Last update: Oct 2026

Cost of Living Comparison Between Newquay and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,423 in Newquay, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Newquay
Learn more

Newquay Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Newquay

🇬🇧 United Kingdom

$2,423

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Newquay and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newquay and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,423 in Newquay versus $918 in Cebu.

Newquay $2,423
Cebu $918

Estimated couple costs with rent: $3,587 in Newquay versus $1,409 in Cebu.

Newquay $3,587
Cebu $1,409

Monthly costs for a family of three with rent: $4,752 in Newquay versus $1,900 in Cebu.

Newquay $4,752
Cebu $1,900

Living in Newquay is roughly 164% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Newquay is 79% above, Cebu is 32% below.

Meal at Budget Restaurant

$20.03 £15.03

$3.09 ₱194

548.22%

Three-Course Dinner for Two, Mid-Range

$77.9 £58.4

$24.22 ₱1,525

221.59%

Fast Food Meal (McDonalds, etc)

$9.74 £7.31

$3.92 ₱247

148.47%

Cappuccino

$4.65 £3.49

$2.51 ₱158

85.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 £1.73

$1.59 ₱100

45.28%

Water (0.33 liter bottle)

$1.62 £1.21

$0.53 ₱33.43

205.66%

Local Beer (0.5 liter draught)

$6.09 £4.57

$1.78 ₱112

242.13%

Imported Beer (0.33 liter bottle)

$6.42 £4.82

$2.17 ₱137

195.85%

Milk (1 liter)

$1.63 £1.23

$1.92 ₱121

-15.10%

White Bread (500g)

$1.50 £1.12

$1.36 ₱85.4

10.29%

Rice (white) (1kg)

$2.30 £1.72

$1.01 ₱63.5

127.72%

Eggs

$4.19 £3.14

$2.03 ₱128

106.40%

Local Cheese (1kg)

$6.45 £4.84

$9.86 ₱621

-34.58%

Chicken Fillets (1kg)

$11.89 £8.92

$4.39 ₱277

170.84%

Beef Round Steak (1kg)

$12.70 £9.53

$7.60 ₱479

67.11%

Apples (1kg)

$2.21 £1.66

$3.30 ₱208

-33.03%

Banana (1kg)

$1.79 £1.34

$1.39 ₱87.8

28.78%

Oranges (1kg)

$1.94 £1.45

$2.33 ₱147

-16.74%

Tomato (1kg)

$2.14 £1.61

$1.50 ₱94.3

42.67%

Potato (1kg)

$2.17 £1.63

$2.36 ₱149

-8.05%

Onion (1kg)

$1.26 £0.94

$1.90 ₱119

-33.68%

Lettuce (1 head)

$1.92 £1.44

$1.19 ₱74.9

61.34%

Water (1.5 liter bottle)

$1.86 £1.39

$0.63 ₱39.71

195.24%

Cigarettes 20 Pack (Marlboro, Camel)

$23.73 £17.80

$3.00 ₱189

691.00%

Wine (Bottle)

$9.83 £7.37

$6.03 ₱379

63.02%

Local Beer (0.5 liter bottle)

$2.70 £2.02

$1.23 ₱77.7

119.51%

Imported Beer (0.33 liter bottle)

$2.39 £1.80

$1.75 ₱110

36.57%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.22 £2.42

$0.77 ₱48.62

318.18%

Taxi (Normal Tariff) (1km)

$2.31 £1.74

$0.23 ₱14.53

904.35%

Taxi 1hour Waiting (Normal Tariff)

$31.88 £23.92

$4.46 ₱281

614.80%

Gasoline (1 liter)

$1.91 £1.43

$1.31 ₱82.8

45.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.7K

$21.2K ₱1.3M

79.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$19.1K ₱1.2M

107.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$362 £272

$120 ₱7,569

201.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.96 £11.97

$14.00 ₱882

14.00%

Internet (50+ Mbps, Unlimited Data)

$42.39 £31.80

$27.54 ₱1,734

53.92%

Gym Membership (Monthly)

$53.5 £40.15

$32.33 ₱2,035

65.51%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$20.45 £15.35

$5.65 ₱356

261.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,208 £1,657

$275 ₱17.3K

702.03%

International Primary School, 1 Child (Yearly)

$33.7K £25.3K

$7,918 ₱498.5K

325.54%

Jeans (Levis 501 Or Similar)

$87.1 £65.4

$49.33 ₱3,106

76.61%

Summer Dress (H&M, Zara, etc)

$48.72 £36.55

$25.24 ₱1,589

93.03%

Sport Shoes (Adidas, Nike)

$154 £116

$77.0 ₱4,846

100.30%

Men's Leather Business Shoes

$143 £107

$57.2 ₱3,601

149.83%

1-bedroom Apartment, City Center (Monthly)

$1,338 £1,004

$500 ₱31.5K

167.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,103 £828

$309 ₱19.4K

257.18%

3-bedroom Apartment, City Center (Monthly)

$2,403 £1,803

$1,078 ₱67.9K

122.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 £1,493

$615 ₱38.7K

223.50%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,132 £1,599

$346 ₱21.8K

516.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

7.2

-31.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newquay: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newquay

$1.1K 45.5%

Cebu

$309 33.6% 72% $794

Monthly Utilities & Internet

Newquay

$420 17.4%

Cebu

$162 17.6% 61.5% $259

Eating Out

Newquay

$304 12.6%

Cebu

$88 9.6% 71% $216

Groceries & Markets

Newquay

$291 12%

Cebu

$206 22.4% 29.3% $85

Clothing & Footwear

Newquay

$195 8%

Cebu

$94 10.2% 51.8% $101

Sport & Entertainment

Newquay

$94 3.9%

Cebu

$44 4.8% 53.8% $51

Getting Around

Newquay

$15 * 0.6%

Cebu

$16 1.7% 5.2% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,338 in Newquay and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Newquay pays 516% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Newquay vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $291 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Newquay

🇵🇭 Cebu

🕒 Local time

21:51 9:51 PM

04:51 4:51 AM

7 h ahead of Newquay

🌤 Weather

👥 Population

20,189

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Newquay Cebu 11,660 km ≈ 15 h nonstop flight

From you

Newquay
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newquay vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 164% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 516% higher in Newquay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,338 in Newquay versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Newquay. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,423 per month in Newquay versus $918 in Cebu – a 164% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,423 in Newquay, a $1,500 budget is realistic in Cebu but tight or insufficient in Newquay. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Newquay, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Newquay and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 164% less than in Newquay. Beyond cost, consider language, visa policies, and how big the international community is in each city.