Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Shiga

For one person, living is cheaper in Shiga: $1,207 a month against $1,388 in Okinawa, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

Okinawa, Japan
Shiga, Japan
Okinawa
🇯🇵 Japan
$1,388
/mo nomad
Shiga
🇯🇵 Japan
$1,207
/mo nomad
Monthly Cost of Living

How much you'll spend in Okinawa and in Shiga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Shiga actually costs, broken down by who's living it.

A single person spends $1,388 per month in Okinawa vs $1,207 in Shiga, rent included.

  • Okinawa $1,388
  • Shiga $1,207

A couple spends around $2,184 per month in Okinawa vs $1,897 in Shiga, rent included.

  • Okinawa $2,184
  • Shiga $1,897

A family of three spends $2,980 per month in Okinawa vs $2,588 in Shiga, rent included.

  • Okinawa $2,980
  • Shiga $2,588

Okinawa costs about 15% more than Shiga, and outside of rent the biggest gap is in eating out.

Okinawa sits 2% above the global median, while Shiga is 11% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Okinawa
Shiga
Difference
Meal at Budget Restaurant
$10.12 ¥1,598
$6.19 ¥977
63.49%
Three-Course Dinner for Two, Mid-Range
$40.24 ¥6,355
$31.73 ¥5,011
26.82%
Fast Food Meal (McDonalds, etc)
$7.04 ¥1,112
$4.96 ¥783
41.94%
Cappuccino
$4.11 ¥649
$2.95 ¥466
39.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.40 ¥221
$1.31 ¥206
6.87%
Water (0.33 liter bottle)
$0.92 ¥145
$0.70 ¥110
31.43%
Local Beer (0.5 liter draught)
$2.51 ¥396
$2.76 ¥436
-9.06%
Imported Beer (0.33 liter bottle)
$5.27 ¥832
$3.53 ¥558
49.29%
🛒 Groceries & Markets
Okinawa
Shiga
Difference
Milk (1 liter)
$1.58 ¥249
$1.28 ¥203
23.44%
White Bread (500g)
$2.05 ¥324
$1.24 ¥196
65.32%
Rice (white) (1kg)
$3.76 ¥594
$3.89 ¥614
-3.34%
Eggs
$1.84 ¥290
$2.04 ¥322
-9.80%
Local Cheese (1kg)
$17.99 ¥2,842
$9.45 ¥1,492
90.37%
Chicken Fillets (1kg)
$4.79 ¥757
$9.19 ¥1,452
-47.88%
Beef Round Steak (1kg)
$22.45 ¥3,546
$18.48 ¥2,918
21.48%
Apples (1kg)
$3.81 ¥602
$3.44 ¥543
10.76%
Banana (1kg)
$2.62 ¥413
$2.03 ¥320
29.06%
Oranges (1kg)
$2.20 ¥347
$2.04 ¥323
7.84%
Tomato (1kg)
$5.26 ¥831
$3.97 ¥626
32.49%
Potato (1kg)
$2.39 ¥377
$1.52 ¥240
57.24%
Onion (1kg)
$2.56 ¥404
$1.14 ¥180
124.56%
Lettuce (1 head)
$1.28 ¥201
$1.36 ¥215
-5.88%
Water (1.5 liter bottle)
$0.77 ¥122
$0.87 ¥137
-11.49%
Cigarettes 20 Pack (Marlboro, Camel)
$3.90 ¥617
$3.97 ¥627
-1.76%
Wine (Bottle)
$6.40 ¥1,011
$9.77 ¥1,543
-34.49%
Local Beer (0.5 liter bottle)
$1.95 ¥308
$1.90 ¥301
2.63%
Imported Beer (0.33 liter bottle)
$3.34 ¥528
$3.13 ¥494
6.71%
🚌 Getting Around
Okinawa
Shiga
Difference
One-way Ticket (Public Transport)
$1.44 ¥227
$1.16 ¥183
24.14%
Public Transport Monthly Pass (Regular Price)
$65.1 ¥10.3K
$56.2 ¥8,877
15.82%
Taxi Start (Normal Tariff)
$3.82 ¥603
$3.86 ¥610
-1.04%
Taxi (Normal Tariff) (1km)
$3.54 ¥559
$3.20 ¥505
10.62%
Taxi 1hour Waiting (Normal Tariff)
$11.23 ¥1,773
$21.98 ¥3,472
-48.91%
Gasoline (1 liter)
$1.11 ¥175
$1.09 ¥173
1.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ¥3.3M
$22.7K ¥3.6M
-7.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.5K ¥2.5M
$15.3K ¥2.4M
1.86%
🧾 Monthly Utilities & Internet
Okinawa
Shiga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 ¥25.7K
$137 ¥21.7K
18.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.35 ¥4,004
$24.58 ¥3,882
3.13%
Internet (50+ Mbps, Unlimited Data)
$53.1 ¥8,382
$18.76 ¥2,962
182.89%
🎉 Sport & Entertainment
Okinawa
Shiga
Difference
Gym Membership (Monthly)
$73.0 ¥11.5K
$52.0 ¥8,215
40.37%
Tennis Court (1 Hour on Weekend)
$54.9 ¥8,673
-
-
Cinema Ticket
$11.98 ¥1,893
$12.55 ¥1,982
-4.54%
🧸 Childcare & Education
Okinawa
Shiga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$327 ¥51.7K
$697 ¥110.1K
-53.06%
International Primary School, 1 Child (Yearly)
$5,668 ¥895.1K
$13.4K ¥2.1M
-57.59%
👕👟 Clothing & Footwear
Okinawa
Shiga
Difference
Jeans (Levis 501 Or Similar)
$48.88 ¥7,720
$48.59 ¥7,674
0.60%
Summer Dress (H&M, Zara, etc)
$23.35 ¥3,688
$30.84 ¥4,870
-24.29%
Sport Shoes (Adidas, Nike)
$81.2 ¥12.8K
$73.3 ¥11.6K
10.76%
Men's Leather Business Shoes
$95.7 ¥15.1K
$90.1 ¥14.2K
6.16%
🏠 Accommodation & Living
Okinawa
Shiga
Difference
1-bedroom Apartment, City Center (Monthly)
$411 ¥65.0K
$551 ¥87.0K
-25.36%
1-bedroom Apartment, Outside City Center (Monthly)
$332 ¥52.4K
$337 ¥53.2K
-1.45%
3-bedroom Apartment, City Center (Monthly)
$852 ¥134.6K
$998 ¥157.6K
-14.57%
3-bedroom Apartment, Outside City Center (Monthly)
$678 ¥107.1K
$727 ¥114.8K
-6.75%
Buy Apartment in City Center (m2)
$8,422 ¥1.3M
$4,617 ¥729.1K
82.43%
Buy Apartment Outside City Center (m2)
$1,185 ¥187.1K
$2,022 ¥319.3K
-41.38%
💵 Salaries & Financials
Okinawa
Shiga
Difference
Average Monthly Net Salary (After Tax)
$1,798 ¥283.9K
$1,210 ¥191.2K
48.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.23
2.21
0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 26, 2026

