Cost of Living Comparison Between Nalchik and Ubud Cost of Living Comparison Between Nalchik and Ubud

🙂 Solo nomad: Nalchik is 4.7% cheaper than Ubud without rent, and 30% more expensive with rent.
😐 Family of 3: Nalchik is 15.5% more expensive than Ubud without rent, and 44.7% more expensive with rent.
Currency
🍽 Eating Out
Nalchik
Ubud
Difference
Meal at Budget Restaurant
$5.84 ₽466
$3 Rp 48.8K
94.67%
Three-Course Dinner for Two, Mid-Range
$34.41 ₽2,746
$12.52 Rp 203.2K
174.84%
Fast Food Meal (McDonalds, etc)
$8.23 ₽656
$3.18 Rp 51.6K
158.81%
Cappuccino
$3.41 ₽272
$2.21 Rp 35.9K
54.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.13 ₽89.8
$1.1 Rp 17.9K
2.73%
Water (0.33 liter bottle)
$0.47 ₽37.68
$0.26 Rp 4,217
80.77%
Local Beer (0.5 liter draught)
$3.53 ₽282
$2.5 Rp 40.5K
41.20%
Imported Beer (0.33 liter bottle)
$3.47 ₽277
$3.2 Rp 51.9K
8.44%
🛒 Groceries & Markets
Nalchik
Ubud
Difference
Milk (1 liter)
$1.73 ₽138
$1.49 Rp 24.2K
16.11%
White Bread (500g)
$0.9 ₽71.9
$1.67 Rp 27K
-46.11%
Rice (white) (1kg)
$2.38 ₽190
$1.14 Rp 18.5K
108.77%
Eggs
$2.56 ₽204
$2.27 Rp 36.9K
12.78%
Local Cheese (1kg)
$5.9 ₽470
$13.94 Rp 226.3K
-57.68%
Chicken Fillets (1kg)
$6.98 ₽557
$4 Rp 64.8K
74.50%
Beef Round Steak (1kg)
$10.62 ₽848
$11.3 Rp 183.4K
-6.02%
Apples (1kg)
$1.78 ₽142
$3.6 Rp 58.4K
-50.56%
Banana (1kg)
$1.88 ₽150
$1.53 Rp 24.8K
22.88%
Oranges (1kg)
$3.58 ₽286
$2.65 Rp 43K
35.09%
Tomato (1kg)
$3.47 ₽277
$1.38 Rp 22.4K
151.45%
Potato (1kg)
$1.2 ₽96
$1.58 Rp 25.6K
-24.05%
Onion (1kg)
$0.57 ₽45.23
$2.16 Rp 35.1K
-73.61%
Lettuce (1 head)
$0.46 ₽36.55
$1.04 Rp 16.9K
-55.77%
Water (1.5 liter bottle)
$1.2 ₽95.5
$0.56 Rp 9,114
114.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.53 ₽282
$2.23 Rp 36.3K
58.30%
Wine (Bottle)
$7.64 ₽610
$14.98 Rp 243.2K
-49.00%
Local Beer (0.5 liter bottle)
$0.96 ₽76.7
$2.43 Rp 39.5K
-60.49%
Imported Beer (0.33 liter bottle)
$1.93 ₽154
$2.64 Rp 42.8K
-26.89%
🚌 Getting Around
Nalchik
Ubud
Difference
One-way Ticket (Public Transport)
$0.42 ₽33.58
$0.32 Rp 5,203
31.25%
Public Transport Monthly Pass (Regular Price)
-
$10.12 Rp 164.3K
-
Taxi Start (Normal Tariff)
$2.61 ₽208
$0.49 Rp 7,888
432.65%
Taxi (Normal Tariff) (1km)
$0.28 ₽22.19
$0.34 Rp 5,573
-17.65%
Taxi 1hour Waiting (Normal Tariff)
$3.75 ₽299
$6.04 Rp 98K
-37.91%
Gasoline (1 liter)
$0.92 ₽73.6
$0.73 Rp 11.9K
26.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K ₽3M
$26.2K Rp 425.6M
43.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$64.5K ₽5.1M
$31.9K Rp 518.5M
102.05%
🧾 Monthly Utilities & Internet
Nalchik
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$38.63 ₽3,082
$62.6 Rp 1M
-38.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.84 ₽626
$4.1 Rp 66.6K
91.22%
Internet (50+ Mbps, Unlimited Data)
$4.96 ₽396
$24.32 Rp 394.7K
-79.61%
🎉 Sport & Entertainment
Nalchik
Ubud
Difference
Gym Membership (Monthly)
$37.38 ₽2,982
$22.6 Rp 366.9K
65.40%
Tennis Court (1 Hour on Weekend)
$6.3 ₽503
$6.26 Rp 101.5K
0.64%
Cinema Ticket
$3.87 ₽309
$3.29 Rp 53.4K
17.63%
🧸 Childcare & Education
Nalchik
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$321 ₽25.6K
$93.2 Rp 1.5M
244.49%
International Primary School, 1 Child (Yearly)
$6,956 ₽555.1K
$6,098 Rp 99M
14.08%
👕👟 Clothing & Footwear
Nalchik
Ubud
Difference
Jeans (Levis 501 Or Similar)
$68.6 ₽5,471
$52.8 Rp 857.4K
29.80%
Summer Dress (H&M, Zara, etc)
$44.65 ₽3,563
$24.84 Rp 403.3K
79.75%
Sport Shoes (Adidas, Nike)
$113 ₽8,993
$85.2 Rp 1.4M
32.23%
Men's Leather Business Shoes
$109 ₽8,662
$72.5 Rp 1.2M
49.80%
🏠 Accommodation & Living
Nalchik
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$452 ₽36.1K
$259 Rp 4.2M
74.81%
1-bedroom Apartment, Outside City Center (Monthly)
$320 ₽25.6K
$159 Rp 2.6M
101.57%
3-bedroom Apartment, City Center (Monthly)
$1,032 ₽82.3K
$578 Rp 9.4M
78.63%
3-bedroom Apartment, Outside City Center (Monthly)
$750 ₽59.8K
$336 Rp 5.5M
123.07%
Buy Apartment in City Center (m2)
$1,992 ₽158.9K
$1,000 Rp 16.2M
99.06%
Buy Apartment Outside City Center (m2)
$1,185 ₽94.6K
$860 Rp 14M
37.72%
💵 Salaries & Financials
Nalchik
Ubud
Difference
Average Monthly Net Salary (After Tax)
$361 ₽28.8K
$182 Rp 3M
97.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
20
13.28
50.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nalchik: October 29, 2025

Last update for Ubud: October 29, 2025

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