Cost of Living Comparison Between Novo Mesto and Ubud, Bali Cost of Living Comparison Between Novo Mesto and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,514 in Novo Mesto versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,255 in Novo Mesto versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,996 in Novo Mesto versus $3,327 in Ubud, Bali.

Living in Novo Mesto is roughly 11% more expensive than in Ubud, Bali, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Novo Mesto 11% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Novo Mesto
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.68 €10.18
$3.44 Rp 60.9K
239.53%
Three-Course Dinner for Two, Mid-Range
$35.50 €30.95
$36.31 Rp 643.0K
-2.23%
Fast Food Meal (McDonalds, etc)
$9.31 €8.12
$5.71 Rp 101.0K
63.05%
Cappuccino
$1.91 €1.67
$2.67 Rp 47.3K
-28.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.30 €2.00
$1.75 Rp 31.0K
31.43%
Water (0.33 liter bottle)
$1.64 €1.43
$0.87 Rp 15.4K
88.51%
Local Beer (0.5 liter draught)
$3.28 €2.86
$2.95 Rp 52.3K
11.19%
Imported Beer (0.33 liter bottle)
$2.92 €2.55
$4.52 Rp 80.0K
-35.40%
🛒 Groceries & Markets
Novo Mesto
Ubud, Bali
Difference
Milk (1 liter)
$1.32 €1.15
$1.62 Rp 28.7K
-18.52%
White Bread (500g)
$1.83 €1.60
$2.33 Rp 41.3K
-21.46%
Rice (white) (1kg)
$2.98 €2.60
$1.11 Rp 19.6K
168.47%
Eggs
$3.96 €3.45
$2.20 Rp 39.0K
80.00%
Local Cheese (1kg)
$13.71 €11.95
$17.69 Rp 313.3K
-22.50%
Chicken Fillets (1kg)
$10.03 €8.74
$4.10 Rp 72.5K
144.63%
Beef Round Steak (1kg)
$9.20 €8.02
$12.18 Rp 215.6K
-24.47%
Apples (1kg)
$1.72 €1.50
$3.71 Rp 65.6K
-53.64%
Banana (1kg)
$1.74 €1.52
$1.59 Rp 28.1K
9.43%
Oranges (1kg)
$2.04 €1.78
$2.28 Rp 40.4K
-10.53%
Tomato (1kg)
$3.50 €3.05
$1.95 Rp 34.6K
79.49%
Potato (1kg)
$1.15 €1.00
$1.91 Rp 33.7K
-39.79%
Onion (1kg)
$1.58 €1.38
$2.33 Rp 41.3K
-32.19%
Lettuce (1 head)
$1.30 €1.13
$1.01 Rp 17.8K
28.71%
Water (1.5 liter bottle)
$0.76 €0.67
$0.55 Rp 9,773
38.18%
Cigarettes 20 Pack (Marlboro, Camel)
$6.05 €5.27
$2.23 Rp 39.5K
171.30%
Wine (Bottle)
$7.11 €6.20
$23.07 Rp 408.6K
-69.18%
Local Beer (0.5 liter bottle)
$1.48 €1.29
$2.42 Rp 42.8K
-38.84%
Imported Beer (0.33 liter bottle)
$1.81 €1.58
$3.00 Rp 53.1K
-39.67%
🚌 Getting Around
Novo Mesto
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.36 €1.18
$0.27 Rp 4,814
403.70%
Public Transport Monthly Pass (Regular Price)
$31.71 €27.64
$8.98 Rp 159.1K
253.12%
Taxi Start (Normal Tariff)
$1.72 €1.50
$0.48 Rp 8,566
258.33%
Taxi (Normal Tariff) (1km)
$1.37 €1.20
$0.43 Rp 7,679
218.60%
Taxi 1hour Waiting (Normal Tariff)
$29.33 €25.57
$5.64 Rp 99.9K
420.04%
Gasoline (1 liter)
$1.73 €1.51
$0.80 Rp 14.2K
116.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K €26.2K
$24.9K Rp 441.7M
20.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €22.7K
$31.7K Rp 561.5M
-17.77%
🧾 Monthly Utilities & Internet
Novo Mesto
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$302 €263
$81.5 Rp 1.4M
270.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.54 €10.06
$6.49 Rp 115.0K
77.81%
Internet (50+ Mbps, Unlimited Data)
$39.72 €34.62
$18.77 Rp 332.4K
111.61%
🎉 Sport & Entertainment
Novo Mesto
Ubud, Bali
Difference
Gym Membership (Monthly)
$54.2 €47.24
$56.9 Rp 1.0M
-4.71%
Tennis Court (1 Hour on Weekend)
$34.22 €29.83
$18.73 Rp 331.7K
82.70%
Cinema Ticket
$8.20 €7.15
$4.54 Rp 80.4K
80.62%
🧸 Childcare & Education
Novo Mesto
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$517 €451
$481 Rp 8.5M
7.59%
International Primary School, 1 Child (Yearly)
$11.5K €10.0K
$5,711 Rp 101.1M
101.15%
👕👟 Clothing & Footwear
Novo Mesto
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$93.8 €81.8
$45.52 Rp 806.0K
106.04%
Summer Dress (H&M, Zara, etc)
$38.32 €33.40
$35.88 Rp 635.4K
6.80%
Sport Shoes (Adidas, Nike)
$126 €110
$80.4 Rp 1.4M
56.39%
Men's Leather Business Shoes
$150 €130
$78.7 Rp 1.4M
90.25%
🏠 Accommodation & Living
Novo Mesto
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$518 €452
$1,115 Rp 19.7M
-53.52%
1-bedroom Apartment, Outside City Center (Monthly)
$435 €379
$698 Rp 12.4M
-37.69%
3-bedroom Apartment, City Center (Monthly)
$855 €745
$3,637 Rp 64.4M
-76.50%
3-bedroom Apartment, Outside City Center (Monthly)
$770 €671
$1,737 Rp 30.8M
-55.67%
Buy Apartment in City Center (m2)
$2,939 €2,562
$2,784 Rp 49.3M
5.56%
Buy Apartment Outside City Center (m2)
$3,398 €2,962
$2,290 Rp 40.5M
48.40%
💵 Salaries & Financials
Novo Mesto
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,493 €1,301
$168 Rp 3.0M
788.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.29
13.78
-76.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novo Mesto: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $518 in Novo Mesto and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novo Mesto pays 789% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Novo Mesto vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $269 vs $295 per month, with Novo Mesto cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novo Mesto vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Novo Mesto and in Ubud, Bali?
Novo Mesto and Ubud, Bali differ by about 11% in total monthly costs ($1,514 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Novo Mesto or Ubud, Bali?
Average pay runs 789% higher in Novo Mesto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Novo Mesto and in Ubud, Bali?
Rent for a central apartment: $518 in Novo Mesto versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Novo Mesto pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $35.00 in Novo Mesto. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $1,514 in Novo Mesto, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Novo Mesto. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Novo Mesto and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Novo Mesto or Ubud, Bali safer for residents?
Safety-wise, Novo Mesto and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Novo Mesto or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 11% less than in Novo Mesto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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