Last update: Nov 2026

Cost of Living Comparison Between Ogden, UT and Panama City

For one person, living is cheaper in Panama City: $1,972 a month against $2,180 in Ogden, UT, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

104

Cost of Living Index in Ogden, UT
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Ogden, UT Living Index
95

Cost of Living Index in Panama City
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Panama City Living Index

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Ogden, UT

🇺🇸 United States

$2,180

/mo nomad

Panama City

🇵🇦 Panama

$1,972

/mo nomad

Monthly Cost of Living

How much you'll spend in Ogden, UT and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ogden, UT and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,180 in Ogden, UT versus $1,972 in Panama City.

Ogden, UT $2,180
Panama City $1,972

Estimated couple costs with rent: $3,249 in Ogden, UT versus $2,930 in Panama City.

Ogden, UT $3,249
Panama City $2,930

Monthly costs for a family of three with rent: $4,317 in Ogden, UT versus $3,888 in Panama City.

Ogden, UT $4,317
Panama City $3,888

Living in Ogden, UT is roughly 11% more expensive than in Panama City, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Ogden, UT 61% above, Panama City 46% above.

Meal at Budget Restaurant

$14.23 $14.23

$11.37 PAB 11.37

25.15%

Three-Course Dinner for Two, Mid-Range

$60.9 $60.9

$46.69 PAB 46.69

30.41%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$7.98 PAB 7.98

23.43%

Cappuccino

$5.14 $5.14

$4.12 PAB 4.12

24.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$2.01 PAB 2.01

13.43%

Water (0.33 liter bottle)

$1.67 $1.67

$1.57 PAB 1.57

6.37%

Local Beer (0.5 liter draught)

$6.03 $6.03

$3.28 PAB 3.28

83.84%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$3.88 PAB 3.88

112.11%

Milk (1 liter)

$0.88 $0.88

$1.82 PAB 1.82

-51.65%

White Bread (500g)

$2.73 $2.73

$2.61 PAB 2.61

4.60%

Rice (white) (1kg)

$3.34 $3.34

$3.45 PAB 3.45

-3.19%

Eggs

$4.19 $4.19

$2.68 PAB 2.68

56.34%

Local Cheese (1kg)

$9.88 $9.88

$12.42 PAB 12.42

-20.45%

Chicken Fillets (1kg)

$8.11 $8.11

$6.73 PAB 6.73

20.51%

Beef Round Steak (1kg)

$13.25 $13.25

$10.44 PAB 10.44

26.92%

Apples (1kg)

$4.17 $4.17

$4.21 PAB 4.21

-0.95%

Banana (1kg)

$1.38 $1.38

$1.95 PAB 1.95

-29.23%

Oranges (1kg)

$2.88 $2.88

$4.07 PAB 4.07

-29.24%

Tomato (1kg)

$3.26 $3.26

$4.02 PAB 4.02

-18.91%

Potato (1kg)

$1.63 $1.63

$3.46 PAB 3.46

-52.89%

Onion (1kg)

$2.03 $2.03

$4.42 PAB 4.42

-54.07%

Lettuce (1 head)

$1.94 $1.94

$2.43 PAB 2.43

-20.16%

Water (1.5 liter bottle)

$1.93 $1.93

$1.72 PAB 1.72

12.21%

Cigarettes 20 Pack (Marlboro, Camel)

$9.24 $9.24

$6.04 PAB 6.04

52.98%

Wine (Bottle)

$14.28 $14.28

$11.68 PAB 11.68

22.26%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.41 PAB 1.41

26.24%

Imported Beer (0.33 liter bottle)

$2.15 $2.15

$2.74 PAB 2.74

-21.53%

One-way Ticket (Public Transport)

$2.48 $2.48

$0.33 PAB 0.33

651.52%

Public Transport Monthly Pass (Regular Price)

$90.2 $90.2

$20.65 PAB 20.65

336.85%

Taxi Start (Normal Tariff)

$2.51 $2.51

$2.45 PAB 2.45

2.45%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.76 PAB 1.76

21.02%

Taxi 1hour Waiting (Normal Tariff)

$24.74 $24.74

$21.86 PAB 21.86

13.17%

Gasoline (1 liter)

