Last update: Oct 2026

Cost of Living Comparison Between New Port Richey, FL and Chicago, IL

For one person, living is cheaper in New Port Richey, FL: $1,178 a month against $3,139 in Chicago, IL, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

New Port Richey, FL
🇺🇸 United States
$1,178
/mo nomad
Chicago, IL
🇺🇸 United States
$3,139
/mo nomad
Monthly Cost of Living

How much you'll spend in New Port Richey, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Port Richey, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $1,178 per month in New Port Richey, FL vs $3,139 in Chicago, IL, rent included.

  • New Port Richey, FL $1,178
  • Chicago, IL $3,139

A couple spends around $2,717 per month in New Port Richey, FL vs $4,627 in Chicago, IL, rent included.

  • New Port Richey, FL $2,717
  • Chicago, IL $4,627

A family of three spends $4,256 per month in New Port Richey, FL vs $6,115 in Chicago, IL, rent included.

  • New Port Richey, FL $4,256
  • Chicago, IL $6,115

New Port Richey, FL is about 62% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

New Port Richey, FL sits 13% below the global median, while Chicago, IL is 132% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New Port Richey, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$21.13 $21.13
$20.65 $20.65
2.32%
Three-Course Dinner for Two, Mid-Range
$38.28 $38.28
$90.2 $90.2
-57.58%
Fast Food Meal (McDonalds, etc)
$11.34 $11.34
$12.94 $12.94
-12.36%
Cappuccino
$5.25 $5.25
$5.60 $5.60
-6.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 $2.47
$2.64 $2.64
-6.44%
Water (0.33 liter bottle)
$2.79 $2.79
$2.27 $2.27
22.91%
Local Beer (0.5 liter draught)
$5.96 $5.96
$6.98 $6.98
-14.61%
Imported Beer (0.33 liter bottle)
$6.89 $6.89
$8.83 $8.83
-21.97%
🛒 Groceries & Markets
New Port Richey, FL
Chicago, IL
Difference
Milk (1 liter)
$0.94 $0.94
$1.27 $1.27
-25.98%
White Bread (500g)
$3.89 $3.89
$3.80 $3.80
2.37%
Rice (white) (1kg)
$4.57 $4.57
$5.30 $5.30
-13.77%
Eggs
$3.52 $3.52
$4.76 $4.76
-26.05%
Local Cheese (1kg)
$11.87 $11.87
$13.96 $13.96
-14.97%
Chicken Fillets (1kg)
$7.91 $7.91
$14.61 $14.61
-45.86%
Beef Round Steak (1kg)
$18.36 $18.36
$18.77 $18.77
-2.18%
Apples (1kg)
$2.55 $2.55
$5.19 $5.19
-50.87%
Banana (1kg)
$1.55 $1.55
$1.98 $1.98
-21.72%
Oranges (1kg)
$5.15 $5.15
$3.93 $3.93
31.04%
Tomato (1kg)
$4.46 $4.46
$4.96 $4.96
-10.08%
Potato (1kg)
$2.22 $2.22
$2.76 $2.76
-19.57%
Onion (1kg)
$3.30 $3.30
$2.76 $2.76
19.57%
Lettuce (1 head)
$2.51 $2.51
$2.22 $2.22
13.06%
Water (1.5 liter bottle)
$1.62 $1.62
$2.98 $2.98
-45.64%
Cigarettes 20 Pack (Marlboro, Camel)
$7.86 $7.86
$14.02 $14.02
-43.94%
Wine (Bottle)
$14.83 $14.83
$15.28 $15.28
-2.95%
Local Beer (0.5 liter bottle)
$2.94 $2.94
$2.58 $2.58
13.95%
Imported Beer (0.33 liter bottle)
$2.93 $2.93
$3.50 $3.50
-16.29%
🚌 Getting Around
New Port Richey, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$2.47 $2.47
19.43%
Public Transport Monthly Pass (Regular Price)
$50.7 $50.7
$74.8 $74.8
-32.21%
Taxi Start (Normal Tariff)
$2.87 $2.87
$3.34 $3.34
-14.07%
Taxi (Normal Tariff) (1km)
$1.94 $1.94
$1.43 $1.43
35.66%
Taxi 1hour Waiting (Normal Tariff)
$34.92 $34.92
$24.32 $24.32
43.59%
Gasoline (1 liter)
$0.93 $0.93
$1.26 $1.26
-26.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K $23.8K
$35.0K $35.0K
-32.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K $26.6K
$26.1K $26.1K
2.13%
🧾 Monthly Utilities & Internet
New Port Richey, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 $160
$193 $193
-17.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.41 $39.41
$68.3 $68.3
-42.26%
Internet (50+ Mbps, Unlimited Data)
$45.09 $45.09
$61.3 $61.3
-26.44%
🎉 Sport & Entertainment
New Port Richey, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$24.96 $24.96
$54.1 $54.1
-53.88%
Tennis Court (1 Hour on Weekend)
-
$27.92 $27.92
-
Cinema Ticket
$11.18 $11.18
$17.74 $17.74
-36.98%
🧸 Childcare & Education
New Port Richey, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$610 $610
$1,652 $1,652
-63.04%
International Primary School, 1 Child (Yearly)
$21.9K $21.9K
$31.1K $31.1K
-29.60%
👕👟 Clothing & Footwear
New Port Richey, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$38.21 $38.21
$66.1 $66.1
-42.17%
Summer Dress (H&M, Zara, etc)
$34.72 $34.72
$51.2 $51.2
-32.24%
Sport Shoes (Adidas, Nike)
$71.2 $71.2
$100 $100
-28.86%
Men's Leather Business Shoes
$104 $104
$141 $141
-26.53%
🏠 Accommodation & Living
New Port Richey, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,104 $1,104
$2,446 $2,446
-54.87%
1-bedroom Apartment, Outside City Center (Monthly)
-
$1,678 $1,678
-
3-bedroom Apartment, City Center (Monthly)
$2,109 $2,109
$4,717 $4,717
-55.28%
3-bedroom Apartment, Outside City Center (Monthly)
$1,775 $1,775
$2,795 $2,795
-36.49%
Buy Apartment in City Center (m2)
$3,022 $3,022
$4,105 $4,105
-26.39%
Buy Apartment Outside City Center (m2)
$2,151 $2,151
$2,650 $2,650
-18.80%
💵 Salaries & Financials
New Port Richey, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,854 $3,854
$4,866 $4,866
-20.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.65
6.81
-2.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Port Richey, FL: October 17, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
New Port Richey, FL
$369
Chicago, IL
$449 21.9% $81
Eating Out
New Port Richey, FL
$331
Chicago, IL
$343 3.9% $13
Monthly Utilities & Internet
New Port Richey, FL
$244
Chicago, IL
$322 31.8% $78
Clothing & Footwear
New Port Richey, FL
$111
Chicago, IL
$161 44.7% $50
Getting Around
New Port Richey, FL
$75
Chicago, IL
$95 26.7% $20
Sport & Entertainment
New Port Richey, FL
$47
Chicago, IL
$90 89.3% $42
Accommodation & Living
New Port Richey, FL
- *
Chicago, IL
$1.7K

