Cost of Living Comparison Between Novi Sad and Vrsac Cost of Living Comparison Between Novi Sad and Vrsac

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Novi Sad versus $961 in Vrsac.

Estimated couple costs with rent: $2,077 in Novi Sad versus $1,405 in Vrsac.

Monthly costs for a family of three with rent: $2,763 in Novi Sad versus $1,849 in Vrsac.

Living in Novi Sad is roughly 45% more expensive than in Vrsac, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Novi Sad is 5% above, Vrsac is 28% below.

Currency
🍽 Eating Out
Novi Sad
Vrsac
Difference
Meal at Budget Restaurant
$9.58 RSD 975
$7.99 RSD 813
19.90%
Three-Course Dinner for Two, Mid-Range
$48.59 RSD 4,942
$29.53 RSD 3,003
64.54%
Fast Food Meal (McDonalds, etc)
$11.04 RSD 1,123
$8.60 RSD 874
28.37%
Cappuccino
$2.38 RSD 242
$1.46 RSD 149
63.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.18 RSD 222
$1.61 RSD 164
35.40%
Water (0.33 liter bottle)
$1.69 RSD 172
$1.51 RSD 154
11.92%
Local Beer (0.5 liter draught)
$2.90 RSD 295
$1.64 RSD 167
76.83%
Imported Beer (0.33 liter bottle)
$3.64 RSD 371
$1.98 RSD 202
83.84%
🛒 Groceries & Markets
Novi Sad
Vrsac
Difference
Milk (1 liter)
$1.54 RSD 157
$1.01 RSD 103
52.48%
White Bread (500g)
$1.03 RSD 105
$0.60 RSD 60.7
71.67%
Rice (white) (1kg)
$2.69 RSD 274
$2.33 RSD 237
15.45%
Eggs
$2.58 RSD 262
$2.30 RSD 234
12.17%
Local Cheese (1kg)
$11.94 RSD 1,214
$8.64 RSD 879
38.19%
Chicken Fillets (1kg)
$7.05 RSD 718
$4.26 RSD 433
65.49%
Beef Round Steak (1kg)
$12.77 RSD 1,299
$10.35 RSD 1,053
23.38%
Apples (1kg)
$1.24 RSD 126
$0.93 RSD 95.0
33.33%
Banana (1kg)
$1.90 RSD 193
$1.31 RSD 133
45.04%
Oranges (1kg)
$1.64 RSD 167
$1.40 RSD 142
17.14%
Tomato (1kg)
$2.54 RSD 258
$2.23 RSD 227
13.90%
Potato (1kg)
$0.93 RSD 94.2
$0.75 RSD 76.7
24.00%
Onion (1kg)
$0.88 RSD 89.3
$0.67 RSD 67.8
31.34%
Lettuce (1 head)
$0.80 RSD 81.5
$0.62 RSD 62.6
29.03%
Water (1.5 liter bottle)
$0.69 RSD 69.9
$0.70 RSD 71.5
-1.43%
Cigarettes 20 Pack (Marlboro, Camel)
$4.33 RSD 440
$4.25 RSD 433
1.88%
Wine (Bottle)
$7.57 RSD 770
$5.95 RSD 605
27.23%
Local Beer (0.5 liter bottle)
$0.86 RSD 87.5
$0.73 RSD 73.9
17.81%
Imported Beer (0.33 liter bottle)
$2.22 RSD 225
$1.16 RSD 118
91.38%
🚌 Getting Around
Novi Sad
Vrsac
Difference
One-way Ticket (Public Transport)
$1.04 RSD 105
$0.97 RSD 98.7
7.22%
Public Transport Monthly Pass (Regular Price)
$25.11 RSD 2,553
$27.58 RSD 2,805
-8.96%
Taxi Start (Normal Tariff)
$1.98 RSD 201
$1.81 RSD 184
9.39%
Taxi (Normal Tariff) (1km)
$0.67 RSD 68.3
$0.43 RSD 43.45
55.81%
Taxi 1hour Waiting (Normal Tariff)
$9.30 RSD 946
$10.10 RSD 1,027
-7.92%
Gasoline (1 liter)
$1.82 RSD 185
$1.83 RSD 186
-0.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K RSD 3.1M
$30.9K RSD 3.1M
0.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9K RSD 2.9M
$26.2K RSD 2.7M
10.55%
🧾 Monthly Utilities & Internet
Novi Sad
Vrsac
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$208 RSD 21.1K
$119 RSD 12.1K
73.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.88 RSD 2,022
$8.87 RSD 902
124.13%
Internet (50+ Mbps, Unlimited Data)
$36.00 RSD 3,662
$34.85 RSD 3,545
3.30%
🎉 Sport & Entertainment
Novi Sad
Vrsac
Difference
Gym Membership (Monthly)
$35.49 RSD 3,609
$30.69 RSD 3,121
15.64%
Tennis Court (1 Hour on Weekend)
$14.00 RSD 1,424
$16.84 RSD 1,712
-16.86%
Cinema Ticket
$6.24 RSD 634
$2.91 RSD 296
114.43%
🧸 Childcare & Education
Novi Sad
Vrsac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$339 RSD 34.5K
$235 RSD 23.9K
44.02%
International Primary School, 1 Child (Yearly)
$7,130 RSD 725.1K
$4,995 RSD 508.0K
42.75%
👕👟 Clothing & Footwear
Novi Sad
Vrsac
Difference
Jeans (Levis 501 Or Similar)
$107 RSD 10.9K
$34.03 RSD 3,461
215.57%
Summer Dress (H&M, Zara, etc)
$45.86 RSD 4,664
$26.75 RSD 2,721
71.44%
Sport Shoes (Adidas, Nike)
$123 RSD 12.5K
$89.2 RSD 9,073
37.60%
Men's Leather Business Shoes
$135 RSD 13.8K
$119 RSD 12.1K
13.84%
🏠 Accommodation & Living
Novi Sad
Vrsac
Difference
1-bedroom Apartment, City Center (Monthly)
$567 RSD 57.6K
$367 RSD 37.3K
54.39%
1-bedroom Apartment, Outside City Center (Monthly)
$457 RSD 46.5K
$294 RSD 29.9K
55.22%
3-bedroom Apartment, City Center (Monthly)
$1,096 RSD 111.5K
$558 RSD 56.8K
96.27%
3-bedroom Apartment, Outside City Center (Monthly)
$790 RSD 80.4K
$408 RSD 41.5K
93.81%
Buy Apartment in City Center (m2)
$3,667 RSD 372.9K
$2,188 RSD 222.5K
67.60%
Buy Apartment Outside City Center (m2)
$2,713 RSD 276.0K
$1,477 RSD 150.2K
83.70%
💵 Salaries & Financials
Novi Sad
Vrsac
Difference
Average Monthly Net Salary (After Tax)
$1,063 RSD 108.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.31
8
-8.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: July 27, 2026

