😐A single person spends $1,038 per month in Novi Pazar vs $861 in Chiang Mai, rent included.
😐A couple spends around $1,492 per month in Novi Pazar vs $1,350 in Chiang Mai, rent included.
😐A family of three spends $1,945 per month in Novi Pazar vs $1,838 in Chiang Mai, rent included.
😐Novi Pazar costs about 21% more than Chiang Mai, driven mainly by Clothing & Footwear.
📊Both Novi Pazar and Chiang Mai are more affordable than the global median – Novi Pazar22% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Novi Pazar
Chiang Mai
Difference
Meal at Budget Restaurant
$6.82RSD 698
$1.96฿65.9
247.96%
Three-Course Dinner for Two, Mid-Range
$18.85RSD 1,928
$18.35฿617
2.72%
Fast Food Meal(McDonalds, etc)
$7.66RSD 784
$7.48฿252
2.41%
Cappuccino
$1.42RSD 145
$2.02฿67.8
-29.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.68RSD 172
$0.85฿28.52
97.65%
Water(0.33 liter bottle)
$1.29RSD 132
$0.36฿11.97
258.33%
Local Beer(0.5 liter draught)
$1.99RSD 203
$2.14฿71.9
-7.01%
Imported Beer(0.33 liter bottle)
$2.02RSD 207
$3.59฿121
-43.73%
🛒 Groceries & Markets
Novi Pazar
Chiang Mai
Difference
Milk(1 liter)
$1.17RSD 120
$1.65฿55.5
-29.09%
White Bread(500g)
$0.81RSD 82.7
$1.57฿52.7
-48.41%
Rice(white)(1kg)
$3.06RSD 313
$1.19฿40.05
157.14%
Eggs
$1.81RSD 185
$1.94฿65.1
-6.70%
Local Cheese(1kg)
$9.78RSD 1,000
$16.19฿545
-39.59%
Chicken Fillets(1kg)
$7.73RSD 791
$2.99฿101
158.53%
Beef Round Steak(1kg)
$13.09RSD 1,339
$10.94฿368
19.65%
Apples(1kg)
$1.15RSD 118
$2.71฿91.2
-57.56%
Banana(1kg)
$1.88RSD 192
$1.17฿39.27
60.68%
Oranges(1kg)
$1.92RSD 197
$1.69฿56.8
13.61%
Tomato(1kg)
$2.78RSD 285
$1.60฿54.0
73.75%
Potato(1kg)
$1.04RSD 106
$1.38฿46.56
-24.64%
Onion(1kg)
$0.73RSD 74.2
$1.20฿40.47
-39.17%
Lettuce(1 head)
$0.98RSD 101
$0.67฿22.51
46.27%
Water(1.5 liter bottle)
$0.73RSD 75.1
$0.56฿18.74
30.36%
Cigarettes 20 Pack(Marlboro, Camel)
$4.63RSD 474
$4.64฿156
-0.22%
Wine(Bottle)
$8.53RSD 872
$17.62฿593
-51.59%
Local Beer(0.5 liter bottle)
$0.82RSD 83.9
$1.86฿62.6
-55.91%
Imported Beer(0.33 liter bottle)
$1.59RSD 163
$3.30฿111
-51.82%
🚌 Getting Around
Novi Pazar
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.93RSD 94.9
$0.88฿29.70
5.68%
Public Transport Monthly Pass(Regular Price)
$19.98RSD 2,044
$19.34฿651
3.31%
Taxi Start(Normal Tariff)
$1.06RSD 108
$1.36฿45.92
-22.06%
Taxi(Normal Tariff)(1km)
$0.89RSD 91.5
$1.34฿45.00
-33.58%
Taxi 1hour Waiting(Normal Tariff)
$6.97RSD 713
$8.21฿276
-15.10%
Gasoline(1 liter)
$1.89RSD 193
$1.22฿41.20
54.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KRSD 3.1M
$21.4K฿718.5K
41.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KRSD 2.7M
$22.5K฿758.1K
17.90%
🧾 Monthly Utilities & Internet
Novi Pazar
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$203RSD 20.8K
$70.7฿2,378
187.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.70RSD 2,323
$14.04฿472
61.68%
Internet(50+ Mbps, Unlimited Data)
$32.30RSD 3,304
$17.49฿589
84.68%
🎉 Sport & Entertainment
Novi Pazar
Chiang Mai
Difference
Gym Membership(Monthly)
$29.82RSD 3,051
$42.15฿1,418
-29.25%
Tennis Court(1 Hour on Weekend)
$16.47RSD 1,685
$6.88฿231
139.39%
Cinema Ticket
$7.67RSD 784
$5.92฿199
29.56%
🧸 Childcare & Education
Novi Pazar
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$180RSD 18.4K
$309฿10.4K
-41.58%
International Primary School, 1 Child(Yearly)
$5,172RSD 529.1K
$14.9K฿500.7K
-65.24%
👕👟 Clothing & Footwear
Novi Pazar
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$102RSD 10.4K
$55.8฿1,876
82.12%
Summer Dress(H&M, Zara, etc)
$41.81RSD 4,277
$26.11฿879
60.13%
Sport Shoes(Adidas, Nike)
$90.0RSD 9,211
$83.0฿2,793
8.46%
Men's Leather Business Shoes
$119RSD 12.1K
$70.5฿2,371
68.40%
🏠 Accommodation & Living
Novi Pazar
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$265RSD 27.1K
$432฿14.5K
-38.76%
1-bedroom Apartment, Outside City Center(Monthly)
$200RSD 20.4K
$239฿8,040
-16.49%
3-bedroom Apartment, City Center(Monthly)
$375RSD 38.3K
$822฿27.7K
-54.41%
3-bedroom Apartment, Outside City Center(Monthly)
$308RSD 31.6K
$512฿17.2K
-39.76%
Buy Apartment in City Center(m2)
$1,734RSD 177.4K
$1,915฿64.4K
-9.42%
Buy Apartment Outside City Center(m2)
$1,417RSD 145.0K
$1,467฿49.4K
-3.40%
💵 Salaries & Financials
Novi Pazar
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$717RSD 73.4K
$579฿19.5K
23.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.59
5
11.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Novi Pazar: July 13, 2026
Last update for Chiang Mai: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $265 in Novi Pazar versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 24% higher in Novi Pazar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $19.00 in Novi Pazar versus $18.00 in Chiang Mai. Groceries tell a different story – $227 in Novi Pazar vs $243 in Chiang Mai – so Novi Pazar wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novi Pazar vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Novi Pazar or Chiang Mai?
Novi Pazar costs about 21% more than Chiang Mai, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Novi Pazar and in Chiang Mai?
For a comfortable life, plan on about $1,558 per month in Novi Pazar and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Novi Pazar or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Novi Pazar and in Chiang Mai?
Kindergarten costs $180 per month in Novi Pazar and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Novi Pazar or in Chiang Mai?
Interestingly, groceries are about 7% cheaper in Novi Pazar – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $800/month in Novi Pazar or in Chiang Mai?
$800 covers both cities comfortably – all-in costs are $1,038 in Novi Pazar and $861 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Novi Pazar or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,038 in Novi Pazar. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Novi Pazar compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Novi Pazar or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Novi Pazar makes more sense. Both are solid long-term options with distinct trade-offs.
Novi Pazar vs other spots: cost of living compared