Last update: Oct 2026

Cost of Living Comparison Between Normal, IL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,272 in Normal, IL, rent and utilities included – about $11,100 less a year. Rent and utilities account for about half of the difference.

110

Cost of Living Index in Normal, IL
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Normal, IL Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Normal, IL

🇺🇸 United States

$2,272

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Normal, IL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Normal, IL and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,272 in Normal, IL versus $1,349 in Ubud, Bali.

Normal, IL $2,272
Ubud, Bali $1,349

Estimated couple costs with rent: $3,329 in Normal, IL versus $2,305 in Ubud, Bali.

Normal, IL $3,329
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,386 in Normal, IL versus $3,261 in Ubud, Bali.

Normal, IL $4,386
Ubud, Bali $3,261

Living in Normal, IL is roughly 68% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$11.32 $11.32

$3.32 Rp 60.4K

240.96%

Three-Course Dinner for Two, Mid-Range

$49.63 $49.63

$35.64 Rp 647.8K

39.25%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$5.53 Rp 100.6K

77.76%

Cappuccino

$5.02 $5.02

$2.72 Rp 49.4K

84.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 $3.42

$1.70 Rp 30.9K

101.18%

Water (0.33 liter bottle)

$1.51 $1.51

$0.76 Rp 13.8K

98.68%

Local Beer (0.5 liter draught)

$5.08 $5.08

$2.65 Rp 48.2K

91.70%

Imported Beer (0.33 liter bottle)

$5.83 $5.83

$4.38 Rp 79.6K

33.11%

Milk (1 liter)

$0.74 $0.74

$1.49 Rp 27.1K

-50.34%

White Bread (500g)

$2.62 $2.62

$2.28 Rp 41.4K

14.91%

Rice (white) (1kg)

$3.29 $3.29

$1.19 Rp 21.6K

176.47%

Eggs

$3.76 $3.76

$2.04 Rp 37.0K

84.31%

Local Cheese (1kg)

$8.90 $8.90

$17.70 Rp 321.7K

-49.72%

Chicken Fillets (1kg)

$12.75 $12.75

$3.96 Rp 72.0K

221.97%

Beef Round Steak (1kg)

$18.79 $18.79

$12.19 Rp 221.6K

54.14%

Apples (1kg)

$6.64 $6.64

$3.66 Rp 66.4K

81.42%

Banana (1kg)

$1.23 $1.23

$1.52 Rp 27.6K

-19.08%

Oranges (1kg)

$6.66 $6.66

$2.23 Rp 40.5K

198.65%

Tomato (1kg)

$5.03 $5.03

$1.97 Rp 35.9K

155.33%

Potato (1kg)

$3.25 $3.25

$1.85 Rp 33.6K

75.68%

Onion (1kg)

$3.21 $3.21

$2.42 Rp 44.1K

32.64%

Lettuce (1 head)

$1.99 $1.99

$0.99 Rp 18.0K

101.01%

Water (1.5 liter bottle)

$2.30 $2.30

$0.51 Rp 9,332

350.98%

Cigarettes 20 Pack (Marlboro, Camel)

$11.32 $11.32

$2.22 Rp 40.4K

409.91%

Wine (Bottle)

$10.99 $10.99

$22.24 Rp 404.2K

-50.58%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.26 Rp 41.1K

-15.49%

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$2.97 Rp 54.0K

2.02%

One-way Ticket (Public Transport)

$2.53 $2.53

$0.25 Rp 4,562

912.00%

Public Transport Monthly Pass (Regular Price)

$91.1 $91.1

$7.82 Rp 142.2K

1065.47%

Taxi Start (Normal Tariff)

$5.57 $5.57

$0.44 Rp 7,989

1165.91%

Taxi (Normal Tariff) (1km)

$1.03 $1.03

$0.43 Rp 7,817

139.53%

Taxi 1hour Waiting (Normal Tariff)

$18.02 $18.02

$5.41 Rp 98.3K

233.09%

Gasoline (1 liter)

$0.89 $0.89

$0.82 Rp 15.0K

8.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$23.8K Rp 433.3M

16.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$31.7K Rp 577.0M

-16.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 $273

$79.1 Rp 1.4M

245.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$97.9 $97.9

$6.45 Rp 117.2K

1417.83%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$18.58 Rp 337.7K

247.58%

Gym Membership (Monthly)

$39.33 $39.33

$49.48 Rp 899.4K

-20.51%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$11.76 $11.76

$4.27 Rp 77.7K

175.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,061 $1,061

$491 Rp 8.9M

116.33%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$29.92 $29.92

$44.64 Rp 811.4K

-32.97%

Summer Dress (H&M, Zara, etc)

$40.57 $40.57

$34.95 Rp 635.3K

16.08%

Sport Shoes (Adidas, Nike)

$66.5 $66.5

$79.9 Rp 1.5M

-16.73%

Men's Leather Business Shoes

$150 $150

$79.4 Rp 1.4M

88.96%

1-bedroom Apartment, City Center (Monthly)

$974 $974

$1,125 Rp 20.4M

-13.39%

1-bedroom Apartment, Outside City Center (Monthly)

$905 $905

$671 Rp 12.2M

34.75%

3-bedroom Apartment, City Center (Monthly)

$1,800 $1,800

$3,565 Rp 64.8M

-49.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,587 $1,587

$1,723 Rp 31.3M

-7.93%

Buy Apartment in City Center (m2)

$9,690 $9,690

$2,732 Rp 49.6M

254.71%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$4,164 $4,164

$164 Rp 3.0M

2441.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

13.78

-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Normal, IL: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Normal, IL

$905 39.8%

Ubud, Bali

$672 49.8% 25.8% $233

Monthly Utilities & Internet

Normal, IL

$436 19.2%

Ubud, Bali

$104 7.7% 76.1% $331

Groceries & Markets

Normal, IL

$390 17.2%

Ubud, Bali

$288 21.4% 26.1% $102

Eating Out

Normal, IL

$237 10.4%

Ubud, Bali

$108 8% 54.6% $129

Clothing & Footwear

Normal, IL

$129 5.7%

Ubud, Bali

$108 8% 16.8% $22

Getting Around

Normal, IL

$112 4.9%

Ubud, Bali

$11 0.9% 89.8% $101

Sport & Entertainment

Normal, IL

$63 2.8%

Ubud, Bali

$58 4.3% 7.7% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $974 in Normal, IL and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Normal, IL pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Normal, IL vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $390 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Normal, IL

🇮🇩 Ubud, Bali

🕒 Local time

13:43 1:43 PM

02:43 2:43 AM

13 h ahead of Normal, IL

🌤 Weather

👥 Population

52,497

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Normal, IL Ubud, Bali 15,720 km ≈ 20 h nonstop flight

From you

Normal, IL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Normal, IL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Normal, IL. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Normal, IL is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $974 in Normal, IL versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $50 in Normal, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,272 per month in Normal, IL versus $1,349 in Ubud, Bali – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Normal, IL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.