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Cost of Living Comparison Between Novi Sad and Ubud, Bali Cost of Living Comparison Between Novi Sad and Ubud, Bali

😐 Solo nomad: Novi Sad is 25.9% more expensive than Ubud, Bali without rent, and 91.1% more expensive with rent.
😐 Family of 3: Novi Sad is 47% more expensive than Ubud, Bali without rent, and 80.2% more expensive with rent.
Currency
🍽 Eating Out
Novi Sad
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.91 RSD 1,000
$2.91 Rp 48.4K
240.55%
Three-Course Dinner for Two, Mid-Range
$50.3 RSD 5,076
$12.33 Rp 205.4K
307.87%
Fast Food Meal (McDonalds, etc)
$10.68 RSD 1,078
$3.21 Rp 53.5K
232.71%
Cappuccino
$2.29 RSD 231
$2.28 Rp 38K
0.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.1 RSD 212
$1.16 Rp 19.3K
81.03%
Water (0.33 liter bottle)
$1.66 RSD 168
$0.26 Rp 4,308
538.46%
Local Beer (0.5 liter draught)
$3.03 RSD 306
$2.44 Rp 40.7K
24.18%
Imported Beer (0.33 liter bottle)
$3.85 RSD 389
$3.28 Rp 54.7K
17.38%
🛒 Groceries & Markets
Novi Sad
Ubud, Bali
Difference
Milk (1 liter)
$1.62 RSD 163
$1.49 Rp 24.9K
8.72%
White Bread (500g)
$1.04 RSD 105
$1.62 Rp 27K
-35.80%
Rice (white) (1kg)
$2.65 RSD 267
$1.14 Rp 18.9K
132.46%
Eggs
$2.69 RSD 272
$2.33 Rp 38.9K
15.45%
Local Cheese (1kg)
$11.98 RSD 1,209
$13.75 Rp 229.1K
-12.87%
Chicken Fillets (1kg)
$6.91 RSD 698
$4.01 Rp 66.8K
72.32%
Beef Round Steak (1kg)
$12.51 RSD 1,263
$11.36 Rp 189.3K
10.12%
Apples (1kg)
$1.28 RSD 130
$3.46 Rp 57.7K
-63.01%
Banana (1kg)
$1.93 RSD 195
$1.47 Rp 24.5K
31.29%
Oranges (1kg)
$1.59 RSD 160
$2.69 Rp 44.9K
-40.89%
Tomato (1kg)
$2.46 RSD 248
$1.38 Rp 22.9K
78.26%
Potato (1kg)
$0.93 RSD 94.3
$1.6 Rp 26.6K
-41.88%
Onion (1kg)
$0.9 RSD 90.5
$2.17 Rp 36.2K
-58.53%
Lettuce (1 head)
$0.75 RSD 76.2
$0.96 Rp 15.9K
-21.87%
Water (1.5 liter bottle)
$0.65 RSD 65.8
$0.6 Rp 9,919
8.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.55 RSD 460
$2.24 Rp 37.3K
103.12%
Wine (Bottle)
$8.02 RSD 809
$14.72 Rp 245.3K
-45.52%
Local Beer (0.5 liter bottle)
$0.87 RSD 87.6
$2.46 Rp 41.1K
-64.63%
Imported Beer (0.33 liter bottle)
$2.18 RSD 220
$2.72 Rp 45.3K
-19.85%
🚌 Getting Around
Novi Sad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.96 RSD 96.6
$0.32 Rp 5,355
200.00%
Public Transport Monthly Pass (Regular Price)
$24.74 RSD 2,497
$9.78 Rp 162.9K
152.97%
Taxi Start (Normal Tariff)
$1.95 RSD 197
$0.49 Rp 8,139
297.96%
Taxi (Normal Tariff) (1km)
$0.69 RSD 69.2
$0.37 Rp 6,244
86.49%
Taxi 1hour Waiting (Normal Tariff)
$9.44 RSD 953
$6.15 Rp 102.5K
53.50%
Gasoline (1 liter)
$1.85 RSD 187
$0.71 Rp 11.8K
160.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K RSD 3.1M
$26.6K Rp 443.2M
16.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28K RSD 2.8M
$31.7K Rp 528.6M
-11.58%
🧾 Monthly Utilities & Internet
Novi Sad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$204 RSD 20.6K
$63.7 Rp 1.1M
220.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.22 RSD 2,041
$3.93 Rp 65.5K
414.50%
Internet (50+ Mbps, Unlimited Data)
$36.39 RSD 3,673
$24.18 Rp 402.9K
50.50%
🎉 Sport & Entertainment
Novi Sad
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.25 RSD 3,659
$23.22 Rp 386.9K
56.12%
Tennis Court (1 Hour on Weekend)
$14.26 RSD 1,439
$6.18 Rp 103K
130.74%
Cinema Ticket
$6.06 RSD 611
$3.3 Rp 55K
83.64%
🧸 Childcare & Education
Novi Sad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$341 RSD 34.4K
$93.1 Rp 1.6M
265.61%
International Primary School, 1 Child (Yearly)
$7,337 RSD 740.5K
$6,046 Rp 100.7M
21.34%
👕👟 Clothing & Footwear
Novi Sad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 RSD 11K
$51.9 Rp 864.6K
110.08%
Summer Dress (H&M, Zara, etc)
$45.22 RSD 4,564
$24.92 Rp 415.3K
81.46%
Sport Shoes (Adidas, Nike)
$125 RSD 12.6K
$82.1 Rp 1.4M
52.32%
Men's Leather Business Shoes
$138 RSD 14K
$72.6 Rp 1.2M
90.67%
🏠 Accommodation & Living
Novi Sad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$567 RSD 57.2K
$258 Rp 4.3M
119.33%
1-bedroom Apartment, Outside City Center (Monthly)
$469 RSD 47.4K
$161 Rp 2.7M
192.37%
3-bedroom Apartment, City Center (Monthly)
$1,081 RSD 109.1K
$574 Rp 9.6M
88.24%
3-bedroom Apartment, Outside City Center (Monthly)
$766 RSD 77.3K
$330 Rp 5.5M
132.07%
Buy Apartment in City Center (m2)
$3,641 RSD 367.5K
$990 Rp 16.5M
267.64%
Buy Apartment Outside City Center (m2)
$2,583 RSD 260.7K
$856 Rp 14.3M
201.86%
💵 Salaries & Financials
Novi Sad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$970 RSD 97.9K
$182 Rp 3M
433.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.31
13.28
-44.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: November 25, 2025

Last update for Ubud, Bali: November 24, 2025

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