Last update: Oct 2026

Cost of Living Comparison Between Okayama and Bali

For one person, living is cheaper in Okayama: $975 a month against $1,229 in Bali, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Okayama
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Okayama Living Index
59

Cost of Living Index in Bali
Learn more

Bali Living Index

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Okayama

🇯🇵 Japan

$975

/mo nomad

Bali

🇮🇩 Indonesia

$1,229

/mo nomad

Monthly Cost of Living

How much you'll spend in Okayama and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okayama and in Bali actually costs, broken down by who's living it.

A single person spends $975 per month in Okayama vs $1,229 in Bali, rent included.

Okayama $975
Bali $1,229

A couple spends around $1,564 per month in Okayama vs $2,053 in Bali, rent included.

Okayama $1,564
Bali $2,053

A family of three spends $2,153 per month in Okayama vs $2,877 in Bali, rent included.

Okayama $2,153
Bali $2,877

Okayama is about 21% cheaper than Bali, and outside of rent the biggest gap is in transport.

Both Okayama and Bali are more affordable than the global median – Okayama 28% lower, Bali 9% lower.

Meal at Budget Restaurant

$5.90 ¥933

$2.75 Rp 49.5K

114.55%

Three-Course Dinner for Two, Mid-Range

$24.92 ¥3,937

$29.09 Rp 523.7K

-14.33%

Fast Food Meal (McDonalds, etc)

$5.01 ¥791

$4.66 Rp 83.9K

7.51%

Cappuccino

$1.71 ¥270

$2.31 Rp 41.5K

-25.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ¥111

$1.42 Rp 25.6K

-50.00%

Water (0.33 liter bottle)

$0.68 ¥107

$0.64 Rp 11.4K

6.25%

Local Beer (0.5 liter draught)

$1.88 ¥296

$2.23 Rp 40.2K

-15.70%

Imported Beer (0.33 liter bottle)

$1.92 ¥304

$3.61 Rp 64.9K

-46.81%

Milk (1 liter)

$1.35 ¥214

$1.43 Rp 25.8K

-5.59%

White Bread (500g)

$0.61 ¥96.4

$2.11 Rp 38.0K

-71.09%

Rice (white) (1kg)

$4.11 ¥649

$1.15 Rp 20.6K

257.39%

Eggs

$1.48 ¥234

$1.96 Rp 35.3K

-24.49%

Local Cheese (1kg)

$15.36 ¥2,426

$16.38 Rp 294.8K

-6.23%

Chicken Fillets (1kg)

$6.33 ¥1,000

$3.60 Rp 64.7K

75.83%

Beef Round Steak (1kg)

$17.08 ¥2,698

$11.70 Rp 210.6K

45.98%

Apples (1kg)

$4.98 ¥787

$3.48 Rp 62.7K

43.10%

Banana (1kg)

$2.90 ¥459

$1.46 Rp 26.4K

98.63%

Oranges (1kg)

$4.94 ¥781

$2.21 Rp 39.8K

123.53%

Tomato (1kg)

$4.44 ¥701

$1.90 Rp 34.3K

133.68%

Potato (1kg)

$2.24 ¥355

$1.72 Rp 30.9K

30.23%

Onion (1kg)

$1.84 ¥291

$2.19 Rp 39.4K

-15.98%

Lettuce (1 head)

$1.14 ¥180

$1.00 Rp 17.9K

14.00%

Water (1.5 liter bottle)

$0.67 ¥107

$0.51 Rp 9,256

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 ¥602

$2.08 Rp 37.4K

83.17%

Wine (Bottle)

$9.59 ¥1,515

$21.20 Rp 381.6K

-54.76%

Local Beer (0.5 liter bottle)

$1.94 ¥306

$2.18 Rp 39.2K

-11.01%

Imported Beer (0.33 liter bottle)

$1.86 ¥294

$2.88 Rp 51.9K

-35.42%

One-way Ticket (Public Transport)

$1.45 ¥229

$0.23 Rp 4,137

530.43%

Public Transport Monthly Pass (Regular Price)

$52.5 ¥8,300

$8.27 Rp 148.8K

535.31%

Taxi Start (Normal Tariff)

$3.22 ¥509

$0.45 Rp 8,030

615.56%

Taxi (Normal Tariff) (1km)

