Last update: Oct 2026

Cost of Living Comparison Between Newport Beach, CA and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $5,162 in Newport Beach, CA, rent and utilities included – about $31,200 less a year. Rent and utilities account for most of the difference.

251

Cost of Living Index in Newport Beach, CA
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Newport Beach, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Newport Beach, CA

🇺🇸 United States

$5,162

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Newport Beach, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newport Beach, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $5,162 per month in Newport Beach, CA vs $2,561 in Toronto, rent included.

Newport Beach, CA $5,162
Toronto $2,561

A couple spends around $7,336 per month in Newport Beach, CA vs $3,694 in Toronto, rent included.

Newport Beach, CA $7,336
Toronto $3,694

A family of three spends $9,509 per month in Newport Beach, CA vs $4,826 in Toronto, rent included.

Newport Beach, CA $9,509
Toronto $4,826

Newport Beach, CA costs about 102% more than Toronto, and outside of rent the biggest gap is in transport.

Both Newport Beach, CA and Toronto sit above the global median – Newport Beach, CA by 282%, Toronto by 90%.

Meal at Budget Restaurant

$25.34 $25.34

$17.18 CA$24.29

47.50%

Three-Course Dinner for Two, Mid-Range

$101 $101

$76.0 CA$107

33.26%

Fast Food Meal (McDonalds, etc)

$14.86 $14.86

$10.54 CA$14.89

40.99%

Cappuccino

$5.79 $5.79

$4.02 CA$5.68

44.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$2.12 CA$3.00

43.40%

Water (0.33 liter bottle)

$2.45 $2.45

$1.75 CA$2.48

40.00%

Local Beer (0.5 liter draught)

$7.06 $7.06

$6.24 CA$8.83

13.14%

Imported Beer (0.33 liter bottle)

$9.44 $9.44

$7.09 CA$10.02

33.15%

Milk (1 liter)

$1.22 $1.22

$2.44 CA$3.45

-50.00%

White Bread (500g)

$5.74 $5.74

$2.68 CA$3.78

114.18%

Rice (white) (1kg)

$4.22 $4.22

$2.24 CA$3.17

88.39%

Eggs

$5.27 $5.27

$3.56 CA$5.03

48.03%

Local Cheese (1kg)

$12.68 $12.68

$9.09 CA$12.85

39.49%

Chicken Fillets (1kg)

$9.04 $9.04

$11.33 CA$16.01

-20.21%

Beef Round Steak (1kg)

$14.16 $14.16

$14.53 CA$20.55

-2.55%

Apples (1kg)

$4.81 $4.81

$3.62 CA$5.12

32.87%

Banana (1kg)

$1.72 $1.72

$1.21 CA$1.72

42.15%

Oranges (1kg)

$4.08 $4.08

$3.60 CA$5.09

13.33%

Tomato (1kg)

$5.45 $5.45

$4.21 CA$5.96

29.45%

Potato (1kg)

$3.65 $3.65

$1.79 CA$2.53

103.91%

Onion (1kg)

$3.07 $3.07

$1.59 CA$2.25

93.08%

Lettuce (1 head)

$2.14 $2.14

$2.27 CA$3.21

-5.73%

Water (1.5 liter bottle)

$2.26 $2.26

$1.25 CA$1.77

80.80%

Cigarettes 20 Pack (Marlboro, Camel)

$11.59 $11.59

$13.82 CA$19.53

-16.14%

Wine (Bottle)

$15.11 $15.11

$14.27 CA$20.18

5.89%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.20 CA$3.10

-20.00%

Imported Beer (0.33 liter bottle)

$3.10 $3.10

$2.43 CA$3.44

27.57%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$4.56 $4.56

$2.91 CA$4.12

56.70%

Taxi (Normal Tariff) (1km)

$1.85 $1.85

$1.20 CA$1.69

54.17%

Taxi 1hour Waiting (Normal Tariff)

$36.59 $36.59

$21.38 CA$30.23

71.14%

Gasoline (1 liter)

