Last update: Oct 2026

Cost of Living Comparison Between Nashville, TN and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $2,837 in Nashville, TN, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

139

Cost of Living Index in Nashville, TN
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Nashville, TN Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Nashville, TN

🇺🇸 United States

$2,837

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Nashville, TN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nashville, TN and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,837 in Nashville, TN versus $2,530 in Toronto.

Nashville, TN $2,837
Toronto $2,530

Estimated couple costs with rent: $4,263 in Nashville, TN versus $3,646 in Toronto.

Nashville, TN $4,263
Toronto $3,646

Monthly costs for a family of three with rent: $5,689 in Nashville, TN versus $4,761 in Toronto.

Nashville, TN $5,689
Toronto $4,761

Living in Nashville, TN is roughly 12% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Nashville, TN 112% above, Toronto 89% above.

Meal at Budget Restaurant

$17.89 $17.89

$17.67 CA$25.19

1.25%

Three-Course Dinner for Two, Mid-Range

$84.3 $84.3

$77.4 CA$110

8.94%

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$10.47 CA$14.93

16.05%

Cappuccino

$6.56 $6.56

$4.08 CA$5.81

60.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$2.12 CA$3.02

35.85%

Water (0.33 liter bottle)

$2.40 $2.40

$1.76 CA$2.51

36.36%

Local Beer (0.5 liter draught)

$6.87 $6.87

$6.17 CA$8.80

11.35%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$6.89 CA$9.82

17.13%

Milk (1 liter)

$1.13 $1.13

$2.43 CA$3.46

-53.50%

White Bread (500g)

$3.90 $3.90

$2.75 CA$3.92

41.82%

Rice (white) (1kg)

$4.01 $4.01

$2.23 CA$3.18

79.82%

Eggs

$4.20 $4.20

$3.45 CA$4.91

21.74%

Local Cheese (1kg)

$12.78 $12.78

$8.93 CA$12.73

43.11%

Chicken Fillets (1kg)

$14.44 $14.44

$11.44 CA$16.31

26.22%

Beef Round Steak (1kg)

$18.70 $18.70

$14.61 CA$20.83

27.99%

Apples (1kg)

$5.70 $5.70

$3.75 CA$5.34

52.00%

Banana (1kg)

$1.58 $1.58

$1.15 CA$1.64

37.39%

Oranges (1kg)

$4.21 $4.21

$3.55 CA$5.06

18.59%

Tomato (1kg)

$4.92 $4.92

$4.28 CA$6.10

14.95%

Potato (1kg)

$2.60 $2.60

$1.85 CA$2.63

40.54%

Onion (1kg)

$3.06 $3.06

$1.67 CA$2.38

83.23%

Lettuce (1 head)

$2.36 $2.36

$2.22 CA$3.16

6.31%

Water (1.5 liter bottle)

$2.34 $2.34

$1.21 CA$1.72

93.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.25 $10.25

$13.88 CA$19.78

-26.15%

Wine (Bottle)

$15.89 $15.89

$14.25 CA$20.31

11.51%

Local Beer (0.5 liter bottle)

$2.49 $2.49

$2.20 CA$3.13

13.18%

Imported Beer (0.33 liter bottle)

$4.68 $4.68

$2.42 CA$3.45

93.39%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.42 CA$3.44

-15.29%

Public Transport Monthly Pass (Regular Price)

$65.0 $65.0

$111 CA$158

-41.27%

Taxi Start (Normal Tariff)

$4.92 $4.92

$2.90 CA$4.13

69.66%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.26 CA$1.80

20.63%

Taxi 1hour Waiting (Normal Tariff)

$21.09 $21.09

$22.03 CA$31.40

-4.27%

Gasoline (1 liter)

$1.01 $1.01

$1.22 CA$1.74

-17.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$27.6K CA$39.4K

34.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K $27.9K

$19.8K CA$28.3K

40.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$122 CA$174

88.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.3 $74.3

$32.03 CA$45.66

131.85%

Internet (50+ Mbps, Unlimited Data)

$75.8 $75.8

$47.92 CA$68.3

58.08%

Gym Membership (Monthly)

$54.3 $54.3

$38.90 CA$55.5

39.69%

Tennis Court (1 Hour on Weekend)

$14.42 $14.42

$23.24 CA$33.12

-37.95%

Cinema Ticket

$14.96 $14.96

$12.61 CA$17.97

18.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,469 $1,469

$834 CA$1,189

76.15%

International Primary School, 1 Child (Yearly)

$30.8K $30.8K

$23.3K CA$33.3K

32.05%

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$52.6 CA$75.0

3.90%

Summer Dress (H&M, Zara, etc)

$42.23 $42.23

$40.26 CA$57.4

4.89%

Sport Shoes (Adidas, Nike)

$93.1 $93.1

$96.2 CA$137

-3.22%

Men's Leather Business Shoes

$141 $141

$123 CA$175

14.91%

1-bedroom Apartment, City Center (Monthly)

$1,958 $1,958

$1,598 CA$2,278

22.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,379 $1,379

$1,435 CA$2,045

-3.90%

3-bedroom Apartment, City Center (Monthly)

$4,364 $4,364

$2,657 CA$3,787

64.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,427 $2,427

$2,096 CA$2,988

15.80%

Buy Apartment in City Center (m2)

$7,907 $7,907

$8,033 CA$11.5K

-1.56%

Buy Apartment Outside City Center (m2)

$2,687 $2,687

$6,557 CA$9,347

-59.03%

Average Monthly Net Salary (After Tax)

$4,733 $4,733

$3,743 CA$5,335

26.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.47

46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nashville, TN: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nashville, TN

$1.4K 48.5%

Toronto

$1.4K 55.4% 4.1% $56

Groceries & Markets

Nashville, TN

$434 15.3%

Toronto

$340 13.1% 21.7% $94

Monthly Utilities & Internet

Nashville, TN

$380 13.4%

Toronto

$202 7.8% 46.9% $178

Eating Out

Nashville, TN

$330 11.6%

Toronto

$282 10.9% 14.6% $48

Clothing & Footwear

Nashville, TN

$149 5.2%

Toronto

$140 5.4% 5.8% $8.7

Getting Around

Nashville, TN

$86 3%

Toronto

$130 5% 51.1% $44

Sport & Entertainment

Nashville, TN

$84 3%

Toronto

$64 2.5% 23.9% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,958 in Nashville, TN and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Nashville, TN pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Nashville, TN vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $434 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Nashville, TN

🇨🇦 Toronto

🕒 Local time

05:46 5:46 AM

06:46 6:46 AM

1 h ahead of Nashville, TN

🌤 Weather

👥 Population

689,447

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Nashville, TN Toronto 1,040 km ≈ 1 h 45 min nonstop flight

From you

Nashville, TN
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nashville, TN vs Toronto: Cost of Living - Frequently Asked Questions

Nashville, TN and Toronto differ by about 12% in total monthly costs ($2,837 vs $2,530 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 26% higher in Nashville, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,958 in Nashville, TN versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,469 in Nashville, TN versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Nashville, TN. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 12% less than in Nashville, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.