Cost of Living Comparison Between Oamaru and Ubud Cost of Living Comparison Between Oamaru and Ubud

😐 Solo nomad: Oamaru is 46.4% more expensive than Ubud without rent, and 138.1% more expensive with rent.

😐 Family of 3: Oamaru is 68.4% more expensive than Ubud without rent, and 139.9% more expensive with rent.

Meal at Budget Restaurant

$17.05 NZ$28.12

$3 Rp 48.8K

468.33%

Three-Course Dinner for Two, Mid-Range

$73.7 NZ$122

$12.52 Rp 203.2K

488.74%

Fast Food Meal (McDonalds, etc)

$9.79 NZ$16.14

$3.18 Rp 51.6K

207.86%

Cappuccino

$3.45 NZ$5.69

$2.21 Rp 35.9K

56.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 NZ$3.76

$1.1 Rp 17.9K

107.27%

Water (0.33 liter bottle)

$2.05 NZ$3.39

$0.26 Rp 4,217

688.46%

Local Beer (0.5 liter draught)

$7.23 NZ$11.92

$2.5 Rp 40.5K

189.20%

Imported Beer (0.33 liter bottle)

$7.4 NZ$12.21

$3.2 Rp 51.9K

131.25%

Milk (1 liter)

$1.8 NZ$2.96

$1.49 Rp 24.2K

20.81%

White Bread (500g)

$1.16 NZ$1.92

$1.67 Rp 27K

-30.54%

Rice (white) (1kg)

$1.2 NZ$1.97

$1.14 Rp 18.5K

5.26%

Eggs

$3.88 NZ$6.4

$2.27 Rp 36.9K

70.93%

Local Cheese (1kg)

$8.53 NZ$14.06

$13.94 Rp 226.3K

-38.81%

Chicken Fillets (1kg)

$9.42 NZ$15.54

$4 Rp 64.8K

135.50%

Beef Round Steak (1kg)

$12.72 NZ$20.98

$11.3 Rp 183.4K

12.57%

Apples (1kg)

$2.35 NZ$3.87

$3.6 Rp 58.4K

-34.72%

Banana (1kg)

$1.83 NZ$3.02

$1.53 Rp 24.8K

19.61%

Oranges (1kg)

$2.95 NZ$4.87

$2.65 Rp 43K

11.32%

Tomato (1kg)

$5.62 NZ$9.26

$1.38 Rp 22.4K

307.25%

Potato (1kg)

$1.54 NZ$2.54

$1.58 Rp 25.6K

-2.53%

Onion (1kg)

$1.19 NZ$1.96

$2.16 Rp 35.1K

-44.91%

Lettuce (1 head)

$1.76 NZ$2.9

$1.04 Rp 16.9K

69.23%

Water (1.5 liter bottle)

$1.43 NZ$2.35

$0.56 Rp 9,114

155.36%

Cigarettes 20 Pack (Marlboro, Camel)

$24.05 NZ$39.66

$2.23 Rp 36.3K

978.48%

Wine (Bottle)

$5.74 NZ$9.47

$14.98 Rp 243.2K

-61.68%

Local Beer (0.5 liter bottle)

$3.69 NZ$6.08

$2.43 Rp 39.5K

51.85%

Imported Beer (0.33 liter bottle)

$5.06 NZ$8.35

$2.64 Rp 42.8K

91.67%

One-way Ticket (Public Transport)

$2.16 NZ$3.57

$0.32 Rp 5,203

575.00%

Public Transport Monthly Pass (Regular Price)

$65.1 NZ$107

$10.12 Rp 164.3K

543.58%

Taxi Start (Normal Tariff)

$2.69 NZ$4.44

$0.49 Rp 7,888

448.98%

Taxi (Normal Tariff) (1km)

$1.66 NZ$2.73

$0.34 Rp 5,573

388.24%

Taxi 1hour Waiting (Normal Tariff)

$29.56 NZ$48.75

$6.04 Rp 98K

389.40%

Gasoline (1 liter)

$1.71 NZ$2.82

$0.73 Rp 11.9K

134.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K NZ$45.4K

$26.2K Rp 425.6M

5.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K NZ$32.6K

$31.9K Rp 518.5M

-38.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 NZ$190

$62.6 Rp 1M

83.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.96 NZ$29.63

$4.1 Rp 66.6K

338.05%

Internet (50+ Mbps, Unlimited Data)

$47.84 NZ$78.9

$24.32 Rp 394.7K

96.71%

Gym Membership (Monthly)

$37.39 NZ$61.7

$22.6 Rp 366.9K

65.44%

Tennis Court (1 Hour on Weekend)

$12.02 NZ$19.82

$6.26 Rp 101.5K

92.01%

Cinema Ticket

$11.05 NZ$18.23

$3.29 Rp 53.4K

235.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$649 NZ$1,070

$93.2 Rp 1.5M

595.70%

International Primary School, 1 Child (Yearly)

$9,276 NZ$15.3K

$6,098 Rp 99M

52.11%

Jeans (Levis 501 Or Similar)

$59.7 NZ$98.5

$52.8 Rp 857.4K

13.06%

Summer Dress (H&M, Zara, etc)

$17.73 NZ$29.25

$24.84 Rp 403.3K

-28.62%

Sport Shoes (Adidas, Nike)

$48.37 NZ$79.8

$85.2 Rp 1.4M

-43.25%

Men's Leather Business Shoes

$54.7 NZ$90.2

$72.5 Rp 1.2M

-24.58%

1-bedroom Apartment, City Center (Monthly)

$962 NZ$1,586

$259 Rp 4.2M

271.61%

1-bedroom Apartment, Outside City Center (Monthly)

$785 NZ$1,295

$159 Rp 2.6M

394.32%

3-bedroom Apartment, City Center (Monthly)

$1,547 NZ$2,551

$578 Rp 9.4M

167.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,452 NZ$2,395

$336 Rp 5.5M

332.00%

Buy Apartment in City Center (m2)

$4,246 NZ$7,002

$1,000 Rp 16.2M

324.38%

Buy Apartment Outside City Center (m2)

$3,859 NZ$6,365

$860 Rp 14M

348.52%

Average Monthly Net Salary (After Tax)

$2,061 NZ$3,399

$182 Rp 3M

1029.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-54.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oamaru: October 28, 2025

Last update for Ubud: October 29, 2025

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