Last update: Oct 2026

Cost of Living Comparison Between New Castle, PA and Chicago, IL

For one person, living is cheaper in New Castle, PA: $2,400 a month against $3,139 in Chicago, IL, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in New Castle, PA
Learn more

New Castle, PA Living Index
152

Cost of Living Index in Chicago, IL
Learn more

Chicago, IL Living Index

Jump to prices

New Castle, PA

🇺🇸 United States

$2,400

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in New Castle, PA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Castle, PA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,400 per month in New Castle, PA vs $3,139 in Chicago, IL, rent included.

New Castle, PA $2,400
Chicago, IL $3,139

A couple spends around $3,487 per month in New Castle, PA vs $4,627 in Chicago, IL, rent included.

New Castle, PA $3,487
Chicago, IL $4,627

A family of three spends $4,574 per month in New Castle, PA vs $6,115 in Chicago, IL, rent included.

New Castle, PA $4,574
Chicago, IL $6,115

New Castle, PA is about 24% cheaper than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both New Castle, PA and Chicago, IL sit above the global median – New Castle, PA by 77%, Chicago, IL by 132%.

Meal at Budget Restaurant

$14.88 $14.88

$20.65 $20.65

-27.94%

Three-Course Dinner for Two, Mid-Range

$55.9 $55.9

$90.2 $90.2

-38.01%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$12.94 $12.94

-7.42%

Cappuccino

$4.26 $4.26

$5.60 $5.60

-23.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$2.64 $2.64

-17.05%

Water (0.33 liter bottle)

$2.52 $2.52

$2.27 $2.27

11.01%

Local Beer (0.5 liter draught)

$3.42 $3.42

$6.98 $6.98

-51.00%

Imported Beer (0.33 liter bottle)

$3.01 $3.01

$8.83 $8.83

-65.91%

Milk (1 liter)

$0.86 $0.86

$1.27 $1.27

-32.28%

White Bread (500g)

$2.40 $2.40

$3.80 $3.80

-36.84%

Rice (white) (1kg)

$6.55 $6.55

$5.30 $5.30

23.58%

Eggs

$3.09 $3.09

$4.76 $4.76

-35.08%

Local Cheese (1kg)

$13.08 $13.08

$13.96 $13.96

-6.30%

Chicken Fillets (1kg)

$10.10 $10.10

$14.61 $14.61

-30.87%

Beef Round Steak (1kg)

$14.36 $14.36

$18.77 $18.77

-23.49%

Apples (1kg)

$3.74 $3.74

$5.19 $5.19

-27.94%

Banana (1kg)

$2.65 $2.65

$1.98 $1.98

33.84%

Oranges (1kg)

$4.88 $4.88

$3.93 $3.93

24.17%

Tomato (1kg)

$4.98 $4.98

$4.96 $4.96

0.40%

Potato (1kg)

$2.30 $2.30

$2.76 $2.76

-16.67%

Onion (1kg)

$4.56 $4.56

$2.76 $2.76

65.22%

Lettuce (1 head)

$2.05 $2.05

$2.22 $2.22

-7.66%

Water (1.5 liter bottle)

$1.88 $1.88

$2.98 $2.98

-36.91%

Cigarettes 20 Pack (Marlboro, Camel)

$8.19 $8.19

$14.02 $14.02

-41.58%

Wine (Bottle)

$10.95 $10.95

$15.28 $15.28

-28.34%

Local Beer (0.5 liter bottle)

$3.17 $3.17

$2.58 $2.58

22.87%

Imported Beer (0.33 liter bottle)

$3.39 $3.39

$3.50 $3.50

-3.14%

One-way Ticket (Public Transport)

$1.77 $1.77

$2.47 $2.47

-28.34%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

Taxi Start (Normal Tariff)

$3.22 $3.22

$3.34 $3.34

-3.59%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.43 $1.43

10.49%

Taxi 1hour Waiting (Normal Tariff)

$27.88 $27.88

$24.32 $24.32

14.64%

Gasoline (1 liter)

$0.97 $0.97

$1.26 $1.26

-23.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$35.0K $35.0K

-21.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K $27.9K

$26.1K $26.1K

6.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.9 $98.9

$193 $193

-48.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.1 $54.1

$68.3 $68.3

-20.79%

Internet (50+ Mbps, Unlimited Data)

$66.6 $66.6

$61.3 $61.3

8.61%

Gym Membership (Monthly)

$42.78 $42.78

$54.1 $54.1

-20.95%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

Cinema Ticket

$15.12 $15.12

$17.74 $17.74

-14.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 $201

$1,652 $1,652

-87.82%

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$31.1K $31.1K

-24.01%

Jeans (Levis 501 Or Similar)

$47.70 $47.70

$66.1 $66.1

-27.80%

Summer Dress (H&M, Zara, etc)

$39.30 $39.30

$51.2 $51.2

-23.30%

Sport Shoes (Adidas, Nike)

$87.2 $87.2

$100 $100

-12.87%

Men's Leather Business Shoes

$142 $142

$141 $141

0.83%

1-bedroom Apartment, City Center (Monthly)

$1,615 $1,615

$2,446 $2,446

-33.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,324 $1,324

$1,678 $1,678

-21.06%

3-bedroom Apartment, City Center (Monthly)

$2,523 $2,523

$4,717 $4,717

-46.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,167 $2,167

$2,795 $2,795

-22.47%

Buy Apartment in City Center (m2)

$2,823 $2,823

$4,105 $4,105

-31.23%

Buy Apartment Outside City Center (m2)

$2,250 $2,250

$2,650 $2,650

-15.10%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

20-Year Fixed Mortgage Interest Rate (Annual %)

7.03

6.81

3.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Castle, PA: October 18, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New Castle, PA

$1.3K 55.2%

Chicago, IL

$1.7K 53.5% 26.7% $353

Groceries & Markets

New Castle, PA

$374 15.6%

Chicago, IL

$449 14.3% 20.1% $75

Eating Out

New Castle, PA

$248 10.3%

Chicago, IL

$343 10.9% 38.5% $95

Monthly Utilities & Internet

New Castle, PA

$220 9.2%

Chicago, IL

$322 10.3% 46.8% $103

Clothing & Footwear

New Castle, PA

$142 5.9%

Chicago, IL

$161 5.1% 13.3% $19

Sport & Entertainment

New Castle, PA

$73 3%

Chicago, IL

$90 2.9% 22.7% $17

Getting Around

New Castle, PA

$18 * 0.8%

Chicago, IL

$95 3% 422% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,615 in New Castle, PA versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $56.0 in New Castle, PA versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $374 vs $449 – making New Castle, PA the more affordable choice for daily food spending.

Good to know

🇺🇸 New Castle, PA

🇺🇸 Chicago, IL

🕒 Local time

00:36 12:36 AM

23:36 11:36 PM

1 h behind New Castle, PA

🌤 Weather

👥 Population

21,926

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New Castle, PA Chicago, IL 610 km ≈ 1 h 15 min nonstop flight

From you

New Castle, PA
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New Castle, PA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,400 in New Castle, PA, $3,139 in Chicago, IL – roughly 31% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,600 per month in New Castle, PA and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in New Castle, PA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $56.0 in New Castle, PA and $90.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,400 in New Castle, PA and $3,139 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,400 in New Castle, PA to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with New Castle, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.