Last update: Oct 2026

Cost of Living Comparison Between Nakhon Sawan and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,031 in Nakhon Sawan, rent and utilities included – about $1,400 less a year. The total is higher in Nakhon Sawan despite lower rent and utilities.

49

Cost of Living Index in Nakhon Sawan
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Nakhon Sawan Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nakhon Sawan

🇹🇭 Thailand

$1,031

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nakhon Sawan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nakhon Sawan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,031 in Nakhon Sawan versus $918 in Cebu.

Nakhon Sawan $1,031
Cebu $918

Estimated couple costs with rent: $1,661 in Nakhon Sawan versus $1,409 in Cebu.

Nakhon Sawan $1,661
Cebu $1,409

Monthly costs for a family of three with rent: $2,291 in Nakhon Sawan versus $1,900 in Cebu.

Nakhon Sawan $2,291
Cebu $1,900

Living in Nakhon Sawan is roughly 12% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Nakhon Sawan 24% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.03 ฿101

$3.09 ₱194

-1.94%

Three-Course Dinner for Two, Mid-Range

$36.28 ฿1,212

$24.22 ₱1,525

49.79%

Fast Food Meal (McDonalds, etc)

$5.86 ฿196

$3.92 ₱247

49.49%

Cappuccino

$2.69 ฿89.9

$2.51 ₱158

7.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 ฿20.94

$1.59 ₱100

-60.38%

Water (0.33 liter bottle)

$0.37 ฿12.22

$0.53 ₱33.43

-30.19%

Local Beer (0.5 liter draught)

$2.73 ฿91.1

$1.78 ₱112

53.37%

Imported Beer (0.33 liter bottle)

$4.37 ฿146

$2.17 ₱137

101.38%

Milk (1 liter)

$1.88 ฿62.7

$1.92 ₱121

-2.08%

White Bread (500g)

$1.46 ฿48.88

$1.36 ₱85.4

7.35%

Rice (white) (1kg)

$1.41 ฿47.22

$1.01 ₱63.5

39.60%

Eggs

$1.65 ฿55.1

$2.03 ₱128

-18.72%

Local Cheese (1kg)

$17.32 ฿579

$9.86 ₱621

75.66%

Chicken Fillets (1kg)

$3.52 ฿118

$4.39 ₱277

-19.82%

Beef Round Steak (1kg)

$13.07 ฿437

$7.60 ₱479

71.97%

Apples (1kg)

$3.80 ฿127

$3.30 ₱208

15.15%

Banana (1kg)

$0.76 ฿25.53

$1.39 ₱87.8

-45.32%

Oranges (1kg)

$2.82 ฿94.1

$2.33 ₱147

21.03%

Tomato (1kg)

$1.89 ฿63.3

$1.50 ₱94.3

26.00%

Potato (1kg)

$1.21 ฿40.33

$2.36 ₱149

-48.73%

Onion (1kg)

$1.18 ฿39.34

$1.90 ₱119

-37.89%

Lettuce (1 head)

$0.84 ฿28.19

$1.19 ₱74.9

-29.41%

Water (1.5 liter bottle)

$0.48 ฿15.98

$0.63 ₱39.71

-23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 ฿91.2

$3.00 ₱189

-9.00%

Wine (Bottle)

$15.14 ฿506

$6.03 ₱379

151.08%

Local Beer (0.5 liter bottle)

$1.60 ฿53.5

$1.23 ₱77.7

30.08%

Imported Beer (0.33 liter bottle)

$3.31 ฿111

$1.75 ₱110

89.14%

One-way Ticket (Public Transport)

$0.83 ฿27.74

$0.25 ₱15.86

232.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.05 ฿35.19

$0.77 ₱48.62

36.36%

Taxi (Normal Tariff) (1km)

$1.17 ฿39.08

$0.23 ₱14.53

408.70%

Taxi 1hour Waiting (Normal Tariff)

$5.94 ฿198

$4.46 ₱281

33.18%

Gasoline (1 liter)

