Last update: Oct 2026

Cost of Living Comparison Between Naples, FL and Chicago, IL

For one person, living costs are similar in Naples, FL and in Chicago, IL: $3,300 and $3,185 a month, rent and utilities included.

160

Cost of Living Index in Naples, FL
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Naples, FL Living Index
153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Naples, FL

🇺🇸 United States

$3,300

/mo nomad

Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples, FL and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples, FL and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,300 per month in Naples, FL vs $3,185 in Chicago, IL, rent included.

Naples, FL $3,300
Chicago, IL $3,185

A couple spends around $5,338 per month in Naples, FL vs $4,631 in Chicago, IL, rent included.

Naples, FL $5,338
Chicago, IL $4,631

A family of three spends $7,376 per month in Naples, FL vs $6,077 in Chicago, IL, rent included.

Naples, FL $7,376
Chicago, IL $6,077

Naples, FL costs about 4% more than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Naples, FL and Chicago, IL sit above the global median – Naples, FL by 144%, Chicago, IL by 136%.

Meal at Budget Restaurant

$30.25 $30.25

$21.58 $21.58

40.18%

Three-Course Dinner for Two, Mid-Range

$110 $110

$88.7 $88.7

24.44%

Fast Food Meal (McDonalds, etc)

$11.99 $11.99

$13.20 $13.20

-9.17%

Cappuccino

$5.31 $5.31

$5.59 $5.59

-5.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.32 $3.32

$2.63 $2.63

26.24%

Water (0.33 liter bottle)

$2.43 $2.43

$2.26 $2.26

7.52%

Local Beer (0.5 liter draught)

$6.99 $6.99

$7.11 $7.11

-1.69%

Imported Beer (0.33 liter bottle)

$7.09 $7.09

$9.23 $9.23

-23.19%

Milk (1 liter)

$1.27 $1.27

$1.28 $1.28

-0.78%

White Bread (500g)

$4.44 $4.44

$3.84 $3.84

15.63%

Rice (white) (1kg)

$5.38 $5.38

$5.07 $5.07

6.11%

Eggs

$4.85 $4.85

$4.84 $4.84

0.21%

Local Cheese (1kg)

$14.76 $14.76

$14.17 $14.17

4.16%

Chicken Fillets (1kg)

$11.35 $11.35

$14.61 $14.61

-22.31%

Beef Round Steak (1kg)

$20.58 $20.58

$18.76 $18.76

9.70%

Apples (1kg)

$5.50 $5.50

$5.19 $5.19

5.97%

Banana (1kg)

$1.98 $1.98

$2.00 $2.00

-1.00%

Oranges (1kg)

$4.19 $4.19

$4.00 $4.00

4.75%

Tomato (1kg)

$5.51 $5.51

$4.98 $4.98

10.64%

Potato (1kg)

$2.79 $2.79

Onion (1kg)

$3.38 $3.38

$2.65 $2.65

27.55%

Lettuce (1 head)

$2.31 $2.31

$2.13 $2.13

8.45%

Water (1.5 liter bottle)

$2.24 $2.24

$3.09 $3.09

-27.51%

Cigarettes 20 Pack (Marlboro, Camel)

$9.28 $9.28

$16.05 $16.05

-42.18%

Wine (Bottle)

$15.08 $15.08

$15.20 $15.20

-0.79%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.62 $2.62

-19.85%

Imported Beer (0.33 liter bottle)

$2.10 $2.10

$3.46 $3.46

-39.31%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.47 $2.47

-17.41%

Public Transport Monthly Pass (Regular Price)

$30.45 $30.45

$75.1 $75.1

-59.45%

Taxi Start (Normal Tariff)

$2.44 $2.44

$3.21 $3.21

-23.99%

Taxi (Normal Tariff) (1km)

$2.77 $2.77

$1.39 $1.39

99.28%

Taxi 1hour Waiting (Normal Tariff)

$34.55 $34.55

$25.02 $25.02

38.09%

Gasoline (1 liter)

$1.00 $1.00

$1.24 $1.24

-19.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$37.2K $37.2K

-1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.8K $25.8K

-0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

0.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.9 $63.9

$67.8 $67.8

-5.84%

Internet (50+ Mbps, Unlimited Data)

$95.1 $95.1

$60.9 $60.9

56.24%

Gym Membership (Monthly)

$60.1 $60.1

$53.6 $53.6

12.21%

Tennis Court (1 Hour on Weekend)

$38.85 $38.85

$27.90 $27.90

39.25%

Cinema Ticket

$19.84 $19.84

$17.80 $17.80

11.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$835 $835

$1,554 $1,554

-46.27%

International Primary School, 1 Child (Yearly)

$37.6K $37.6K

$31.4K $31.4K

19.72%

Jeans (Levis 501 Or Similar)

$49.26 $49.26

$67.9 $67.9

-27.43%

Summer Dress (H&M, Zara, etc)

$50.2 $50.2

$50.8 $50.8

-1.12%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$101 $101

-21.23%

Men's Leather Business Shoes

$101 $101

$143 $143

-29.51%

1-bedroom Apartment, City Center (Monthly)

$2,513 $2,513

$2,383 $2,383

5.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,813 $1,813

$1,712 $1,712

5.92%

3-bedroom Apartment, City Center (Monthly)

$4,295 $4,295

$4,674 $4,674

-8.10%

3-bedroom Apartment, Outside City Center (Monthly)

$3,911 $3,911

$2,738 $2,738

42.81%

Buy Apartment in City Center (m2)

$4,811 $4,811

$4,158 $4,158

15.70%

Buy Apartment Outside City Center (m2)

$3,696 $3,696

$2,691 $2,691

37.35%

Average Monthly Net Salary (After Tax)

$5,492 $5,492

$4,894 $4,894

12.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.77

-5.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples, FL: October 12, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples, FL

$1.8K 55%

Chicago, IL

$1.7K 53.8% 5.6% $101

Groceries & Markets

Naples, FL

$441 13.4%

Chicago, IL

$451 14.2% 2.4% $11

Eating Out

Naples, FL

$414 12.5%

Chicago, IL

$353 11.1% 14.7% $61

Monthly Utilities & Internet

Naples, FL

$351 10.7%

Chicago, IL

$321 10.1% 8.6% $30

Clothing & Footwear

Naples, FL

$126 3.8%

Chicago, IL

$164 5.1% 29.6% $37

Sport & Entertainment

Naples, FL

$100 3%

Chicago, IL

$89 2.8% 10.6% $11

Getting Around

Naples, FL

$55 1.7%

Chicago, IL

$95 3% 73.1% $40

Cost Breakdown

A central one-bedroom costs $2,513 in Naples, FL versus $2,383 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Naples, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Naples, FL versus $89.0 in Chicago, IL. Groceries tell a different story – $441 in Naples, FL vs $451 in Chicago, IL – so Naples, FL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Naples, FL

🇺🇸 Chicago, IL

🕒 Local time

12:17 12:17 PM

11:17 11:17 AM

1 h behind Naples, FL

🌤 Weather

👥 Population

19,539

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Naples, FL Chicago, IL 1,830 km ≈ 2 h 45 min nonstop flight

From you

Naples, FL
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples, FL vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,300 in Naples, FL, $3,185 in Chicago, IL – roughly 4% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,950 per month in Naples, FL and $4,777 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Naples, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $110 in Naples, FL and $89.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,300 in Naples, FL and $3,185 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,185 in Chicago, IL to $3,300 in Naples, FL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naples, FL makes more sense. Both are solid long-term options with distinct trade-offs.