Cost of Living Comparison Between New Castle, PA and Chicago, IL Cost of Living Comparison Between New Castle, PA and Chicago, IL

Monthly Cost of Living

A single person spends $2,542 per month in New Castle, PA vs $3,077 in Chicago, IL, rent included.

A couple spends around $3,782 per month in New Castle, PA vs $4,628 in Chicago, IL, rent included.

A family of three spends $5,021 per month in New Castle, PA vs $6,179 in Chicago, IL, rent included.

New Castle, PA is about 17% cheaper than Chicago, IL, driven mainly by Getting Around.

Both New Castle, PA and Chicago, IL sit above the global median – New Castle, PA by 90%, Chicago, IL by 130%.

Currency
🍽 Eating Out
New Castle, PA
Chicago, IL
Difference
Meal at Budget Restaurant
$18.86 $18.86
$20.91 $20.91
-9.80%
Three-Course Dinner for Two, Mid-Range
$73.6 $73.6
$98.1 $98.1
-25.00%
Fast Food Meal (McDonalds, etc)
$10.78 $10.78
$11.86 $11.86
-9.11%
Cappuccino
$4.95 $4.95
$5.60 $5.60
-11.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 $2.58
$3.07 $3.07
-15.96%
Water (0.33 liter bottle)
$1.96 $1.96
$2.47 $2.47
-20.65%
Local Beer (0.5 liter draught)
$6.02 $6.02
$7.14 $7.14
-15.69%
Imported Beer (0.33 liter bottle)
$7.18 $7.18
$8.08 $8.08
-11.14%
🛒 Groceries & Markets
New Castle, PA
Chicago, IL
Difference
Milk (1 liter)
$1.03 $1.03
$1.05 $1.05
-1.90%
White Bread (500g)
$3.59 $3.59
$4.11 $4.11
-12.65%
Rice (white) (1kg)
$4.47 $4.47
$5.61 $5.61
-20.32%
Eggs
$4.11 $4.11
$4.51 $4.51
-8.87%
Local Cheese (1kg)
$11.71 $11.71
$14.27 $14.27
-17.94%
Chicken Fillets (1kg)
$12.82 $12.82
$14.89 $14.89
-13.90%
Beef Round Steak (1kg)
$15.21 $15.21
$19.19 $19.19
-20.74%
Apples (1kg)
$5.93 $5.93
$5.14 $5.14
15.37%
Banana (1kg)
$1.56 $1.56
$1.77 $1.77
-11.86%
Oranges (1kg)
$4.18 $4.18
$4.39 $4.39
-4.78%
Tomato (1kg)
$4.64 $4.64
$4.56 $4.56
1.75%
Potato (1kg)
$2.91 $2.91
$2.54 $2.54
14.57%
Onion (1kg)
$2.91 $2.91
$2.75 $2.75
5.82%
Lettuce (1 head)
$2.09 $2.09
$2.42 $2.42
-13.64%
Water (1.5 liter bottle)
$2.11 $2.11
$2.62 $2.62
-19.47%
Cigarettes 20 Pack (Marlboro, Camel)
$9.53 $9.53
$14.92 $14.92
-36.13%
Wine (Bottle)
$13.73 $13.73
$14.80 $14.80
-7.23%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.46 $2.46
-27.64%
Imported Beer (0.33 liter bottle)
$3.28 $3.28
$3.73 $3.73
-12.06%
🚌 Getting Around
New Castle, PA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$2.48 $2.48
-17.34%
Public Transport Monthly Pass (Regular Price)
-
$75.4 $75.4
-
Taxi Start (Normal Tariff)
$3.60 $3.60
$3.18 $3.18
13.21%
Taxi (Normal Tariff) (1km)
$1.61 $1.61
$1.42 $1.42
13.38%
Taxi 1hour Waiting (Normal Tariff)
$28.78 $28.78
$24.94 $24.94
15.40%
Gasoline (1 liter)
$0.84 $0.84
$1.06 $1.06
-20.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8K $29.8K
$31.9K $31.9K
-6.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$26.0K $26.0K
-2.87%
🧾 Monthly Utilities & Internet
New Castle, PA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$185 $185
-0.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.7 $52.7
$61.7 $61.7
-14.63%
Internet (50+ Mbps, Unlimited Data)
$66.9 $66.9
$66.9 $66.9
-
🎉 Sport & Entertainment
New Castle, PA
Chicago, IL
Difference
Gym Membership (Monthly)
$42.41 $42.41
$75.2 $75.2
-43.58%
Tennis Court (1 Hour on Weekend)
-
$13.08 $13.08
-
Cinema Ticket
$13.72 $13.72
$14.71 $14.71
-6.73%
🧸 Childcare & Education
New Castle, PA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,318 $1,318
$2,020 $2,020
-34.74%
International Primary School, 1 Child (Yearly)
$23.0K $23.0K
$39.4K $39.4K
-41.63%
👕👟 Clothing & Footwear
New Castle, PA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$50.7 $50.7
$64.6 $64.6
-21.48%
Summer Dress (H&M, Zara, etc)
$40.17 $40.17
$52.5 $52.5
-23.41%
Sport Shoes (Adidas, Nike)
$87.2 $87.2
$97.8 $97.8
-10.83%
Men's Leather Business Shoes
$112 $112
$148 $148
-24.05%
🏠 Accommodation & Living
New Castle, PA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,629 $1,629
$2,313 $2,313
-29.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,378 $1,378
$1,590 $1,590
-13.32%
3-bedroom Apartment, City Center (Monthly)
$2,585 $2,585
$4,608 $4,608
-43.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,190 $2,190
$2,779 $2,779
-21.18%
Buy Apartment in City Center (m2)
$2,922 $2,922
$3,922 $3,922
-25.50%
Buy Apartment Outside City Center (m2)
$2,449 $2,449
$2,613 $2,613
-6.25%
💵 Salaries & Financials
New Castle, PA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$5,217 $5,217
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.6
-1.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Castle, PA: June 1, 2026

Last update for Chicago, IL: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,629 in New Castle, PA versus $2,313 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in New Castle, PA versus $98.0 in Chicago, IL. Monthly groceries follow the same trend: $395 vs $447 – making New Castle, PA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New Castle, PA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in New Castle, PA and Chicago, IL compare overall?
Monthly costs with rent: $2,542 in New Castle, PA, $3,077 in Chicago, IL – roughly 21% apart. Chicago, IL costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in New Castle, PA compared to Chicago, IL?
For a comfortable life, plan on about $3,813 per month in New Castle, PA and $4,616 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New Castle, PA and Chicago, IL?
Rent is clearly cheaper in New Castle, PA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $74.0 in New Castle, PA and $98.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 13% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,542 in New Castle, PA and $3,077 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between New Castle, PA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,542 in New Castle, PA to $3,077 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between New Castle, PA and Chicago, IL?
If budget matters most, go with New Castle, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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