Last update: Oct 2026

Cost of Living Comparison Between Nicholasville, KY and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,472 in Nicholasville, KY, rent and utilities included – about $8,300 less a year. Higher rent and utilities in Nicholasville, KY outweigh lower spending on other living expenses.

Nicholasville, KY
🇺🇸 United States
$2,472
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,784
/mo nomad
Monthly Cost of Living

How much you'll spend in Nicholasville, KY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicholasville, KY and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,472 per month in Nicholasville, KY vs $1,784 in Montevideo, rent included.

  • Nicholasville, KY $2,472
  • Montevideo $1,784

A couple spends around $3,559 per month in Nicholasville, KY vs $2,756 in Montevideo, rent included.

  • Nicholasville, KY $3,559
  • Montevideo $2,756

A family of three spends $4,646 per month in Nicholasville, KY vs $3,728 in Montevideo, rent included.

  • Nicholasville, KY $4,646
  • Montevideo $3,728

Nicholasville, KY costs about 39% more than Montevideo, and outside of rent the biggest gap is in transport.

Both Nicholasville, KY and Montevideo sit above the global median – Nicholasville, KY by 82%, Montevideo by 32%.

Currency
🍽 Eating Out
Nicholasville, KY
Montevideo
Difference
Meal at Budget Restaurant
$14.04 $14.04
$14.82 UYU 595
-5.26%
Three-Course Dinner for Two, Mid-Range
$56.9 $56.9
$69.7 UYU 2,797
-18.35%
Fast Food Meal (McDonalds, etc)
$8.96 $8.96
$14.68 UYU 589
-38.96%
Cappuccino
$4.90 $4.90
$4.65 UYU 186
5.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 $2.44
$2.74 UYU 110
-10.95%
Water (0.33 liter bottle)
$1.85 $1.85
$2.07 UYU 82.9
-10.63%
Local Beer (0.5 liter draught)
$5.01 $5.01
$4.79 UYU 192
4.59%
Imported Beer (0.33 liter bottle)
$5.92 $5.92
$3.63 UYU 146
63.09%
🛒 Groceries & Markets
Nicholasville, KY
Montevideo
Difference
Milk (1 liter)
$0.75 $0.75
$1.39 UYU 55.8
-46.04%
White Bread (500g)
$2.82 $2.82
$2.89 UYU 116
-2.42%
Rice (white) (1kg)
$3.77 $3.77
$1.70 UYU 68.1
121.76%
Eggs
$3.49 $3.49
$4.62 UYU 185
-24.46%
Local Cheese (1kg)
$10.41 $10.41
$14.22 UYU 571
-26.79%
Chicken Fillets (1kg)
$10.40 $10.40
$11.62 UYU 466
-10.50%
Beef Round Steak (1kg)
$14.42 $14.42
$12.23 UYU 491
17.91%
Apples (1kg)
$5.79 $5.79
$2.77 UYU 111
109.03%
Banana (1kg)
$1.88 $1.88
$2.85 UYU 114
-34.04%
Oranges (1kg)
$7.14 $7.14
$1.81 UYU 72.5
294.48%
Tomato (1kg)
$4.48 $4.48
$3.20 UYU 129
40.00%
Potato (1kg)
$3.11 $3.11
$1.94 UYU 77.8
60.31%
Onion (1kg)
$3.16 $3.16
$2.16 UYU 86.5
46.30%
Lettuce (1 head)
$2.11 $2.11
$1.43 UYU 57.3
47.55%
Water (1.5 liter bottle)
$2.81 $2.81
$1.94 UYU 77.9
44.85%
Cigarettes 20 Pack (Marlboro, Camel)
$9.18 $9.18
$5.47 UYU 219
67.82%
Wine (Bottle)
$15.72 $15.72
$8.95 UYU 359
75.64%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.26 UYU 90.8
-24.34%
Imported Beer (0.33 liter bottle)
$6.10 $6.10
$2.81 UYU 113
117.08%
🚌 Getting Around
Nicholasville, KY
Montevideo
Difference
One-way Ticket (Public Transport)
$1.75 $1.75
$1.56 UYU 62.6
12.18%
Public Transport Monthly Pass (Regular Price)
-
$73.8 UYU 2,962
-
Taxi Start (Normal Tariff)
$4.96 $4.96
$1.90 UYU 76.2
161.05%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$0.43 UYU 17.36
300.00%
Taxi 1hour Waiting (Normal Tariff)
$26.71 $26.71
$10.59 UYU 425
152.22%
Gasoline (1 liter)
$0.93 $0.93
$2.12 UYU 85.2
-56.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K $27.7K
$26.8K UYU 1.1M
3.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$37.0K UYU 1.5M
-30.10%
🧾 Monthly Utilities & Internet
Nicholasville, KY
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$193 UYU 7,727
-2.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.0 $51.0
$20.91 UYU 839
144.05%
Internet (50+ Mbps, Unlimited Data)
$75.4 $75.4
$44.89 UYU 1,802
67.92%
🎉 Sport & Entertainment
Nicholasville, KY
Montevideo
Difference
Gym Membership (Monthly)
