Last update: Oct 2026

Cost of Living Comparison Between Oita and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,279 in Oita, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

63

Cost of Living Index in Oita
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Oita Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Oita

🇯🇵 Japan

$1,279

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oita and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oita and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,279 in Oita versus $918 in Cebu.

Oita $1,279
Cebu $918

Estimated couple costs with rent: $2,015 in Oita versus $1,409 in Cebu.

Oita $2,015
Cebu $1,409

Monthly costs for a family of three with rent: $2,750 in Oita versus $1,900 in Cebu.

Oita $2,750
Cebu $1,900

Living in Oita is roughly 39% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Oita 5% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.34 ¥1,159

$3.09 ₱194

137.54%

Three-Course Dinner for Two, Mid-Range

$43.25 ¥6,833

$24.22 ₱1,525

78.57%

Fast Food Meal (McDonalds, etc)

$5.83 ¥921

$3.92 ₱247

48.72%

Cappuccino

$3.75 ¥592

$2.51 ₱158

49.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 ¥158

$1.59 ₱100

-37.11%

Water (0.33 liter bottle)

$0.72 ¥114

$0.53 ₱33.43

35.85%

Local Beer (0.5 liter draught)

$3.76 ¥595

$1.78 ₱112

111.24%

Imported Beer (0.33 liter bottle)

$2.16 ¥342

$2.17 ₱137

-0.46%

Milk (1 liter)

$1.55 ¥245

$1.92 ₱121

-19.27%

White Bread (500g)

$1.86 ¥294

$1.36 ₱85.4

36.76%

Rice (white) (1kg)

$6.62 ¥1,046

$1.01 ₱63.5

555.45%

Eggs

$2.22 ¥351

$2.03 ₱128

9.36%

Local Cheese (1kg)

$18.34 ¥2,897

$9.86 ₱621

86.00%

Chicken Fillets (1kg)

$5.23 ¥826

$4.39 ₱277

19.13%

Beef Round Steak (1kg)

$18.72 ¥2,957

$7.60 ₱479

146.32%

Apples (1kg)

$3.65 ¥577

$3.30 ₱208

10.61%

Banana (1kg)

$1.84 ¥291

$1.39 ₱87.8

32.37%

Oranges (1kg)

$2.77 ¥438

$2.33 ₱147

18.88%

Tomato (1kg)

$3.30 ¥522

$1.50 ₱94.3

120.00%

Potato (1kg)

$2.14 ¥338

$2.36 ₱149

-9.32%

Onion (1kg)

$2.55 ¥402

$1.90 ₱119

34.21%

Lettuce (1 head)

$1.03 ¥162

$1.19 ₱74.9

-13.45%

Water (1.5 liter bottle)

$0.92 ¥145

$0.63 ₱39.71

46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 ¥600

$3.00 ₱189

26.67%

Wine (Bottle)

$6.13 ¥968

$6.03 ₱379

1.66%

Local Beer (0.5 liter bottle)

$1.71 ¥270

$1.23 ₱77.7

39.02%

Imported Beer (0.33 liter bottle)

$1.84 ¥290

$1.75 ₱110

5.14%

One-way Ticket (Public Transport)

$1.69 ¥267

$0.25 ₱15.86

576.00%

Public Transport Monthly Pass (Regular Price)

$52.2 ¥8,243

$12.64 ₱796

312.74%

Taxi Start (Normal Tariff)

$3.84 ¥607

$0.77 ₱48.62

398.70%

Taxi (Normal Tariff) (1km)

$2.09 ¥330

$0.23 ₱14.53

808.70%

Taxi 1hour Waiting (Normal Tariff)

$17.75 ¥2,804

$4.46 ₱281

297.98%

Gasoline (1 liter)

$1.07 ¥169

$1.31 ₱82.8

-18.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

$21.2K ₱1.3M

1.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.7M

$19.1K ₱1.2M

-10.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 ¥33.8K

$120 ₱7,569

77.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.58 ¥3,884

$14.00 ₱882

75.57%

Internet (50+ Mbps, Unlimited Data)

$33.56 ¥5,302

$27.54 ₱1,734

21.86%

Gym Membership (Monthly)

$51.4 ¥8,122

$32.33 ₱2,035

59.02%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.13 ¥1,758

$5.65 ₱356

96.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 ¥19.9K

$275 ₱17.3K

-54.14%

International Primary School, 1 Child (Yearly)

$12.4K ¥2.0M

$7,918 ₱498.5K

57.11%

Jeans (Levis 501 Or Similar)

$48.61 ¥7,679

$49.33 ₱3,106

-1.46%

Summer Dress (H&M, Zara, etc)

$25.85 ¥4,083

$25.24 ₱1,589

2.42%

Sport Shoes (Adidas, Nike)

$66.3 ¥10.5K

$77.0 ₱4,846

-13.88%

Men's Leather Business Shoes

$47.05 ¥7,433

$57.2 ₱3,601

-17.74%

1-bedroom Apartment, City Center (Monthly)

$464 ¥73.3K

$500 ₱31.5K

-7.13%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ¥49.0K

$309 ₱19.4K

0.44%

3-bedroom Apartment, City Center (Monthly)

$1,229 ¥194.2K

$1,078 ₱67.9K

14.06%

3-bedroom Apartment, Outside City Center (Monthly)

$718 ¥113.4K

$615 ₱38.7K

16.67%

Buy Apartment in City Center (m2)

$3,620 ¥571.9K

$2,886 ₱181.7K

25.43%

Buy Apartment Outside City Center (m2)

$1,555 ¥245.6K

$1,917 ₱120.7K

-18.88%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.97

7.2

-72.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oita: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Oita

$315 24.6%

Cebu

$206 22.4% 34.6% $109

Accommodation & Living

Oita

$310 24.2%

Cebu

$309 33.6% 0.4% $1.3

Monthly Utilities & Internet

Oita

$272 21.3%

Cebu

$162 17.6% 40.5% $110

Eating Out

Oita

$151 11.8%

Cebu

$88 9.6% 41.6% $63

Clothing & Footwear

Oita

$85 6.6%

Cebu

$94 10.2% 11.2% $9.4

Sport & Entertainment

Oita

$74 5.8%

Cebu

$44 4.8% 40.8% $30

Getting Around

Oita

$73 5.7%

Cebu

$16 1.7% 78.7% $58

Cost Breakdown

A one-bedroom apartment in the center runs $464 in Oita and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $43.00 in Oita vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $315 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Oita

🇵🇭 Cebu

🕒 Local time

22:59 10:59 PM

21:59 9:59 PM

1 h behind Oita

🌤 Weather

👥 Population

475,614

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Between locations

Oita Cebu 2,670 km ≈ 3 h 45 min nonstop flight

From you

Oita
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oita vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 39% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,919 in Oita and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $464 in Oita versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,279 per month in Oita versus $918 in Cebu – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 313% less than in Oita. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,279 in Oita, a $1,500 budget is realistic in Cebu but tight or insufficient in Oita. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oita, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oita and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 39% less than in Oita. Beyond cost, consider language, visa policies, and how big the international community is in each city.