$1.17 $1.17

$1.20 PAB 1.20

-2.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.6K PAB 24.6K

11.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$20.9K PAB 20.9K

22.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$132 PAB 132

48.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.98 $40.98

$27.89 PAB 27.89

46.93%

Internet (50+ Mbps, Unlimited Data)

$60.6 $60.6

$49.10 PAB 49.10

23.42%

Gym Membership (Monthly)

$29.96 $29.96

$44.53 PAB 44.53

-32.72%

Tennis Court (1 Hour on Weekend)

$34.01 PAB 34.01

Cinema Ticket

$14.76 $14.76

$8.70 PAB 8.70

69.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,314 $1,314

$537 PAB 537

144.91%

International Primary School, 1 Child (Yearly)

$10.4K $10.4K

$20.5K PAB 20.5K

-49.27%

Jeans (Levis 501 Or Similar)

$40.44 $40.44

$65.8 PAB 65.8

-38.54%

Summer Dress (H&M, Zara, etc)

$45.30 $45.30

$48.45 PAB 48.45

-6.50%

Sport Shoes (Adidas, Nike)

$110 $110

$95.4 PAB 95.4

14.82%

Men's Leather Business Shoes

$106 $106

$114 PAB 114

-6.27%

1-bedroom Apartment, City Center (Monthly)

$1,290 $1,290

$1,405 PAB 1,405

-8.18%

1-bedroom Apartment, Outside City Center (Monthly)

$992 $992

$994 PAB 994

-0.26%

3-bedroom Apartment, City Center (Monthly)

$2,673 $2,673

$2,221 PAB 2,221

20.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,772 $1,772

$1,714 PAB 1,714

3.44%

Buy Apartment in City Center (m2)

$2,784 $2,784

$3,139 PAB 3,139

-11.29%

Buy Apartment Outside City Center (m2)

$2,294 $2,294

$1,724 PAB 1,724

33.09%

Average Monthly Net Salary (After Tax)

$3,643 $3,643

$936 PAB 936

289.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

6.39

1.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ogden, UT: November 2, 2026

Last update for Panama City: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ogden, UT

$992 45.5%

Panama City

$994 50.4% 0.3% $2.6

Groceries & Markets

Ogden, UT

$315 14.4%

Panama City

$326 16.5% 3.5% $11

Monthly Utilities & Internet

Ogden, UT

$298 13.7%

Panama City

$209 10.6% 29.9% $89

Eating Out

Ogden, UT

$267 12.3%

Panama City

$203 10.3% 24.1% $65

Clothing & Footwear

Ogden, UT

$136 6.2%

Panama City

$145 7.4% 7.1% $9.7

Getting Around

Ogden, UT

$113 5.2%

Panama City

$33 1.7% 70.7% $80

Sport & Entertainment

Ogden, UT

$59 2.7%

Panama City

$62 3.1% 4.1% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,290 in Ogden, UT and $1,405 in Panama City. Housing cost is often the main lever when comparing two cities.

Ogden, UT pays about 3.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $61 in Ogden, UT vs $47 in Panama City. Groceries flip the comparison at $315 vs $326, with Ogden, UT cheaper for home cooking.

Good to know

🇺🇸 Ogden, UT

🇵🇦 Panama City

🕒 Local time

11:18 11:18 AM

13:18 1:18 PM

2 h ahead of Ogden, UT

🌤 Weather

👥 Population

87,321

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.89 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of November 5, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

PAB to USD in detail →

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Between locations

Ogden, UT Panama City 4,800 km ≈ 6 h nonstop flight

From you

Ogden, UT
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ogden, UT vs Panama City: Cost of Living - Frequently Asked Questions

Panama City is about 10% cheaper overall, especially in transport, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Ogden, UT is about 3.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,290 in Ogden, UT versus $1,405 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,180 per month in Ogden, UT versus $1,972 in Panama City – Panama City is about 10% cheaper, which adds up to real savings over time.

A monthly transit pass in Panama City runs roughly 77% less than in Ogden, UT. The price difference matters if you commute daily and watch your budget.

Either city works on $2,500 a month, though Panama City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Panama City wins on affordability, Ogden, UT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.