$41.49 $41.49
$50.8 UYU 2,038
-18.28%
Tennis Court (1 Hour on Weekend)
-
$19.73 UYU 792
-
Cinema Ticket
$14.39 $14.39
$12.30 UYU 494
16.99%
🧸 Childcare & Education
Nicholasville, KY
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$531 $531
$629 UYU 25.2K
-15.55%
International Primary School, 1 Child (Yearly)
$6,531 $6,531
$10.9K UYU 437.3K
-40.06%
👕👟 Clothing & Footwear
Nicholasville, KY
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$40.25 $40.25
$104 UYU 4,166
-61.22%
Summer Dress (H&M, Zara, etc)
$48.12 $48.12
$57.4 UYU 2,305
-16.23%
Sport Shoes (Adidas, Nike)
$70.4 $70.4
$125 UYU 5,010
-43.64%
Men's Leather Business Shoes
$123 $123
$132 UYU 5,315
-6.92%
🏠 Accommodation & Living
Nicholasville, KY
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,589 $1,589
$713 UYU 28.6K
122.88%
1-bedroom Apartment, Outside City Center (Monthly)
$1,296 $1,296
$575 UYU 23.1K
125.27%
3-bedroom Apartment, City Center (Monthly)
$2,513 $2,513
$1,164 UYU 46.7K
115.85%
3-bedroom Apartment, Outside City Center (Monthly)
$2,130 $2,130
$1,033 UYU 41.5K
106.10%
Buy Apartment in City Center (m2)
$2,848 $2,848
$3,418 UYU 137.2K
-16.69%
Buy Apartment Outside City Center (m2)
$2,178 $2,178
$1,760 UYU 70.6K
23.78%
💵 Salaries & Financials
Nicholasville, KY
Montevideo
Difference
Average Monthly Net Salary (After Tax)
-
$1,244 UYU 49.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
5.74
17.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicholasville, KY: October 18, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nicholasville, KY
$1.3K
Montevideo
$575 55.6% $721
Groceries & Markets
Nicholasville, KY
$392
Montevideo
$334 15% $59
Monthly Utilities & Internet
Nicholasville, KY
$314
Montevideo
$258 17.7% $55
Eating Out
Nicholasville, KY
$252
Montevideo
$269 6.6% $17
Clothing & Footwear
Nicholasville, KY
$127
Montevideo
$188 48.4% $61
Sport & Entertainment
Nicholasville, KY
$70
Montevideo
$75 7.3% $5.1
Getting Around
Nicholasville, KY
$21 *
Montevideo
$84 309% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,589 in Nicholasville, KY versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $57.0 in Nicholasville, KY versus $70.0 in Montevideo. Groceries tell a different story – $392 in Nicholasville, KY vs $334 in Montevideo – so Montevideo wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Nicholasville, KY
🇺🇾 Montevideo
🕒 Local time
05:30 5:30 AM
06:30 6:30 AM
1 h ahead of Nicholasville, KY
🌤 Weather
👥 Population
24,791
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 22, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Nicholasville, KY Montevideo 8,610 km ≈ 11 h nonstop flight
From you
  • Nicholasville, KY
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nicholasville, KY vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Nicholasville, KY?
Yes – Nicholasville, KY is pricier by about 39%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,708 per month in Nicholasville, KY and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Nicholasville, KY or in Montevideo?
A mid-range dinner for two costs $57.0 in Nicholasville, KY and $70.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Nicholasville, KY and in Montevideo?
Groceries cost about 18% more in Nicholasville, KY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Nicholasville, KY or in Montevideo?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Nicholasville, KY at $2,472. In Montevideo it covers expenses comfortably, while in Nicholasville, KY it requires careful planning or may not stretch far enough.
Is Nicholasville, KY or Montevideo more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Nicholasville, KY or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nicholasville, KY makes more sense. Both are solid long-term options with distinct trade-offs.

Nicholasville, KY vs other spots: cost of living compared

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