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Cost of Living Comparison Between North Bay and Toronto Cost of Living Comparison Between North Bay and Toronto

🙂 Solo nomad: North Bay is 18.4% cheaper than Toronto without rent, and 12% cheaper with rent.
🙂 Family of 3: North Bay is 4.6% cheaper than Toronto without rent, and 10.8% cheaper with rent.
Currency
🍽 Eating Out
North Bay
Toronto
Difference
Meal at Budget Restaurant
$14.51 CA$20.17
$18.97 CA$26.37
-23.51%
Three-Course Dinner for Two, Mid-Range
$82.2 CA$114
$82.9 CA$115
-0.81%
Fast Food Meal (McDonalds, etc)
$8.69 CA$12.07
$11.12 CA$15.45
-21.85%
Cappuccino
$3.32 CA$4.62
$3.98 CA$5.54
-16.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.08 CA$2.90
$2.11 CA$2.93
-1.42%
Water (0.33 liter bottle)
$1.37 CA$1.90
$1.70 CA$2.37
-19.41%
Local Beer (0.5 liter draught)
$5.23 CA$7.27
$5.84 CA$8.12
-10.45%
Imported Beer (0.33 liter bottle)
$6.52 CA$9.07
$6.64 CA$9.23
-1.81%
🛒 Groceries & Markets
North Bay
Toronto
Difference
Milk (1 liter)
$1.73 CA$2.40
$2.80 CA$3.89
-38.21%
White Bread (500g)
$2.24 CA$3.12
$2.87 CA$3.99
-21.95%
Rice (white) (1kg)
$6.85 CA$9.53
$3.68 CA$5.12
86.14%
Eggs
$3.45 CA$4.79
$3.47 CA$4.82
-0.58%
Local Cheese (1kg)
$20.78 CA$28.89
$13.62 CA$18.93
52.57%
Chicken Fillets (1kg)
$17.97 CA$24.97
$13.03 CA$18.11
37.91%
Beef Round Steak (1kg)
$11.13 CA$15.47
$16.98 CA$23.60
-34.45%
Apples (1kg)
$4.38 CA$6.09
$4.07 CA$5.65
7.62%
Banana (1kg)
$1.46 CA$2.03
$1.18 CA$1.64
23.73%
Oranges (1kg)
$3.58 CA$4.97
$3.35 CA$4.65
6.87%
Tomato (1kg)
$3.56 CA$4.95
$3.98 CA$5.53
-10.55%
Potato (1kg)
$2.47 CA$3.43
$2.42 CA$3.37
2.07%
Onion (1kg)
$2.16 CA$3.01
$2.90 CA$4.03
-25.52%
Lettuce (1 head)
$2.86 CA$3.98
$2.45 CA$3.40
16.73%
Water (1.5 liter bottle)
$2.78 CA$3.86
$1.97 CA$2.75
41.12%
Cigarettes 20 Pack (Marlboro, Camel)
$13.23 CA$18.38
$14.49 CA$20.13
-8.70%
Wine (Bottle)
$13.01 CA$18.09
$13.12 CA$18.23
-0.84%
Local Beer (0.5 liter bottle)
$2.54 CA$3.53
$2.77 CA$3.86
-8.30%
Imported Beer (0.33 liter bottle)
$3.24 CA$4.51
$3.28 CA$4.56
-1.22%
🚌 Getting Around
North Bay
Toronto
Difference
One-way Ticket (Public Transport)
$2.35 CA$3.27
$2.50 CA$3.48
-6.00%
Public Transport Monthly Pass (Regular Price)
$74.7 CA$104
$117 CA$162
-35.99%
Taxi Start (Normal Tariff)
$4.10 CA$5.70
$3.78 CA$5.25
8.47%
Taxi (Normal Tariff) (1km)
$1.05 CA$1.46
$1.35 CA$1.88
-22.22%
Taxi 1hour Waiting (Normal Tariff)
$25.59 CA$35.57
$25.68 CA$35.70
-0.35%
Gasoline (1 liter)
$1.15 CA$1.60
$1.14 CA$1.59
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K CA$34.4K
$25.1K CA$34.9K
-1.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7K CA$27.4K
$21.4K CA$29.8K
-7.88%
🧾 Monthly Utilities & Internet
North Bay
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 CA$196
$120 CA$166
17.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.77 CA$46.94
$36.86 CA$51.2
-8.38%
Internet (50+ Mbps, Unlimited Data)
$58.7 CA$81.6
$54.2 CA$75.4
8.30%
🎉 Sport & Entertainment
North Bay
Toronto
Difference
Gym Membership (Monthly)
$24.78 CA$34.44
$56.5 CA$78.5
-56.13%
Tennis Court (1 Hour on Weekend)
-
$21.02 CA$29.22
-
Cinema Ticket
$11.03 CA$15.33
$11.59 CA$16.11
-4.83%
🧸 Childcare & Education
North Bay
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$905 CA$1,257
$1,134 CA$1,576
-20.23%
International Primary School, 1 Child (Yearly)
$28.8K CA$40.0K
$18.4K CA$25.6K
56.12%
👕👟 Clothing & Footwear
North Bay
Toronto
Difference
Jeans (Levis 501 Or Similar)
$43.44 CA$60.4
$57.0 CA$79.2
-23.78%
Summer Dress (H&M, Zara, etc)
$18.77 CA$26.10
$38.93 CA$54.1
-51.79%
Sport Shoes (Adidas, Nike)
$61.1 CA$84.9
$89.6 CA$124
-31.83%
Men's Leather Business Shoes
$81.5 CA$113
$116 CA$161
-29.80%
🏠 Accommodation & Living
North Bay
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,382 CA$1,921
$1,819 CA$2,528
-24.00%
1-bedroom Apartment, Outside City Center (Monthly)
$1,251 CA$1,739
$1,529 CA$2,125
-18.16%
3-bedroom Apartment, City Center (Monthly)
$2,291 CA$3,185
$2,993 CA$4,160
-23.43%
3-bedroom Apartment, Outside City Center (Monthly)
$2,173 CA$3,020
$2,444 CA$3,397
-11.09%
Buy Apartment in City Center (m2)
-
$8,696 CA$12.1K
-
Buy Apartment Outside City Center (m2)
-
$6,744 CA$9,374
-
💵 Salaries & Financials
North Bay
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,074 CA$4,273
$3,628 CA$5,043
-15.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
5.16
25.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Bay: January 13, 2026

Last update for Toronto: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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