Cost of Living Comparison Between Novi Pazar and Ubud, Bali Cost of Living Comparison Between Novi Pazar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,038 in Novi Pazar versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,492 in Novi Pazar versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,945 in Novi Pazar versus $3,763 in Ubud, Bali.

Living in Novi Pazar costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Novi Pazar is 22% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$6.82 RSD 698

$3.45 Rp 62.0K

97.68%

Three-Course Dinner for Two, Mid-Range

$18.85 RSD 1,928

$32.34 Rp 580.1K

-41.71%

Fast Food Meal (McDonalds, etc)

$7.66 RSD 784

$4.84 Rp 86.9K

58.26%

Cappuccino

$1.42 RSD 145

$2.75 Rp 49.3K

-48.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 RSD 172

$1.38 Rp 24.8K

21.74%

Water (0.33 liter bottle)

$1.29 RSD 132

$0.75 Rp 13.5K

72.00%

Local Beer (0.5 liter draught)

$1.99 RSD 203

$2.99 Rp 53.7K

-33.44%

Imported Beer (0.33 liter bottle)

$2.02 RSD 207

$3.85 Rp 69.1K

-47.53%

Milk (1 liter)

$1.17 RSD 120

$1.74 Rp 31.1K

-32.76%

White Bread (500g)

$0.81 RSD 82.7

$2.46 Rp 44.1K

-67.07%

Rice (white) (1kg)

$3.06 RSD 313

$1.17 Rp 21.0K

161.54%

Eggs

$1.81 RSD 185

$2.43 Rp 43.6K

-25.51%

Local Cheese (1kg)

$9.78 RSD 1,000

$14.50 Rp 260.2K

-32.55%

Chicken Fillets (1kg)

$7.73 RSD 791

$4.35 Rp 78.0K

77.70%

Beef Round Steak (1kg)

$13.09 RSD 1,339

$11.98 Rp 214.9K

9.27%

Apples (1kg)

$1.15 RSD 118

$3.72 Rp 66.7K

-69.09%

Banana (1kg)

$1.88 RSD 192

$1.63 Rp 29.2K

15.34%

Oranges (1kg)

$1.92 RSD 197

$2.74 Rp 49.2K

-29.93%

Tomato (1kg)

$2.78 RSD 285

$2.24 Rp 40.2K

24.11%

Potato (1kg)

$1.04 RSD 106

$1.92 Rp 34.4K

-45.83%

Onion (1kg)

$0.73 RSD 74.2

$2.28 Rp 40.8K

-67.98%

Lettuce (1 head)

$0.98 RSD 101

$1.06 Rp 19.1K

-7.55%

Water (1.5 liter bottle)

$0.73 RSD 75.1

$0.72 Rp 12.9K

1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$4.63 RSD 474

$3.29 Rp 58.9K

40.73%

Wine (Bottle)

$8.53 RSD 872

$23.19 Rp 416.1K

-63.22%

Local Beer (0.5 liter bottle)

$0.82 RSD 83.9

$2.78 Rp 49.8K

-70.50%

Imported Beer (0.33 liter bottle)

$1.59 RSD 163

$2.73 Rp 49.0K

-41.76%

One-way Ticket (Public Transport)

$0.93 RSD 94.9

$0.27 Rp 4,778

244.44%

Public Transport Monthly Pass (Regular Price)

$19.98 RSD 2,044

$8.11 Rp 145.4K

146.36%

Taxi Start (Normal Tariff)

$1.06 RSD 108

$0.48 Rp 8,659

120.83%

Taxi (Normal Tariff) (1km)

$0.89 RSD 91.5

$0.42 Rp 7,532

111.90%

Taxi 1hour Waiting (Normal Tariff)

$6.97 RSD 713

$6.22 Rp 111.6K

12.06%

Gasoline (1 liter)

$1.89 RSD 193

$0.81 Rp 14.6K

133.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K RSD 3.1M

$26.6K Rp 477.4M

13.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K RSD 2.7M

$32.2K Rp 577.4M

-17.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 RSD 20.8K

$78.4 Rp 1.4M

158.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.70 RSD 2,323

$4.07 Rp 73.0K

457.74%

Internet (50+ Mbps, Unlimited Data)

$32.30 RSD 3,304

$24.33 Rp 436.4K

32.76%

Gym Membership (Monthly)

$29.82 RSD 3,051

$98.6 Rp 1.8M

-69.76%

Tennis Court (1 Hour on Weekend)

$16.47 RSD 1,685

$6.34 Rp 113.7K

159.78%

Cinema Ticket

$7.67 RSD 784

$3.99 Rp 71.5K

92.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 RSD 18.4K

$305 Rp 5.5M

-40.91%

International Primary School, 1 Child (Yearly)

$5,172 RSD 529.1K

$6,642 Rp 119.2M

-22.14%

Jeans (Levis 501 Or Similar)

$102 RSD 10.4K

$54.1 Rp 971.2K

87.57%

Summer Dress (H&M, Zara, etc)

$41.81 RSD 4,277

$37.81 Rp 678.2K

10.58%

Sport Shoes (Adidas, Nike)

$90.0 RSD 9,211

$86.8 Rp 1.6M

3.68%

Men's Leather Business Shoes

$119 RSD 12.1K

$76.4 Rp 1.4M

55.39%

1-bedroom Apartment, City Center (Monthly)

$265 RSD 27.1K

$992 Rp 17.8M

-73.33%

1-bedroom Apartment, Outside City Center (Monthly)

$200 RSD 20.4K

$673 Rp 12.1M

-70.34%

3-bedroom Apartment, City Center (Monthly)

$375 RSD 38.3K

$3,375 Rp 60.5M

-88.89%

3-bedroom Apartment, Outside City Center (Monthly)

$308 RSD 31.6K

$2,050 Rp 36.8M

-84.96%

Buy Apartment in City Center (m2)

$1,734 RSD 177.4K

$2,805 Rp 50.3M

-38.17%

Buy Apartment Outside City Center (m2)

$1,417 RSD 145.0K

$2,227 Rp 39.9M

-36.36%

Average Monthly Net Salary (After Tax)

$717 RSD 73.4K

$167 Rp 3.0M

329.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.59

13.28

-57.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Pazar: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Novi Pazar and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi Pazar pays 329% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Novi Pazar vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $227 vs $297 per month, with Novi Pazar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Pazar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novi Pazar and Ubud, Bali differ by about 36% in total monthly costs ($1,038 vs $1,408 including rent). Novi Pazar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 329% higher in Novi Pazar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $265 in Novi Pazar versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Novi Pazar – a meal for two runs $19.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,038 in Novi Pazar versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Novi Pazar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novi Pazar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Pazar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novi Pazar gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.