Cost of Living Comparison Between Novi Sad and Karlovac Cost of Living Comparison Between Novi Sad and Karlovac

🙂 Solo nomad: Novi Sad is 2.8% cheaper than Karlovac without rent, and 13.2% more expensive with rent.

🙂 Family of 3: Novi Sad is 10.1% cheaper than Karlovac without rent, and 16.5% more expensive with rent.

Meal at Budget Restaurant

$9.83 RSD 994

$12.71 €10.96

-22.66%

Three-Course Dinner for Two, Mid-Range

$49.02 RSD 4,959

$45.42 €39.15

7.93%

Fast Food Meal (McDonalds, etc)

$10.75 RSD 1,087

$8.33 €7.18

29.05%

Cappuccino

$2.30 RSD 233

$2.02 €1.74

13.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 RSD 222

$2.49 €2.15

-12.05%

Water (0.33 liter bottle)

$1.66 RSD 168

$1.41 €1.22

17.73%

Local Beer (0.5 liter draught)

$2.88 RSD 291

$2.29 €1.97

25.76%

Imported Beer (0.33 liter bottle)

$3.67 RSD 371

$2.25 €1.94

63.11%

Milk (1 liter)

$1.57 RSD 158

$1.14 €0.98

37.72%

White Bread (500g)

$0.98 RSD 99.4

$1.19 €1.02

-17.65%

Rice (white) (1kg)

$2.77 RSD 280

$1.83 €1.58

51.37%

Eggs

$2.59 RSD 262

$3.41 €2.94

-24.05%

Local Cheese (1kg)

$12.17 RSD 1,232

$10.11 €8.72

20.38%

Chicken Fillets (1kg)

$6.92 RSD 700

$11.38 €9.81

-39.19%

Beef Round Steak (1kg)

$12.76 RSD 1,291

$13.99 €12.06

-8.79%

Apples (1kg)

$1.28 RSD 130

$1.72 €1.48

-25.58%

Banana (1kg)

$1.85 RSD 187

$1.97 €1.70

-6.09%

Oranges (1kg)

$1.64 RSD 166

$1.73 €1.49

-5.20%

Tomato (1kg)

$2.50 RSD 253

$2.04 €1.76

22.55%

Potato (1kg)

$1.01 RSD 102

$1.63 €1.41

-38.04%

Onion (1kg)

$0.93 RSD 94.5

$1.05 €0.91

-11.43%

Lettuce (1 head)

$0.81 RSD 82.5

$1.79 €1.54

-54.75%

Water (1.5 liter bottle)

$0.64 RSD 64.5

$1.07 €0.92

-40.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.36 RSD 441

$5.57 €4.80

-21.72%

Wine (Bottle)

$7.97 RSD 807

$6.89 €5.94

15.67%

Local Beer (0.5 liter bottle)

$0.91 RSD 92.3

$1.78 €1.54

-48.88%

Imported Beer (0.33 liter bottle)

$2.25 RSD 228

$2.65 €2.28

-15.09%

One-way Ticket (Public Transport)

$1.00 RSD 102

$1.75 €1.51

-42.86%

Public Transport Monthly Pass (Regular Price)

$25.14 RSD 2,543

$42.68 €36.79

-41.10%

Taxi Start (Normal Tariff)

$1.98 RSD 200

$3.02 €2.60

-34.44%

Taxi (Normal Tariff) (1km)

$0.68 RSD 68.6

$1.33 €1.14

-48.87%

Taxi 1hour Waiting (Normal Tariff)

$9.30 RSD 941

$8.93 €7.70

4.14%

Gasoline (1 liter)

$1.85 RSD 187

$1.76 €1.52

5.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.1M

$37.4K €32.2K

-18.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K RSD 2.9M

$26.1K €22.5K

9.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 RSD 21.0K

$187 €161

10.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.77 RSD 2,000

$23.53 €20.29

-15.98%

Internet (50+ Mbps, Unlimited Data)

$35.55 RSD 3,597

$33.29 €28.70

6.79%

Gym Membership (Monthly)

$36.83 RSD 3,726

$34.81 €30.01

5.80%

Tennis Court (1 Hour on Weekend)

$13.82 RSD 1,398

$14.53 €12.53

-4.89%

Cinema Ticket

$6.12 RSD 620

$6.46 €5.57

-5.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 RSD 34.3K

$242 €209

40.08%

International Primary School, 1 Child (Yearly)

$7,209 RSD 729.3K

$1,379 €1,189

422.73%

Jeans (Levis 501 Or Similar)

$110 RSD 11.1K

$105 €90.3

5.09%

Summer Dress (H&M, Zara, etc)

$45.54 RSD 4,608

$34.68 €29.89

31.31%

Sport Shoes (Adidas, Nike)

$123 RSD 12.5K

$69.7 €60.1

76.63%

Men's Leather Business Shoes

$138 RSD 14.0K

$76.2 €65.7

81.15%

1-bedroom Apartment, City Center (Monthly)

$556 RSD 56.3K

$430 €371

29.36%

1-bedroom Apartment, Outside City Center (Monthly)

$458 RSD 46.3K

$334 €288

37.12%

3-bedroom Apartment, City Center (Monthly)

$1,105 RSD 111.8K

$639 €550

73.09%

3-bedroom Apartment, Outside City Center (Monthly)

$774 RSD 78.3K

$473 €407

63.71%

Buy Apartment in City Center (m2)

$3,676 RSD 371.9K

$2,966 €2,557

23.92%

Buy Apartment Outside City Center (m2)

$2,633 RSD 266.4K

$2,490 €2,146

5.77%

Average Monthly Net Salary (After Tax)

$1,003 RSD 101.4K

$1,460 €1,259

-31.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

4.47

63.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Sad: March 2, 2026

Last update for Karlovac: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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