Last update: Oct 2026

Cost of Living Comparison Between Ninove and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,034 in Ninove, rent and utilities included – about $13,400 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Ninove
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Ninove Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ninove

🇧🇪 Belgium

$2,034

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ninove and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ninove and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,034 in Ninove versus $918 in Cebu.

Ninove $2,034
Cebu $918

Estimated couple costs with rent: $3,053 in Ninove versus $1,409 in Cebu.

Ninove $3,053
Cebu $1,409

Monthly costs for a family of three with rent: $4,072 in Ninove versus $1,900 in Cebu.

Ninove $4,072
Cebu $1,900

Living in Ninove is roughly 122% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ninove is 51% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.54 €20.05

$3.09 ₱194

629.45%

Three-Course Dinner for Two, Mid-Range

$107 €95.1

$24.22 ₱1,525

341.33%

Fast Food Meal (McDonalds, etc)

$13.20 €11.74

$3.92 ₱247

236.73%

Cappuccino

$4.34 €3.86

$2.51 ₱158

72.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 €2.77

$1.59 ₱100

95.60%

Water (0.33 liter bottle)

$2.92 €2.59

$0.53 ₱33.43

450.94%

Local Beer (0.5 liter draught)

$5.32 €4.73

$1.78 ₱112

198.88%

Imported Beer (0.33 liter bottle)

$6.10 €5.42

$2.17 ₱137

181.11%

Milk (1 liter)

$1.33 €1.18

$1.92 ₱121

-30.73%

White Bread (500g)

$1.98 €1.76

$1.36 ₱85.4

45.59%

Rice (white) (1kg)

$2.18 €1.93

$1.01 ₱63.5

115.84%

Eggs

$3.75 €3.33

$2.03 ₱128

84.73%

Local Cheese (1kg)

$16.89 €15.03

$9.86 ₱621

71.30%

Chicken Fillets (1kg)

$11.69 €10.39

$4.39 ₱277

166.29%

Beef Round Steak (1kg)

$20.02 €17.81

$7.60 ₱479

163.42%

Apples (1kg)

$2.81 €2.50

$3.30 ₱208

-14.85%

Banana (1kg)

$2.35 €2.09

$1.39 ₱87.8

69.06%

Oranges (1kg)

$2.65 €2.35

$2.33 ₱147

13.73%

Tomato (1kg)

$3.39 €3.01

$1.50 ₱94.3

126.00%

Potato (1kg)

$2.20 €1.95

$2.36 ₱149

-6.78%

Onion (1kg)

$1.88 €1.67

$1.90 ₱119

-1.05%

Lettuce (1 head)

$1.54 €1.37

$1.19 ₱74.9

29.41%

Water (1.5 liter bottle)

$1.01 €0.90

$0.63 ₱39.71

60.32%

Cigarettes 20 Pack (Marlboro, Camel)

$12.66 €11.26

$3.00 ₱189

322.00%

Wine (Bottle)

$9.00 €8.01

$6.03 ₱379

49.25%

Local Beer (0.5 liter bottle)

$1.46 €1.30

$1.23 ₱77.7

18.70%

Imported Beer (0.33 liter bottle)

$2.00 €1.78

$1.75 ₱110

14.29%

One-way Ticket (Public Transport)

$2.98 €2.65

$0.25 ₱15.86

1092.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$5.47 €4.87

$0.77 ₱48.62

610.39%

Taxi (Normal Tariff) (1km)

$2.61 €2.32

$0.23 ₱14.53

1034.78%

Taxi 1hour Waiting (Normal Tariff)

$25.54 €22.72

$4.46 ₱281

472.65%

Gasoline (1 liter)

$1.76 €1.57

$1.31 ₱82.8

34.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.6K

$21.2K ₱1.3M

67.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €30.3K

$19.1K ₱1.2M

78.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 €174

$120 ₱7,569

62.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.39 €19.03

$14.00 ₱882

52.79%

Internet (50+ Mbps, Unlimited Data)

$46.47 €41.33

$27.54 ₱1,734

68.74%

Gym Membership (Monthly)

$36.80 €32.73

$32.33 ₱2,035

13.83%

Tennis Court (1 Hour on Weekend)

$19.49 €17.34

$6.65 ₱419

193.08%

Cinema Ticket

$13.43 €11.95

$5.65 ₱356

137.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,633 €1,453

$275 ₱17.3K

493.25%

International Primary School, 1 Child (Yearly)

$32.8K €29.2K

$7,918 ₱498.5K

314.44%

Jeans (Levis 501 Or Similar)

$76.9 €68.4

$49.33 ₱3,106

55.81%

Summer Dress (H&M, Zara, etc)

$51.3 €45.65

$25.24 ₱1,589

103.33%

Sport Shoes (Adidas, Nike)

$102 €90.8

$77.0 ₱4,846

32.63%

Men's Leather Business Shoes

$166 €147

$57.2 ₱3,601

189.60%

1-bedroom Apartment, City Center (Monthly)

$932 €829

$500 ₱31.5K

86.58%

1-bedroom Apartment, Outside City Center (Monthly)

$824 €733

$309 ₱19.4K

166.91%

3-bedroom Apartment, City Center (Monthly)

$1,393 €1,239

$1,078 ₱67.9K

29.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,162 €1,033

$615 ₱38.7K

88.85%

Buy Apartment in City Center (m2)

$4,299 €3,824

$2,886 ₱181.7K

48.96%

Buy Apartment Outside City Center (m2)

$2,665 €2,371

$1,917 ₱120.7K

39.07%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

7.2

-51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ninove: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ninove

$824 40.5%

Cebu

$309 33.6% 62.5% $515

Groceries & Markets

Ninove

$340 16.7%

Cebu

$206 22.4% 39.4% $134

Eating Out

Ninove

$335 16.5%

Cebu

$88 9.6% 73.6% $247

Monthly Utilities & Internet

Ninove

$263 13%

Cebu

$162 17.6% 38.6% $102

Clothing & Footwear

Ninove

$178 8.8%

Cebu

$94 10.2% 47.3% $84

Sport & Entertainment

Ninove

$64 3.1%

Cebu

$44 4.8% 31.5% $20

Getting Around

Ninove

$30 * 1.5%

Cebu

$16 1.7% 48.8% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $932 in Ninove and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $107 in Ninove vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $340 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Ninove

🇵🇭 Cebu

🕒 Local time

04:23 4:23 AM

10:23 10:23 AM

6 h ahead of Ninove

🌤 Weather

👥 Population

34,795

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ninove Cebu 11,100 km ≈ 14 h nonstop flight

From you

Ninove
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ninove vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 122% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,051 in Ninove and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $932 in Ninove versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Ninove. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,034 per month in Ninove versus $918 in Cebu – a 122% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,034 in Ninove, a $1,500 budget is realistic in Cebu but tight or insufficient in Ninove. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ninove, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ninove and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 122% less than in Ninove. Beyond cost, consider language, visa policies, and how big the international community is in each city.