😐A single person spends $3,077 per month in Chicago, IL vs $2,350 in New Port Richey, FL, rent included.
😐A couple spends around $4,628 per month in Chicago, IL vs $3,286 in New Port Richey, FL, rent included.
😐A family of three spends $6,179 per month in Chicago, IL vs $4,222 in New Port Richey, FL, rent included.
😐Chicago, IL costs about 31% more than New Port Richey, FL, driven mainly by Groceries & Markets.
📊Both Chicago, IL and New Port Richey, FL sit above the global median – Chicago, IL by 130%, New Port Richey, FL by 75%.
Currency
🍽 Eating Out
Chicago, IL
New Port Richey, FL
Difference
Meal at Budget Restaurant
$20.91$20.91
$14.08$14.08
48.51%
Three-Course Dinner for Two, Mid-Range
$98.1$98.1
$40.43$40.43
142.72%
Fast Food Meal(McDonalds, etc)
$11.86$11.86
$12.46$12.46
-4.82%
Cappuccino
$5.60$5.60
$3.17$3.17
76.66%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.07$3.07
$2.23$2.23
37.67%
Water(0.33 liter bottle)
$2.47$2.47
$1.27$1.27
94.49%
Local Beer(0.5 liter draught)
$7.14$7.14
$4.52$4.52
57.96%
Imported Beer(0.33 liter bottle)
$8.08$8.08
$7.57$7.57
6.74%
🛒 Groceries & Markets
Chicago, IL
New Port Richey, FL
Difference
Milk(1 liter)
$1.05$1.05
$0.95$0.95
10.53%
White Bread(500g)
$4.11$4.11
$3.59$3.59
14.48%
Rice(white)(1kg)
$5.61$5.61
$3.94$3.94
42.39%
Eggs
$4.51$4.51
$3.35$3.35
34.63%
Local Cheese(1kg)
$14.27$14.27
$11.83$11.83
20.63%
Chicken Fillets(1kg)
$14.89$14.89
$9.36$9.36
59.08%
Beef Round Steak(1kg)
$19.19$19.19
$10.71$10.71
79.18%
Apples(1kg)
$5.14$5.14
$5.74$5.74
-10.45%
Banana(1kg)
$1.77$1.77
$1.43$1.43
23.78%
Oranges(1kg)
$4.39$4.39
$3.23$3.23
35.91%
Tomato(1kg)
$4.56$4.56
$4.27$4.27
6.79%
Potato(1kg)
$2.54$2.54
$3.34$3.34
-23.95%
Onion(1kg)
$2.75$2.75
$2.61$2.61
5.36%
Lettuce(1 head)
$2.42$2.42
$1.82$1.82
32.97%
Water(1.5 liter bottle)
$2.62$2.62
$1.44$1.44
81.94%
Cigarettes 20 Pack(Marlboro, Camel)
$14.92$14.92
$7.08$7.08
110.73%
Wine(Bottle)
$14.80$14.80
$12.12$12.12
22.11%
Local Beer(0.5 liter bottle)
$2.46$2.46
$2.00$2.00
23.00%
Imported Beer(0.33 liter bottle)
$3.73$3.73
$2.96$2.96
26.01%
🚌 Getting Around
Chicago, IL
New Port Richey, FL
Difference
One-way Ticket(Public Transport)
$2.48$2.48
$1.46$1.46
69.86%
Public Transport Monthly Pass(Regular Price)
$75.4$75.4
-
-
Taxi Start(Normal Tariff)
$3.18$3.18
$4.34$4.34
-26.73%
Taxi(Normal Tariff)(1km)
$1.42$1.42
$1.92$1.92
-26.04%
Taxi 1hour Waiting(Normal Tariff)
$24.94$24.94
$22.27$22.27
11.99%
Gasoline(1 liter)
$1.06$1.06
$0.85$0.85
24.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K$31.9K
$28.8K$28.8K
10.74%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K$26.0K
$20.0K$20.0K
29.92%
🧾 Monthly Utilities & Internet
Chicago, IL
New Port Richey, FL
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$185$185
$160$160
15.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$61.7$61.7
$44.08$44.08
40.06%
Internet(50+ Mbps, Unlimited Data)
$66.9$66.9
$47.80$47.80
40.00%
🎉 Sport & Entertainment
Chicago, IL
New Port Richey, FL
Difference
Gym Membership(Monthly)
$75.2$75.2
$10.04$10.04
648.71%
Tennis Court(1 Hour on Weekend)
$13.08$13.08
-
-
Cinema Ticket
$14.71$14.71
$8.99$8.99
63.63%
🧸 Childcare & Education
Chicago, IL
New Port Richey, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,020$2,020
$426$426
373.78%
International Primary School, 1 Child(Yearly)
$39.4K$39.4K
$7,278$7,278
441.43%
👕👟 Clothing & Footwear
Chicago, IL
New Port Richey, FL
Difference
Jeans(Levis 501 Or Similar)
$64.6$64.6
$45.46$45.46
42.12%
Summer Dress(H&M, Zara, etc)
$52.5$52.5
$28.89$28.89
81.55%
Sport Shoes(Adidas, Nike)
$97.8$97.8
$65.9$65.9
48.50%
Men's Leather Business Shoes
$148$148
$64.8$64.8
127.60%
🏠 Accommodation & Living
Chicago, IL
New Port Richey, FL
Difference
1-bedroom Apartment, City Center(Monthly)
$2,313$2,313
$1,243$1,243
85.99%
1-bedroom Apartment, Outside City Center(Monthly)
$1,590$1,590
$1,348$1,348
17.98%
3-bedroom Apartment, City Center(Monthly)
$4,608$4,608
$2,096$2,096
119.90%
3-bedroom Apartment, Outside City Center(Monthly)
$2,779$2,779
$2,241$2,241
23.97%
Buy Apartment in City Center(m2)
$3,922$3,922
-
-
Buy Apartment Outside City Center(m2)
$2,613$2,613
-
-
💵 Salaries & Financials
Chicago, IL
New Port Richey, FL
Difference
Average Monthly Net Salary(After Tax)
$5,217$5,217
$3,026$3,026
72.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.6
6.47
2.01%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chicago, IL: May 30, 2026
Last update for New Port Richey, FL: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $2,313 in Chicago, IL versus $1,243 in New Port Richey, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 72% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $98.0 in Chicago, IL versus $40.00 in New Port Richey, FL. Monthly groceries follow the same trend: $447 vs $341 – making New Port Richey, FL the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chicago, IL vs New Port Richey, FL: Cost of Living - Frequently Asked Questions
How do living costs in Chicago, IL and New Port Richey, FL compare overall?
Monthly costs with rent: $3,077 in Chicago, IL, $2,350 in New Port Richey, FL – roughly 31% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chicago, IL compared to New Port Richey, FL?
For a comfortable life, plan on about $4,616 per month in Chicago, IL and $3,524 in New Port Richey, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chicago, IL and New Port Richey, FL?
Rent is clearly cheaper in New Port Richey, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $98.0 in Chicago, IL and $40.00 in New Port Richey, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 31% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,500 per month?
A $2,500 monthly budget goes further in New Port Richey, FL, where all-in costs run around $2,350, than in Chicago, IL at $3,077. In New Port Richey, FL it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Chicago, IL and New Port Richey, FL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,350 in New Port Richey, FL to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between Chicago, IL and New Port Richey, FL?
If budget matters most, go with New Port Richey, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.
Chicago, IL vs other spots: cost of living compared