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,104 in New Port Richey, FL versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in New Port Richey, FL versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $369 vs $449 – making New Port Richey, FL the more affordable choice for daily food spending.

Good to know
🇺🇸 New Port Richey, FL
🇺🇸 Chicago, IL
🕒 Local time
18:06 6:06 PM
17:06 5:06 PM
1 h behind New Port Richey, FL
🌤 Weather
👥 Population
17,200
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New Port Richey, FL Chicago, IL 1,580 km ≈ 2 h 30 min nonstop flight
From you
  • New Port Richey, FL
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New Port Richey, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in New Port Richey, FL and in Chicago, IL compare overall?
Monthly costs with rent: $1,178 in New Port Richey, FL, $3,139 in Chicago, IL – roughly 167% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in New Port Richey, FL compared to Chicago, IL?
For a comfortable life, plan on about $1,767 per month in New Port Richey, FL and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New Port Richey, FL and Chicago, IL?
Rent is clearly cheaper in New Port Richey, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 22% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $38.00 in New Port Richey, FL and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in New Port Richey, FL, where all-in costs run around $1,178, than in Chicago, IL at $3,139. In New Port Richey, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between New Port Richey, FL and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,178 in New Port Richey, FL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between New Port Richey, FL and Chicago, IL?
If budget matters most, go with New Port Richey, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

New Port Richey, FL vs other spots: cost of living compared

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