😐Monthly costs for one person with rent: $1,392 in Novi Sad versus $1,170 in Kragujevac.
😐Estimated couple costs with rent: $2,077 in Novi Sad versus $1,760 in Kragujevac.
😐Monthly costs for a family of three with rent: $2,763 in Novi Sad versus $2,350 in Kragujevac.
🌍Living in Novi Sad is roughly 19% more expensive than in Kragujevac, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Novi Sad is 5% above, Kragujevac is 12% below.
Currency
🍽 Eating Out
Novi Sad
Kragujevac
Difference
Meal at Budget Restaurant
$9.58RSD 984
$8.76RSD 900
9.36%
Three-Course Dinner for Two, Mid-Range
$48.59RSD 4,988
$41.89RSD 4,300
15.99%
Fast Food Meal(McDonalds, etc)
$11.04RSD 1,133
$10.01RSD 1,028
10.29%
Cappuccino
$2.38RSD 244
$2.07RSD 213
14.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.18RSD 224
$2.22RSD 228
-1.80%
Water(0.33 liter bottle)
$1.69RSD 174
$1.32RSD 136
28.03%
Local Beer(0.5 liter draught)
$2.90RSD 298
$2.54RSD 261
14.17%
Imported Beer(0.33 liter bottle)
$3.64RSD 374
$3.51RSD 360
3.70%
🛒 Groceries & Markets
Novi Sad
Kragujevac
Difference
Milk(1 liter)
$1.54RSD 158
$1.33RSD 137
15.79%
White Bread(500g)
$1.03RSD 106
$0.65RSD 66.6
58.46%
Rice(white)(1kg)
$2.69RSD 277
$1.98RSD 204
35.86%
Eggs
$2.58RSD 265
$2.68RSD 275
-3.73%
Local Cheese(1kg)
$11.94RSD 1,225
$9.20RSD 944
29.78%
Chicken Fillets(1kg)
$7.05RSD 724
$6.63RSD 681
6.33%
Beef Round Steak(1kg)
$12.77RSD 1,311
$12.07RSD 1,239
5.80%
Apples(1kg)
$1.24RSD 127
$1.29RSD 132
-3.88%
Banana(1kg)
$1.90RSD 195
$1.85RSD 190
2.70%
Oranges(1kg)
$1.64RSD 169
$1.69RSD 174
-2.96%
Tomato(1kg)
$2.54RSD 261
$2.26RSD 231
12.39%
Potato(1kg)
$0.93RSD 95.0
$1.16RSD 119
-19.83%
Onion(1kg)
$0.88RSD 90.1
$1.24RSD 128
-29.03%
Lettuce(1 head)
$0.80RSD 82.3
$1.05RSD 108
-23.81%
Water(1.5 liter bottle)
$0.69RSD 70.5
$0.70RSD 72.0
-1.43%
Cigarettes 20 Pack(Marlboro, Camel)
$4.33RSD 444
$4.41RSD 452
-1.81%
Wine(Bottle)
$7.57RSD 777
$7.71RSD 791
-1.82%
Local Beer(0.5 liter bottle)
$0.86RSD 88.3
$0.97RSD 100.0
-11.34%
Imported Beer(0.33 liter bottle)
$2.22RSD 227
$2.13RSD 219
4.23%
🚌 Getting Around
Novi Sad
Kragujevac
Difference
One-way Ticket(Public Transport)
$1.04RSD 106
$0.88RSD 90.5
18.18%
Public Transport Monthly Pass(Regular Price)
$25.11RSD 2,577
$29.92RSD 3,071
-16.08%
Taxi Start(Normal Tariff)
$1.98RSD 203
$1.05RSD 107
88.57%
Taxi(Normal Tariff)(1km)
$0.67RSD 69.0
$0.68RSD 69.7
-1.47%
Taxi 1hour Waiting(Normal Tariff)
$9.30RSD 955
$4.86RSD 499
91.36%
Gasoline(1 liter)
$1.82RSD 187
$1.74RSD 179
4.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0KRSD 3.2M
$30.1KRSD 3.1M
2.81%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.9KRSD 3.0M
$26.2KRSD 2.7M
10.54%
🧾 Monthly Utilities & Internet
Novi Sad
Kragujevac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$208RSD 21.3K
$175RSD 18.0K
18.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.88RSD 2,041
$21.78RSD 2,235
-8.72%
Internet(50+ Mbps, Unlimited Data)
$36.00RSD 3,695
$33.50RSD 3,439
7.46%
🎉 Sport & Entertainment
Novi Sad
Kragujevac
Difference
Gym Membership(Monthly)
$35.49RSD 3,643
$30.53RSD 3,134
16.25%
Tennis Court(1 Hour on Weekend)
$14.00RSD 1,437
$21.04RSD 2,159
-33.46%
Cinema Ticket
$6.24RSD 640
$6.79RSD 697
-8.10%
🧸 Childcare & Education
Novi Sad
Kragujevac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$339RSD 34.8K
