Last update: Oct 2026

Cost of Living Comparison Between Nea Smyrni and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,386 in Nea Smyrni, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

68

Cost of Living Index in Nea Smyrni
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Nea Smyrni Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nea Smyrni

🇬🇷 Greece

$1,386

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nea Smyrni and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nea Smyrni and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,386 in Nea Smyrni versus $918 in Cebu.

Nea Smyrni $1,386
Cebu $918

Estimated couple costs with rent: $2,085 in Nea Smyrni versus $1,409 in Cebu.

Nea Smyrni $2,085
Cebu $1,409

Monthly costs for a family of three with rent: $2,784 in Nea Smyrni versus $1,900 in Cebu.

Nea Smyrni $2,784
Cebu $1,900

Living in Nea Smyrni is roughly 51% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nea Smyrni is 3% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.28 €10.02

$3.09 ₱194

265.05%

Three-Course Dinner for Two, Mid-Range

$57.6 €51.2

$24.22 ₱1,524

137.86%

Fast Food Meal (McDonalds, etc)

$9.01 €8.00

$3.92 ₱246

129.85%

Cappuccino

$4.01 €3.56

$2.51 ₱158

59.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 €2.07

$1.59 ₱100

46.54%

Water (0.33 liter bottle)

$0.59 €0.52

$0.53 ₱33.42

11.32%

Local Beer (0.5 liter draught)

$4.45 €3.95

$1.78 ₱112

150.00%

Imported Beer (0.33 liter bottle)

$5.04 €4.47

$2.17 ₱137

132.26%

Milk (1 liter)

$1.59 €1.41

$1.92 ₱121

-17.19%

White Bread (500g)

$1.43 €1.27

$1.36 ₱85.4

5.15%

Rice (white) (1kg)

$2.38 €2.12

$1.01 ₱63.5

135.64%

Eggs

$4.89 €4.34

$2.03 ₱128

140.89%

Local Cheese (1kg)

$11.18 €9.93

$9.86 ₱621

13.39%

Chicken Fillets (1kg)

$9.64 €8.56

$4.39 ₱276

119.59%

Beef Round Steak (1kg)

$14.14 €12.56

$7.60 ₱478

86.05%

Apples (1kg)

$2.21 €1.96

$3.30 ₱208

-33.03%

Banana (1kg)

$2.06 €1.83

$1.39 ₱87.7

48.20%

Oranges (1kg)

$1.42 €1.26

$2.33 ₱147

-39.06%

Tomato (1kg)

$1.97 €1.75

$1.50 ₱94.2

31.33%

Potato (1kg)

$1.06 €0.94

$2.36 ₱149

-55.08%

Onion (1kg)

$1.16 €1.03

$1.90 ₱119

-38.95%

Lettuce (1 head)

$0.91 €0.81

$1.19 ₱74.9

-23.53%

Water (1.5 liter bottle)

$0.89 €0.79

$0.63 ₱39.69

41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 €4.46

$3.00 ₱189

67.67%

Wine (Bottle)

$6.80 €6.04

$6.03 ₱379

12.77%

Local Beer (0.5 liter bottle)

$1.66 €1.47

$1.23 ₱77.6

34.96%

Imported Beer (0.33 liter bottle)

$2.28 €2.02

$1.75 ₱110

30.29%

One-way Ticket (Public Transport)

$1.34 €1.19

$0.25 ₱15.85

436.00%

Public Transport Monthly Pass (Regular Price)

$50.5 €44.85

$12.64 ₱795

299.53%

Taxi Start (Normal Tariff)

$4.45 €3.95

$0.77 ₱48.59

477.92%

Taxi (Normal Tariff) (1km)

$0.99 €0.88

$0.23 ₱14.52

330.43%

Taxi 1hour Waiting (Normal Tariff)

$14.00 €12.43

$4.46 ₱280

213.90%

Gasoline (1 liter)

$2.17 €1.93

$1.31 ₱82.8

65.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.7K

$21.2K ₱1.3M

30.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K €20.4K

$19.1K ₱1.2M

19.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €185

$120 ₱7,566

72.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.47 €21.73

$14.00 ₱881

74.79%

Internet (50+ Mbps, Unlimited Data)

$29.53 €26.23

$27.54 ₱1,733

7.23%

Gym Membership (Monthly)

$56.1 €49.79

$32.33 ₱2,034

73.43%

Tennis Court (1 Hour on Weekend)

$23.57 €20.93

$6.65 ₱418

254.44%

Cinema Ticket

$8.70 €7.73

$5.65 ₱355

53.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$482 €428

$275 ₱17.3K

75.09%

International Primary School, 1 Child (Yearly)

$4,488 €3,986

$7,918 ₱498.3K

-43.32%

Jeans (Levis 501 Or Similar)

$70.1 €62.3

$49.33 ₱3,105

42.17%

Summer Dress (H&M, Zara, etc)

$35.54 €31.57

$25.24 ₱1,589

40.81%

Sport Shoes (Adidas, Nike)

$76.3 €67.7

$77.0 ₱4,844

-0.88%

Men's Leather Business Shoes

$107 €95.2

$57.2 ₱3,600

87.38%

1-bedroom Apartment, City Center (Monthly)

$479 €425

$500 ₱31.4K

-4.12%

1-bedroom Apartment, Outside City Center (Monthly)

$377 €335

$309 ₱19.4K

22.07%

3-bedroom Apartment, City Center (Monthly)

$748 €664

$1,078 ₱67.8K

-30.61%

3-bedroom Apartment, Outside City Center (Monthly)

$565 €502

$615 ₱38.7K

-8.19%

Buy Apartment in City Center (m2)

$2,807 €2,493

$2,886 ₱181.6K

-2.73%

Buy Apartment Outside City Center (m2)

$2,171 €1,928

$1,917 ₱120.6K

13.26%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.36

7.2

-39.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nea Smyrni: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nea Smyrni

$377 27.2%

Cebu

$309 33.6% 18.1% $68

Groceries & Markets

Nea Smyrni

$269 19.4%

Cebu

$206 22.4% 23.4% $63

Monthly Utilities & Internet

Nea Smyrni

$262 18.9%

Cebu

$162 17.6% 38.2% $100

Eating Out

Nea Smyrni

$209 15.1%

Cebu

$88 9.6% 57.8% $121

Clothing & Footwear

Nea Smyrni

$130 9.4%

Cebu

$94 10.2% 27.8% $36

Sport & Entertainment

Nea Smyrni

$73 5.3%

Cebu

$44 4.8% 40.6% $30

Getting Around

Nea Smyrni

$65 4.7%

Cebu

$16 1.7% 76.1% $50

Cost Breakdown

A one-bedroom apartment in the center runs $479 in Nea Smyrni and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $58.0 in Nea Smyrni vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $269 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Nea Smyrni

🇵🇭 Cebu

🕒 Local time

16:47 4:47 PM

21:47 9:47 PM

5 h ahead of Nea Smyrni

🌤 Weather

👥 Population

73,076

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.13 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Nea Smyrni Cebu 10,180 km ≈ 13 h nonstop flight

From you

Nea Smyrni
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nea Smyrni vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 51% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,079 in Nea Smyrni and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $479 in Nea Smyrni versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,386 per month in Nea Smyrni versus $918 in Cebu – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 300% less than in Nea Smyrni. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,386 in Nea Smyrni, a $1,500 budget is realistic in Cebu but tight or insufficient in Nea Smyrni. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nea Smyrni, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nea Smyrni and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 51% less than in Nea Smyrni. Beyond cost, consider language, visa policies, and how big the international community is in each city.