Last update: Oct 2026

Cost of Living Comparison Between New Smyrna Beach, FL and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $2,721 in New Smyrna Beach, FL, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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New Smyrna Beach, FL

🇺🇸 United States

$2,721

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in New Smyrna Beach, FL and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Smyrna Beach, FL and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,721 per month in New Smyrna Beach, FL vs $1,771 in Montevideo, rent included.

New Smyrna Beach, FL $2,721
Montevideo $1,771

A couple spends around $3,907 per month in New Smyrna Beach, FL vs $2,740 in Montevideo, rent included.

New Smyrna Beach, FL $3,907
Montevideo $2,740

A family of three spends $5,093 per month in New Smyrna Beach, FL vs $3,708 in Montevideo, rent included.

New Smyrna Beach, FL $5,093
Montevideo $3,708

New Smyrna Beach, FL costs about 54% more than Montevideo, and outside of rent the biggest gap is in transport.

Both New Smyrna Beach, FL and Montevideo sit above the global median – New Smyrna Beach, FL by 102%, Montevideo by 31%.

Meal at Budget Restaurant

$19.75 $19.75

$15.16 UYU 609

30.28%

Three-Course Dinner for Two, Mid-Range

$81.4 $81.4

$69.2 UYU 2,776

17.64%

Fast Food Meal (McDonalds, etc)

$11.35 $11.35

$14.65 UYU 588

-22.53%

Cappuccino

$6.14 $6.14

$4.46 UYU 179

37.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$2.67 UYU 107

17.98%

Water (0.33 liter bottle)

$2.27 $2.27

$2.00 UYU 80.4

13.50%

Local Beer (0.5 liter draught)

$6.89 $6.89

$4.83 UYU 194

42.65%

Imported Beer (0.33 liter bottle)

$6.97 $6.97

$3.80 UYU 152

83.42%

Milk (1 liter)

$1.05 $1.05

$1.36 UYU 54.8

-22.79%

White Bread (500g)

$3.28 $3.28

$2.87 UYU 115

14.29%

Rice (white) (1kg)

$2.41 $2.41

$1.75 UYU 70.2

37.71%

Eggs

$4.30 $4.30

$4.68 UYU 188

-8.12%

Local Cheese (1kg)

$11.79 $11.79

$13.88 UYU 557

-15.06%

Chicken Fillets (1kg)

$9.63 $9.63

$11.98 UYU 481

-19.62%

Beef Round Steak (1kg)

$15.90 $15.90

$11.97 UYU 480

32.83%

Apples (1kg)

$5.76 $5.76

$2.78 UYU 111

107.19%

Banana (1kg)

$1.48 $1.48

$2.74 UYU 110

-45.99%

Oranges (1kg)

$4.17 $4.17

$1.77 UYU 71.2

135.59%

Tomato (1kg)

$4.55 $4.55

$3.24 UYU 130

40.43%

Potato (1kg)

$2.45 $2.45

$1.97 UYU 79.2

24.37%

Onion (1kg)

$2.95 $2.95

$2.07 UYU 83.1

42.51%

Lettuce (1 head)

$1.54 $1.54

$1.37 UYU 55.1

12.41%

Water (1.5 liter bottle)

$1.80 $1.80

$1.88 UYU 75.3

-4.26%

Cigarettes 20 Pack (Marlboro, Camel)

$8.34 $8.34

$5.59 UYU 224

49.19%

Wine (Bottle)

$13.28 $13.28

$8.78 UYU 352

51.25%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$2.26 UYU 90.9

-5.31%

Imported Beer (0.33 liter bottle)

$2.90 $2.90

$2.75 UYU 110

5.45%

One-way Ticket (Public Transport)

$1.53 UYU 61.5

Public Transport Monthly Pass (Regular Price)

$74.3 UYU 2,980

Taxi Start (Normal Tariff)

$1.53 $1.53

$1.91 UYU 76.7

-19.90%

Taxi (Normal Tariff) (1km)

