Cost of Living Comparison Between North Bay and Toronto Cost of Living Comparison Between North Bay and Toronto

🙂 Solo nomad: North Bay is 6.7% cheaper than Toronto without rent, and 13.3% cheaper with rent.
🙂 Family of 3: North Bay is 14.5% cheaper than Toronto without rent, and 10.3% cheaper with rent.
Currency
🍽 Eating Out
North Bay
Toronto
Difference
Meal at Budget Restaurant
$14.87 CA$20.24
$18.44 CA$25.1
-19.36%
Three-Course Dinner for Two, Mid-Range
$79.4 CA$108
$83.7 CA$114
-5.07%
Fast Food Meal (McDonalds, etc)
$8.81 CA$11.99
$11.24 CA$15.3
-21.62%
Cappuccino
$3.18 CA$4.33
$3.93 CA$5.34
-19.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.87
$2.15 CA$2.93
-1.86%
Water (0.33 liter bottle)
$1.41 CA$1.92
$1.69 CA$2.3
-16.57%
Local Beer (0.5 liter draught)
$5.12 CA$6.97
$5.95 CA$8.1
-13.95%
Imported Beer (0.33 liter bottle)
$6.55 CA$8.92
$6.8 CA$9.25
-3.68%
🛒 Groceries & Markets
North Bay
Toronto
Difference
Milk (1 liter)
$1.73 CA$2.36
$2.71 CA$3.68
-36.16%
White Bread (500g)
$2.28 CA$3.1
$2.72 CA$3.7
-16.18%
Rice (white) (1kg)
$6.95 CA$9.47
$3.64 CA$4.96
90.93%
Eggs
$3.43 CA$4.67
$3.49 CA$4.75
-1.72%
Local Cheese (1kg)
$20.77 CA$28.27
$13.31 CA$18.12
56.05%
Chicken Fillets (1kg)
$18.23 CA$24.82
$12.9 CA$17.56
41.32%
Beef Round Steak (1kg)
$11.12 CA$15.14
$16.93 CA$23.05
-34.32%
Apples (1kg)
$4.42 CA$6.02
$3.97 CA$5.41
11.34%
Banana (1kg)
$1.41 CA$1.91
$1.13 CA$1.54
24.78%
Oranges (1kg)
$3.68 CA$5.01
$3.39 CA$4.61
8.55%
Tomato (1kg)
$3.53 CA$4.81
$4.07 CA$5.54
-13.27%
Potato (1kg)
$2.38 CA$3.24
$2.42 CA$3.29
-1.65%
Onion (1kg)
$2.11 CA$2.87
$2.89 CA$3.93
-26.99%
Lettuce (1 head)
$3.01 CA$4.1
$2.36 CA$3.21
27.54%
Water (1.5 liter bottle)
$2.68 CA$3.65
$1.98 CA$2.7
35.35%
Cigarettes 20 Pack (Marlboro, Camel)
$13.09 CA$17.82
$14.81 CA$20.16
-11.61%
Wine (Bottle)
$14.12 CA$19.22
$12.68 CA$17.26
11.36%
Local Beer (0.5 liter bottle)
$2.5 CA$3.4
$2.77 CA$3.77
-9.75%
Imported Beer (0.33 liter bottle)
$3.39 CA$4.62
$3.16 CA$4.3
7.28%
🚌 Getting Around
North Bay
Toronto
Difference
One-way Ticket (Public Transport)
$2.37 CA$3.23
$2.53 CA$3.44
-6.32%
Public Transport Monthly Pass (Regular Price)
$72.7 CA$98.9
$116 CA$158
-37.45%
Taxi Start (Normal Tariff)
$4.08 CA$5.56
$3.73 CA$5.08
9.38%
Taxi (Normal Tariff) (1km)
$1.06 CA$1.44
$1.34 CA$1.82
-20.90%
Taxi 1hour Waiting (Normal Tariff)
$25.43 CA$34.61
$26.03 CA$35.44
-2.31%
Gasoline (1 liter)
$1.14 CA$1.55
$1.15 CA$1.57
-0.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K CA$33.7K
$24.9K CA$33.8K
-0.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20K CA$27.2K
$21.1K CA$28.7K
-5.18%
🧾 Monthly Utilities & Internet
North Bay
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 CA$197
$118 CA$160
23.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.49 CA$45.59
$38.04 CA$51.8
-11.96%
Internet (50+ Mbps, Unlimited Data)
$60.4 CA$82.2
$53.4 CA$72.7
13.01%
🎉 Sport & Entertainment
North Bay
Toronto
Difference
Gym Membership (Monthly)
$24.58 CA$33.46
$57.2 CA$77.8
-57.01%
Tennis Court (1 Hour on Weekend)
-
$20.67 CA$28.13
-
Cinema Ticket
$11.04 CA$15.02
$11.92 CA$16.23
-7.38%
🧸 Childcare & Education
North Bay
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$923 CA$1,257
$1,155 CA$1,572
-20.04%
International Primary School, 1 Child (Yearly)
$29K CA$39.5K
$17.9K CA$24.4K
61.98%
👕👟 Clothing & Footwear
North Bay
Toronto
Difference
Jeans (Levis 501 Or Similar)
$44.49 CA$60.6
$58.6 CA$79.8
-24.12%
Summer Dress (H&M, Zara, etc)
$18.3 CA$24.91
$39.24 CA$53.4
-53.36%
Sport Shoes (Adidas, Nike)
$59.6 CA$81.1
$88.1 CA$120
-32.41%
Men's Leather Business Shoes
$82.5 CA$112
$114 CA$155
-27.73%
🏠 Accommodation & Living
North Bay
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,374 CA$1,871
$1,805 CA$2,456
-23.84%
1-bedroom Apartment, Outside City Center (Monthly)
$1,272 CA$1,732
$1,522 CA$2,072
-16.42%
3-bedroom Apartment, City Center (Monthly)
$2,248 CA$3,060
$2,963 CA$4,033
-24.13%
3-bedroom Apartment, Outside City Center (Monthly)
$2,149 CA$2,925
$2,466 CA$3,357
-12.86%
Buy Apartment in City Center (m2)
$4,948 CA$6,735
$8,787 CA$12K
-43.69%
Buy Apartment Outside City Center (m2)
$3,691 CA$5,024
$7,087 CA$9,646
-47.92%
💵 Salaries & Financials
North Bay
Toronto
Difference
Average Monthly Net Salary (After Tax)
$2,513 CA$3,421
$3,391 CA$4,616
-25.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
5.16
25.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Bay: October 29, 2025

Last update for Toronto: October 29, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.