Cost of Living Comparison Between Novi Sad and Karlovac Cost of Living Comparison Between Novi Sad and Karlovac

😐 Solo nomad: Novi Sad is 15.7% more expensive than Karlovac without rent, and 13.9% more expensive with rent.

🙂 Family of 3: Novi Sad is 1.8% cheaper than Karlovac without rent, and 13.2% more expensive with rent.

Meal at Budget Restaurant

$9.99 RSD 1,014

$12.53 €10.82

-20.27%

Three-Course Dinner for Two, Mid-Range

$49.04 RSD 4,977

$46.33 €40

5.85%

Fast Food Meal (McDonalds, etc)

$10.9 RSD 1,106

$7.89 €6.82

38.15%

Cappuccino

$2.37 RSD 240

$1.94 €1.67

22.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 RSD 214

$2.49 €2.15

-15.26%

Water (0.33 liter bottle)

$1.72 RSD 174

$1.41 €1.21

21.99%

Local Beer (0.5 liter draught)

$3.03 RSD 307

$2.24 €1.94

35.27%

Imported Beer (0.33 liter bottle)

$3.67 RSD 373

$2.29 €1.98

60.26%

Milk (1 liter)

$1.61 RSD 164

$1.14 €0.98

41.23%

White Bread (500g)

$0.99 RSD 100

$1.18 €1.01

-16.10%

Rice (white) (1kg)

$2.69 RSD 273

$1.87 €1.62

43.85%

Eggs

$2.7 RSD 274

$3.5 €3.03

-22.86%

Local Cheese (1kg)

$11.81 RSD 1,198

$9.95 €8.59

18.69%

Chicken Fillets (1kg)

$6.89 RSD 700

$11.49 €9.92

-40.03%

Beef Round Steak (1kg)

$12.84 RSD 1,303

$13.74 €11.86

-6.55%

Apples (1kg)

$1.29 RSD 131

$1.71 €1.48

-24.56%

Banana (1kg)

$1.83 RSD 186

$1.98 €1.71

-7.58%

Oranges (1kg)

$1.63 RSD 165

$1.78 €1.54

-8.43%

Tomato (1kg)

$2.52 RSD 256

$2.07 €1.78

21.74%

Potato (1kg)

$1.01 RSD 102

$1.63 €1.41

-38.04%

Onion (1kg)

$0.92 RSD 93.8

$1.07 €0.92

-14.02%

Lettuce (1 head)

$0.74 RSD 75.5

$1.72 €1.49

-56.98%

Water (1.5 liter bottle)

$0.7 RSD 71.2

$1.05 €0.91

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 RSD 449

$5.45 €4.7

-18.90%

Wine (Bottle)

$8.1 RSD 822

$6.55 €5.65

23.66%

Local Beer (0.5 liter bottle)

$0.85 RSD 86.1

$1.76 €1.52

-51.70%

Imported Beer (0.33 liter bottle)

$2.14 RSD 217

$2.54 €2.19

-15.75%

One-way Ticket (Public Transport)

$1.01 RSD 103

$1.77 €1.53

-42.94%

Public Transport Monthly Pass (Regular Price)

$24.96 RSD 2,533

$42.72 €36.88

-41.57%

Taxi Start (Normal Tariff)

$1.9 RSD 193

$3.14 €2.71

-39.49%

Taxi (Normal Tariff) (1km)

$0.63 RSD 63.7

$1.32 €1.14

-52.27%

Taxi 1hour Waiting (Normal Tariff)

$9.39 RSD 953

$8.96 €7.74

4.80%

Gasoline (1 liter)

$1.84 RSD 186

$1.71 €1.47

7.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K RSD 3.1M

$36.5K €31.5K

-17.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K RSD 2.9M

$26.1K €22.5K

9.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 RSD 20.7K

$187 €161

9.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.67 RSD 1,996

$23.32 €20.14

-15.65%

Internet (50+ Mbps, Unlimited Data)

$36.35 RSD 3,689

$32.16 €27.77

13.03%

Gym Membership (Monthly)

$36.69 RSD 3,723

$35.02 €30.23

4.77%

Tennis Court (1 Hour on Weekend)

$13.85 RSD 1,406

$14.97 €12.93

-7.48%

Cinema Ticket

$6.19 RSD 628

$6.51 €5.62

-4.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$344 RSD 34.9K

$241 €208

43.02%

International Primary School, 1 Child (Yearly)

$7,243 RSD 735.1K

$1,390 €1,200

421.10%

Jeans (Levis 501 Or Similar)

$109 RSD 11.1K

$103 €89.1

5.50%

Summer Dress (H&M, Zara, etc)

$45.3 RSD 4,597

$35.13 €30.34

28.95%

Sport Shoes (Adidas, Nike)

$126 RSD 12.8K

$70.8 €61.1

78.58%

Men's Leather Business Shoes

$137 RSD 13.9K

$76 €65.6

80.50%

1-bedroom Apartment, City Center (Monthly)

$559 RSD 56.7K

$421 €364

32.58%

1-bedroom Apartment, Outside City Center (Monthly)

$464 RSD 47.1K

$330 €285

40.68%

3-bedroom Apartment, City Center (Monthly)

$1,099 RSD 111.6K

$643 €555

70.90%

3-bedroom Apartment, Outside City Center (Monthly)

$777 RSD 78.9K

$476 €411

63.30%

Buy Apartment in City Center (m2)

$3,656 RSD 371K

$2,779 €2,399

31.55%

Buy Apartment Outside City Center (m2)

$2,620 RSD 265.9K

$2,294 €1,981

14.21%

Average Monthly Net Salary (After Tax)

$954 RSD 96.9K

$1,250 €1,079

-23.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

4.47

63.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: October 27, 2025

Last update for Karlovac: October 26, 2025

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