Last update for Vrsac: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $567 in Novi Sad and $367 in Vrsac. Housing cost is often the main lever when comparing two cities.

Dining out: $49.00 in Novi Sad vs $30.00 in Vrsac for a mid-range dinner for two. Groceries echo the gap at $233 vs $175 per month, with Vrsac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novi Sad vs Vrsac: Cost of Living - Frequently Asked Questions
Is Vrsac cheaper than Novi Sad?
Vrsac is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 45% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,088 in Novi Sad and $1,441 in Vrsac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Novi Sad and Vrsac?
Rent for a central apartment: $567 in Novi Sad versus $367 in Vrsac. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Novi Sad or in Vrsac?
Dining out is cheaper in Vrsac – a meal for two runs $30.00 versus $49.00 in Novi Sad. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Novi Sad and in Vrsac?
All in, you'll spend $1,392 per month in Novi Sad versus $961 in Vrsac – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Novi Sad or in Vrsac?
At $961 in Vrsac versus $1,392 in Novi Sad, a $1,000 budget is realistic in Vrsac but tight or insufficient in Novi Sad. The gap between the two cities makes Vrsac the clear choice for anyone on this budget.
Is it better to live in Novi Sad or in Vrsac?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Novi Sad or Vrsac?
Safety-wise, Novi Sad and Vrsac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Vrsac gentler on the wallet – expenses run 45% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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