Last update: Oct 2026

Cost of Living Comparison Between Novi Pazar and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,044 in Novi Pazar, rent and utilities included – about $1,500 less a year. The total is higher in Novi Pazar despite lower rent and utilities.

51

Cost of Living Index in Novi Pazar
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Novi Pazar Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Novi Pazar

🇷🇸 Serbia

$1,044

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Novi Pazar and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novi Pazar and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,044 in Novi Pazar versus $918 in Cebu.

Novi Pazar $1,044
Cebu $918

Estimated couple costs with rent: $1,502 in Novi Pazar versus $1,409 in Cebu.

Novi Pazar $1,502
Cebu $1,409

Monthly costs for a family of three with rent: $1,960 in Novi Pazar versus $1,900 in Cebu.

Novi Pazar $1,960
Cebu $1,900

Living in Novi Pazar is roughly 14% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Novi Pazar 23% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.59 RSD 687

$3.09 ₱194

113.27%

Three-Course Dinner for Two, Mid-Range

$18.35 RSD 1,913

$24.22 ₱1,525

-24.24%

Fast Food Meal (McDonalds, etc)

$7.54 RSD 786

$3.92 ₱247

92.35%

Cappuccino

$1.68 RSD 175

$2.51 ₱158

-33.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 RSD 169

$1.59 ₱100

1.89%

Water (0.33 liter bottle)

$1.29 RSD 135

$0.53 ₱33.43

143.40%

Local Beer (0.5 liter draught)

$1.95 RSD 203

$1.78 ₱112

9.55%

Imported Beer (0.33 liter bottle)

$1.85 RSD 193

$2.17 ₱137

-14.75%

Milk (1 liter)

$1.41 RSD 147

$1.92 ₱121

-26.56%

White Bread (500g)

$0.73 RSD 76.0

$1.36 ₱85.4

-46.32%

Rice (white) (1kg)

$2.54 RSD 265

$1.01 ₱63.5

151.49%

Eggs

$1.80 RSD 188

$2.03 ₱128

-11.33%

Local Cheese (1kg)

$9.42 RSD 982

$9.86 ₱621

-4.46%

Chicken Fillets (1kg)

$6.67 RSD 695

$4.39 ₱277

51.94%

Beef Round Steak (1kg)

$15.14 RSD 1,579

$7.60 ₱479

99.21%

Apples (1kg)

$1.17 RSD 122

$3.30 ₱208

-64.55%

Banana (1kg)

$1.78 RSD 185

$1.39 ₱87.8

28.06%

Oranges (1kg)

$1.84 RSD 192

$2.33 ₱147

-21.03%

Tomato (1kg)

$3.01 RSD 314

$1.50 ₱94.3

100.67%

Potato (1kg)

$0.86 RSD 89.5

$2.36 ₱149

-63.56%

Onion (1kg)

$0.66 RSD 69.2

$1.90 ₱119

-65.26%

Lettuce (1 head)

$0.79 RSD 82.7

$1.19 ₱74.9

-33.61%

Water (1.5 liter bottle)

$0.73 RSD 76.2

$0.63 ₱39.71

15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 RSD 495

$3.00 ₱189

58.33%

Wine (Bottle)

$8.66 RSD 903

$6.03 ₱379

43.62%

Local Beer (0.5 liter bottle)

$0.92 RSD 95.6

$1.23 ₱77.7

-25.20%

Imported Beer (0.33 liter bottle)

$1.47 RSD 153

$1.75 ₱110

-16.00%

One-way Ticket (Public Transport)

$0.98 RSD 102

$0.25 ₱15.86

292.00%

Public Transport Monthly Pass (Regular Price)

$18.79 RSD 1,959

$12.64 ₱796

48.66%

Taxi Start (Normal Tariff)

$1.15 RSD 120

$0.77 ₱48.62

49.35%

Taxi (Normal Tariff) (1km)

$1.02 RSD 106

$0.23 ₱14.53

343.48%

Taxi 1hour Waiting (Normal Tariff)

$17.29 RSD 1,802

$4.46 ₱281

287.67%

Gasoline (1 liter)

