Last update: Oct 2026

Cost of Living Comparison Between Newburgh, NY and Chicago, IL

For one person, living costs are similar in Newburgh, NY and in Chicago, IL: $2,972 and $3,037 a month, rent and utilities included.

143

Cost of Living Index in Newburgh, NY
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Newburgh, NY Living Index
147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Newburgh, NY

🇺🇸 United States

$2,972

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Newburgh, NY and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newburgh, NY and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,972 per month in Newburgh, NY vs $3,037 in Chicago, IL, rent included.

Newburgh, NY $2,972
Chicago, IL $3,037

A couple spends around $4,205 per month in Newburgh, NY vs $4,518 in Chicago, IL, rent included.

Newburgh, NY $4,205
Chicago, IL $4,518

A family of three spends $5,439 per month in Newburgh, NY vs $5,999 in Chicago, IL, rent included.

Newburgh, NY $5,439
Chicago, IL $5,999

Newburgh, NY is about 2% cheaper than Chicago, IL, and outside of rent the biggest gap is in leisure.

Both Newburgh, NY and Chicago, IL sit above the global median – Newburgh, NY by 118%, Chicago, IL by 123%.

Meal at Budget Restaurant

$25.31 $25.31

$20.71 $20.71

22.21%

Three-Course Dinner for Two, Mid-Range

$101 $101

$89.2 $89.2

13.21%

Fast Food Meal (McDonalds, etc)

$11.02 $11.02

$13.19 $13.19

-16.45%

Cappuccino

$4.93 $4.93

$5.66 $5.66

-12.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$2.64 $2.64

-19.70%

Water (0.33 liter bottle)

$1.52 $1.52

$2.28 $2.28

-33.33%

Local Beer (0.5 liter draught)

$8.23 $8.23

$6.87 $6.87

19.80%

Imported Beer (0.33 liter bottle)

$5.05 $5.05

$8.84 $8.84

-42.87%

Milk (1 liter)

$1.28 $1.28

$1.25 $1.25

2.40%

White Bread (500g)

$4.21 $4.21

$3.72 $3.72

13.17%

Rice (white) (1kg)

$7.66 $7.66

$5.39 $5.39

42.12%

Eggs

$5.89 $5.89

$4.74 $4.74

24.26%

Local Cheese (1kg)

$12.42 $12.42

$13.84 $13.84

-10.26%

Chicken Fillets (1kg)

$11.79 $11.79

$14.40 $14.40

-18.13%

Beef Round Steak (1kg)

$17.53 $17.53

$18.38 $18.38

-4.62%

Apples (1kg)

$5.54 $5.54

$5.22 $5.22

6.13%

Banana (1kg)

$1.73 $1.73

$1.98 $1.98

-12.63%

Oranges (1kg)

$6.42 $6.42

$4.06 $4.06

58.13%

Tomato (1kg)

$6.05 $6.05

$4.97 $4.97

21.73%

Potato (1kg)

$5.61 $5.61

$2.67 $2.67

110.11%

Onion (1kg)

$3.74 $3.74

$2.66 $2.66

40.60%

Lettuce (1 head)

$2.04 $2.04

$2.24 $2.24

-8.93%

Water (1.5 liter bottle)

$1.96 $1.96

$3.13 $3.13

-37.38%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$13.82 $13.82

-29.02%

Wine (Bottle)

$24.21 $24.21

$14.88 $14.88

62.70%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.54 $2.54

-31.10%

Imported Beer (0.33 liter bottle)

$5.53 $5.53

$3.51 $3.51

57.55%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.43 $2.43

-17.28%

Public Transport Monthly Pass (Regular Price)

$59.6 $59.6

$73.5 $73.5

-18.90%

Taxi Start (Normal Tariff)

$2.95 $2.95

$3.18 $3.18

-7.23%

Taxi (Normal Tariff) (1km)

$2.02 $2.02

$1.39 $1.39

45.32%

Taxi 1hour Waiting (Normal Tariff)

$23.62 $23.62

$25.03 $25.03

-5.63%

Gasoline (1 liter)

$1.06 $1.06

$1.20 $1.20

-11.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$35.0K $35.0K

-20.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.7K $26.7K

-2.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$194 $194

-22.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$69.5 $69.5

5.40%

Internet (50+ Mbps, Unlimited Data)

$65.0 $65.0

$61.6 $61.6

5.39%

Gym Membership (Monthly)

$38.14 $38.14

$47.90 $47.90

-20.38%

Tennis Court (1 Hour on Weekend)

$27.34 $27.34

Cinema Ticket

$11.78 $11.78

$17.81 $17.81

-33.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,480 $2,480

$1,794 $1,794

38.25%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$31.9K $31.9K

-27.29%

Jeans (Levis 501 Or Similar)

$41.94 $41.94

$67.0 $67.0

-37.42%

Summer Dress (H&M, Zara, etc)

$57.3 $57.3

$52.1 $52.1

9.88%

Sport Shoes (Adidas, Nike)

$77.6 $77.6

$102 $102

-23.54%

Men's Leather Business Shoes

$156 $156

$144 $144

8.65%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$2,526 $2,526

-35.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,553 $1,553

$1,578 $1,578

-1.56%

3-bedroom Apartment, City Center (Monthly)

$2,132 $2,132

$4,738 $4,738

-55.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,130 $2,130

$2,693 $2,693

-20.91%

Buy Apartment in City Center (m2)

$2,982 $2,982

$4,190 $4,190

-28.83%

Buy Apartment Outside City Center (m2)

$2,339 $2,339

$2,768 $2,768

-15.49%

Average Monthly Net Salary (After Tax)

$4,740 $4,740

$4,931 $4,931

-3.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.81

-0.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newburgh, NY: October 24, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newburgh, NY

$1.6K 52.3%

Chicago, IL

$1.6K 52% 1.6% $25

Groceries & Markets

Newburgh, NY

$476 16%

Chicago, IL

$447 14.7% 6% $29

Eating Out

Newburgh, NY

$361 12.1%

Chicago, IL

$345 11.4% 4.3% $16

Monthly Utilities & Internet

Newburgh, NY

$290 9.7%

Chicago, IL

$326 10.7% 12.4% $36

Clothing & Footwear

Newburgh, NY

$150 5%

Chicago, IL

$164 5.4% 9.4% $14

Getting Around

Newburgh, NY

$81 2.7%

Chicago, IL

$93 3.1% 15.7% $13

Sport & Entertainment

Newburgh, NY

$62 2.1%

Chicago, IL

$84 2.8% 35.3% $22

Cost Breakdown

A central one-bedroom costs $1,617 in Newburgh, NY versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chicago, IL. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Newburgh, NY versus $89 in Chicago, IL. Monthly groceries follow the same trend: $476 vs $447 – making Chicago, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 Newburgh, NY

🇺🇸 Chicago, IL

🕒 Local time

12:37 12:37 PM

11:37 11:37 AM

1 h behind Newburgh, NY

🌤 Weather

👥 Population

28,290

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Newburgh, NY Chicago, IL 1,130 km ≈ 2 h nonstop flight

From you

Newburgh, NY
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newburgh, NY vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,972 in Newburgh, NY, $3,037 in Chicago, IL – roughly 2% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $4,458 per month in Newburgh, NY and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Newburgh, NY, especially for central apartments: a one-bedroom in the center costs $1,617 there versus $2,526 in Chicago, IL.

Interestingly, groceries are about 6% cheaper in Chicago, IL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $101 in Newburgh, NY and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,972 in Newburgh, NY to $3,037 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Newburgh, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.