Last update: Oct 2026

Cost of Living Comparison Between Ningi and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $2,553 in Ningi, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.

Ningi, Australia
Chiang Mai, Thailand
Ningi
🇦🇺 Australia
$2,553
/mo nomad
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Monthly Cost of Living

How much you'll spend in Ningi and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ningi and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $2,553 per month in Ningi vs $935 in Chiang Mai, rent included.

  • Ningi $2,553
  • Chiang Mai $935

A couple spends around $3,631 per month in Ningi vs $1,467 in Chiang Mai, rent included.

  • Ningi $3,631
  • Chiang Mai $1,467

A family of three spends $4,709 per month in Ningi vs $1,999 in Chiang Mai, rent included.

  • Ningi $4,709
  • Chiang Mai $1,999

Ningi costs about 173% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Ningi sits 89% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ningi
Chiang Mai
Difference
Meal at Budget Restaurant
$21.16 A$30.29
$2.13 ฿72.0
893.43%
Three-Course Dinner for Two, Mid-Range
$69.1 A$99.0
$18.62 ฿628
271.27%
Fast Food Meal (McDonalds, etc)
$6.98 A$9.99
$5.60 ฿189
24.64%
Cappuccino
$2.51 A$3.60
$1.66 ฿56.1
51.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.22 A$3.17
$0.65 ฿21.83
241.54%
Water (0.33 liter bottle)
$2.36 A$3.38
$0.30 ฿10.29
686.67%
Local Beer (0.5 liter draught)
$7.50 A$10.73
$2.32 ฿78.4
223.28%
Imported Beer (0.33 liter bottle)
$7.67 A$10.97
$3.67 ฿124
108.99%
🛒 Groceries & Markets
Ningi
Chiang Mai
Difference
Milk (1 liter)
$1.58 A$2.27
$2.02 ฿68.0
-21.78%
White Bread (500g)
$2.76 A$3.94
$1.41 ฿47.51
95.74%
Rice (white) (1kg)
$2.40 A$3.43
$1.39 ฿46.96
72.66%
Eggs
$4.98 A$7.14
$2.37 ฿79.9
110.13%
Local Cheese (1kg)
$9.05 A$12.95
$16.52 ฿557
-45.22%
Chicken Fillets (1kg)
$9.33 A$13.36
$2.67 ฿90.1
249.44%
Beef Round Steak (1kg)
$14.49 A$20.75
$9.02 ฿304
60.64%
Apples (1kg)
$3.98 A$5.69
$2.40 ฿80.9
65.83%
Banana (1kg)
$3.09 A$4.42
$1.04 ฿35.13
197.12%
Oranges (1kg)
$3.44 A$4.92
$1.66 ฿56.0
107.23%
Tomato (1kg)
$4.17 A$5.97
$1.56 ฿52.6
167.31%
Potato (1kg)
$2.55 A$3.65
$1.24 ฿41.76
105.65%
Onion (1kg)
$2.56 A$3.66
$1.09 ฿36.66
134.86%
Lettuce (1 head)
$2.49 A$3.56
$0.76 ฿25.70
227.63%
Water (1.5 liter bottle)
$1.54 A$2.20
$0.51 ฿17.35
201.96%
Cigarettes 20 Pack (Marlboro, Camel)
$44.65 A$63.9
$4.12 ฿139
983.74%
Wine (Bottle)
$14.49 A$20.74
$17.93 ฿605
-19.19%
Local Beer (0.5 liter bottle)
$5.72 A$8.19
$1.62 ฿54.8
253.09%
Imported Beer (0.33 liter bottle)
$6.59 A$9.44
$2.82 ฿95.2
133.69%
🚌 Getting Around
Ningi
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.67 A$3.82
$0.93 ฿31.53
187.10%
Public Transport Monthly Pass (Regular Price)
$84.3 A$121
$52.9 ฿1,785
59.46%
Taxi Start (Normal Tariff)
$2.20 A$3.15
$1.18 ฿39.70
86.44%
Taxi (Normal Tariff) (1km)
$1.58 A$2.26
$0.17 ฿5.79
829.41%
Taxi 1hour Waiting (Normal Tariff)
$36.09 A$51.7
$1.81 ฿61.1
1893.92%
Gasoline (1 liter)
$1.37 A$1.96
$1.47 ฿49.69
-6.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K A$42.3K
$21.0K ฿708.9K
40.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K A$37.8K
$26.5K ฿894.6K
-0.52%
🧾 Monthly Utilities & Internet
Ningi
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 A$319
$62.6 ฿2,111
256.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.27 A$43.33
$11.60 ฿392
160.95%
Internet (50+ Mbps, Unlimited Data)
$53.1 A$76.0
$20.30 ฿685
161.48%
🎉 Sport & Entertainment
Ningi
Chiang Mai
Difference
Gym Membership (Monthly)
$56.8 A$81.3
$37.88 ฿1,278
49.95%
Tennis Court (1 Hour on Weekend)
$17.87 A$25.58
$3.70 ฿125
382.97%
Cinema Ticket
$13.50 A$19.33
$6.51 ฿220
107.37%
🧸 Childcare & Education
Ningi
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,179 A$3,119
$727 ฿24.5K
199.74%
International Primary School, 1 Child (Yearly)
$12.1K A$17.3K
$16.6K ฿559.2K
-27.29%
👕👟 Clothing & Footwear
Ningi
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$75.8 A$109
$53.5 ฿1,807
41.63%
Summer Dress (H&M, Zara, etc)
$55.5 A$79.4
$24.80 ฿837
123.59%
Sport Shoes (Adidas, Nike)
$106 A$151
$90.4 ฿3,050
16.87%
Men's Leather Business Shoes
$121 A$173
$72.0 ฿2,428
67.61%
🏠 Accommodation & Living
Ningi
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,405 A$2,011
$481 ฿16.2K
191.95%
1-bedroom Apartment, Outside City Center (Monthly)
$1,230 A$1,761
$310 ฿10.5K
297.02%
3-bedroom Apartment, City Center (Monthly)
$2,210 A$3,163
$1,058 ฿35.7K
108.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,830 A$2,619
$659 ฿22.2K
177.82%
Buy Apartment in City Center (m2)
$5,826 A$8,339
$2,418 ฿81.6K
140.95%
Buy Apartment Outside City Center (m2)
$4,872 A$6,974
$1,609 ฿54.3K
202.82%
💵 Salaries & Financials
Ningi
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$595 ฿20.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.69
5.57
2.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ningi: October 31, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ningi
$1.2K
Chiang Mai
$310 74.8% $921
Groceries & Markets
Ningi
$375
Chiang Mai
$237 36.9% $138
Monthly Utilities & Internet
Ningi
$306
Chiang Mai
$94 69.2% $212
Eating Out
Ningi
$292
Chiang Mai
$77 73.7% $215
Clothing & Footwear
Ningi
$161
Chiang Mai
$108 32.7% $53
Getting Around
Ningi
$105
Chiang Mai
$59 44.2% $46
Sport & Entertainment
Ningi
$84
Chiang Mai
$51 39.3% $33

