Last update: Oct 2026

Cost of Living Comparison Between Nishinomiya and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,282 in Nishinomiya, rent and utilities included – about $4,400 less a year. Other living expenses account for most of the difference.

61

Cost of Living Index in Nishinomiya
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Nishinomiya Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nishinomiya

🇯🇵 Japan

$1,282

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nishinomiya and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nishinomiya and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,282 in Nishinomiya versus $918 in Cebu.

Nishinomiya $1,282
Cebu $918

Estimated couple costs with rent: $2,060 in Nishinomiya versus $1,409 in Cebu.

Nishinomiya $2,060
Cebu $1,409

Monthly costs for a family of three with rent: $2,839 in Nishinomiya versus $1,900 in Cebu.

Nishinomiya $2,839
Cebu $1,900

Living in Nishinomiya is roughly 40% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Nishinomiya 5% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.48 ¥1,339

$3.09 ₱194

174.43%

Three-Course Dinner for Two, Mid-Range

$31.23 ¥4,934

$24.22 ₱1,525

28.94%

Fast Food Meal (McDonalds, etc)

$5.17 ¥817

$3.92 ₱247

31.89%

Cappuccino

$2.29 ¥362

$2.51 ₱158

-8.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ¥188

$1.59 ₱100

-25.16%

Water (0.33 liter bottle)

$0.62 ¥98.1

$0.53 ₱33.43

16.98%

Local Beer (0.5 liter draught)

$2.01 ¥318

$1.78 ₱112

12.92%

Imported Beer (0.33 liter bottle)

$2.36 ¥373

$2.17 ₱137

8.76%

Milk (1 liter)

$1.50 ¥238

$1.92 ₱121

-21.87%

White Bread (500g)

$1.49 ¥236

$1.36 ₱85.4

9.56%

Rice (white) (1kg)

$5.45 ¥860

$1.01 ₱63.5

439.60%

Eggs

$2.12 ¥334

$2.03 ₱128

4.43%

Local Cheese (1kg)

$12.62 ¥1,994

$9.86 ₱621

27.99%

Chicken Fillets (1kg)

$9.42 ¥1,489

$4.39 ₱277

114.58%

Beef Round Steak (1kg)

$31.69 ¥5,006

$7.60 ₱479

316.97%

Apples (1kg)

$5.12 ¥809

$3.30 ₱208

55.15%

Banana (1kg)

$1.73 ¥273

$1.39 ₱87.8

24.46%

Oranges (1kg)

$3.06 ¥483

$2.33 ₱147

31.33%

Tomato (1kg)

$6.11 ¥965

$1.50 ₱94.3

307.33%

Potato (1kg)

$1.62 ¥256

$2.36 ₱149

-31.36%

Onion (1kg)

$2.56 ¥405

$1.90 ₱119

34.74%

Lettuce (1 head)

$1.17 ¥185

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$0.89 ¥141

$0.63 ₱39.71

41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 ¥537

$3.00 ₱189

13.33%

Wine (Bottle)

$9.29 ¥1,467

$6.03 ₱379

54.06%

Local Beer (0.5 liter bottle)

$2.38 ¥377

$1.23 ₱77.7

93.50%

Imported Beer (0.33 liter bottle)

$1.45 ¥230

$1.75 ₱110

-17.14%

One-way Ticket (Public Transport)

$1.47 ¥232

$0.25 ₱15.86

488.00%

Public Transport Monthly Pass (Regular Price)

$58.4 ¥9,229

$12.64 ₱796

362.18%

Taxi Start (Normal Tariff)

$3.24 ¥512

$0.77 ₱48.62

320.78%

Taxi (Normal Tariff) (1km)

$2.78 ¥440

$0.23 ₱14.53

1108.70%

Taxi 1hour Waiting (Normal Tariff)

$15.48 ¥2,446

$4.46 ₱281

247.09%

Gasoline (1 liter)

$1.11 ¥176

$1.31 ₱82.8

-15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.3K ¥3.2M

$21.2K ₱1.3M

-4.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.2K ¥2.4M

$19.1K ₱1.2M

-20.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ¥18.6K

$120 ₱7,569

-2.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.94 ¥3,624

$14.00 ₱882

63.86%

Internet (50+ Mbps, Unlimited Data)

$30.96 ¥4,891

$27.54 ₱1,734

12.42%

Gym Membership (Monthly)

$62.6 ¥9,885

$32.33 ₱2,035

93.54%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.45 ¥1,808

$5.65 ₱356

102.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$326 ¥51.5K

$275 ₱17.3K

18.46%

International Primary School, 1 Child (Yearly)

$6,020 ¥951.1K

$7,918 ₱498.5K

-23.97%

Jeans (Levis 501 Or Similar)

$50.8 ¥8,022

$49.33 ₱3,106

2.94%

Summer Dress (H&M, Zara, etc)

$25.03 ¥3,954

$25.24 ₱1,589

-0.83%

Sport Shoes (Adidas, Nike)

$46.31 ¥7,316

$77.0 ₱4,846

-39.83%

Men's Leather Business Shoes

$65.4 ¥10.3K

$57.2 ₱3,601

14.34%

1-bedroom Apartment, City Center (Monthly)

$608 ¥96.1K

$500 ₱31.5K

21.77%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ¥55.1K

$309 ₱19.4K

12.83%

3-bedroom Apartment, City Center (Monthly)

$970 ¥153.3K

$1,078 ₱67.9K

-10.00%

3-bedroom Apartment, Outside City Center (Monthly)

$802 ¥126.7K

$615 ₱38.7K

30.32%

Buy Apartment in City Center (m2)

$4,842 ¥764.9K

$2,886 ₱181.7K

67.76%

Buy Apartment Outside City Center (m2)

$1,783 ¥281.6K

$1,917 ₱120.7K

-6.99%

Average Monthly Net Salary (After Tax)

$1,988 ¥314.0K

$346 ₱21.8K

474.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

7.2

-71.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nishinomiya: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nishinomiya

$378 29.5%

Cebu

$206 22.4% 45.5% $172

Accommodation & Living

Nishinomiya

$348 27.2%

Cebu

$309 33.6% 11.4% $40

Monthly Utilities & Internet

Nishinomiya

$172 13.4%

Cebu

$162 17.6% 5.7% $9.8

Eating Out

Nishinomiya

$133 10.4%

Cebu

$88 9.6% 33.6% $45

Sport & Entertainment

Nishinomiya

$85 6.7%

Cebu

$44 4.8% 49% $42

Clothing & Footwear

Nishinomiya

$84 6.6%

Cebu

$94 10.2% 11.3% $9.6

Getting Around

Nishinomiya

$81 6.4%

Cebu

$16 1.7% 80.9% $66

Cost Breakdown

A one-bedroom apartment in the center runs $608 in Nishinomiya and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Nishinomiya pays 475% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Nishinomiya vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $378 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Nishinomiya

🇵🇭 Cebu

🕒 Local time

16:23 4:23 PM

15:23 3:23 PM

1 h behind Nishinomiya

🌤 Weather

👥 Population

488,873

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

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Nishinomiya Cebu 2,960 km ≈ 4 h 15 min nonstop flight

From you

Nishinomiya
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nishinomiya vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 40% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 475% higher in Nishinomiya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $608 in Nishinomiya versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,282 per month in Nishinomiya versus $918 in Cebu – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 362% less than in Nishinomiya. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,282 in Nishinomiya, a $1,500 budget is realistic in Cebu but tight or insufficient in Nishinomiya. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nishinomiya, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nishinomiya and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 40% less than in Nishinomiya. Beyond cost, consider language, visa policies, and how big the international community is in each city.