Last update: Oct 2026

Cost of Living Comparison Between Novo Mesto and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,493 in Novo Mesto, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

72

Cost of Living Index in Novo Mesto
Learn more

Novo Mesto Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Novo Mesto

🇸🇮 Slovenia

$1,493

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Novo Mesto and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novo Mesto and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,493 in Novo Mesto versus $918 in Cebu.

Novo Mesto $1,493
Cebu $918

Estimated couple costs with rent: $2,180 in Novo Mesto versus $1,409 in Cebu.

Novo Mesto $2,180
Cebu $1,409

Monthly costs for a family of three with rent: $2,868 in Novo Mesto versus $1,900 in Cebu.

Novo Mesto $2,868
Cebu $1,900

Living in Novo Mesto is roughly 63% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Novo Mesto is 11% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.17 €9.94

$3.09 ₱194

261.49%

Three-Course Dinner for Two, Mid-Range

$33.54 €29.83

$24.22 ₱1,525

38.48%

Fast Food Meal (McDonalds, etc)

$8.79 €7.81

$3.92 ₱247

124.23%

Cappuccino

$1.82 €1.62

$2.51 ₱158

-27.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$1.59 ₱100

43.40%

Water (0.33 liter bottle)

$1.55 €1.38

$0.53 ₱33.43

192.45%

Local Beer (0.5 liter draught)

$3.10 €2.76

$1.78 ₱112

74.16%

Imported Beer (0.33 liter bottle)

$2.86 €2.55

$2.17 ₱137

31.80%

Milk (1 liter)

$1.30 €1.16

$1.92 ₱121

-32.29%

White Bread (500g)

$1.82 €1.62

$1.36 ₱85.4

33.82%

Rice (white) (1kg)

$2.80 €2.49

$1.01 ₱63.5

177.23%

Eggs

$3.94 €3.51

$2.03 ₱128

94.09%

Local Cheese (1kg)

$13.48 €11.99

$9.86 ₱621

36.71%

Chicken Fillets (1kg)

$9.40 €8.36

$4.39 ₱277

114.12%

Beef Round Steak (1kg)

$9.11 €8.10

$7.60 ₱479

19.87%

Apples (1kg)

$1.66 €1.48

$3.30 ₱208

-49.70%

Banana (1kg)

$1.76 €1.57

$1.39 ₱87.8

26.62%

Oranges (1kg)

$2.00 €1.78

$2.33 ₱147

-14.16%

Tomato (1kg)

$3.35 €2.98

$1.50 ₱94.3

123.33%

Potato (1kg)

$1.15 €1.02

$2.36 ₱149

-51.27%

Onion (1kg)

$1.51 €1.34

$1.90 ₱119

-20.53%

Lettuce (1 head)

$1.26 €1.12

$1.19 ₱74.9

5.88%

Water (1.5 liter bottle)

$0.68 €0.61

$0.63 ₱39.71

7.94%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 €5.06

$3.00 ₱189

89.67%

Wine (Bottle)

$6.56 €5.83

$6.03 ₱379

8.79%

Local Beer (0.5 liter bottle)

$1.44 €1.28

$1.23 ₱77.7

17.07%

Imported Beer (0.33 liter bottle)

$1.77 €1.57

$1.75 ₱110

1.14%

One-way Ticket (Public Transport)

$1.41 €1.26

$0.25 ₱15.86

464.00%

Public Transport Monthly Pass (Regular Price)

$34.82 €30.97

$12.64 ₱796

175.47%

Taxi Start (Normal Tariff)

$1.64 €1.46

$0.77 ₱48.62

112.99%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$0.23 ₱14.53

491.30%

Taxi 1hour Waiting (Normal Tariff)

$27.93 €24.84

$4.46 ₱281

526.23%

Gasoline (1 liter)

$1.60 €1.43

$1.31 ₱82.8

22.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K €26.3K

$21.2K ₱1.3M

39.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.0K

$19.1K ₱1.2M

29.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 €260

$120 ₱7,569

142.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.44 €10.17

$14.00 ₱882

-18.29%

Internet (50+ Mbps, Unlimited Data)

$38.87 €34.58

$27.54 ₱1,734

41.14%

Gym Membership (Monthly)

$50.9 €45.23

$32.33 ₱2,035

57.28%

Tennis Court (1 Hour on Weekend)

$33.61 €29.90

$6.65 ₱419

405.41%

Cinema Ticket

$7.93 €7.05

$5.65 ₱356

40.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 €452

$275 ₱17.3K

84.76%

International Primary School, 1 Child (Yearly)

$11.4K €10.1K

$7,918 ₱498.5K

43.95%

Jeans (Levis 501 Or Similar)

$91.2 €81.1

$49.33 ₱3,106

84.92%

Summer Dress (H&M, Zara, etc)

$38.04 €33.84

$25.24 ₱1,589

50.71%

Sport Shoes (Adidas, Nike)

$121 €108

$77.0 ₱4,846

57.55%

Men's Leather Business Shoes

$144 €128

$57.2 ₱3,601

151.94%

1-bedroom Apartment, City Center (Monthly)

$504 €448

$500 ₱31.5K

0.80%

1-bedroom Apartment, Outside City Center (Monthly)

$424 €377

$309 ₱19.4K

37.14%

3-bedroom Apartment, City Center (Monthly)

$836 €744

$1,078 ₱67.9K

-22.45%

3-bedroom Apartment, Outside City Center (Monthly)

$728 €648

$615 ₱38.7K

18.37%

Buy Apartment in City Center (m2)

$2,809 €2,499

$2,886 ₱181.7K

-2.66%

Buy Apartment Outside City Center (m2)

$3,235 €2,878

$1,917 ₱120.7K

68.81%

Average Monthly Net Salary (After Tax)

$1,458 €1,297

$346 ₱21.8K

321.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novo Mesto: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novo Mesto

$424 28.4%

Cebu

$309 33.6% 27.1% $115

Monthly Utilities & Internet

Novo Mesto

$342 22.9%

Cebu

$162 17.6% 52.8% $181

Groceries & Markets

Novo Mesto

$260 17.4%

Cebu

$206 22.4% 20.9% $54

Clothing & Footwear

Novo Mesto

$178 11.9%

Cebu

$94 10.2% 47.1% $84

Eating Out

Novo Mesto

$174 11.7%

Cebu

$88 9.6% 49.3% $86

Sport & Entertainment

Novo Mesto

$67 4.5%

Cebu

$44 4.8% 34.6% $23

Getting Around

Novo Mesto

$49 3.3%

Cebu

$16 1.7% 68.2% $33

Cost Breakdown

A one-bedroom apartment in the center runs $504 in Novo Mesto and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Novo Mesto pays 321% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Novo Mesto vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $260 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Novo Mesto

🇵🇭 Cebu

🕒 Local time

06:16 6:16 AM

12:16 12:16 PM

6 h ahead of Novo Mesto

🌤 Weather

👥 Population

23,200

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Novo Mesto Cebu 10,600 km ≈ 14 h nonstop flight

From you

Novo Mesto
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novo Mesto vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 63% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 321% higher in Novo Mesto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $504 in Novo Mesto versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,493 per month in Novo Mesto versus $918 in Cebu – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 175% less than in Novo Mesto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,493 in Novo Mesto, a $1,500 budget is realistic in Cebu but tight or insufficient in Novo Mesto. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Novo Mesto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novo Mesto and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 63% less than in Novo Mesto. Beyond cost, consider language, visa policies, and how big the international community is in each city.