$1.94 RSD 203

$1.31 ₱82.8

48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K RSD 3.2M

$21.2K ₱1.3M

42.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K RSD 2.6M

$19.1K ₱1.2M

29.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 RSD 21.3K

$120 ₱7,569

70.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.53 RSD 2,557

$14.00 ₱882

75.21%

Internet (50+ Mbps, Unlimited Data)

$32.93 RSD 3,433

$27.54 ₱1,734

19.57%

Gym Membership (Monthly)

$28.64 RSD 2,986

$32.33 ₱2,035

-11.41%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$4.16 RSD 433

$5.65 ₱356

-26.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 RSD 17.5K

$275 ₱17.3K

-39.01%

International Primary School, 1 Child (Yearly)

$11.3K RSD 1.2M

$7,918 ₱498.5K

42.20%

Jeans (Levis 501 Or Similar)

$109 RSD 11.4K

$49.33 ₱3,106

121.59%

Summer Dress (H&M, Zara, etc)

$47.99 RSD 5,002

$25.24 ₱1,589

90.13%

Sport Shoes (Adidas, Nike)

$85.1 RSD 8,874

$77.0 ₱4,846

10.60%

Men's Leather Business Shoes

$152 RSD 15.9K

$57.2 ₱3,601

165.94%

1-bedroom Apartment, City Center (Monthly)

$252 RSD 26.2K

$500 ₱31.5K

-49.64%

1-bedroom Apartment, Outside City Center (Monthly)

$192 RSD 20.0K

$309 ₱19.4K

-37.85%

3-bedroom Apartment, City Center (Monthly)

$370 RSD 38.6K

$1,078 ₱67.9K

-65.67%

3-bedroom Apartment, Outside City Center (Monthly)

$290 RSD 30.3K

$615 ₱38.7K

-52.79%

Buy Apartment in City Center (m2)

$1,699 RSD 177.1K

$2,886 ₱181.7K

-41.13%

Buy Apartment Outside City Center (m2)

$1,378 RSD 143.7K

$1,917 ₱120.7K

-28.10%

Average Monthly Net Salary (After Tax)

$726 RSD 75.7K

$346 ₱21.8K

109.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

7.2

-35.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi Pazar: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Novi Pazar

$262 25.1%

Cebu

$162 17.6% 38.3% $100

Groceries & Markets

Novi Pazar

$225 21.6%

Cebu

$206 22.4% 8.7% $20

Accommodation & Living

Novi Pazar

$192 18.4%

Cebu

$309 33.6% 60.9% $117

Clothing & Footwear

Novi Pazar

$178 17%

Cebu

$94 10.2% 47.1% $84

Eating Out

Novi Pazar

$121 11.6%

Cebu

$88 9.6% 26.8% $32

Sport & Entertainment

Novi Pazar

$37 3.5%

Cebu

$44 4.8% 18% $6.7

Getting Around

Novi Pazar

$29 2.8%

Cebu

$16 1.7% 46.2% $13

Cost Breakdown

A one-bedroom apartment in the center runs $252 in Novi Pazar and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Novi Pazar pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Novi Pazar vs $24.00 in Cebu. Groceries flip the comparison at $225 vs $206, with Cebu cheaper for home cooking.

Good to know

🇷🇸 Novi Pazar

🇵🇭 Cebu

🕒 Local time

20:20 8:20 PM

02:20 2:20 AM

6 h ahead of Novi Pazar

🌤 Weather

👥 Population

71,462

964,169

💱 Currency

Serbian Dinar RSD din

Philippine Peso PHP ₱

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Novi Pazar Cebu 10,290 km ≈ 13 h nonstop flight

From you

Novi Pazar
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi Pazar vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 14% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 110% higher in Novi Pazar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $252 in Novi Pazar versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,044 per month in Novi Pazar versus $918 in Cebu – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 49% less than in Novi Pazar. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Novi Pazar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novi Pazar and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 14% less than in Novi Pazar. Beyond cost, consider language, visa policies, and how big the international community is in each city.