Last update: Oct 2026

Cost of Living Comparison Between Naxos and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,432 in Naxos, rent and utilities included – about $6,200 less a year. Other living expenses account for most of the difference.

69

Cost of Living Index in Naxos
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Naxos Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Naxos

🇬🇷 Greece

$1,432

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Naxos and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naxos and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,426 in Naxos versus $918 in Cebu.

Naxos $1,426
Cebu $918

Estimated couple costs with rent: $2,260 in Naxos versus $1,409 in Cebu.

Naxos $2,260
Cebu $1,409

Monthly costs for a family of three with rent: $3,094 in Naxos versus $1,900 in Cebu.

Naxos $3,094
Cebu $1,900

Living in Naxos is roughly 55% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Naxos is 6% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.18 €11.73

$3.05 ₱192

332.13%

Three-Course Dinner for Two, Mid-Range

$55.2 €49.06

$24.00 ₱1,511

129.79%

Fast Food Meal (McDonalds, etc)

$11.11 €9.89

$3.99 ₱251

178.45%

Cappuccino

$4.21 €3.75

$2.50 ₱157

68.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 €1.95

$1.54 ₱97.1

42.86%

Water (0.33 liter bottle)

$0.58 €0.52

$0.50 ₱31.37

16.00%

Local Beer (0.5 liter draught)

$5.64 €5.02

$1.78 ₱112

216.85%

Imported Beer (0.33 liter bottle)

$5.71 €5.07

$2.17 ₱136

163.13%

Milk (1 liter)

$1.88 €1.67

$2.00 ₱126

-6.00%

White Bread (500g)

$1.43 €1.27

$1.37 ₱86.2

4.38%

Rice (white) (1kg)

$2.78 €2.47

$1.03 ₱64.9

169.90%

Eggs

$4.98 €4.43

$2.03 ₱128

145.32%

Local Cheese (1kg)

$12.35 €10.99

$10.20 ₱642

21.08%

Chicken Fillets (1kg)

$10.40 €9.25

$4.45 ₱280

133.71%

Beef Round Steak (1kg)

$14.32 €12.74

$7.67 ₱483

86.70%

Apples (1kg)

$1.48 €1.32

$3.31 ₱208

-55.29%

Banana (1kg)

$1.88 €1.67

$1.46 ₱91.8

28.77%

Oranges (1kg)

$1.36 €1.21

$2.32 ₱146

-41.38%

Tomato (1kg)

$2.13 €1.89

$1.49 ₱94.0

42.95%

Potato (1kg)

$1.04 €0.92

$2.34 ₱147

-55.56%

Onion (1kg)

$1.15 €1.02

$1.94 ₱122

-40.72%

Lettuce (1 head)

$0.87 €0.77

$1.16 ₱73.0

-25.00%

Water (1.5 liter bottle)

$0.59 €0.52

$0.68 ₱42.89

-13.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.93 €4.39

$2.99 ₱188

64.88%

Wine (Bottle)

$10.23 €9.10

$6.24 ₱393

63.94%

Local Beer (0.5 liter bottle)

$2.06 €1.83

$1.23 ₱77.3

67.48%

Imported Beer (0.33 liter bottle)

$2.35 €2.09

$1.73 ₱109

35.84%

One-way Ticket (Public Transport)

$1.37 €1.22

$0.23 ₱14.36

495.65%

Public Transport Monthly Pass (Regular Price)

$44.17 €39.29

$12.34 ₱777

257.94%

Taxi Start (Normal Tariff)

$4.44 €3.95

$0.79 ₱49.96

462.03%

Taxi (Normal Tariff) (1km)

$1.03 €0.92

$0.22 ₱13.86

368.18%

Taxi 1hour Waiting (Normal Tariff)

$16.78 €14.92

$4.54 ₱286

269.60%

Gasoline (1 liter)

$2.26 €2.01

$1.32 ₱82.9

71.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$21.0K ₱1.3M

31.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K €25.2K

$19.4K ₱1.2M

46.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 €141

$119 ₱7,464

34.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.82 €22.97

$14.22 ₱896

81.58%

Internet (50+ Mbps, Unlimited Data)

$30.43 €27.07

$27.47 ₱1,730

10.78%

Gym Membership (Monthly)

$61.5 €54.7

$32.31 ₱2,034

90.37%

Tennis Court (1 Hour on Weekend)

$24.80 €22.06

$6.50 ₱409

281.54%

Cinema Ticket

$10.76 €9.57

$5.40 ₱340

99.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$561 €499

$276 ₱17.4K

103.13%

International Primary School, 1 Child (Yearly)

$13.0K €11.5K

$7,866 ₱495.3K

64.98%

Jeans (Levis 501 Or Similar)

$88.0 €78.3

$49.37 ₱3,108

78.29%

Summer Dress (H&M, Zara, etc)

$39.68 €35.29

$24.58 ₱1,548

61.43%

Sport Shoes (Adidas, Nike)

$103 €91.5

$76.6 ₱4,825

34.25%

Men's Leather Business Shoes

$122 €109

$58.9 ₱3,706

107.85%

1-bedroom Apartment, City Center (Monthly)

$556 €495

$503 ₱31.7K

10.45%

1-bedroom Apartment, Outside City Center (Monthly)

$393 €349

$305 ₱19.2K

28.97%

3-bedroom Apartment, City Center (Monthly)

$1,044 €928

$1,075 ₱67.7K

-2.90%

3-bedroom Apartment, Outside City Center (Monthly)

$751 €668

$632 ₱39.8K

18.78%

Buy Apartment in City Center (m2)

$2,631 €2,340

$2,870 ₱180.7K

-8.32%

Buy Apartment Outside City Center (m2)

$2,205 €1,961

$1,877 ₱118.2K

17.46%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

7.2

-37.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naxos: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naxos

$393 27.4%

Cebu

$305 33.3% 22.5% $88

Groceries & Markets

Naxos

$282 19.7%

Cebu

$210 22.9% 25.8% $73

Eating Out

Naxos

$240 16.8%

Cebu

$88 9.6% 63.5% $152

Monthly Utilities & Internet

Naxos

$215 15%

Cebu

$160 17.5% 25.5% $55

Clothing & Footwear

Naxos

$159 11.1%

Cebu

$94 10.3% 40.7% $65

Sport & Entertainment

Naxos

$83 5.8%

Cebu

$43 4.7% 48.1% $40

Getting Around

Naxos

$59 4.1%

Cebu

$15 1.7% 74.4% $44

Cost Breakdown

A one-bedroom apartment in the center runs $567 in Naxos and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Naxos vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $282 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Naxos

🇵🇭 Cebu

🕒 Local time

12:52 12:52 PM

17:52 5:52 PM

5 h ahead of Naxos

🌤 Weather

👥 Population

7,070

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Naxos Cebu 10,050 km ≈ 13 h nonstop flight

From you

Naxos
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naxos vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 55% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,139 in Naxos and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $567 in Naxos versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,426 per month in Naxos versus $918 in Cebu – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 281% less than in Naxos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,426 in Naxos, a $1,500 budget is realistic in Cebu but tight or insufficient in Naxos. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Naxos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Naxos and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 55% less than in Naxos. Beyond cost, consider language, visa policies, and how big the international community is in each city.