc)
$24.12 ¥3,766
$33.43 ¥5,221
-27.85%
Sport Shoes (Adidas, Nike)
$81.1 ¥12.7K
$62.6 ¥9,768
29.70%
Men's Leather Business Shoes
$95.9 ¥15.0K
$105 ¥16.4K
-8.82%
🏠 Accommodation & Living
Okinawa
Suginami-ku
Difference
1-bedroom Apartment, City Center (Monthly)
$411 ¥64.2K
$509 ¥79.5K
-19.24%
1-bedroom Apartment, Outside City Center (Monthly)
$332 ¥51.8K
$327 ¥51.1K
1.48%
3-bedroom Apartment, City Center (Monthly)
$863 ¥134.8K
$1,058 ¥165.2K
-18.41%
3-bedroom Apartment, Outside City Center (Monthly)
$694 ¥108.3K
$776 ¥121.2K
-10.63%
Buy Apartment in City Center (m2)
$8,703 ¥1.4M
$3,694 ¥576.8K
135.62%
Buy Apartment Outside City Center (m2)
$1,200 ¥187.4K
$1,970 ¥307.7K
-39.08%
💵 Salaries & Financials
Okinawa
Suginami-ku
Difference
Average Monthly Net Salary (After Tax)
$1,861 ¥290.6K
$2,849 ¥444.9K
-34.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.23
2
11.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: September 13, 2026

Last update for Suginami-ku: September 12, 2026

Cost Breakdown

A central one-bedroom costs $411 in Okinawa versus $509 in Suginami-ku. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Suginami-ku, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Okinawa versus $42.00 in Suginami-ku. Groceries tell a different story – $337 in Okinawa vs $301 in Suginami-ku – so Suginami-ku wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Okinawa vs Suginami-ku: Cost of Living - Frequently Asked Questions
Is Suginami-ku cheaper than Okinawa?
Yes – Okinawa is pricier by about 16%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,140 per month in Okinawa and $1,847 in Suginami-ku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Suginami-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Okinawa or in Suginami-ku?
A mid-range dinner for two costs $40.00 in Okinawa and $42.00 in Suginami-ku. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Okinawa and in Suginami-ku?
Monthly expenses with rent come to $1,427 in Okinawa and $1,231 in Suginami-ku. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Okinawa or in Suginami-ku?
A $1,000 monthly budget goes further in Suginami-ku, where all-in costs run around $1,231, than in Okinawa at $1,427. In Suginami-ku it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.
Is Okinawa or Suginami-ku more family-friendly?
Families tend to lean toward Suginami-ku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Okinawa or Suginami-ku?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Suginami-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.

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