$181RSD 18.6K
86.93%
International Primary School, 1 Child(Yearly)
$7,130RSD 731.8K
$3,905RSD 400.8K
82.59%
👕👟 Clothing & Footwear
Novi Sad
Kragujevac
Difference
Jeans(Levis 501 Or Similar)
$107RSD 11.0K
$62.5RSD 6,410
71.96%
Summer Dress(H&M, Zara, etc)
$45.86RSD 4,707
$55.0RSD 5,644
-16.59%
Sport Shoes(Adidas, Nike)
$123RSD 12.6K
$116RSD 11.9K
5.54%
Men's Leather Business Shoes
$135RSD 13.9K
$121RSD 12.4K
12.17%
🏠 Accommodation & Living
Novi Sad
Kragujevac
Difference
1-bedroom Apartment, City Center(Monthly)
$567RSD 58.2K
$416RSD 42.7K
36.32%
1-bedroom Apartment, Outside City Center(Monthly)
$457RSD 46.9K
$319RSD 32.8K
43.08%
3-bedroom Apartment, City Center(Monthly)
$1,096RSD 112.5K
$684RSD 70.2K
60.18%
3-bedroom Apartment, Outside City Center(Monthly)
$790RSD 81.1K
$500RSD 51.3K
58.06%
Buy Apartment in City Center(m2)
$3,667RSD 376.4K
$2,236RSD 229.5K
63.99%
Buy Apartment Outside City Center(m2)
$2,713RSD 278.5K
$1,618RSD 166.1K
67.72%
💵 Salaries & Financials
Novi Sad
Kragujevac
Difference
Average Monthly Net Salary(After Tax)
$1,063RSD 109.1K
$959RSD 98.5K
10.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.31
8
-8.63%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Novi Sad: July 27, 2026
Last update for Kragujevac: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $567 in Novi Sad and $416 in Kragujevac. Housing cost is often the main lever when comparing two cities.
💰Novi Sad pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $49.00 in Novi Sad vs $42.00 in Kragujevac for a mid-range dinner for two. Groceries echo the gap at $233 vs $214 per month, with Kragujevac cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novi Sad vs Kragujevac: Cost of Living - Frequently Asked Questions
Which city is more expensive, Novi Sad or Kragujevac?
Kragujevac wins on cost – living expenses run 19% lower than in Novi Sad. Housing and daily spending are where you'll feel the difference most, making Kragujevac the obvious pick if budget is a priority.
Are salaries higher in Novi Sad or in Kragujevac?
Average pay runs 11% higher in Novi Sad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Novi Sad compared to Kragujevac?
Rent for a central apartment: $567 in Novi Sad versus $416 in Kragujevac. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Novi Sad compared to Kragujevac?
All in, you'll spend $1,392 per month in Novi Sad versus $1,170 in Kragujevac – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Novi Sad compared to Kragujevac?
A monthly transit pass in Kragujevac runs roughly 19% less than in Novi Sad. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Novi Sad or in Kragujevac?
At $1,170 in Kragujevac versus $1,392 in Novi Sad, a $1,000 budget is realistic in Kragujevac but tight or insufficient in Novi Sad. The gap between the two cities makes Kragujevac the clear choice for anyone on this budget.
Which city offers a better quality of life: Novi Sad or Kragujevac?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Novi Sad compared to Kragujevac?
Safety-wise, Novi Sad and Kragujevac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kragujevac gentler on the wallet – expenses run 19% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.