Last update: Oct 2026

Cost of Living Comparison Between Nancy and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,699 in Nancy, rent and utilities included – about $9,400 less a year. Other living expenses account for most of the difference.

83

Cost of Living Index in Nancy
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Nancy Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nancy

🇫🇷 France

$1,699

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nancy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nancy and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,699 in Nancy versus $918 in Cebu.

Nancy $1,699
Cebu $918

Estimated couple costs with rent: $2,681 in Nancy versus $1,409 in Cebu.

Nancy $2,681
Cebu $1,409

Monthly costs for a family of three with rent: $3,664 in Nancy versus $1,900 in Cebu.

Nancy $3,664
Cebu $1,900

Living in Nancy is roughly 85% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nancy is 26% above, Cebu is 32% below.

Meal at Budget Restaurant

$15.86 €14.10

$3.09 ₱194

413.27%

Three-Course Dinner for Two, Mid-Range

$66.2 €58.8

$24.22 ₱1,525

173.12%

Fast Food Meal (McDonalds, etc)

$13.61 €12.10

$3.92 ₱247

247.19%

Cappuccino

$4.31 €3.83

$2.51 ₱158

71.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.93

$1.59 ₱100

107.55%

Water (0.33 liter bottle)

$2.08 €1.85

$0.53 ₱33.43

292.45%

Local Beer (0.5 liter draught)

$7.59 €6.75

$1.78 ₱112

326.40%

Imported Beer (0.33 liter bottle)

$5.48 €4.87

$2.17 ₱137

152.53%

Milk (1 liter)

$1.06 €0.94

$1.92 ₱121

-44.79%

White Bread (500g)

$1.33 €1.18

$1.36 ₱85.4

-2.21%

Rice (white) (1kg)

$1.80 €1.60

$1.01 ₱63.5

78.22%

Eggs

$3.44 €3.06

$2.03 ₱128

69.46%

Local Cheese (1kg)

$14.26 €12.68

$9.86 ₱621

44.62%

Chicken Fillets (1kg)

$16.40 €14.59

$4.39 ₱277

273.58%

Beef Round Steak (1kg)

$23.13 €20.58

$7.60 ₱479

204.34%

Apples (1kg)

$2.48 €2.21

$3.30 ₱208

-24.85%

Banana (1kg)

$2.43 €2.16

$1.39 ₱87.8

74.82%

Oranges (1kg)

$2.18 €1.94

$2.33 ₱147

-6.44%

Tomato (1kg)

$3.58 €3.18

$1.50 ₱94.3

138.67%

Potato (1kg)

$1.31 €1.17

$2.36 ₱149

-44.49%

Onion (1kg)

$2.27 €2.02

$1.90 ₱119

19.47%

Lettuce (1 head)

$1.35 €1.21

$1.19 ₱74.9

13.45%

Water (1.5 liter bottle)

$0.72 €0.64

$0.63 ₱39.71

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$13.66 €12.15

$3.00 ₱189

355.33%

Wine (Bottle)

$8.58 €7.64

$6.03 ₱379

42.29%

Local Beer (0.5 liter bottle)

$2.14 €1.90

$1.23 ₱77.7

73.98%

Imported Beer (0.33 liter bottle)

$4.48 €3.99

$1.75 ₱110

156.00%

One-way Ticket (Public Transport)

$1.66 €1.47

$0.25 ₱15.86

564.00%

Public Transport Monthly Pass (Regular Price)

$53.1 €47.19

$12.64 ₱796

319.70%

Taxi Start (Normal Tariff)

$3.25 €2.90

$0.77 ₱48.62

322.08%

Taxi (Normal Tariff) (1km)

$2.11 €1.87

$0.23 ₱14.53

817.39%

Taxi 1hour Waiting (Normal Tariff)

$26.33 €23.42

$4.46 ₱281

490.36%

Gasoline (1 liter)

$2.18 €1.94

$1.31 ₱82.8

66.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €30.7K

$21.2K ₱1.3M

62.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.3K €30.5K

$19.1K ₱1.2M

79.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$269 €239

$120 ₱7,569

123.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.86 €11.44

$14.00 ₱882

-8.14%

Internet (50+ Mbps, Unlimited Data)

$27.81 €24.74

$27.54 ₱1,734

0.98%

Gym Membership (Monthly)

$28.22 €25.10

$32.33 ₱2,035

-12.71%

Tennis Court (1 Hour on Weekend)

$18.19 €16.18

$6.65 ₱419

173.53%

Cinema Ticket

$13.47 €11.98

$5.65 ₱356

138.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$562 €500

$275 ₱17.3K

104.07%

International Primary School, 1 Child (Yearly)

$15.8K €14.0K

$7,918 ₱498.5K

98.98%

Jeans (Levis 501 Or Similar)

$91.5 €81.4

$49.33 ₱3,106

85.53%

Summer Dress (H&M, Zara, etc)

$40.55 €36.07

$25.24 ₱1,589

60.66%

Sport Shoes (Adidas, Nike)

$106 €94.0

$77.0 ₱4,846

37.24%

Men's Leather Business Shoes

$140 €124

$57.2 ₱3,601

144.58%

1-bedroom Apartment, City Center (Monthly)

$689 €613

$500 ₱31.5K

38.00%

1-bedroom Apartment, Outside City Center (Monthly)

$449 €400

$309 ₱19.4K

45.50%

3-bedroom Apartment, City Center (Monthly)

$1,240 €1,103

$1,078 ₱67.9K

15.00%

3-bedroom Apartment, Outside City Center (Monthly)

$948 €844

$615 ₱38.7K

54.14%

Buy Apartment in City Center (m2)

$2,582 €2,297

$2,886 ₱181.7K

-10.54%

Buy Apartment Outside City Center (m2)

$2,273 €2,022

$1,917 ₱120.7K

18.58%

Average Monthly Net Salary (After Tax)

$2,283 €2,031

$346 ₱21.8K

560.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.76

7.2

-47.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nancy: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nancy

$449 26.5%

Cebu

$309 33.6% 31.3% $140

Groceries & Markets

Nancy

$352 20.7%

Cebu

$206 22.4% 41.5% $146

Monthly Utilities & Internet

Nancy

$310 18.2%

Cebu

$162 17.6% 47.8% $148

Eating Out

Nancy

$290 17.1%

Cebu

$88 9.6% 69.5% $202

Clothing & Footwear

Nancy

$170 10%

Cebu

$94 10.2% 44.7% $76

Getting Around

Nancy

$73 4.3%

Cebu

$16 1.7% 78.8% $58

Sport & Entertainment

Nancy

$55 3.3%

Cebu

$44 4.8% 20.9% $12

Cost Breakdown

A one-bedroom apartment in the center runs $689 in Nancy and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Nancy pays 560% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Nancy vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $352 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Nancy

🇵🇭 Cebu

🕒 Local time

11:25 11:25 AM

17:25 5:25 PM

6 h ahead of Nancy

🌤 Weather

👥 Population

104,260

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Nancy Cebu 11,080 km ≈ 14 h nonstop flight

From you

Nancy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nancy vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 85% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 560% higher in Nancy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $689 in Nancy versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,699 per month in Nancy versus $918 in Cebu – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 320% less than in Nancy. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,699 in Nancy, a $1,500 budget is realistic in Cebu but tight or insufficient in Nancy. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nancy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nancy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 85% less than in Nancy. Beyond cost, consider language, visa policies, and how big the international community is in each city.