$1.16 $1.16

$0.40 UYU 16.18

190.00%

Taxi 1hour Waiting (Normal Tariff)

$13.89 $13.89

$10.33 UYU 415

34.46%

Gasoline (1 liter)

$0.95 $0.95

$2.13 UYU 85.6

-55.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$27.1K UYU 1.1M

-0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$36.3K UYU 1.5M

-28.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$188 UYU 7,557

1.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.3 $63.3

$20.54 UYU 824

208.08%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$44.81 UYU 1,798

55.52%

Gym Membership (Monthly)

$25.14 $25.14

$54.0 UYU 2,166

-53.41%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$13.43 $13.43

$11.95 UYU 480

12.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 $619

$634 UYU 25.5K

-2.39%

International Primary School, 1 Child (Yearly)

$12.2K $12.2K

$11.1K UYU 443.6K

10.33%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$102 UYU 4,099

-48.20%

Summer Dress (H&M, Zara, etc)

$48.00 $48.00

$57.5 UYU 2,309

-16.57%

Sport Shoes (Adidas, Nike)

$86.6 $86.6

$127 UYU 5,079

-31.55%

Men's Leather Business Shoes

$115 $115

$128 UYU 5,131

-10.08%

1-bedroom Apartment, City Center (Monthly)

$1,672 $1,672

$719 UYU 28.8K

132.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 $1,503

$568 UYU 22.8K

164.69%

3-bedroom Apartment, City Center (Monthly)

$2,476 $2,476

$1,145 UYU 46.0K

116.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,363 $2,363

$1,023 UYU 41.1K

130.95%

Buy Apartment in City Center (m2)

$2,639 $2,639

$3,392 UYU 136.1K

-22.20%

Buy Apartment Outside City Center (m2)

$2,334 $2,334

$1,949 UYU 78.2K

19.72%

Average Monthly Net Salary (After Tax)

$7,382 $7,382

$1,245 UYU 50.0K

493.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

5.74

16.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Smyrna Beach, FL: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New Smyrna Beach, FL

$1.5K 55.3%

Montevideo

$568 32.1% 62.2% $935

Groceries & Markets

New Smyrna Beach, FL

$363 13.3%

Montevideo

$332 18.7% 8.6% $31

Eating Out

New Smyrna Beach, FL

$336 12.3%

Montevideo

$269 15.2% 19.9% $67

Monthly Utilities & Internet

New Smyrna Beach, FL

$324 11.9%

Montevideo

$254 14.3% 21.7% $70

Clothing & Footwear

New Smyrna Beach, FL

$136 5%

Montevideo

$186 10.5% 36.9% $50

Sport & Entertainment

New Smyrna Beach, FL

$52 1.9%

Montevideo

$78 4.4% 49.8% $26

Getting Around

New Smyrna Beach, FL

$7.4 * 0.3%

Montevideo

$84 4.8% 1046% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,672 in New Smyrna Beach, FL versus $719 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 493% higher in New Smyrna Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in New Smyrna Beach, FL versus $69.0 in Montevideo. Monthly groceries follow the same trend: $363 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 New Smyrna Beach, FL

🇺🇾 Montevideo

🕒 Local time

20:30 8:30 PM

21:30 9:30 PM

1 h ahead of New Smyrna Beach, FL

🌤 Weather

👥 Population

30,142

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 18, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

Lowest

Highest

Between locations

New Smyrna Beach, FL Montevideo 7,570 km ≈ 10 h nonstop flight

From you

New Smyrna Beach, FL
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New Smyrna Beach, FL vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – New Smyrna Beach, FL is pricier by about 54%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $4,081 per month in New Smyrna Beach, FL and $2,656 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $81.0 in New Smyrna Beach, FL and $69.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 9% more in New Smyrna Beach, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,771, than in New Smyrna Beach, FL at $2,721. In Montevideo it covers expenses comfortably, while in New Smyrna Beach, FL it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, New Smyrna Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.