Cost of Living Comparison Between Oak Harbor, WA and Santa Cruz, CA Cost of Living Comparison Between Oak Harbor, WA and Santa Cruz, CA

😐 Solo nomad: Oak Harbor, WA is 10.2% more expensive than Santa Cruz, CA without rent, and 21.6% cheaper with rent.

🙂 Family of 3: Oak Harbor, WA is 10.9% cheaper than Santa Cruz, CA without rent, and 27.5% cheaper with rent.

Meal at Budget Restaurant

$21.46 $21.46

$22.44 $22.44

-4.37%

Three-Course Dinner for Two, Mid-Range

$68.8 $68.8

$79.7 $79.7

-13.70%

Fast Food Meal (McDonalds, etc)

$18.67 $18.67

$12.36 $12.36

51.05%

Cappuccino

$6.92 $6.92

$5.85 $5.85

18.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 $2.44

$3.41 $3.41

-28.45%

Water (0.33 liter bottle)

$1.53 $1.53

$2.54 $2.54

-39.76%

Local Beer (0.5 liter draught)

$8.23 $8.23

$6.93 $6.93

18.76%

Imported Beer (0.33 liter bottle)

$6.41 $6.41

$7.46 $7.46

-14.08%

Milk (1 liter)

$1.18 $1.18

$1.43 $1.43

-17.48%

White Bread (500g)

$4.11 $4.11

$5.16 $5.16

-20.35%

Rice (white) (1kg)

$6.1 $6.1

$6.65 $6.65

-8.27%

Eggs

$5.39 $5.39

$5.96 $5.96

-9.56%

Local Cheese (1kg)

$19.92 $19.92

$23.24 $23.24

-14.29%

Chicken Fillets (1kg)

$12.25 $12.25

$14.85 $14.85

-17.51%

Beef Round Steak (1kg)

$19.89 $19.89

$23.7 $23.7

-16.08%

Apples (1kg)

$7.53 $7.53

$7.05 $7.05

6.81%

Banana (1kg)

$1.28 $1.28

$2.78 $2.78

-53.96%

Oranges (1kg)

$8.77 $8.77

$5.32 $5.32

64.85%

Tomato (1kg)

$6.87 $6.87

$7.49 $7.49

-8.28%

Potato (1kg)

$3.66 $3.66

$3.88 $3.88

-5.67%

Onion (1kg)

$4.9 $4.9

$3.93 $3.93

24.68%

Lettuce (1 head)

$2.53 $2.53

$2.9 $2.9

-12.76%

Water (1.5 liter bottle)

$2.18 $2.18

$2.86 $2.86

-23.78%

Cigarettes 20 Pack (Marlboro, Camel)

$8.73 $8.73

$14.16 $14.16

-38.35%

Wine (Bottle)

$12.84 $12.84

$12.02 $12.02

6.82%

Local Beer (0.5 liter bottle)

$2.75 $2.75

$2.15 $2.15

27.91%

Imported Beer (0.33 liter bottle)

$4.07 $4.07

$2.67 $2.67

52.43%

One-way Ticket (Public Transport)

$1.96 $1.96

$2.05 $2.05

-4.39%

Public Transport Monthly Pass (Regular Price)

$57.1 $57.1

$65.2 $65.2

-12.53%

Taxi Start (Normal Tariff)

$3.55 $3.55

$4.09 $4.09

-13.20%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.93 $1.93

-15.03%

Taxi 1hour Waiting (Normal Tariff)

$28.96 $28.96

$38.9 $38.9

-25.55%

Gasoline (1 liter)

$1.23 $1.23

$1.24 $1.24

-0.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30K $30K

$34.9K $34.9K

-13.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.5K $26.5K

-2.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$391 $391

$221 $221

77.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.8 $61.8

$47.05 $47.05

31.43%

Internet (50+ Mbps, Unlimited Data)

$82.6 $82.6

$67.8 $67.8

21.78%

Gym Membership (Monthly)

$27.04 $27.04

$60.2 $60.2

-55.09%

Cinema Ticket

$14.35 $14.35

$17.04 $17.04

-15.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,297 $1,297

$3,225 $3,225

-59.77%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$38.5K $38.5K

-39.59%

Jeans (Levis 501 Or Similar)

$53.3 $53.3

$63.2 $63.2

-15.56%

Summer Dress (H&M, Zara, etc)

$37.21 $37.21

$46.64 $46.64

-20.22%

Sport Shoes (Adidas, Nike)

$117 $117

$79.3 $79.3

47.29%

Men's Leather Business Shoes

$191 $191

$115 $115

65.32%

1-bedroom Apartment, City Center (Monthly)

$2,327 $2,327

$2,893 $2,893

-19.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,615 $1,615

$2,648 $2,648

-39.00%

3-bedroom Apartment, City Center (Monthly)

$2,886 $2,886

$5,700 $5,700

-49.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,138 $2,138

$4,219 $4,219

-49.31%

Buy Apartment in City Center (m2)

$3,981 $3,981

$9,235 $9,235

-56.89%

Buy Apartment Outside City Center (m2)

$3,951 $3,951

$8,116 $8,116

-51.32%

Average Monthly Net Salary (After Tax)

$3,277 $3,277

$5,594 $5,594

-41.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

10.06%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oak Harbor, WA: October 29, 2025

Last update for Santa Cruz, CA: October 27, 2025

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