Last update: Oct 2026

Cost of Living Comparison Between Namur and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,006 in Namur, rent and utilities included – about $13,100 less a year. Rent and utilities account for about half of the difference.

98

Cost of Living Index in Namur
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Namur Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Namur

🇧🇪 Belgium

$2,006

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Namur and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Namur and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,006 in Namur versus $918 in Cebu.

Namur $2,006
Cebu $918

Estimated couple costs with rent: $3,002 in Namur versus $1,409 in Cebu.

Namur $3,002
Cebu $1,409

Monthly costs for a family of three with rent: $3,998 in Namur versus $1,900 in Cebu.

Namur $3,998
Cebu $1,900

Living in Namur is roughly 119% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Namur is 49% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.64 €20.20

$3.09 ₱194

632.69%

Three-Course Dinner for Two, Mid-Range

$105 €93.8

$24.22 ₱1,520

333.86%

Fast Food Meal (McDonalds, etc)

$13.00 €11.60

$3.92 ₱246

231.63%

Cappuccino

$4.40 €3.93

$2.51 ₱157

75.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.04

$1.59 ₱99.9

113.84%

Water (0.33 liter bottle)

$1.13 €1.01

$0.53 ₱33.33

113.21%

Local Beer (0.5 liter draught)

$2.86 €2.55

$1.78 ₱112

60.67%

Imported Beer (0.33 liter bottle)

$6.20 €5.53

$2.17 ₱136

185.71%

Milk (1 liter)

$1.31 €1.17

$1.92 ₱120

-31.77%

White Bread (500g)

$2.67 €2.38

$1.36 ₱85.2

96.32%

Rice (white) (1kg)

$2.17 €1.94

$1.01 ₱63.3

114.85%

Eggs

$3.78 €3.37

$2.03 ₱127

86.21%

Local Cheese (1kg)

$17.12 €15.28

$9.86 ₱619

73.63%

Chicken Fillets (1kg)

$12.02 €10.72

$4.39 ₱276

173.80%

Beef Round Steak (1kg)

$23.18 €20.69

$7.60 ₱477

205.00%

Apples (1kg)

$2.89 €2.58

$3.30 ₱207

-12.42%

Banana (1kg)

$2.45 €2.18

$1.39 ₱87.5

76.26%

Oranges (1kg)

$2.61 €2.33

$2.33 ₱146

12.02%

Tomato (1kg)

$3.29 €2.93

$1.50 ₱94.0

119.33%

Potato (1kg)

$2.46 €2.20

$2.36 ₱148

4.24%

Onion (1kg)

$1.90 €1.69

$1.90 ₱119

Lettuce (1 head)

$1.52 €1.36

$1.19 ₱74.7

27.73%

Water (1.5 liter bottle)

$1.06 €0.95

$0.63 ₱39.59

68.25%

Cigarettes 20 Pack (Marlboro, Camel)

$11.74 €10.48

$3.00 ₱189

291.33%

Wine (Bottle)

$9.15 €8.17

$6.03 ₱378

51.74%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.23 ₱77.4

37.40%

Imported Beer (0.33 liter bottle)

$2.06 €1.84

$1.75 ₱110

17.71%

One-way Ticket (Public Transport)

$2.86 €2.55

$0.25 ₱15.81

1044.00%

Public Transport Monthly Pass (Regular Price)

$64.7 €57.8

$12.64 ₱793

412.10%

Taxi Start (Normal Tariff)

$5.62 €5.01

$0.77 ₱48.47

629.87%

Taxi (Normal Tariff) (1km)

$2.71 €2.41

$0.23 ₱14.49

1078.26%

Taxi 1hour Waiting (Normal Tariff)

$45.45 €40.57

$4.46 ₱280

919.06%

Gasoline (1 liter)

$2.03 €1.81

$1.31 ₱82.5

54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.4K

$21.2K ₱1.3M

65.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K €31.0K

$19.1K ₱1.2M

81.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €183

$120 ₱7,547

70.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.73 €19.39

$14.00 ₱879

55.21%

Internet (50+ Mbps, Unlimited Data)

$47.00 €41.95

$27.54 ₱1,729

70.66%

Gym Membership (Monthly)

$33.76 €30.13

$32.33 ₱2,029

4.42%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$8.47 €7.56

$5.65 ₱355

49.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,600 €1,428

$275 ₱17.3K

481.31%

International Primary School, 1 Child (Yearly)

$33.7K €30.1K

$7,918 ₱497.0K

325.98%

Jeans (Levis 501 Or Similar)

$76.6 €68.4

$49.33 ₱3,097

55.34%

Summer Dress (H&M, Zara, etc)

$36.93 €32.96

$25.24 ₱1,585

46.32%

Sport Shoes (Adidas, Nike)

$102 €90.9

$77.0 ₱4,831

32.38%

Men's Leather Business Shoes

$135 €121

$57.2 ₱3,590

136.68%

1-bedroom Apartment, City Center (Monthly)

$902 €805

$500 ₱31.4K

80.61%

1-bedroom Apartment, Outside City Center (Monthly)

$750 €669

$309 ₱19.4K

142.77%

3-bedroom Apartment, City Center (Monthly)

$1,134 €1,012

$1,078 ₱67.7K

5.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,022 €912

$615 ₱38.6K

66.04%

Buy Apartment in City Center (m2)

$2,844 €2,538

$2,886 ₱181.2K

-1.47%

Buy Apartment Outside City Center (m2)

$2,956 €2,638

$1,917 ₱120.3K

54.21%

Average Monthly Net Salary (After Tax)

$1,817 €1,622

$346 ₱21.7K

425.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

7.2

-51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Namur: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Namur

$750 37.4%

Cebu

$309 33.6% 58.8% $441

Groceries & Markets

Namur

$361 18%

Cebu

$206 22.4% 43% $156

Eating Out

Namur

$318 15.8%

Cebu

$88 9.6% 72.2% $230

Monthly Utilities & Internet

Namur

$273 13.6%

Cebu

$162 17.6% 40.8% $112

Clothing & Footwear

Namur

$158 7.9%

Cebu

$94 10.2% 40.5% $64

Getting Around

Namur

$95 4.8%

Cebu

$16 1.7% 83.7% $80

Sport & Entertainment

Namur

$51 2.5%

Cebu

$44 4.8% 14% $7.1

Cost Breakdown

A one-bedroom apartment in the center runs $902 in Namur and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Namur pays 425% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $105 in Namur vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $361 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Namur

🇵🇭 Cebu

🕒 Local time

08:45 8:45 AM

14:45 2:45 PM

6 h ahead of Namur

🌤 Weather

👥 Population

113,174

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

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Between locations

Namur Cebu 11,070 km ≈ 14 h nonstop flight

From you

Namur
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Namur vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 119% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 425% higher in Namur, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $902 in Namur versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,006 per month in Namur versus $918 in Cebu – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 412% less than in Namur. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,006 in Namur, a $1,500 budget is realistic in Cebu but tight or insufficient in Namur. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Namur, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Namur and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 119% less than in Namur. Beyond cost, consider language, visa policies, and how big the international community is in each city.