$1.47 $1.47

$1.21 CA$1.71

21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K $37.2K

$28.2K CA$39.8K

31.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$20.3K CA$28.6K

28.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$120 CA$170

79.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$80.0 $80.0

$32.26 CA$45.60

147.89%

Internet (50+ Mbps, Unlimited Data)

$71.3 $71.3

$47.93 CA$67.8

48.76%

Gym Membership (Monthly)

$116 $116

$38.48 CA$54.4

202.44%

Tennis Court (1 Hour on Weekend)

$27.65 $27.65

$22.96 CA$32.46

20.43%

Cinema Ticket

$20.16 $20.16

$12.38 CA$17.50

62.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,756 $1,756

$830 CA$1,173

111.52%

International Primary School, 1 Child (Yearly)

$36.2K $36.2K

$23.1K CA$32.6K

56.75%

Jeans (Levis 501 Or Similar)

$62.7 $62.7

$50.7 CA$71.7

23.64%

Summer Dress (H&M, Zara, etc)

$41.05 $41.05

$40.02 CA$56.6

2.57%

Sport Shoes (Adidas, Nike)

$78.4 $78.4

$98.0 CA$139

-19.98%

Men's Leather Business Shoes

$102 $102

$121 CA$171

-15.19%

1-bedroom Apartment, City Center (Monthly)

$4,355 $4,355

$1,592 CA$2,251

173.52%

1-bedroom Apartment, Outside City Center (Monthly)

$3,694 $3,694

$1,410 CA$1,994

161.91%

3-bedroom Apartment, City Center (Monthly)

$7,177 $7,177

$2,670 CA$3,775

168.78%

3-bedroom Apartment, Outside City Center (Monthly)

$6,170 $6,170

$2,152 CA$3,042

186.74%

Buy Apartment in City Center (m2)

$16.0K $16.0K

$7,945 CA$11.2K

101.61%

Buy Apartment Outside City Center (m2)

$16.0K $16.0K

$6,542 CA$9,249

144.22%

Average Monthly Net Salary (After Tax)

$6,204 $6,204

$3,727 CA$5,269

66.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

4.47

44.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newport Beach, CA: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newport Beach, CA

$3.7K 71.6%

Toronto

$1.4K 55.1% 61.8% $2.3K

Groceries & Markets

Newport Beach, CA

$409 7.9%

Toronto

$340 13.3% 17% $70

Eating Out

Newport Beach, CA

$393 7.6%

Toronto

$278 10.9% 29.2% $115

Monthly Utilities & Internet

Newport Beach, CA

$367 7.1%

Toronto

$201 7.8% 45.4% $167

Sport & Entertainment

Newport Beach, CA

$157 3%

Toronto

$63 2.5% 59.6% $93

Clothing & Footwear

Newport Beach, CA

$128 2.5%

Toronto

$139 5.4% 8.7% $11

Getting Around

Newport Beach, CA

$14 * 0.3%

Toronto

$129 5.1% 838% $116

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,355 in Newport Beach, CA versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 66% higher in Newport Beach, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Newport Beach, CA versus $76.0 in Toronto. Monthly groceries follow the same trend: $409 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Newport Beach, CA

🇨🇦 Toronto

🕒 Local time

07:46 7:46 AM

10:46 10:46 AM

3 h ahead of Newport Beach, CA

🌤 Weather

👥 Population

85,186

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.889 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Newport Beach, CA Toronto 3,490 km ≈ 4 h 45 min nonstop flight

From you

Newport Beach, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newport Beach, CA vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Newport Beach, CA is pricier by about 102%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $7,743 per month in Newport Beach, CA and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $5,162 in Newport Beach, CA and $2,561 in Toronto. That's a gap of about 102%.

Kindergarten costs $1,756 per month in Newport Beach, CA and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $5,162 in Newport Beach, CA and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Newport Beach, CA makes more sense. Both are solid long-term options with distinct trade-offs.