For one person, living is cheaper in Cebu: $934 a month against $1,837 in Nosara, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nosara and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,837 in Nosara versus $934 in Cebu.
Nosara $1,837
Cebu $934
Estimated couple costs with rent: $2,775 in Nosara versus $1,415 in Cebu.
Nosara $2,775
Cebu $1,415
Monthly costs for a family of three with rent: $3,712 in Nosara versus $1,896 in Cebu.
Nosara $3,712
Cebu $1,896
🌍
Living in Nosara is roughly 97% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.
📊
The two cities straddle the global median: Nosara is 37% above, Cebu is 30% below.
Currency
No currencies found
🍽 Eating Out
Nosara
Cebu
Difference
Meal at Budget Restaurant
$12.22₡5,509
$3.03₱191
303.30%
Three-Course Dinner for Two, Mid-Range
$60.2₡27.1K
$23.48₱1,476
156.39%
Fast Food Meal(McDonalds, etc)
$7.54₡3,399
$4.09₱257
84.35%
Cappuccino
$4.31₡1,941
$2.52₱158
71.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.72₡773
$1.54₱97.2
11.69%
Water(0.33 liter bottle)
$1.35₡608
$0.49₱31.06
175.51%
Local Beer(0.5 liter draught)
$3.24₡1,459
$1.79₱113
81.01%
Imported Beer(0.33 liter bottle)
$4.48₡2,018
$2.26₱142
98.23%
🛒 Groceries & Markets
Nosara
Cebu
Difference
Milk(1 liter)
$1.57₡707
$1.95₱122
-19.49%
White Bread(500g)
$3.17₡1,429
$1.43₱89.9
121.68%
Rice(white)(1kg)
$2.42₡1,091
$1.02₱64.0
137.25%
Eggs
$3.57₡1,609
$2.06₱129
73.30%
Local Cheese(1kg)
$7.43₡3,349
$9.81₱617
-24.26%
Chicken Fillets(1kg)
$10.42₡4,697
$4.61₱290
126.03%
Beef Round Steak(1kg)
$13.66₡6,156
$7.70₱484
77.40%
Apples(1kg)
$2.32₡1,044
$3.31₱208
-29.91%
Banana(1kg)
$1.61₡728
$1.45₱91.2
11.03%
Oranges(1kg)
$4.74₡2,138
$2.36₱148
100.85%
Tomato(1kg)
$1.66₡747
$1.54₱96.6
7.79%
Potato(1kg)
$3.72₡1,679
$2.36₱148
57.63%
Onion(1kg)
$3.57₡1,611
$1.99₱125
79.40%
Lettuce(1 head)
$1.10₡497
$1.15₱72.3
-4.35%
Water(1.5 liter bottle)
$2.55₡1,149
$0.67₱42.26
280.60%
Cigarettes 20 Pack(Marlboro, Camel)
$4.95₡2,232
$3.00₱189
65.00%
Wine(Bottle)
$20.01₡9,020
$6.35₱399
215.12%
Local Beer(0.5 liter bottle)
$2.79₡1,256
$1.31₱82.1
112.98%
Imported Beer(0.33 liter bottle)
$3.53₡1,589
$1.73₱109
104.05%
🚌 Getting Around
Nosara
Cebu
Difference
One-way Ticket(Public Transport)
$1.19₡537
$0.25₱15.82
376.00%
Public Transport Monthly Pass(Regular Price)
$72.1₡32.5K
$12.65₱796
469.72%
Taxi Start(Normal Tariff)
$2.24₡1,011
$0.74₱46.44
202.70%
Taxi(Normal Tariff)(1km)
$1.55₡701
$0.21₱13.15
638.10%
Taxi 1hour Waiting(Normal Tariff)
$8.86₡3,993
$4.33₱272
104.62%
Gasoline(1 liter)
$1.57₡708
$1.33₱83.7
18.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K₡9.8M
$21.8K₱1.4M
0.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K₡15.6M
$19.4K₱1.2M
78.56%
🧾 Monthly Utilities & Internet
Nosara
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$93.5₡42.1K
$121₱7,583
-22.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.11₡15.8K
$14.45₱909
142.98%
Internet(50+ Mbps, Unlimited Data)
$51.5₡23.2K
$28.29₱1,779
82.01%
🎉 Sport & Entertainment
Nosara
Cebu
Difference
Gym Membership(Monthly)
$71.4₡32.2K
$32.68₱2,055
118.48%
Tennis Court(1 Hour on Weekend)
$35.44₡16.0K
$6.39₱402
454.62%
Cinema Ticket
$7.84₡3,535
$5.46₱343
43.59%
🧸 Childcare & Education
Nosara
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$490₡220.7K
$273₱17.2K
79.04%
International Primary School, 1 Child(Yearly)
$11.9K₡5.4M
$8,156₱512.9K
45.66%
👕👟 Clothing & Footwear
Nosara
Cebu
Difference
