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Cost of Living Comparison Between Novi Sad and Ubud, Bali Cost of Living Comparison Between Novi Sad and Ubud, Bali

๐Ÿ˜ Solo nomad: Novi Sad is 15.4% more expensive than Ubud, Bali without rent, and 3.5% cheaper with rent.
๐Ÿ˜ Family of 3: Novi Sad is 33.4% more expensive than Ubud, Bali without rent, and 25.2% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Novi Sad
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.61 RSDย 971
$3.43 Rpย 58.1K
180.17%
Three-Course Dinner for Two, Mid-Range
$49.46 RSDย 4,994
$32.70 Rpย 553.4K
51.25%
Fast Food Meal (McDonalds, etc)
$10.89 RSDย 1,100
$5.04 Rpย 85.2K
116.07%
Cappuccino
$2.28 RSDย 230
$2.85 Rpย 48.2K
-20.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 RSDย 217
$1.34 Rpย 22.8K
60.45%
Water (0.33 liter bottle)
$1.67 RSDย 168
$0.75 Rpย 12.6K
122.67%
Local Beer (0.5 liter draught)
$2.99 RSDย 302
$2.90 Rpย 49.1K
3.10%
Imported Beer (0.33 liter bottle)
$3.70 RSDย 373
$3.94 Rpย 66.7K
-6.09%
๐Ÿ›’ Groceries & Markets
Novi Sad
Ubud, Bali
Difference
Milk (1 liter)
$1.61 RSDย 162
$1.80 Rpย 30.5K
-10.56%
White Bread (500g)
$1.03 RSDย 104
$2.55 Rpย 43.2K
-59.61%
Rice (white) (1kg)
$2.68 RSDย 270
$1.19 Rpย 20.2K
125.21%
Eggs
$2.61 RSDย 264
$2.42 Rpย 40.9K
7.85%
Local Cheese (1kg)
$11.91 RSDย 1,203
$14.38 Rpย 243.4K
-17.18%
Chicken Fillets (1kg)
$7.12 RSDย 719
$4.21 Rpย 71.2K
69.12%
Beef Round Steak (1kg)
$12.71 RSDย 1,283
$11.88 Rpย 201.0K
6.99%
Apples (1kg)
$1.25 RSDย 126
$3.71 Rpย 62.8K
-66.31%
Banana (1kg)
$1.92 RSDย 194
$1.56 Rpย 26.4K
23.08%
Oranges (1kg)
$1.56 RSDย 158
$2.77 Rpย 46.9K
-43.68%
Tomato (1kg)
$2.52 RSDย 255
$2.22 Rpย 37.6K
13.51%
Potato (1kg)
$0.99 RSDย 100
$1.99 Rpย 33.8K
-50.25%
Onion (1kg)
$0.88 RSDย 89.0
$2.29 Rpย 38.8K
-61.57%
Lettuce (1 head)
$0.81 RSDย 81.9
$1.01 Rpย 17.1K
-19.80%
Water (1.5 liter bottle)
$0.66 RSDย 66.5
$0.78 Rpย 13.3K
-15.38%
Cigarettes 20 Pack (Marlboro, Camel)
$4.34 RSDย 438
$3.17 Rpย 53.6K
36.91%
Wine (Bottle)
$7.88 RSDย 796
$23.70 Rpย 401.1K
-66.75%
Local Beer (0.5 liter bottle)
$0.90 RSDย 91.3
$2.78 Rpย 47.0K
-67.63%
Imported Beer (0.33 liter bottle)
$2.21 RSDย 223
$2.75 Rpย 46.5K
-19.64%
๐ŸšŒ Getting Around
Novi Sad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.95 RSDย 96.1
$0.27 Rpย 4,514
251.85%
Public Transport Monthly Pass (Regular Price)
$24.71 RSDย 2,495
$8.14 Rpย 137.7K
203.56%
Taxi Start (Normal Tariff)
$1.89 RSDย 191
$0.45 Rpย 7,609
320.00%
Taxi (Normal Tariff) (1km)
$0.63 RSDย 63.9
$0.42 Rpย 7,192
50.00%
Taxi 1hour Waiting (Normal Tariff)
$9.23 RSDย 932
$6.18 Rpย 104.6K
49.35%
Gasoline (1 liter)
$1.90 RSDย 192
$0.80 Rpย 13.5K
137.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K RSDย 3.1M
$26.2K Rpย 443.1M
18.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.6K RSDย 2.9M
$31.6K Rpย 534.8M
-9.58%
๐Ÿงพ Monthly Utilities & Internet
Novi Sad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$203 RSDย 20.5K
$80.7 Rpย 1.4M
151.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.17 RSDย 2,037
$4.12 Rpย 69.8K
389.56%
Internet (50+ Mbps, Unlimited Data)
$35.65 RSDย 3,600
$23.70 Rpย 401.0K
50.42%
๐ŸŽ‰ Sport & Entertainment
Novi Sad
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.89 RSDย 3,624
$96.9 Rpย 1.6M
-62.95%
Tennis Court (1 Hour on Weekend)
$14.27 RSDย 1,441
$6.29 Rpย 106.4K
126.87%
Cinema Ticket
$6.02 RSDย 608
$4.11 Rpย 69.5K
46.47%
๐Ÿงธ Childcare & Education
Novi Sad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$334 RSDย 33.7K
$298 Rpย 5.0M
11.90%
International Primary School, 1 Child (Yearly)
$7,365 RSDย 743.7K
$6,540 Rpย 110.7M
12.61%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Novi Sad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$107 RSDย 10.8K
$53.4 Rpย 904.2K
100.06%
Summer Dress (H&M, Zara, etc)
$45.39 RSDย 4,584
$38.33 Rpย 648.6K
18.42%
Sport Shoes (Adidas, Nike)
$126 RSDย 12.7K
$86.4 Rpย 1.5M
45.80%
Men's Leather Business Shoes
$140 RSDย 14.1K
$78.9 Rpย 1.3M
77.28%
๐Ÿ  Accommodation & Living
Novi Sad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$561 RSDย 56.6K
$1,015 Rpย 17.2M
-44.78%
1-bedroom Apartment, Outside City Center (Monthly)
$458 RSDย 46.3K
$669 Rpย 11.3M
-31.42%
3-bedroom Apartment, City Center (Monthly)
$1,080 RSDย 109.0K
$3,348 Rpย 56.7M
-67.75%
3-bedroom Apartment, Outside City Center (Monthly)
$771 RSDย 77.8K
$2,114 Rpย 35.8M
-63.53%
Buy Apartment in City Center (m2)
$3,683 RSDย 371.9K
$3,020 Rpย 51.1M
21.96%
Buy Apartment Outside City Center (m2)
$2,696 RSDย 272.2K
$2,334 Rpย 39.5M
15.50%
๐Ÿ’ต Salaries & Financials
Novi Sad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,014 RSDย 102.4K
$178 Rpย 3.0M
468.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.31
13.28
-44.95%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Novi Sad: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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