Last update for Shiga: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Okinawa
$332
Shiga
$337 1.5% $4.9
Groceries & Markets
Okinawa
$330
Shiga
$294 10.8% $36
Monthly Utilities & Internet
Okinawa
$241
Shiga
$180 25.2% $61
Eating Out
Okinawa
$184
Shiga
$129 30% $55
Clothing & Footwear
Okinawa
$112
Shiga
$109 2.5% $2.8
Sport & Entertainment
Okinawa
$97
Shiga
$77 20.5% $20
Getting Around
Okinawa
$92
Shiga
$81 12.6% $12

Cost Breakdown

A central one-bedroom costs $411 in Okinawa versus $551 in Shiga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 49% higher in Okinawa. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40 in Okinawa versus $32 in Shiga. Monthly groceries follow the same trend: $330 vs $294 – making Shiga the more affordable choice for daily food spending.

Good to know
🇯🇵 Okinawa
🇯🇵 Shiga
🕒 Local time
22:05 10:05 PM
22:05 10:05 PM
Same time as Okinawa
🌤 Weather
👥 Population
142,752
23,836
💱 Currency
Exchange rates and currency converter

USD, EUR to JPY – Japanese Yen Converter

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

On the map
Between locations
  • Okinawa Shiga 1,230 km ≈ 2 h nonstop flight
From you
  • Okinawa
  • Shiga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Okinawa vs Shiga: Cost of Living - Frequently Asked Questions
Is Shiga cheaper than Okinawa?
Yes – Okinawa is pricier by about 15%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,082 per month in Okinawa and $1,811 in Shiga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Okinawa, especially for central apartments: a one-bedroom in the center costs $411 there versus $551 in Shiga.
Is eating out cheaper in Okinawa or in Shiga?
A mid-range dinner for two costs $40 in Okinawa and $32 in Shiga. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Okinawa and in Shiga?
Monthly expenses with rent come to $1,388 in Okinawa and $1,207 in Shiga. That makes Shiga about 13% cheaper.
Is $2,000 enough for either Okinawa or Shiga?
$2,000 covers both cities comfortably – all-in costs are $1,388 in Okinawa and $1,207 in Shiga, leaving budget for savings and extras in both cases.
Is it better to live in Okinawa or in Shiga?
It depends on your priorities. Okinawa has an edge in some lifestyle areas, with costs from $1,207 in Shiga to $1,388 in Okinawa. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Okinawa or Shiga?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Shiga. If higher salaries or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.

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