😐Monthly costs for one person with rent: $1,396 in Novi Sad versus $1,156 in Kragujevac.
😐Estimated couple costs with rent: $2,091 in Novi Sad versus $1,738 in Kragujevac.
😐Monthly costs for a family of three with rent: $2,786 in Novi Sad versus $2,319 in Kragujevac.
😐Living in Novi Sad is roughly 21% more expensive than Kragujevac, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Novi Sad is 4% above, Kragujevac is 14% below.
Currency
🍽 Eating Out
Novi Sad
Kragujevac
Difference
Meal at Budget Restaurant
$9.71RSD 974
$8.74RSD 876
11.10%
Three-Course Dinner for Two, Mid-Range
$49.38RSD 4,951
$42.25RSD 4,236
16.88%
Fast Food Meal(McDonalds, etc)
$10.71RSD 1,074
$10.00RSD 1,003
7.10%
Cappuccino
$2.35RSD 236
$2.08RSD 208
12.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.13RSD 214
$2.30RSD 230
-7.39%
Water(0.33 liter bottle)
$1.63RSD 164
$1.37RSD 138
18.98%
Local Beer(0.5 liter draught)
$2.92RSD 293
$2.44RSD 245
19.67%
Imported Beer(0.33 liter bottle)
$3.69RSD 370
$3.53RSD 354
4.53%
🛒 Groceries & Markets
Novi Sad
Kragujevac
Difference
Milk(1 liter)
$1.53RSD 154
$1.37RSD 138
11.68%
White Bread(500g)
$1.03RSD 103
$0.66RSD 65.9
56.06%
Rice(white)(1kg)
$2.80RSD 280
$1.91RSD 191
46.60%
Eggs
$2.57RSD 257
$2.57RSD 258
-
Local Cheese(1kg)
$11.80RSD 1,183
$9.54RSD 957
23.69%
Chicken Fillets(1kg)
$7.13RSD 715
$6.65RSD 667
7.22%
Beef Round Steak(1kg)
$12.69RSD 1,272
$11.98RSD 1,201
5.93%
Apples(1kg)
$1.26RSD 126
$1.34RSD 134
-5.97%
Banana(1kg)
$1.83RSD 183
$1.88RSD 188
-2.66%
Oranges(1kg)
$1.63RSD 164
$1.78RSD 178
-8.43%
Tomato(1kg)
$2.45RSD 245
$2.23RSD 223
9.87%
Potato(1kg)
$0.99RSD 99.7
$1.16RSD 116
-14.66%
Onion(1kg)
$0.93RSD 93.3
$1.19RSD 120
-21.85%
Lettuce(1 head)
$0.79RSD 79.3
$1.09RSD 109
-27.52%
Water(1.5 liter bottle)
$0.65RSD 65.1
$0.72RSD 72.2
-9.72%
Cigarettes 20 Pack(Marlboro, Camel)
$4.54RSD 456
$4.21RSD 422
7.84%
Wine(Bottle)
$8.22RSD 824
$8.23RSD 825
-0.12%
Local Beer(0.5 liter bottle)
$0.87RSD 87.2
$0.92RSD 92.7
-5.43%
Imported Beer(0.33 liter bottle)
$2.18RSD 218
$2.10RSD 211
3.81%
🚌 Getting Around
Novi Sad
Kragujevac
Difference
One-way Ticket(Public Transport)
$1.03RSD 103
$0.87RSD 87.1
18.39%
Public Transport Monthly Pass(Regular Price)
$24.69RSD 2,475
$29.48RSD 2,956
-16.25%
Taxi Start(Normal Tariff)
$1.96RSD 196
$1.05RSD 105
86.67%
Taxi(Normal Tariff)(1km)
$0.69RSD 69.1
$0.63RSD 62.9
9.52%
Taxi 1hour Waiting(Normal Tariff)
$9.27RSD 930
$4.86RSD 487
90.74%
Gasoline(1 liter)
$1.83RSD 183
$1.81RSD 181
1.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2KRSD 3.0M
$31.2KRSD 3.1M
-3.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7KRSD 2.9M
$26.6KRSD 2.7M
7.87%
🧾 Monthly Utilities & Internet
Novi Sad
Kragujevac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$205RSD 20.5K
$174RSD 17.4K
17.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.68RSD 1,973
$21.71RSD 2,177
-9.35%
Internet(50+ Mbps, Unlimited Data)
$35.95RSD 3,604
$32.43RSD 3,252
10.85%
🎉 Sport & Entertainment
Novi Sad
Kragujevac
Difference
Gym Membership(Monthly)
$36.63RSD 3,672
$30.51RSD 3,059
20.06%
Tennis Court(1 Hour on Weekend)
$14.21RSD 1,424
$20.87RSD 2,093
-31.91%
Cinema Ticket
