Last update: Oct 2026

Cost of Living Comparison Between Oberhausen and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,996 in Oberhausen, rent and utilities included – about $12,900 less a year. Rent and utilities account for about half of the difference.

97

Cost of Living Index in Oberhausen
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Oberhausen Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Oberhausen

🇩🇪 Germany

$1,996

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oberhausen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oberhausen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,996 in Oberhausen versus $918 in Cebu.

Oberhausen $1,996
Cebu $918

Estimated couple costs with rent: $2,847 in Oberhausen versus $1,409 in Cebu.

Oberhausen $2,847
Cebu $1,409

Monthly costs for a family of three with rent: $3,698 in Oberhausen versus $1,900 in Cebu.

Oberhausen $3,698
Cebu $1,900

Living in Oberhausen is roughly 117% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oberhausen is 48% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.84 €15.01

$3.09 ₱195

444.98%

Three-Course Dinner for Two, Mid-Range

$85.0 €75.8

$24.22 ₱1,526

251.11%

Fast Food Meal (McDonalds, etc)

$13.21 €11.78

$3.92 ₱247

236.99%

Cappuccino

$4.06 €3.62

$2.51 ₱158

61.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 €2.83

$1.59 ₱100

100.00%

Water (0.33 liter bottle)

$3.11 €2.77

$0.53 ₱33.47

486.79%

Local Beer (0.5 liter draught)

$5.68 €5.06

$1.78 ₱112

219.10%

Imported Beer (0.33 liter bottle)

$5.65 €5.04

$2.17 ₱137

160.37%

Milk (1 liter)

$1.27 €1.13

$1.92 ₱121

-33.85%

White Bread (500g)

$2.15 €1.92

$1.36 ₱85.5

58.09%

Rice (white) (1kg)

$3.22 €2.87

$1.01 ₱63.6

218.81%

Eggs

$3.62 €3.23

$2.03 ₱128

78.33%

Local Cheese (1kg)

$13.48 €12.02

$9.86 ₱622

36.71%

Chicken Fillets (1kg)

$11.84 €10.56

$4.39 ₱277

169.70%

Beef Round Steak (1kg)

$23.05 €20.55

$7.60 ₱479

203.29%

Apples (1kg)

$2.90 €2.59

$3.30 ₱208

-12.12%

Banana (1kg)

$2.06 €1.84

$1.39 ₱87.9

48.20%

Oranges (1kg)

$2.25 €2.00

$2.33 ₱147

-3.43%

Tomato (1kg)

$3.93 €3.50

$1.50 ₱94.4

162.00%

Potato (1kg)

$1.37 €1.22

$2.36 ₱149

-41.95%

Onion (1kg)

$1.25 €1.11

$1.90 ₱119

-34.21%

Lettuce (1 head)

$1.51 €1.34

$1.19 ₱75.0

26.89%

Water (1.5 liter bottle)

$1.09 €0.97

$0.63 ₱39.75

73.02%

Cigarettes 20 Pack (Marlboro, Camel)

$9.75 €8.70

$3.00 ₱189

225.00%

Wine (Bottle)

$5.71 €5.09

$6.03 ₱380

-5.31%

Local Beer (0.5 liter bottle)

$1.09 €0.98

$1.23 ₱77.7

-11.38%

Imported Beer (0.33 liter bottle)

$1.71 €1.52

$1.75 ₱110

-2.29%

One-way Ticket (Public Transport)

$3.41 €3.04

$0.25 ₱15.87

1264.00%

Public Transport Monthly Pass (Regular Price)

$49.20 €43.86

$12.64 ₱796

289.24%

Taxi Start (Normal Tariff)

$4.97 €4.43

$0.77 ₱48.66

545.45%

Taxi (Normal Tariff) (1km)

$2.91 €2.60

$0.23 ₱14.54

1165.22%

Taxi 1hour Waiting (Normal Tariff)

$33.73 €30.08

$4.46 ₱281

656.28%

Gasoline (1 liter)

$2.25 €2.01

$1.31 ₱82.9

71.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K €29.7K

$21.2K ₱1.3M

57.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$19.1K ₱1.2M

99.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €342

$120 ₱7,577

218.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.23 €10.91

$14.00 ₱883

-12.64%

Internet (50+ Mbps, Unlimited Data)

$36.34 €32.40

$27.54 ₱1,736

31.95%

Gym Membership (Monthly)

$39.20 €34.95

$32.33 ₱2,037

21.25%

Tennis Court (1 Hour on Weekend)

$29.56 €26.36

$6.65 ₱419

344.51%

Cinema Ticket

$15.33 €13.67

$5.65 ₱356

171.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 €422

$275 ₱17.3K

71.86%

International Primary School, 1 Child (Yearly)

$9,247 €8,245

$7,918 ₱499.0K

16.79%

Jeans (Levis 501 Or Similar)

$90.7 €80.8

$49.33 ₱3,109

83.76%

Summer Dress (H&M, Zara, etc)

$41.60 €37.09

$25.24 ₱1,591

64.82%

Sport Shoes (Adidas, Nike)

$99.7 €88.9

$77.0 ₱4,850

29.51%

Men's Leather Business Shoes

$140 €125

$57.2 ₱3,605

145.07%

1-bedroom Apartment, City Center (Monthly)

$601 €536

$500 ₱31.5K

20.33%

1-bedroom Apartment, Outside City Center (Monthly)

$625 €557

$309 ₱19.5K

102.25%

3-bedroom Apartment, City Center (Monthly)

$748 €667

$1,078 ₱67.9K

-30.56%

3-bedroom Apartment, Outside City Center (Monthly)

$754 €672

$615 ₱38.8K

22.59%

Buy Apartment in City Center (m2)

$5,307 €4,732

$2,886 ₱181.9K

83.88%

Buy Apartment Outside City Center (m2)

$3,410 €3,041

$1,917 ₱120.8K

77.95%

Average Monthly Net Salary (After Tax)

$3,398 €3,030

$346 ₱21.8K

882.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

7.2

-45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oberhausen: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oberhausen

$625 31.3%

Cebu

$309 33.6% 50.6% $316

Monthly Utilities & Internet

Oberhausen

$432 21.6%

Cebu

$162 17.6% 62.5% $270

Groceries & Markets

Oberhausen

$332 16.6%

Cebu

$206 22.4% 38% $126

Eating Out

Oberhausen

$288 14.4%

Cebu

$88 9.6% 69.3% $200

Clothing & Footwear

Oberhausen

$167 8.4%

Cebu

$94 10.2% 43.9% $74

Getting Around

Oberhausen

$82 4.1%

Cebu

$16 1.7% 81.1% $67

Sport & Entertainment

Oberhausen

$70 3.5%

Cebu

$44 4.8% 37.6% $26

Cost Breakdown

A one-bedroom apartment in the center runs $601 in Oberhausen and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Oberhausen pays 882% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Oberhausen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $332 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇩🇪 Oberhausen

🇵🇭 Cebu

🕒 Local time

11:13 11:13 AM

17:13 5:13 PM

6 h ahead of Oberhausen

🌤 Weather

👥 Population

209,292

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Oberhausen Cebu 10,900 km ≈ 14 h nonstop flight

From you

Oberhausen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oberhausen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 117% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 882% higher in Oberhausen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $601 in Oberhausen versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,996 per month in Oberhausen versus $918 in Cebu – a 117% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 289% less than in Oberhausen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,996 in Oberhausen, a $1,500 budget is realistic in Cebu but tight or insufficient in Oberhausen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oberhausen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oberhausen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 117% less than in Oberhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.