Cost Breakdown

A central one-bedroom costs $1,405 in Ningi versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69 in Ningi versus $19 in Chiang Mai. Monthly groceries follow the same trend: $375 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇦🇺 Ningi
🇹🇭 Chiang Mai
🕒 Local time
03:51 3:51 AM
00:51 12:51 AM
3 h behind Ningi
🌤 Weather
👥 Population
5,000
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to AUD – Australian Dollar Converter

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.6 AUD (1 AUD = 0.624 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Ningi Chiang Mai 7,740 km ≈ 10 h nonstop flight
From you
  • Ningi
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ningi vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ningi or Chiang Mai?
Ningi costs about 173% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ningi and in Chiang Mai?
For a comfortable life, plan on about $3,830 per month in Ningi and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ningi or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,405 in Ningi.
How do childcare costs compare in Ningi and in Chiang Mai?
Kindergarten costs $2,179 per month in Ningi and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ningi or in Chiang Mai?
Groceries cost about 59% more in Ningi, though the gap depends on what you buy.
Can you live on $800/month in Ningi or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $2,553 in Ningi and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Ningi compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is more affordable for expats?
For expats, Chiang Mai is the easier option financially – housing and daily costs are lower, and overall it costs about 63% less, which matters a lot on a fixed budget or early-career salary.

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