$6.29RSD 630
$6.78RSD 680
-7.23%
🧸 Childcare & Education
Novi Sad
Kragujevac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$346RSD 34.7K
$179RSD 18.0K
93.15%
International Primary School, 1 Child(Yearly)
$7,317RSD 733.6K
$3,907RSD 391.7K
87.30%
👕👟 Clothing & Footwear
Novi Sad
Kragujevac
Difference
Jeans(Levis 501 Or Similar)
$108RSD 10.8K
$61.9RSD 6,205
74.54%
Summer Dress(H&M, Zara, etc)
$45.66RSD 4,578
$54.5RSD 5,465
-16.24%
Sport Shoes(Adidas, Nike)
$122RSD 12.3K
$118RSD 11.8K
3.61%
Men's Leather Business Shoes
$139RSD 13.9K
$123RSD 12.3K
12.99%
🏠 Accommodation & Living
Novi Sad
Kragujevac
Difference
1-bedroom Apartment, City Center(Monthly)
$557RSD 55.9K
$409RSD 41.0K
36.09%
1-bedroom Apartment, Outside City Center(Monthly)
$459RSD 46.0K
$314RSD 31.4K
46.45%
3-bedroom Apartment, City Center(Monthly)
$1,084RSD 108.7K
$666RSD 66.8K
62.65%
3-bedroom Apartment, Outside City Center(Monthly)
$776RSD 77.8K
$503RSD 50.5K
54.28%
Buy Apartment in City Center(m2)
$3,670RSD 367.9K
$2,257RSD 226.3K
62.61%
Buy Apartment Outside City Center(m2)
$2,614RSD 262.1K
$1,691RSD 169.5K
54.61%
💵 Salaries & Financials
Novi Sad
Kragujevac
Difference
Average Monthly Net Salary(After Tax)
$1,083RSD 108.5K
$912RSD 91.5K
18.69%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.31
8
-8.63%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Novi Sad: April 27, 2026
Last update for Kragujevac: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $557 in Novi Sad and $409 in Kragujevac. Housing cost is often the main lever when comparing two cities.
💰Novi Sad pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $49.00 in Novi Sad vs $42.00 in Kragujevac for a mid-range dinner for two. Groceries echo the gap at $233 vs $216 per month, with Kragujevac cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novi Sad vs Kragujevac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Novi Sad or Kragujevac?
Kragujevac wins on cost – living expenses run 21% lower than in Novi Sad. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.
Are salaries higher in Novi Sad or Kragujevac?
Novi Sad pays 19% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Novi Sad vs Kragujevac?
Rent for a central apartment: $557 in Novi Sad versus $409 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Novi Sad compared to Kragujevac?
All in, you'll spend $1,396 per month in Novi Sad versus $1,156 in Kragujevac – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Novi Sad vs Kragujevac?
A monthly transit pass in Kragujevac runs roughly 19% less than in Novi Sad. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Novi Sad or Kragujevac?
At $1,156 in Kragujevac versus $1,396 in Novi Sad, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Novi Sad. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.
Which city offers a better quality of life: Novi Sad or Kragujevac?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Novi Sad compared to Kragujevac?
Safety-wise, Novi Sad and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kragujevac gentler on the wallet – expenses run 21% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.