Last update: Oct 2026

Cost of Living Comparison Between New Braunfels, TX and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $2,489 in New Braunfels, TX, rent and utilities included – about $5,800 less a year. Higher rent and utilities in New Braunfels, TX outweigh lower spending on other living expenses.

123

Cost of Living Index in New Braunfels, TX
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New Braunfels, TX Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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New Braunfels, TX

🇺🇸 United States

$2,489

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in New Braunfels, TX and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Braunfels, TX and in Montreal actually costs, broken down by who's living it.

A single person spends $2,489 per month in New Braunfels, TX vs $2,003 in Montreal, rent included.

New Braunfels, TX $2,489
Montreal $2,003

A couple spends around $3,594 per month in New Braunfels, TX vs $3,048 in Montreal, rent included.

New Braunfels, TX $3,594
Montreal $3,048

A family of three spends $4,698 per month in New Braunfels, TX vs $4,092 in Montreal, rent included.

New Braunfels, TX $4,698
Montreal $4,092

New Braunfels, TX costs about 24% more than Montreal, and outside of rent the biggest gap is in transport.

Both New Braunfels, TX and Montreal sit above the global median – New Braunfels, TX by 86%, Montreal by 49%.

Meal at Budget Restaurant

$14.92 $14.92

$19.31 CA$27.52

-22.73%

Three-Course Dinner for Two, Mid-Range

$68.8 $68.8

$75.5 CA$108

-8.93%

Fast Food Meal (McDonalds, etc)

$12.05 $12.05

$10.63 CA$15.15

13.36%

Cappuccino

$5.53 $5.53

$3.93 CA$5.60

40.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$1.92 CA$2.73

52.08%

Water (0.33 liter bottle)

$1.78 $1.78

$1.48 CA$2.11

20.27%

Local Beer (0.5 liter draught)

$5.14 $5.14

$6.30 CA$8.98

-18.41%

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$7.19 CA$10.24

-15.86%

Milk (1 liter)

$0.80 $0.80

$2.22 CA$3.17

-63.96%

White Bread (500g)

$3.11 $3.11

$3.06 CA$4.36

1.63%

Rice (white) (1kg)

$2.06 $2.06

$2.94 CA$4.19

-29.93%

Eggs

$2.93 $2.93

$3.53 CA$5.03

-17.00%

Local Cheese (1kg)

$12.20 $12.20

$13.19 CA$18.79

-7.51%

Chicken Fillets (1kg)

$9.64 $9.64

$11.24 CA$16.02

-14.23%

Beef Round Steak (1kg)

$12.76 $12.76

$13.81 CA$19.69

-7.60%

Apples (1kg)

$6.47 $6.47

$3.40 CA$4.85

90.29%

Banana (1kg)

$1.19 $1.19

$1.44 CA$2.06

-17.36%

Oranges (1kg)

$3.18 $3.18

$3.26 CA$4.65

-2.45%

Tomato (1kg)

$3.62 $3.62

$2.88 CA$4.10

25.69%

Potato (1kg)

$2.38 $2.38

$1.86 CA$2.65

27.96%

Onion (1kg)

$3.01 $3.01

$1.82 CA$2.60

65.38%

Lettuce (1 head)

$1.78 $1.78

$2.43 CA$3.46

-26.75%

Water (1.5 liter bottle)

$1.62 $1.62

$1.52 CA$2.17

6.58%

Cigarettes 20 Pack (Marlboro, Camel)

$6.40 $6.40

$11.45 CA$16.32

-44.10%

Wine (Bottle)

$13.97 $13.97

$10.36 CA$14.76

34.85%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.22 CA$3.16

-20.27%

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$2.82 CA$4.02

34.40%

One-way Ticket (Public Transport)

$2.58 CA$3.67

Public Transport Monthly Pass (Regular Price)

$151 $151

$76.9 CA$110

96.35%

Taxi Start (Normal Tariff)

