Last update: Nov 2026

Cost of Living Comparison Between Novi Sad and Vrsac

For one person, living is cheaper in Vrsac: $922 a month against $1,390 in Novi Sad, rent and utilities included – about $5,600 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Novi Sad
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Novi Sad Living Index
45

Cost of Living Index in Vrsac
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Vrsac Living Index

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Novi Sad

🇷🇸 Serbia

$1,390

/mo nomad

Vrsac

🇷🇸 Serbia

$922

/mo nomad

Monthly Cost of Living

How much you'll spend in Novi Sad and in Vrsac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novi Sad and in Vrsac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,390 in Novi Sad versus $922 in Vrsac.

Novi Sad $1,390
Vrsac $922

Estimated couple costs with rent: $2,149 in Novi Sad versus $1,347 in Vrsac.

Novi Sad $2,149
Vrsac $1,347

Monthly costs for a family of three with rent: $2,908 in Novi Sad versus $1,772 in Vrsac.

Novi Sad $2,908
Vrsac $1,772

Living in Novi Sad is roughly 51% more expensive than in Vrsac, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Novi Sad is 3% above, Vrsac is 32% below.

Meal at Budget Restaurant

$10.25 RSD 1,070

$8.51 RSD 888

20.45%

Three-Course Dinner for Two, Mid-Range

$49.21 RSD 5,137

$33.72 RSD 3,520

45.94%

Fast Food Meal (McDonalds, etc)

$12.25 RSD 1,279

$11.16 RSD 1,165

9.77%

Cappuccino

$2.73 RSD 285

$1.68 RSD 176

62.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 RSD 247

$1.84 RSD 193

28.26%

Water (0.33 liter bottle)

$1.90 RSD 198

$1.30 RSD 136

46.15%

Local Beer (0.5 liter draught)

$3.04 RSD 317

$1.96 RSD 205

55.10%

Imported Beer (0.33 liter bottle)

$3.75 RSD 392

$2.40 RSD 251

56.25%

Milk (1 liter)

$1.38 RSD 144

$1.03 RSD 107

33.98%

White Bread (500g)

$1.00 RSD 104

$0.57 RSD 59.8

75.44%

Rice (white) (1kg)

$2.55 RSD 266

$2.09 RSD 218

22.01%

Eggs

$2.63 RSD 274

$2.25 RSD 235

16.89%

Local Cheese (1kg)

$13.57 RSD 1,416

$8.62 RSD 900

57.42%

Chicken Fillets (1kg)

$7.15 RSD 746

$3.92 RSD 409

82.40%

Beef Round Steak (1kg)

$14.13 RSD 1,475

$11.53 RSD 1,203

22.55%

Apples (1kg)

$1.69 RSD 176

$0.83 RSD 86.4

103.61%

Banana (1kg)

$1.92 RSD 201

$1.26 RSD 132

52.38%

Oranges (1kg)

$1.62 RSD 169

$1.34 RSD 140

20.90%

Tomato (1kg)

$2.45 RSD 255

$2.24 RSD 234

9.37%

Potato (1kg)

$1.04 RSD 108

$0.77 RSD 80.5

35.06%

Onion (1kg)

$0.64 RSD 67.3

$0.65 RSD 67.4

-1.54%

Lettuce (1 head)

$1.03 RSD 107

$0.55 RSD 57.3

87.27%

Water (1.5 liter bottle)

$0.69 RSD 71.8

$0.61 RSD 63.4

13.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 RSD 499

$4.29 RSD 448

11.42%

Wine (Bottle)

$7.68 RSD 802

$5.10 RSD 532

50.59%

Local Beer (0.5 liter bottle)

$0.89 RSD 92.7

$0.70 RSD 72.7

27.14%

Imported Beer (0.33 liter bottle)

$2.21 RSD 231

$1.12 RSD 117

97.32%

One-way Ticket (Public Transport)

$0.98 RSD 102

$0.89 RSD 92.9

10.11%

Public Transport Monthly Pass (Regular Price)

$23.57 RSD 2,461

Taxi Start (Normal Tariff)

$2.65 RSD 276

$1.86 RSD 194

42.47%

Taxi (Normal Tariff) (1km)

$0.83 RSD 87.0

$1.22 RSD 127

-31.97%

Taxi 1hour Waiting (Normal Tariff)

