Cost of Living Comparison Between Ndola and Panipat Cost of Living Comparison Between Ndola and Panipat

😐 Solo nomad: Ndola is 127.9% more expensive than Panipat without rent, and 102.5% more expensive with rent.

😐 Family of 3: Ndola is 71.8% more expensive than Panipat without rent, and 204.9% more expensive with rent.

Meal at Budget Restaurant

$7.42 ZMW 148

$3.26 ₹295

127.61%

Three-Course Dinner for Two, Mid-Range

$24.86 ZMW 497

$8.92 ₹810

178.70%

Fast Food Meal (McDonalds, etc)

$3.63 ZMW 72.4

$3.44 ₹312

5.52%

Cappuccino

$2.03 ZMW 40.48

$2.13 ₹193

-4.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ZMW 7.50

$0.31 ₹28.57

22.58%

Water (0.33 liter bottle)

$0.17 ZMW 3.38

$0.12 ₹11.20

41.67%

Local Beer (0.5 liter draught)

$0.95 ZMW 18.89

$1.64 ₹149

-42.07%

Imported Beer (0.33 liter bottle)

$1.84 ZMW 36.82

$1.85 ₹168

-0.54%

Milk (1 liter)

$1.28 ZMW 25.61

$0.78 ₹71.2

64.10%

White Bread (500g)

$0.75 ZMW 15.06

$0.59 ₹53.4

27.12%

Rice (white) (1kg)

$1.60 ZMW 31.97

$0.80 ₹72.3

100.00%

Eggs

$1.28 ZMW 25.50

$0.60 ₹54.4

113.33%

Local Cheese (1kg)

$7.79 ZMW 156

$4.30 ₹390

81.16%

Chicken Fillets (1kg)

$3.92 ZMW 78.3

$1.68 ₹152

133.33%

Beef Round Steak (1kg)

$4.54 ZMW 90.7

Apples (1kg)

$1.30 ZMW 25.92

$1.79 ₹163

-27.37%

Banana (1kg)

$1.61 ZMW 32.15

$0.70 ₹63.6

130.00%

Oranges (1kg)

$2.76 ZMW 55.1

$0.75 ₹68.5

268.00%

Tomato (1kg)

$1.16 ZMW 23.12

$0.64 ₹57.8

81.25%

Potato (1kg)

$1.83 ZMW 36.57

$0.34 ₹31.24

438.24%

Onion (1kg)

$1.39 ZMW 27.70

$0.40 ₹36.74

247.50%

Lettuce (1 head)

$0.93 ZMW 18.59

$0.45 ₹40.81

106.67%

Water (1.5 liter bottle)

$0.48 ZMW 9.65

$0.33 ₹30.18

45.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.44 ZMW 48.72

$1.89 ₹171

29.10%

Wine (Bottle)

$3.76 ₹342

Local Beer (0.5 liter bottle)

$1.10 ZMW 21.90

$1.50 ₹136

-26.67%

Imported Beer (0.33 liter bottle)

$1.55 ZMW 30.99

$2.03 ₹184

-23.65%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.28 ₹207

One-way Ticket (Public Transport)

$0.53 ZMW 10.55

$0.92 ₹83.2

-42.39%

Public Transport Monthly Pass (Regular Price)

$11.57 ₹1,050

Taxi Start (Normal Tariff)

$1.86 ZMW 37.07

$0.83 ₹75.7

124.10%

Taxi 1hour Waiting (Normal Tariff)

$9.31 ZMW 186

$1.04 ₹93.9

795.19%

Gasoline (1 liter)

$1.18 ZMW 23.58

$1.20 ₹109

-1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,015 ZMW 160.1K

$9,345 ₹848.1K

-14.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K ZMW 581.7K

$23.0K ₹2.1M

26.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.8 ZMW 1,835

$23.02 ₹2,089

298.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.76 ZMW 734

$3.61 ₹327

918.28%

Internet (50+ Mbps, Unlimited Data)

$124 ZMW 2,481

$5.46 ₹496

2174.18%

Gym Membership (Monthly)

$14.47 ₹1,313

Tennis Court (1 Hour on Weekend)

$16.13 ₹1,464

Cinema Ticket

$4.23 ZMW 84.5

$2.95 ₹268

43.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$178 ZMW 3,549

$90.5 ₹8,213

96.24%

International Primary School, 1 Child (Yearly)

$9,602 ZMW 191.9K

$2,221 ₹201.5K

332.42%

Jeans (Levis 501 Or Similar)

$18.91 ZMW 378

$27.96 ₹2,537

-32.37%

Summer Dress (H&M, Zara, etc)

$17.15 ZMW 343

$31.27 ₹2,837

-45.16%

Sport Shoes (Adidas, Nike)

$85.8 ZMW 1,715

$41.41 ₹3,758

107.29%

Men's Leather Business Shoes

$72.9 ZMW 1,457

$28.64 ₹2,599

154.61%

1-bedroom Apartment, City Center (Monthly)

$127 ZMW 2,535

$133 ₹12.1K

-4.69%

1-bedroom Apartment, Outside City Center (Monthly)

$107 ZMW 2,145

$64.9 ₹5,893

65.29%

3-bedroom Apartment, City Center (Monthly)

$275 ZMW 5,489

$376 ₹34.1K

-26.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,528 ZMW 30.5K

$247 ₹22.4K

518.65%

Buy Apartment in City Center (m2)

$1,664 ₹151.1K

Buy Apartment Outside City Center (m2)

$949 ₹86.1K

Average Monthly Net Salary (After Tax)

$256 ₹23.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.75

185.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ndola: January 13, 2026

Last update for Panipat: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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