$10.12 $10.12

$3.25 CA$4.64

211.38%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.48 CA$2.11

23.65%

Taxi 1hour Waiting (Normal Tariff)

$29.83 $29.83

$33.04 CA$47.09

-9.72%

Gasoline (1 liter)

$0.89 $0.89

$1.36 CA$1.94

-34.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$27.4K CA$39.1K

32.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$20.0K CA$28.5K

25.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$76.1 CA$109

137.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.56 $40.56

$34.68 CA$49.43

16.96%

Internet (50+ Mbps, Unlimited Data)

$54.5 $54.5

$42.69 CA$60.9

27.66%

Gym Membership (Monthly)

$32.74 $32.74

$28.94 CA$41.26

13.13%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

Cinema Ticket

$11.40 $11.40

$11.21 CA$15.98

1.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$745 $745

$505 CA$720

47.52%

International Primary School, 1 Child (Yearly)

$18.4K $18.4K

$16.0K CA$22.8K

14.67%

Jeans (Levis 501 Or Similar)

$57.1 $57.1

$58.5 CA$83.4

-2.34%

Summer Dress (H&M, Zara, etc)

$25.31 $25.31

$38.00 CA$54.2

-33.39%

Sport Shoes (Adidas, Nike)

$84.5 $84.5

$92.7 CA$132

-8.83%

Men's Leather Business Shoes

$122 $122

$106 CA$151

15.23%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$1,240 CA$1,768

28.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,308 $1,308

$986 CA$1,405

32.67%

3-bedroom Apartment, City Center (Monthly)

$2,329 $2,329

$2,102 CA$2,996

10.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,018 $2,018

$1,615 CA$2,302

24.98%

Buy Apartment in City Center (m2)

$2,379 $2,379

$5,043 CA$7,188

-52.82%

Buy Apartment Outside City Center (m2)

$2,809 $2,809

$3,830 CA$5,459

-26.65%

Average Monthly Net Salary (After Tax)

$4,399 $4,399

$2,920 CA$4,163

50.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

4.46

47.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Braunfels, TX: October 4, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New Braunfels, TX

$1.3K 51.2%

Montreal

$986 47.9% 24.6% $322

Groceries & Markets

New Braunfels, TX

$337 13.2%

Montreal

$344 16.7% 2.1% $7

Eating Out

New Braunfels, TX

$278 10.9%

Montreal

$293 14.2% 5.2% $14

Monthly Utilities & Internet

New Braunfels, TX

$276 10.8%

Montreal

$154 7.5% 44.3% $122

Getting Around

New Braunfels, TX

$170 * 6.7%

Montreal

$98 4.8% 42.5% $72

Clothing & Footwear

New Braunfels, TX

$130 5.1%

Montreal

$133 6.5% 2.1% $2.8

Sport & Entertainment

New Braunfels, TX

$56 2.2%

Montreal

$51 2.5% 7.5% $4.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,594 in New Braunfels, TX versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in New Braunfels, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in New Braunfels, TX versus $75.0 in Montreal. Monthly groceries follow the same trend: $337 vs $344 – making New Braunfels, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New Braunfels, TX

🇨🇦 Montreal

🕒 Local time

16:47 4:47 PM

17:47 5:47 PM

1 h ahead of New Braunfels, TX

🌤 Weather

👥 Population

90,403

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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New Braunfels, TX Montreal 2,770 km ≈ 4 h nonstop flight

From you

New Braunfels, TX
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New Braunfels, TX vs Montreal: Cost of Living - Frequently Asked Questions

New Braunfels, TX costs about 24% more than Montreal, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,734 per month in New Braunfels, TX and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in New Braunfels, TX – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $69.0 in New Braunfels, TX and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in New Braunfels, TX at $2,489. In Montreal it covers expenses comfortably, while in New Braunfels, TX it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,003 versus $2,489 in New Braunfels, TX. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, New Braunfels, TX makes more sense. Both are solid long-term options with distinct trade-offs.