$1.33 ฿44.36

$1.31 ₱82.8

1.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K ฿1.0M

$21.2K ₱1.3M

46.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿911.5K

$19.1K ₱1.2M

42.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ฿3,554

$120 ₱7,569

-11.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.70 ฿425

$14.00 ₱882

-9.29%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿585

$27.54 ₱1,734

-36.49%

Gym Membership (Monthly)

$47.12 ฿1,575

$32.33 ₱2,035

45.75%

Tennis Court (1 Hour on Weekend)

$14.75 ฿493

$6.65 ₱419

121.80%

Cinema Ticket

$7.47 ฿250

$5.65 ₱356

32.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$568 ฿19.0K

$275 ₱17.3K

106.17%

International Primary School, 1 Child (Yearly)

$16.6K ฿554.8K

$7,918 ₱498.5K

109.67%

Jeans (Levis 501 Or Similar)

$71.2 ฿2,381

$49.33 ₱3,106

44.42%

Summer Dress (H&M, Zara, etc)

$42.42 ฿1,418

$25.24 ₱1,589

68.07%

Sport Shoes (Adidas, Nike)

$95.7 ฿3,198

$77.0 ₱4,846

24.35%

Men's Leather Business Shoes

$107 ฿3,568

$57.2 ₱3,601

86.64%

1-bedroom Apartment, City Center (Monthly)

$500 ฿16.7K

$500 ₱31.5K

0.07%

1-bedroom Apartment, Outside City Center (Monthly)

$321 ฿10.7K

$309 ₱19.4K

3.91%

3-bedroom Apartment, City Center (Monthly)

$1,295 ฿43.3K

$1,078 ₱67.9K

20.17%

3-bedroom Apartment, Outside City Center (Monthly)

$699 ฿23.4K

$615 ₱38.7K

13.62%

Buy Apartment in City Center (m2)

$1,939 ฿64.8K

$2,886 ₱181.7K

-32.83%

Buy Apartment Outside City Center (m2)

$1,702 ฿56.9K

$1,917 ₱120.7K

-11.18%

Average Monthly Net Salary (After Tax)

$471 ฿15.7K

$346 ₱21.8K

36.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

7.2

-27.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nakhon Sawan: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nakhon Sawan

$321 31.1%

Cebu

$309 33.6% 3.8% $12

Groceries & Markets

Nakhon Sawan

$259 25.1%

Cebu

$206 22.4% 20.4% $53

Clothing & Footwear

Nakhon Sawan

$142 13.8%

Cebu

$94 10.2% 34% $48

Monthly Utilities & Internet

Nakhon Sawan

$137 13.2%

Cebu

$162 17.6% 18.5% $25

Eating Out

Nakhon Sawan

$100 9.7%

Cebu

$88 9.6% 12.1% $12

Sport & Entertainment

Nakhon Sawan

$62 6%

Cebu

$44 4.8% 29.7% $18

Getting Around

Nakhon Sawan

$10 * 1%

Cebu

$16 1.7% 52.3% $5.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Nakhon Sawan and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Nakhon Sawan pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Nakhon Sawan vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $259 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇹🇭 Nakhon Sawan

🇵🇭 Cebu

🕒 Local time

06:43 6:43 AM

07:43 7:43 AM

1 h ahead of Nakhon Sawan

🌤 Weather

👥 Population

82,305

964,169

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Nakhon Sawan Cebu 2,640 km ≈ 3 h 45 min nonstop flight

From you

Nakhon Sawan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nakhon Sawan vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 12% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in Nakhon Sawan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Nakhon Sawan versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 26% higher in Nakhon Sawan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,031 per month in Nakhon Sawan versus $918 in Cebu – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,031 in Nakhon Sawan, a $1,500 budget is realistic in Cebu but tight or insufficient in Nakhon Sawan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nakhon Sawan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nakhon Sawan and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 12% less than in Nakhon Sawan. Beyond cost, consider language, visa policies, and how big the international community is in each city.