Cost of Living Comparison Between Ndola and Panipat Cost of Living Comparison Between Ndola and Panipat

😐 Solo nomad: Ndola is 65.8% more expensive than Panipat without rent, and 104.6% more expensive with rent.

😐 Family of 3: Ndola is 58% more expensive than Panipat without rent, and 217.1% more expensive with rent.

Meal at Budget Restaurant

$7.02 ZMW 161

$3.28 ₹294

114.02%

Three-Course Dinner for Two, Mid-Range

$25.29 ZMW 580

$8.62 ₹772

193.39%

Fast Food Meal (McDonalds, etc)

$3.51 ZMW 80.4

$3.43 ₹307

2.33%

Cappuccino

$2.01 ZMW 46.01

$2.07 ₹186

-2.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ZMW 8.51

$0.34 ₹30.84

8.82%

Water (0.33 liter bottle)

$0.16 ZMW 3.58

$0.1 ₹9.39

60.00%

Local Beer (0.5 liter draught)

$0.88 ZMW 20.19

$1.65 ₹148

-46.67%

Imported Beer (0.33 liter bottle)

$1.75 ZMW 40.13

$1.77 ₹159

-1.13%

Milk (1 liter)

$1.28 ZMW 29.42

$0.85 ₹76

50.59%

White Bread (500g)

$0.76 ZMW 17.42

$0.63 ₹56.3

20.63%

Rice (white) (1kg)

$1.58 ZMW 36.15

$0.78 ₹70.1

102.56%

Eggs

$1.31 ZMW 30.06

$0.64 ₹57

104.69%

Local Cheese (1kg)

$7.89 ZMW 181

$4.12 ₹369

91.50%

Chicken Fillets (1kg)

$3.83 ZMW 87.7

$1.65 ₹148

132.12%

Beef Round Steak (1kg)

$4.67 ZMW 107

Apples (1kg)

$1.23 ZMW 28.14

$1.72 ₹154

-28.49%

Banana (1kg)

$1.64 ZMW 37.61

$0.69 ₹61.9

137.68%

Oranges (1kg)

$2.79 ZMW 64

$0.75 ₹67.2

272.00%

Tomato (1kg)

$1.13 ZMW 25.81

$0.63 ₹56.6

79.37%

Potato (1kg)

$1.88 ZMW 43.08

$0.34 ₹30.88

452.94%

Onion (1kg)

$1.34 ZMW 30.6

$0.44 ₹39.02

204.55%

Lettuce (1 head)

$0.93 ZMW 21.22

$0.46 ₹41.02

102.17%

Water (1.5 liter bottle)

$0.52 ZMW 12

$0.34 ₹30.17

52.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.53 ZMW 58.1

$1.86 ₹167

36.02%

Wine (Bottle)

$6.81 ZMW 156

$3.85 ₹345

76.88%

Local Beer (0.5 liter bottle)

$1.09 ZMW 24.9

$1.58 ₹142

-31.01%

Imported Beer (0.33 liter bottle)

$1.51 ZMW 34.57

$2.08 ₹186

-27.40%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.3 ₹206

One-way Ticket (Public Transport)

$0.55 ZMW 12.61

$0.91 ₹81.3

-39.56%

Public Transport Monthly Pass (Regular Price)

$11.58 ₹1,037

Taxi Start (Normal Tariff)

$1.84 ZMW 42.17

$0.78 ₹70.2

135.90%

Taxi 1hour Waiting (Normal Tariff)

$8.99 ZMW 206

$1.07 ₹95.6

740.19%

Gasoline (1 liter)

$1.24 ZMW 28.41

$1.17 ₹105

5.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,962 ZMW 182.5K

$9,274 ₹830.7K

-14.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K ZMW 659.6K

$22.6K ₹2M

27.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.7 ZMW 2,124

$23.56 ₹2,111

293.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.98 ZMW 825

$3.63 ₹325

891.18%

Internet (50+ Mbps, Unlimited Data)

$128 ZMW 2,927

$5.55 ₹497

2200.54%

Gym Membership (Monthly)

$14.48 ₹1,297

Tennis Court (1 Hour on Weekend)

$16.52 ₹1,480

Cinema Ticket

$4.25 ZMW 97.3

$2.88 ₹258

47.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 ZMW 4,056

$90.3 ₹8,092

95.89%

International Primary School, 1 Child (Yearly)

$9,536 ZMW 218.6K

$2,184 ₹195.6K

336.65%

Jeans (Levis 501 Or Similar)

$19.09 ZMW 438

$27.72 ₹2,483

-31.13%

Summer Dress (H&M, Zara, etc)

$17.04 ZMW 390

$31.62 ₹2,832

-46.11%

Sport Shoes (Adidas, Nike)

$85.8 ZMW 1,967

$40.11 ₹3,593

113.94%

Men's Leather Business Shoes

$73.1 ZMW 1,675

$29.47 ₹2,639

147.91%

1-bedroom Apartment, City Center (Monthly)

$127 ZMW 2,908

$134 ₹12K

-5.04%

1-bedroom Apartment, Outside City Center (Monthly)

$111 ZMW 2,534

$65.2 ₹5,839

69.60%

3-bedroom Apartment, City Center (Monthly)

$270 ZMW 6,193

$377 ₹33.7K

-28.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,522 ZMW 34.9K

$246 ₹22K

519.66%

Buy Apartment in City Center (m2)

$1,661 ₹148.8K

Buy Apartment Outside City Center (m2)

$950 ₹85.1K

Average Monthly Net Salary (After Tax)

$252 ₹22.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.75

185.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: December 1, 2025

Last update for Panipat: December 1, 2025

Digital Nomad Cost of Living Index

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