Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and New Port Richey, FL

For one person, living is cheaper in New Port Richey, FL: $1,178 a month against $3,139 in Chicago, IL, rent and utilities included – about $23,500 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
57

Cost of Living Index in New Port Richey, FL
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New Port Richey, FL Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

New Port Richey, FL

🇺🇸 United States

$1,178

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in New Port Richey, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in New Port Richey, FL actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,178 in New Port Richey, FL, rent included.

Chicago, IL $3,139
New Port Richey, FL $1,178

A couple spends around $4,627 per month in Chicago, IL vs $2,717 in New Port Richey, FL, rent included.

Chicago, IL $4,627
New Port Richey, FL $2,717

A family of three spends $6,115 per month in Chicago, IL vs $4,256 in New Port Richey, FL, rent included.

Chicago, IL $6,115
New Port Richey, FL $4,256

Chicago, IL costs about 167% more than New Port Richey, FL, and outside of rent the biggest gap is in groceries.

Chicago, IL sits 132% above the global median, while New Port Richey, FL is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.65 $20.65

$21.13 $21.13

-2.27%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$38.28 $38.28

135.71%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$11.34 $11.34

14.11%

Cappuccino

$5.60 $5.60

$5.25 $5.25

6.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.47 $2.47

6.88%

Water (0.33 liter bottle)

$2.27 $2.27

$2.79 $2.79

-18.64%

Local Beer (0.5 liter draught)

$6.98 $6.98

$5.96 $5.96

17.11%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$6.89 $6.89

28.16%

Milk (1 liter)

$1.27 $1.27

$0.94 $0.94

35.11%

White Bread (500g)

$3.80 $3.80

$3.89 $3.89

-2.31%

Rice (white) (1kg)

$5.30 $5.30

$4.57 $4.57

15.97%

Eggs

$4.76 $4.76

$3.52 $3.52

35.23%

Local Cheese (1kg)

$13.96 $13.96

$11.87 $11.87

17.61%

Chicken Fillets (1kg)

$14.61 $14.61

$7.91 $7.91

84.70%

Beef Round Steak (1kg)

$18.77 $18.77

$18.36 $18.36

2.23%

Apples (1kg)

$5.19 $5.19

$2.55 $2.55

103.53%

Banana (1kg)

$1.98 $1.98

$1.55 $1.55

27.74%

Oranges (1kg)

$3.93 $3.93

$5.15 $5.15

-23.69%

Tomato (1kg)

$4.96 $4.96

$4.46 $4.46

11.21%

Potato (1kg)

$2.76 $2.76

$2.22 $2.22

24.32%

Onion (1kg)

$2.76 $2.76

$3.30 $3.30

-16.36%

Lettuce (1 head)

$2.22 $2.22

$2.51 $2.51

-11.55%

Water (1.5 liter bottle)

$2.98 $2.98

$1.62 $1.62

83.95%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$7.86 $7.86

78.37%

Wine (Bottle)

$15.28 $15.28

$14.83 $14.83

3.03%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.94 $2.94

-12.24%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$2.93 $2.93

19.45%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.95 $2.95

-16.27%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

$50.7 $50.7

47.51%

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.87 $2.87

16.38%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.94 $1.94

-26.29%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$34.92 $34.92

-30.36%

Gasoline (1 liter)

$1.26 $1.26

$0.93 $0.93

35.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$23.8K $23.8K

47.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.6K $26.6K

-2.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$160 $160

20.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$39.41 $39.41

73.18%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$45.09 $45.09

35.95%

Gym Membership (Monthly)

$54.1 $54.1

$24.96 $24.96

116.83%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$17.74 $17.74

$11.18 $11.18

58.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$610 $610

170.58%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$21.9K $21.9K

42.05%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$38.21 $38.21

72.91%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$34.72 $34.72

47.58%

Sport Shoes (Adidas, Nike)

$100 $100

$71.2 $71.2

40.56%

Men's Leather Business Shoes

$141 $141

$104 $104

36.11%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,104 $1,104

121.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$2,109 $2,109

123.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,775 $1,775

57.46%

Buy Apartment in City Center (m2)

$4,105 $4,105

$3,022 $3,022

35.86%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$2,151 $2,151

23.16%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$3,854 $3,854

26.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.65

2.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for New Port Richey, FL: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

New Port Richey, FL

- * 0% 100%

Groceries & Markets

Chicago, IL

$449 14.3%

New Port Richey, FL

$369 31.3% 17.9% $81

Eating Out

Chicago, IL

$343 10.9%

New Port Richey, FL

$331 28.1% 3.7% $13

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

New Port Richey, FL

$244 20.8% 24.1% $78

Clothing & Footwear

Chicago, IL

$161 5.1%

New Port Richey, FL

$111 9.5% 30.9% $50

Getting Around

Chicago, IL

$95 3%

New Port Richey, FL

$75 6.4% 21.1% $20

Sport & Entertainment

Chicago, IL

$90 2.9%

New Port Richey, FL

$47 4% 47.2% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,104 in New Port Richey, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $38.00 in New Port Richey, FL. Monthly groceries follow the same trend: $449 vs $369 – making New Port Richey, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 New Port Richey, FL

🕒 Local time

21:31 9:31 PM

22:31 10:31 PM

1 h ahead of Chicago, IL

🌤 Weather

👥 Population

2,746,388

17,200

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Chicago, IL New Port Richey, FL 1,580 km ≈ 2 h 30 min nonstop flight

From you

Chicago, IL
New Port Richey, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs New Port Richey, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $1,178 in New Port Richey, FL – roughly 167% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $1,767 in New Port Richey, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in New Port Richey, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 22% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $90.0 in Chicago, IL and $38.00 in New Port Richey, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in New Port Richey, FL, where all-in costs run around $1,178, than in Chicago, IL at $3,139. In New Port Richey, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,178 in New Port Richey, FL to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with New Port Richey, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.