Last update: Oct 2026

Cost of Living Comparison Between Norfolk, VA and Calgary

For one person, living is cheaper in Calgary: $2,223 a month against $2,428 in Norfolk, VA, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

Norfolk, VA
🇺🇸 United States
$2,428
/mo nomad
Calgary
🇨🇦 Canada
$2,223
/mo nomad
Monthly Cost of Living

How much you'll spend in Norfolk, VA and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Norfolk, VA and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,428 in Norfolk, VA versus $2,223 in Calgary.

  • Norfolk, VA $2,428
  • Calgary $2,223

Estimated couple costs with rent: $3,629 in Norfolk, VA versus $3,301 in Calgary.

  • Norfolk, VA $3,629
  • Calgary $3,301

Monthly costs for a family of three with rent: $4,829 in Norfolk, VA versus $4,379 in Calgary.

  • Norfolk, VA $4,829
  • Calgary $4,379

Living in Norfolk, VA is roughly 9% more expensive than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Norfolk, VA 80% above, Calgary 65% above.

Currency
🍽 Eating Out
Norfolk, VA
Calgary
Difference
Meal at Budget Restaurant
$18.58 $18.58
$17.22 CA$24.34
7.90%
Three-Course Dinner for Two, Mid-Range
$91.0 $91.0
$71.1 CA$100
28.11%
Fast Food Meal (McDonalds, etc)
$11.54 $11.54
$10.53 CA$14.89
9.59%
Cappuccino
$5.90 $5.90
$3.66 CA$5.18
61.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.80 $2.80
$1.98 CA$2.80
41.41%
Water (0.33 liter bottle)
$2.08 $2.08
$1.94 CA$2.74
7.22%
Local Beer (0.5 liter draught)
$6.16 $6.16
$4.95 CA$7.00
24.44%
Imported Beer (0.33 liter bottle)
$7.09 $7.09
$5.57 CA$7.87
27.29%
🛒 Groceries & Markets
Norfolk, VA
Calgary
Difference
Milk (1 liter)
$0.99 $0.99
$1.88 CA$2.65
-47.34%
White Bread (500g)
$3.95 $3.95
$2.67 CA$3.78
47.94%
Rice (white) (1kg)
$5.50 $5.50
$5.32 CA$7.52
3.38%
Eggs
$4.76 $4.76
$3.79 CA$5.35
25.59%
Local Cheese (1kg)
$15.65 $15.65
$11.09 CA$15.68
41.12%
Chicken Fillets (1kg)
$9.74 $9.74
$11.36 CA$16.05
-14.26%
Beef Round Steak (1kg)
$17.97 $17.97
$18.40 CA$26.01
-2.34%
Apples (1kg)
$4.84 $4.84
$4.56 CA$6.45
6.14%
Banana (1kg)
$1.25 $1.25
$1.44 CA$2.04
-13.19%
Oranges (1kg)
$4.96 $4.96
$4.08 CA$5.76
21.57%
Tomato (1kg)
$5.70 $5.70
$3.89 CA$5.50
46.53%
Potato (1kg)
$2.24 $2.24
$2.64 CA$3.73
-15.15%
Onion (1kg)
$3.61 $3.61
$2.64 CA$3.73
36.74%
Lettuce (1 head)
$1.87 $1.87
$2.50 CA$3.54
-25.20%
Water (1.5 liter bottle)
$2.13 $2.13
$1.50 CA$2.12
42.00%
Cigarettes 20 Pack (Marlboro, Camel)
$9.25 $9.25
$14.05 CA$19.86
-34.16%
Wine (Bottle)
$15.29 $15.29
$15.70 CA$22.20
-2.61%
Local Beer (0.5 liter bottle)
$1.79 $1.79
$2.44 CA$3.45
-26.64%
Imported Beer (0.33 liter bottle)
$2.74 $2.74
$3.09 CA$4.37
-11.33%
🚌 Getting Around
Norfolk, VA
Calgary
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$2.82 CA$3.99
-30.14%
Public Transport Monthly Pass (Regular Price)
$104 $104
$88.6 CA$125
16.96%
Taxi Start (Normal Tariff)
$4.66 $4.66
$3.12 CA$4.41
49.36%
Taxi (Normal Tariff) (1km)
$1.34 $1.34
$1.35 CA$1.91
-0.74%
Taxi 1hour Waiting (Normal Tariff)
$18.09 $18.09
$27.02 CA$38.20
-33.05%
Gasoline (1 liter)
$0.99 $0.99
$1.16 CA$1.64
-14.66%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K $35.1K
$27.9K CA$39.5K
25.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$20.3K CA$28.8K
25.48%
🧾 Monthly Utilities & Internet
Norfolk, VA
Calgary
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$213 $213
$161 CA$227
32.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.2 $56.2
$38.13 CA$53.9
47.42%
Internet (50+ Mbps, Unlimited Data)
$67.0 $67.0
$50.0 CA$70.7
33.85%
🎉 Sport & Entertainment
Norfolk, VA
Calgary
Difference
Gym Membership (Monthly)
$40.15 $40.15
$51.5 CA$72.8
-22.02%
Tennis Court (1 Hour on Weekend)
$17.76 $17.76
$18.14 CA$25.64
-2.09%
Cinema Ticket
$11.77 $11.77
$13.82 CA$19.54
-14.83%
🧸 Childcare & Education
Norfolk, VA
Calgary
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,480 $1,480
$786 CA$1,111
88.27%
International Primary School, 1 Child (Yearly)
$15.9K $15.9K
$15.5K CA$21.8K
3.01%
👕👟 Clothing & Footwear
Norfolk, VA
Calgary
Difference
Jeans (Levis 501 Or Similar)
$54.1 $54.1
$58.3 CA$82.4
-7.16%
Summer Dress (H&M, Zara, etc)
$48.10 $48.10
$39.27 CA$55.5
22.49%
Sport Shoes (Adidas, Nike)
$92.3 $92.3
$89.8 CA$127
2.86%
Men's Leather Business Shoes
$121 $121
$110 CA$155
9.80%
🏠 Accommodation & Living
Norfolk, VA
Calgary
Difference
1-bedroom Apartment, City Center (Monthly)
$1,233 $1,233
$1,229 CA$1,737
0.30%
1-bedroom Apartment, Outside City Center (Monthly)
$1,032 $1,032
$1,001 CA$1,415
3.11%
3-bedroom Apartment, City Center (Monthly)
$2,158 $2,158
$1,921 CA$2,716
12.33%
3-bedroom Apartment, Outside City Center (Monthly)
$1,684 $1,684
$1,621 CA$2,292
3.90%
Buy Apartment in City Center (m2)
$2,458 $2,458
$3,549 CA$5,018
-30.76%
Buy Apartment Outside City Center (m2)
$2,304 $2,304
$3,335 CA$4,715
-30.93%
💵 Salaries & Financials
Norfolk, VA
Calgary
Difference
Average Monthly Net Salary (After Tax)
$3,423 $3,423
$3,165 CA$4,474
8.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
4.51
45.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Norfolk, VA: October 11, 2026

