Cost of Living Comparison Between Novi Pazar and Ubud, Bali Cost of Living Comparison Between Novi Pazar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,027 in Novi Pazar versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,507 in Novi Pazar versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,988 in Novi Pazar versus $3,660 in Ubud, Bali.

Living in Novi Pazar costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Novi Pazar is 23% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$7.05 RSD 709

$3.56 Rp 63.7K

98.03%

Three-Course Dinner for Two, Mid-Range

$18.58 RSD 1,868

$32.73 Rp 584.5K

-43.23%

Fast Food Meal (McDonalds, etc)

$7.96 RSD 801

$4.95 Rp 88.4K

60.81%

Cappuccino

$1.43 RSD 144

$2.71 Rp 48.4K

-47.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 RSD 171

$1.34 Rp 24.0K

26.87%

Water (0.33 liter bottle)

$1.29 RSD 130

$0.70 Rp 12.5K

84.29%

Local Beer (0.5 liter draught)

$2.00 RSD 201

$2.92 Rp 52.1K

-31.51%

Imported Beer (0.33 liter bottle)

$1.99 RSD 200

$3.96 Rp 70.7K

-49.75%

Milk (1 liter)

$1.20 RSD 121

$1.81 Rp 32.3K

-33.70%

White Bread (500g)

$0.76 RSD 76.4

$2.52 Rp 45.0K

-69.84%

Rice (white) (1kg)

$2.92 RSD 294

$1.16 Rp 20.7K

151.72%

Eggs

$1.80 RSD 181

$2.46 Rp 43.9K

-26.83%

Local Cheese (1kg)

$10.03 RSD 1,009

$14.71 Rp 262.7K

-31.82%

Chicken Fillets (1kg)

$7.65 RSD 770

$4.32 Rp 77.1K

77.08%

Beef Round Steak (1kg)

$12.88 RSD 1,296

$12.14 Rp 216.7K

6.10%

Apples (1kg)

$1.21 RSD 122

$3.84 Rp 68.6K

-68.49%

Banana (1kg)

$1.86 RSD 187

$1.56 Rp 27.8K

19.23%

Oranges (1kg)

$2.03 RSD 204

$2.83 Rp 50.6K

-28.27%

Tomato (1kg)

$2.78 RSD 280

$2.33 Rp 41.5K

19.31%

Potato (1kg)

$1.08 RSD 108

$1.91 Rp 34.2K

-43.46%

Onion (1kg)

$0.75 RSD 75.4

$2.20 Rp 39.3K

-65.91%

Lettuce (1 head)

$0.91 RSD 91.8

$1.01 Rp 18.1K

-9.90%

Water (1.5 liter bottle)

$0.79 RSD 79.1

$0.78 Rp 13.8K

1.28%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 RSD 444

$3.32 Rp 59.2K

32.83%

Wine (Bottle)

$9.94 RSD 1,000

$23.74 Rp 423.9K

-58.13%

Local Beer (0.5 liter bottle)

$0.84 RSD 84.4

$2.79 Rp 49.8K

-69.89%

Imported Beer (0.33 liter bottle)

$1.53 RSD 153

$2.86 Rp 51.1K

-46.50%

One-way Ticket (Public Transport)

$0.90 RSD 90.9

$0.27 Rp 4,800

233.33%

Public Transport Monthly Pass (Regular Price)

$19.67 RSD 1,978

$8.03 Rp 143.4K

144.96%

Taxi Start (Normal Tariff)

$1.11 RSD 112

$0.46 Rp 8,150

141.30%

Taxi (Normal Tariff) (1km)

$0.91 RSD 91.9

$0.45 Rp 8,037

102.22%

Taxi 1hour Waiting (Normal Tariff)

$7.08 RSD 712

$6.10 Rp 108.9K

16.07%

Gasoline (1 liter)

$1.83 RSD 184

$0.79 Rp 14.2K

131.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.1M

$26.1K Rp 467.0M

16.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K RSD 2.7M

$32.1K Rp 573.6M

-16.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 RSD 20.3K

$79.9 Rp 1.4M

152.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.49 RSD 2,262

$4.06 Rp 72.6K

453.94%

Internet (50+ Mbps, Unlimited Data)

$32.93 RSD 3,312

$23.52 Rp 420.0K

40.01%

Gym Membership (Monthly)

$29.17 RSD 2,933

$98.7 Rp 1.8M

-70.45%

Tennis Court (1 Hour on Weekend)

$16.38 RSD 1,648

$6.63 Rp 118.4K

147.06%

Cinema Ticket

$7.81 RSD 785

$4.15 Rp 74.1K

88.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$178 RSD 17.9K

$304 Rp 5.4M

-41.50%

International Primary School, 1 Child (Yearly)

$5,125 RSD 515.5K

$6,613 Rp 118.1M

-22.50%

Jeans (Levis 501 Or Similar)

$99.8 RSD 10.0K

$55.5 Rp 991.8K

79.62%

Summer Dress (H&M, Zara, etc)

$42.67 RSD 4,291

$38.31 Rp 684.1K

11.38%

Sport Shoes (Adidas, Nike)

$90.5 RSD 9,097

$88.6 Rp 1.6M

2.09%

Men's Leather Business Shoes

$119 RSD 12.0K

$77.9 Rp 1.4M

53.35%

1-bedroom Apartment, City Center (Monthly)

$260 RSD 26.1K

$1,006 Rp 18.0M

-74.21%

1-bedroom Apartment, Outside City Center (Monthly)

$196 RSD 19.8K

$675 Rp 12.1M

-70.91%

3-bedroom Apartment, City Center (Monthly)

$380 RSD 38.2K

$3,442 Rp 61.5M

-88.97%

3-bedroom Apartment, Outside City Center (Monthly)

$305 RSD 30.7K

$2,039 Rp 36.4M

-85.05%

Buy Apartment in City Center (m2)

$1,818 RSD 182.9K

$2,841 Rp 50.7M

-36.00%

Buy Apartment Outside City Center (m2)

$1,447 RSD 145.5K

$2,264 Rp 40.4M

-36.07%

Average Monthly Net Salary (After Tax)

$742 RSD 74.6K

$165 Rp 3.0M

348.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.59

13.28

-57.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Pazar: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $260 in Novi Pazar and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi Pazar pays 349% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Novi Pazar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $230 vs $302 per month, with Novi Pazar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Pazar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novi Pazar and Ubud, Bali differ by about 38% in total monthly costs ($1,027 vs $1,419 including rent). Novi Pazar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Novi Pazar pays 349% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $260 in Novi Pazar versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Novi Pazar – a meal for two runs $19.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,027 in Novi Pazar versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Novi Pazar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Novi Pazar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Pazar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Novi Pazar gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.