$2.46 ¥388

$0.47 Rp 8,471

423.40%

Taxi 1hour Waiting (Normal Tariff)

$21.52 ¥3,399

$5.42 Rp 97.6K

297.05%

Gasoline (1 liter)

$0.99 ¥157

$0.83 Rp 14.9K

19.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K ¥3.5M

$24.0K Rp 431.7M

-8.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K ¥2.4M

$31.9K Rp 573.5M

-51.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$72.1 ¥11.4K

$79.4 Rp 1.4M

-9.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.09 ¥2,227

$6.46 Rp 116.3K

118.11%

Internet (50+ Mbps, Unlimited Data)

$25.42 ¥4,016

$18.69 Rp 336.4K

36.01%

Gym Membership (Monthly)

$52.7 ¥8,321

$45.96 Rp 827.2K

14.60%

Tennis Court (1 Hour on Weekend)

$14.87 Rp 267.7K

Cinema Ticket

$11.33 ¥1,790

$3.67 Rp 66.1K

208.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$578 ¥91.3K

$443 Rp 8.0M

30.56%

International Primary School, 1 Child (Yearly)

$14.9K ¥2.4M

$5,164 Rp 93.0M

189.25%

Jeans (Levis 501 Or Similar)

$49.16 ¥7,766

$43.58 Rp 784.5K

12.80%

Summer Dress (H&M, Zara, etc)

$35.88 ¥5,668

$32.98 Rp 593.7K

8.79%

Sport Shoes (Adidas, Nike)

$60.9 ¥9,628

$75.0 Rp 1.3M

-18.72%

Men's Leather Business Shoes

$97.1 ¥15.3K

$75.0 Rp 1.3M

29.49%

1-bedroom Apartment, City Center (Monthly)

$329 ¥52.0K

$975 Rp 17.5M

-66.22%

1-bedroom Apartment, Outside City Center (Monthly)

$192 ¥30.4K

$593 Rp 10.7M

-67.62%

3-bedroom Apartment, City Center (Monthly)

$644 ¥101.7K

$3,065 Rp 55.2M

-79.00%

3-bedroom Apartment, Outside City Center (Monthly)

$428 ¥67.7K

$1,463 Rp 26.3M

-70.71%

Buy Apartment in City Center (m2)

$4,159 ¥657.1K

$2,391 Rp 43.0M

73.98%

Buy Apartment Outside City Center (m2)

$1,788 ¥282.4K

$1,945 Rp 35.0M

-8.08%

Average Monthly Net Salary (After Tax)

$1,377 ¥217.6K

$216 Rp 3.9M

537.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

13.78

-85.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okayama: October 18, 2026

Last update for Bali: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okayama

$311 31.9%

Bali

$273 22.3% 12.1% $38

Accommodation & Living

Okayama

$192 19.7%

Bali

$593 48.3% 209% $401

Monthly Utilities & Internet

Okayama

$112 11.5%

Bali

$105 8.5% 6.3% $7

Clothing & Footwear

Okayama

$109 11.2%

Bali

$102 8.3% 6.8% $7.4

Eating Out

Okayama

$102 10.4%

Bali

$90 7.3% 11.1% $11

Sport & Entertainment

Okayama

$75 7.7%

Bali

$53 4.3% 29.2% $22

Getting Around

Okayama

$74 7.6%

Bali

$12 1% 83.8% $62

Cost Breakdown

A central one-bedroom costs $329 in Okayama versus $975 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 537% higher in Okayama, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Okayama versus $29.00 in Bali. Groceries tell a different story – $311 in Okayama vs $273 in Bali – so Bali wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Okayama

🇮🇩 Bali

🕒 Local time

04:11 4:11 AM

03:11 3:11 AM

1 h behind Okayama

🌤 Weather

👥 Population

719,474

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Okayama Bali 5,180 km ≈ 7 h nonstop flight

From you

Okayama
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okayama vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 26% more than Okayama, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,462 per month in Okayama and $1,843 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okayama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $25.00 in Okayama and $29.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $975 in Okayama and $1,229 in Bali. That's a gap of about 26%.

A $2,000 monthly budget goes further in Okayama, where all-in costs run around $975, than in Bali at $1,229. In Okayama it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Okayama costs $975 versus $1,229 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okayama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.