Last update for Calgary: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Norfolk, VA
$1K
Calgary
$1K 3% $31
Groceries & Markets
Norfolk, VA
$412
Calgary
$385 6.5% $27
Monthly Utilities & Internet
Norfolk, VA
$336
Calgary
$249 26% $88
Eating Out
Norfolk, VA
$319
Calgary
$265 16.8% $54
Clothing & Footwear
Norfolk, VA
$142
Calgary
$134 5.7% $8.1
Getting Around
Norfolk, VA
$123
Calgary
$110 10.7% $13
Sport & Entertainment
Norfolk, VA
$64
Calgary
$79 24.2% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,233 in Norfolk, VA and $1,229 in Calgary. Housing cost is often the main lever when comparing two cities.

Norfolk, VA pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Norfolk, VA vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $412 vs $385 per month, with Calgary cheaper across the board.

Good to know
🇺🇸 Norfolk, VA
🇨🇦 Calgary
🕒 Local time
16:55 4:55 PM
14:55 2:55 PM
2 h behind Norfolk, VA
🌤 Weather
👥 Population
242,803
1,267,344
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Norfolk, VA Calgary 3,360 km ≈ 4 h 45 min nonstop flight
From you
  • Norfolk, VA
  • Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Norfolk, VA vs Calgary: Cost of Living - Frequently Asked Questions
Is Calgary cheaper than Norfolk, VA?
Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 9% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Norfolk, VA or Calgary?
Average pay runs 8% higher in Norfolk, VA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Norfolk, VA and Calgary?
Rent for a central apartment: $1,233 in Norfolk, VA versus $1,229 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Norfolk, VA or in Calgary?
Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $91.0 in Norfolk, VA. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Norfolk, VA and in Calgary?
All in, you'll spend $2,428 per month in Norfolk, VA versus $2,223 in Calgary – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 a realistic budget for living in Norfolk, VA or in Calgary?
At $2,223 in Calgary versus $2,428 in Norfolk, VA, a $2,500 budget is realistic in Calgary but tight or insufficient in Norfolk, VA. The gap between the two cities makes Calgary the clear choice for anyone on this budget.
Is it better to live in Norfolk, VA or in Calgary?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Calgary gentler on the wallet – expenses run 9% less than in Norfolk, VA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Norfolk, VA vs other spots: cost of living compared

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