Jeans(Levis 501 Or Similar)
$53.5₡24.1K
$49.57₱3,117
8.01%
Summer Dress(H&M, Zara, etc)
$55.8₡25.1K
$24.87₱1,564
124.25%
Sport Shoes(Adidas, Nike)
$79.3₡35.7K
$76.6₱4,817
3.47%
Men's Leather Business Shoes
$78.9₡35.6K
$59.3₱3,727
33.09%
🏠 Accommodation & Living
Nosara
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$786₡354.3K
$506₱31.8K
55.41%
1-bedroom Apartment, Outside City Center(Monthly)
$780₡351.6K
$309₱19.5K
152.04%
3-bedroom Apartment, City Center(Monthly)
$3,860₡1.7M
$1,052₱66.1K
267.02%
3-bedroom Apartment, Outside City Center(Monthly)
$1,407₡634.4K
$619₱38.9K
127.33%
Buy Apartment in City Center(m2)
$6,972₡3.1M
$2,915₱183.4K
139.14%
Buy Apartment Outside City Center(m2)
$1,201₡541.3K
$1,867₱117.4K
-35.69%
💵 Salaries & Financials
Nosara
Cebu
Difference
Average Monthly Net Salary(After Tax)
$876₡395.0K
$341₱21.5K
156.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.62
7.2
19.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nosara: October 5, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Nosara
$780 43%
Cebu
$309 33.5% ↓ 60.3%$470
🛒Groceries & Markets
Nosara
$350 19.3%
Cebu
$210 22.7% ↓ 39.8%$139
🍽Eating Out
Nosara
$209 11.6%
Cebu
$88 9.6% ↓ 57.8%$121
🧾Monthly Utilities & Internet
Nosara
$180 9.9%
Cebu
$163 17.7% ↓ 9.3%$17
👕👟Clothing & Footwear
Nosara
$120 6.6%
Cebu
$95 10.2% ↓ 21.4%$26
🎉Sport & Entertainment
Nosara
$87 4.8%
Cebu
$44 4.7% ↓ 49.9%$43
🚌Getting Around
Nosara
$87 4.8%
Cebu
$15 1.7% ↓ 82.2%$71
🏠Accommodation & Living
Nosara
$1.4K 37.2%
Cebu
$619 32.4% ↓ 56%$788
🛒Groceries & Markets
Nosara
$784 20.7%
Cebu
$493 25.8% ↓ 37.1%$291
🍽Eating Out
Nosara
$724 19.1%
Cebu
$288 15.1% ↓ 60.2%$436
🧾Monthly Utilities & Internet
Nosara
$215 5.7%
Cebu
$178 9.3% ↓ 17.4%$37
👕👟Clothing & Footwear
Nosara
$267 7.1%
Cebu
$210 11% ↓ 21.4%$57
🎉Sport & Entertainment
Nosara
$210 5.5%
Cebu
$94 4.9% ↓ 55.4%$116
🚌Getting Around
Nosara
$176 4.7%
Cebu
$31 1.6% ↓ 82.2%$145
Cost Breakdown
🏠A one-bedroom apartment in the center runs $786 in Nosara and $506 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Nosara pays 157% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $60.0 in Nosara vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $350 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nosara vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Nosara?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 97% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Nosara or Cebu?
Average pay runs 157% higher in Nosara, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Nosara and Cebu?
Rent for a central apartment: $786 in Nosara versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Nosara and in Cebu?
All in, you'll spend $1,837 per month in Nosara versus $934 in Cebu – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 470% less than in Nosara. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Nosara or in Cebu?
At $934 in Cebu versus $1,837 in Nosara, a $1,500 budget is realistic in Cebu but tight or insufficient in Nosara. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Nosara or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nosara, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nosara or Cebu?
Safety-wise, Nosara and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 97% less than in Nosara. Beyond cost, consider language, visa policies, and how big the international community is in each city.