Last update: Oct 2026

Cost of Living Comparison Between Newburgh, NY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,972 in Newburgh, NY, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

143

Cost of Living Index in Newburgh, NY
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Newburgh, NY Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Newburgh, NY

🇺🇸 United States

$2,972

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Newburgh, NY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newburgh, NY and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,972 per month in Newburgh, NY vs $1,349 in Ubud, Bali, rent included.

Newburgh, NY $2,972
Ubud, Bali $1,349

A couple spends around $4,205 per month in Newburgh, NY vs $2,305 in Ubud, Bali, rent included.

Newburgh, NY $4,205
Ubud, Bali $2,305

A family of three spends $5,439 per month in Newburgh, NY vs $3,261 in Ubud, Bali, rent included.

Newburgh, NY $5,439
Ubud, Bali $3,261

Newburgh, NY costs about 120% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$25.31 $25.31

$3.32 Rp 60.4K

662.35%

Three-Course Dinner for Two, Mid-Range

$101 $101

$35.64 Rp 647.8K

183.45%

Fast Food Meal (McDonalds, etc)

$11.02 $11.02

$5.53 Rp 100.6K

99.28%

Cappuccino

$4.93 $4.93

$2.72 Rp 49.4K

81.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$1.70 Rp 30.9K

24.71%

Water (0.33 liter bottle)

$1.52 $1.52

$0.76 Rp 13.8K

100.00%

Local Beer (0.5 liter draught)

$8.23 $8.23

$2.65 Rp 48.2K

210.57%

Imported Beer (0.33 liter bottle)

$5.05 $5.05

$4.38 Rp 79.6K

15.30%

Milk (1 liter)

$1.28 $1.28

$1.49 Rp 27.1K

-14.09%

White Bread (500g)

$4.21 $4.21

$2.28 Rp 41.4K

84.65%

Rice (white) (1kg)

$7.66 $7.66

$1.19 Rp 21.6K

543.70%

Eggs

$5.89 $5.89

$2.04 Rp 37.0K

188.73%

Local Cheese (1kg)

$12.42 $12.42

$17.70 Rp 321.7K

-29.83%

Chicken Fillets (1kg)

$11.79 $11.79

$3.96 Rp 72.0K

197.73%

Beef Round Steak (1kg)

$17.53 $17.53

$12.19 Rp 221.6K

43.81%

Apples (1kg)

$5.54 $5.54

$3.66 Rp 66.4K

51.37%

Banana (1kg)

$1.73 $1.73

$1.52 Rp 27.6K

13.82%

Oranges (1kg)

$6.42 $6.42

$2.23 Rp 40.5K

187.89%

Tomato (1kg)

$6.05 $6.05

$1.97 Rp 35.9K

207.11%

Potato (1kg)

$5.61 $5.61

$1.85 Rp 33.6K

203.24%

Onion (1kg)

$3.74 $3.74

$2.42 Rp 44.1K

54.55%

Lettuce (1 head)

$2.04 $2.04

$0.99 Rp 18.0K

106.06%

Water (1.5 liter bottle)

$1.96 $1.96

$0.51 Rp 9,332

284.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.22 Rp 40.4K

341.89%

Wine (Bottle)

$24.21 $24.21

$22.24 Rp 404.2K

8.86%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.26 Rp 41.1K

-22.57%

Imported Beer (0.33 liter bottle)

$5.53 $5.53

$2.97 Rp 54.0K

86.20%

One-way Ticket (Public Transport)

$2.01 $2.01

$0.25 Rp 4,562

704.00%

Public Transport Monthly Pass (Regular Price)

$59.6 $59.6

$7.82 Rp 142.2K

662.53%

Taxi Start (Normal Tariff)

$2.95 $2.95

$0.44 Rp 7,989

570.45%

Taxi (Normal Tariff) (1km)

$2.02 $2.02

$0.43 Rp 7,817

369.77%

Taxi 1hour Waiting (Normal Tariff)

$23.62 $23.62

$5.41 Rp 98.3K

336.60%

Gasoline (1 liter)

$1.06 $1.06

$0.82 Rp 15.0K

29.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$23.8K Rp 433.3M

17.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$31.7K Rp 577.0M

-17.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$79.1 Rp 1.4M

91.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$6.45 Rp 117.2K

1034.88%

Internet (50+ Mbps, Unlimited Data)

$65.0 $65.0

$18.58 Rp 337.7K

249.62%

Gym Membership (Monthly)

$38.14 $38.14

$49.48 Rp 899.4K

-22.92%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$11.78 $11.78

$4.27 Rp 77.7K

175.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,480 $2,480

$491 Rp 8.9M

405.56%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$5,674 Rp 103.1M

309.39%

Jeans (Levis 501 Or Similar)

$41.94 $41.94

$44.64 Rp 811.4K

-6.05%

Summer Dress (H&M, Zara, etc)

$57.3 $57.3

$34.95 Rp 635.3K

63.92%

Sport Shoes (Adidas, Nike)

$77.6 $77.6

$79.9 Rp 1.5M

-2.84%

Men's Leather Business Shoes

$156 $156

$79.4 Rp 1.4M

96.64%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$1,125 Rp 20.4M

43.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,553 $1,553

$671 Rp 12.2M

131.34%

3-bedroom Apartment, City Center (Monthly)

$2,132 $2,132

$3,565 Rp 64.8M

-40.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,130 $2,130

$1,723 Rp 31.3M

23.59%

Buy Apartment in City Center (m2)

$2,982 $2,982

$2,732 Rp 49.6M

9.16%

Buy Apartment Outside City Center (m2)

$2,339 $2,339

$2,284 Rp 41.5M

2.42%

Average Monthly Net Salary (After Tax)

$4,740 $4,740

$164 Rp 3.0M

2793.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newburgh, NY: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newburgh, NY

$1.6K 52.3%

Ubud, Bali

$672 49.8% 56.8% $882

Groceries & Markets

Newburgh, NY

$476 16%

Ubud, Bali

$288 21.4% 39.4% $188

Eating Out

Newburgh, NY

$361 12.1%

Ubud, Bali

$108 8% 70.1% $253

Monthly Utilities & Internet

Newburgh, NY

$290 9.7%

Ubud, Bali

$104 7.7% 64.1% $185

Clothing & Footwear

Newburgh, NY

$150 5%

Ubud, Bali

$108 8% 28.3% $42

Getting Around

Newburgh, NY

$81 2.7%

Ubud, Bali

$11 0.9% 85.9% $69

Sport & Entertainment

Newburgh, NY

$62 2.1%

Ubud, Bali

$58 4.3% 6% $3.7

Cost Breakdown

A central one-bedroom costs $1,617 in Newburgh, NY versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Newburgh, NY are about 29 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Newburgh, NY versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $476 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Newburgh, NY

🇮🇩 Ubud, Bali

🕒 Local time

14:01 2:01 PM

02:01 2:01 AM

12 h ahead of Newburgh, NY

🌤 Weather

👥 Population

28,290

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Newburgh, NY Ubud, Bali 16,230 km ≈ 21 h nonstop flight

From you

Newburgh, NY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newburgh, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,972 in Newburgh, NY, $1,349 in Ubud, Bali – roughly 120% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,458 per month in Newburgh, NY and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,617 in Newburgh, NY.

A mid-range dinner for two costs $101 in Newburgh, NY and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,972 in Newburgh, NY and $1,349 in Ubud, Bali. That’s a gap of about 120%.

$1,000 is a stretch for both – monthly costs hit $2,972 in Newburgh, NY and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Newburgh, NY makes more sense. Both are solid long-term options with distinct trade-offs.