Cost of Living Comparison Between Novi Pazar and Ubud, Bali Cost of Living Comparison Between Novi Pazar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,091 in Novi Pazar versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,569 in Novi Pazar versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,047 in Novi Pazar versus $3,275 in Ubud, Bali.

Living in Novi Pazar costs roughly 21% less than in Ubud, Bali, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Novi Pazar is 21% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$6.72 RSD 678

$3.33 Rp 58.7K

101.80%

Three-Course Dinner for Two, Mid-Range

$19.04 RSD 1,919

$35.82 Rp 630.7K

-46.85%

Fast Food Meal (McDonalds, etc)

$7.72 RSD 778

$5.63 Rp 99.1K

37.12%

Cappuccino

$1.75 RSD 177

$2.82 Rp 49.7K

-37.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 RSD 170

$1.75 Rp 30.8K

-3.43%

Water (0.33 liter bottle)

$1.34 RSD 136

$0.80 Rp 14.0K

67.50%

Local Beer (0.5 liter draught)

$2.02 RSD 203

$3.04 Rp 53.6K

-33.55%

Imported Beer (0.33 liter bottle)

$2.02 RSD 204

$4.30 Rp 75.7K

-53.02%

Milk (1 liter)

$1.48 RSD 149

$1.61 Rp 28.3K

-8.07%

White Bread (500g)

$0.83 RSD 83.3

$2.27 Rp 39.9K

-63.44%

Rice (white) (1kg)

$2.76 RSD 278

$1.17 Rp 20.6K

135.90%

Eggs

$1.85 RSD 187

$2.17 Rp 38.2K

-14.75%

Local Cheese (1kg)

$9.99 RSD 1,007

$17.63 Rp 310.5K

-43.34%

Chicken Fillets (1kg)

$7.16 RSD 722

$4.05 Rp 71.4K

76.79%

Beef Round Steak (1kg)

$16.23 RSD 1,636

$12.18 Rp 214.5K

33.25%

Apples (1kg)

$1.22 RSD 123

$3.62 Rp 63.7K

-66.30%

Banana (1kg)

$1.86 RSD 187

$1.64 Rp 28.8K

13.41%

Oranges (1kg)

$1.99 RSD 200

$2.31 Rp 40.6K

-13.85%

Tomato (1kg)

$3.08 RSD 310

$1.96 Rp 34.5K

57.14%

Potato (1kg)

$0.96 RSD 96.9

$1.84 Rp 32.5K

-47.83%

Onion (1kg)

$0.70 RSD 70.2

$2.37 Rp 41.7K

-70.46%

Lettuce (1 head)

$0.74 RSD 75.0

$1.05 Rp 18.5K

-29.52%

Water (1.5 liter bottle)

$0.69 RSD 69.1

$0.54 Rp 9,560

27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.85 RSD 488

$2.30 Rp 40.6K

110.87%

Wine (Bottle)

$10.19 RSD 1,027

$23.08 Rp 406.4K

-55.85%

Local Beer (0.5 liter bottle)

$0.91 RSD 91.6

$2.34 Rp 41.2K

-61.11%

Imported Beer (0.33 liter bottle)

$1.54 RSD 155

$3.07 Rp 54.0K

-49.84%

One-way Ticket (Public Transport)

$0.95 RSD 96.0

$0.25 Rp 4,365

280.00%

Public Transport Monthly Pass (Regular Price)

$20.11 RSD 2,027

$9.42 Rp 165.9K

113.48%

Taxi Start (Normal Tariff)

$1.17 RSD 118

$0.49 Rp 8,631

138.78%

Taxi (Normal Tariff) (1km)

$1.02 RSD 103

$0.47 Rp 8,349

117.02%

Taxi 1hour Waiting (Normal Tariff)

$17.55 RSD 1,769

$5.60 Rp 98.6K

213.39%

Gasoline (1 liter)

$1.95 RSD 197

$0.81 Rp 14.2K

140.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.1M

$25.0K Rp 440.3M

24.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K RSD 2.6M

$31.1K Rp 547.0M

-18.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 RSD 22.0K

$82.7 Rp 1.5M

163.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.94 RSD 2,716

$6.49 Rp 114.2K

315.10%

Internet (50+ Mbps, Unlimited Data)

$35.33 RSD 3,561

$18.79 Rp 330.8K

88.03%

Gym Membership (Monthly)

$30.67 RSD 3,091

$55.2 Rp 972.6K

-44.48%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.49 RSD 453

$4.30 Rp 75.7K

4.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 RSD 17.8K

$494 Rp 8.7M

-64.21%

International Primary School, 1 Child (Yearly)

$11.5K RSD 1.2M

$5,917 Rp 104.2M

94.74%

Jeans (Levis 501 Or Similar)

$111 RSD 11.2K

$46.28 Rp 814.8K

140.23%

Summer Dress (H&M, Zara, etc)

$49.35 RSD 4,973

$36.44 Rp 641.6K

35.43%

Sport Shoes (Adidas, Nike)

$87.6 RSD 8,827

$80.7 Rp 1.4M

8.53%

Men's Leather Business Shoes

$162 RSD 16.3K

$78.8 Rp 1.4M

105.48%

1-bedroom Apartment, City Center (Monthly)

$264 RSD 26.6K

$1,114 Rp 19.6M

-76.32%

1-bedroom Apartment, Outside City Center (Monthly)

$192 RSD 19.4K

$693 Rp 12.2M

-72.24%

3-bedroom Apartment, City Center (Monthly)

$378 RSD 38.1K

$3,639 Rp 64.1M

-89.62%

3-bedroom Apartment, Outside City Center (Monthly)

$311 RSD 31.3K

$1,712 Rp 30.1M

-81.86%

Buy Apartment in City Center (m2)

$1,809 RSD 182.3K

$2,761 Rp 48.6M

-34.47%

Buy Apartment Outside City Center (m2)

$1,441 RSD 145.2K

$2,293 Rp 40.4M

-37.17%

Average Monthly Net Salary (After Tax)

$726 RSD 73.2K

$167 Rp 2.9M

334.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

13.78

-66.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Pazar: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $264 in Novi Pazar and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi Pazar pays 334% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Novi Pazar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $240 vs $294 per month, with Novi Pazar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Pazar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novi Pazar and Ubud, Bali differ by about 26% in total monthly costs ($1,091 vs $1,378 including rent). Novi Pazar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 334% higher in Novi Pazar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $264 in Novi Pazar versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Novi Pazar – a meal for two runs $19.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,091 in Novi Pazar versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Novi Pazar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novi Pazar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Pazar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novi Pazar gentler on the wallet – expenses run 26% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.