$11.60 RSD 1,211

$10.82 RSD 1,130

7.21%

Gasoline (1 liter)

$1.81 RSD 189

$1.88 RSD 196

-3.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K RSD 3.2M

$30.8K RSD 3.2M

-1.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K RSD 2.5M

$25.3K RSD 2.6M

-4.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 RSD 22.9K

$155 RSD 16.2K

41.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.52 RSD 2,246

$8.61 RSD 899

149.94%

Internet (50+ Mbps, Unlimited Data)

$33.91 RSD 3,540

$32.77 RSD 3,420

3.48%

Gym Membership (Monthly)

$36.27 RSD 3,787

$24.99 RSD 2,609

45.14%

Tennis Court (1 Hour on Weekend)

$11.32 RSD 1,182

Cinema Ticket

$7.19 RSD 751

$4.85 RSD 507

48.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$364 RSD 38.0K

$239 RSD 25.0K

52.27%

International Primary School, 1 Child (Yearly)

$8,226 RSD 858.7K

$8,436 RSD 880.6K

-2.49%

Jeans (Levis 501 Or Similar)

$120 RSD 12.5K

$42.91 RSD 4,479

178.91%

Summer Dress (H&M, Zara, etc)

$44.74 RSD 4,671

$22.58 RSD 2,358

98.14%

Sport Shoes (Adidas, Nike)

$140 RSD 14.6K

$91.4 RSD 9,538

52.73%

Men's Leather Business Shoes

$123 RSD 12.9K

$72.0 RSD 7,519

71.22%

1-bedroom Apartment, City Center (Monthly)

$515 RSD 53.8K

$323 RSD 33.7K

59.50%

1-bedroom Apartment, Outside City Center (Monthly)

$404 RSD 42.2K

$257 RSD 26.9K

57.22%

3-bedroom Apartment, City Center (Monthly)

$1,047 RSD 109.3K

$365 RSD 38.2K

186.39%

3-bedroom Apartment, Outside City Center (Monthly)

$810 RSD 84.6K

$380 RSD 39.6K

113.47%

Buy Apartment in City Center (m2)

$3,673 RSD 383.5K

$2,367 RSD 247.1K

55.19%

Buy Apartment Outside City Center (m2)

$2,620 RSD 273.5K

$1,532 RSD 159.9K

71.03%

Average Monthly Net Salary (After Tax)

$1,270 RSD 132.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

4.79

4.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: November 1, 2026

Last update for Vrsac: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novi Sad

$404 29.1%

Vrsac

$257 27.9% 36.4% $147

Monthly Utilities & Internet

Novi Sad

$274 19.7%

Vrsac

$196 21.3% 28.5% $78

Groceries & Markets

Novi Sad

$243 17.5%

Vrsac

$171 18.5% 29.7% $72

Clothing & Footwear

Novi Sad

$192 13.8%

Vrsac

$103 11.2% 46.4% $89

Eating Out

Novi Sad

$191 13.8%

Vrsac

$149 16.2% 22.1% $42

Sport & Entertainment

Novi Sad

$51 3.6%

Vrsac

$35 3.8% 31.5% $16

Getting Around

Novi Sad

$34 2.5%

Vrsac

$12 * 1.3% 66.5% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Novi Sad and $323 in Vrsac. Housing cost is often the main lever when comparing two cities.

Dining out: $49 in Novi Sad vs $34 in Vrsac for a mid-range dinner for two. Groceries echo the gap at $243 vs $171 per month, with Vrsac cheaper across the board.

Good to know

🇷🇸 Novi Sad

🇷🇸 Vrsac

🕒 Local time

04:32 4:32 AM

Same time as Novi Sad

🌤 Weather

👥 Population

260,438

31,946

💱 Currency

Serbian Dinar RSD din

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Sad vs Vrsac: Cost of Living - Frequently Asked Questions

Vrsac is about 34% cheaper overall, especially in clothing, groceries, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,085 in Novi Sad and $1,384 in Vrsac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $515 in Novi Sad versus $323 in Vrsac. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Novi Sad. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,390 per month in Novi Sad versus $922 in Vrsac – Vrsac is about 34% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Vrsac is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Vrsac is more practical. Housing and childcare are both notably cheaper than in Novi Sad, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novi Sad and Vrsac are both considered safe, so it’s unlikely to be the deciding factor between them.